655 W Walnut St
Waterloo, IN 46793
3 Beds
1 Bath
1,021 sqft (on 0.60 acres)
$198,000
Last Sold: Jul 21, 2026
7% over list $185K
$194/sqft
$198,000
Last Sold: Jul 21, 2026
7% over list $185K
$194/sqft
3 Beds
1 Bath
1,021 sqft
(on 0.60 acres)
Local Information
- Map ViewExplore the area around 655 W Walnut St.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
Home Highlights
Property Type
Single-Family Home
Year Built
1950
Lot Size
0.6 acres
Living Area
1,021 sqft
Price/Sqft
$194
Parking
Garage
About this House
Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that’s nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you’ll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and room for gathering with family and friends. The home’s size is deceiving from the street and lives larger than expected once inside. Major improvements have already been taken care of, including updated furnace, central air, water heater, and roof. Most appliances remain with the home, making this a truly move-in-ready opportunity. Outside is where this property really shines. The heated and insulated outbuilding offers space for vehicles, storage, hobbies, a workshop, or recreational equipment. One side of the property provides plenty of open space for entertaining, sports, pets, or gardening, while the tree-lined portion creates a private setting rarely found within town limits. USDA financing eligible for qualified buyers. If you’ve been looking for an affordable home with updates already completed, a large lot, and an outbuilding with endless possibilities, 655 W Walnut Street deserves a closer look.
655 W Walnut St, Waterloo, IN 46793 is a 3 bedroom, 1 bathroom, 1,021 sqft single-family home built in 1950. It last sold for $198,000 on Jul 21, 2026 (7% above the $185,000 asking price). It is currently off market. The Trulia Estimate is $198,000, with a rent estimate of $1,343/month.
Home Details for 655 W Walnut St
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MLS Status: Closed |
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Interior Details Basement: Crawl SpaceNumber of Rooms: 6Types of Rooms: Bedroom 1, Bedroom 2, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1 |
Dimensions and Layout Living Area: 1021 Square Feet |
Heating & Cooling Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa No Fireplace |
Levels, Entrance, & Accessibility Stories: 1Levels: One |
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Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached |
Frontage Not on Waterfront |
Water & Sewer Sewer: City |
Finished Area Finished Area (above surface): 1021 Square Feet |
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Year Built Year Built: 1950 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Vinyl SidingNot a New Construction |
Property Information Parcel Number: 170609227005.000008 |
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Price List Price: $185,000 |
Status Change & Dates Off Market Date: Thu Jun 25 2026 |
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Direction & Address City: WaterlooCommunity: McAfee Farms |
School Information Elementary School: WaterlooElementary School District: Dekalb Central UnitedJr High / Middle School: DekalbJr High / Middle School District: Dekalb Central UnitedHigh School: DekalbHigh School District: Dekalb Central United |
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Building Area Building Area: 1021 Square Feet |
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Lot Area: 0.60 acres |
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Mls Number: 202624853Attribution Contact: Cell: 260-573-5748Above Grade Unfinished Area: 1021 |
Last check for updates: about 1 hour ago
Listed by Tyler Secrist, (260) 573-5748
CENTURY 21 Bradley Realty, Inc
Bought with: Tyler Secrist, (260) 573-5748, CENTURY 21 Bradley Realty, Inc
Source: IRMLS, MLS#202624853
Price History for 655 W Walnut St
| Date | Price | Event | Source |
|---|---|---|---|
| 07/21/2026 | $198,000 | Sold | IRMLS #202624853 |
| 06/26/2026 | $185,000 | Pending | IRMLS #202624853 |
| 06/23/2026 | $185,000 | PriceChange | IRMLS #202624853 |
| 08/18/2022 | $154,900 | Pending | IRMLS #202234216 |
| 08/17/2022 | $154,900 | Listed For Sale | IRMLS #202234216 |
| 03/19/2016 | $89,900 | ListingRemoved | Agent Provided |
| 03/14/2016 | $89,900 | Listed For Sale | Agent Provided |
| 07/30/1998 | $57,500 | Sold | N/A |
| 08/26/1996 | $55,000 | Sold | N/A |
Market trends in Waterloo
Last updated June 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
8
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $1,214 |
| Assessment | $133,000 |
Home facts updated by county records
Comparable Sales for 655 W Walnut St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.27 | Single-Family Home | $196,500 | 08/20/25 | 3 | 1 | 1,850 | |
0.31 | Single-Family Home | $159,900 | 12/31/25 | 3 | 1 | 1,408 | |
0.17 | Single-Family Home | $150,000 | 09/24/25 | 2 | 1 | 1,058 | |
0.31 | Single-Family Home | $165,000 | 01/15/26 | 3 | 1 | 1,808 | |
0.55 | Single-Family Home | $200,000 | 10/02/25 | 3 | 1 | 1,056 | |
0.43 | Single-Family Home | $189,000 | 01/26/26 | 2 | 1 | 1,244 | |
0.17 | Single-Family Home | $285,000 | 07/31/26 | 3 | 2 | 1,676 | |
0.61 | Single-Family Home | $230,000 | 07/31/26 | 3 | 2 | 1,243 | |
0.30 | Single-Family Home | $95,000 | 06/11/26 | 3 | 1 | 1,768 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
OFF MARKETLynda J Carper, CENTURY 21 Bradley Realty, Inc, IRMLS
FOR SALEStacy Dailey, North Eastern Group Realty, IRMLS
OFF MARKETTina Bowen, Perfect Location Realty, IRMLS
SOLDJUL 31, 2026Zac Compton, Coldwell Banker Real Estate Gr, IRMLS
OFF MARKETChristina Koher, RE/MAX Results, IRMLS
OFF MARKETMarie Edwards, HMS Real Estate, IRMLS
OFF MARKETTeri Davis-Foster, Mike Thomas Associates, Inc., IRMLS
OFF MARKETTammie L Jones, Open Door Rentals and Real Estate, IRMLS
OFF MARKETCharles VanHorne, VanHorne Land Co, IRMLS
OFF MARKETTyler Secrist, CENTURY 21 Bradley Realty, Inc, IRMLS
Assigned Schools
These are the assigned schools for 655 W Walnut St.
