195 E  Chestnut St, Waterloo, IN 46793
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PENDING
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195 E Chestnut St
Waterloo, IN 46793

  • 3 Beds
  • 1 Bath
  • 1,728 sqft

$170,000

Est. Mortgage $1,042/mo*

$170,000

Est. Mortgage $1,042/mo*
3 Beds
1 Bath
1,728 sqft

Home Highlights

Parking
Garage
Climate Control
Heating & Cooling
Listed
50 days ago

Local Information

  • Map ViewExplore the area around 195 E Chestnut St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home to this charming 3-bedroom property in the heart of Waterloo! Featuring spacious living areas, plenty of room to make your own