- Dekalb High School
- 9-12
- Public
- 1007 Students
7/10GreatSchools RatingParent Rating AverageVery very bad. I’m disgusted to have gone through this school and if anyone has a choice I would choose a different oneStudent Review8y ago - Dekalb Middle School
- 6-8
- Public
- 759 Students
7/10GreatSchools RatingParent Rating AverageThe safety is really bad at one point a threat was made online about a girl saying she wanted to shoot up the school. and instead of punishing her they had a meeting of telling people to stop spreading it. Also the teachers are very sexist there is a teacher and i will not say who but they will let the girls huddle up at there desk and laugh and talk but as soon as a boy talks they get punished. They do this stupid thing and literally limit your bodily functions by only letting you use the bathroom 5 times a week and it sounds not that bad but for some people they might not be able to hold it. They also only give you 5 minutes to use the bathroom. 5!! At a meeting one of the staff said there is something wrong with you if you can’t go to the bathroom in 5 minutes. like excuse me? if you can go poop in five minutes you have superpowers. Another crazy thing is with these 5 passes also includes going to the nurse and locker. The learning is mid but i don’t think i will be using any of this when i get older. While some of the staff members are nice a lot of rules and things others do is outrageous. Definitely would not recommend this school but i have to go to it because i have no other options. cant wait to move onto high school.Student Review3mo ago - Waterloo Elementary School
- PK-5
- Public
- 247 Students
4/10GreatSchools RatingParent Rating AverageBoth my kids are at Waterloo and it is a great experience.Parent Review2mo ago 
Check out schools near 655 W Walnut St.
What Locals Say about Waterloo
At least 12 Trulia users voted on each feature.
93 % Say parking is easy
88 % Say kids play outside
88 % Say there are sidewalks
83 % Say yards are well-kept
80 % Say there's holiday spirit
79 % Say car is needed
69 % Say it's dog friendly
48 % Say people would walk alone at night
47 % Say streets are well-lit
47 % Say they plan to stay for at least 5 years
44 % Say neighbors are friendly
31 % Say there's wildlife
31 % Say it's quiet
26 % Say there are community events
25 % Say it's walkable to restaurants
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
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Apartments for Rent
PET FRIENDLY
PET FRIENDLY
PET FRIENDLY
See more homes for rent inWaterloo
Homes for sale near 655 W Walnut St
- Stacy Dailey, North Eastern Group Realty, IRMLS
Shelley Shipe, CENTURY 21 Bradley Realty, Inc, IRMLS
NEW CONSTRUCTION0.28 ACRESJihan Rachel E Brooks, DRH Realty of Indiana, LLC, IRMLS
NEW CONSTRUCTION0.35 ACRESJihan Rachel E Brooks, DRH Realty of Indiana, LLC, IRMLS
NEW CONSTRUCTION
NEW CONSTRUCTION
1.92 ACRESPaula Wert, Hosler Realty Inc, IRMLS
1.52 ACRESSteven Wyatt, Wyatt Group Realtors, IRMLS
See more homes for sale inWaterloo
Off Market Homes Near 655 W Walnut St
SOLDAUG 5, 2026Michelle Snyder, North Eastern Group Realty, IRMLS
SOLDAUG 3, 2026Trevor E Wright, Mike Thomas Associates, Inc., IRMLS
SOLDJUL 31, 2026Cynthia George, Wible Realty, IRMLS
SOLDJUL 31, 2026Scott Knapp, Wible Realty, IRMLS
SOLDJUL 31, 2026Trevor E Wright, Mike Thomas Associates, Inc., IRMLS- SOLDJUL 31, 2026Zac Compton, Coldwell Banker Real Estate Gr, IRMLS
SOLDJUL 29, 2026Kari Goble, North Eastern Group Realty, IRMLS
SOLDJUL 27, 2026Michelle Snyder, North Eastern Group Realty, IRMLS
SOLDJUL 17, 2026Teri Davis-Foster, Mike Thomas Associates, Inc., IRMLS- See more homes for sale inWaterloo
Frequently asked questions about 655 W Walnut St
- What is 655 W Walnut St estimated to be worth?Trulia's estimated value for 655 W Walnut St in Waterloo, IN is $198,000.
- What is the price history for 655 W Walnut St?655 W Walnut St in Waterloo, IN last sold for $198,000 in July 2026.
- Is Waterloo a buyer's or seller's market?Waterloo is currently a seller's market, based on recent for-sale activity.
- What do residents say about Waterloo?Residents describe Waterloo, IN as easy to park in, pedestrian-friendly, and well-kept. See recently sold homes in Waterloo, IN.
- Does 655 W Walnut St have air conditioning?Yes, 655 W Walnut St in Waterloo, IN has air conditioning.
- How big is the lot at 655 W Walnut St?The lot at 655 W Walnut St in Waterloo, IN is about 0.60 acres (26,136 sq ft).
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.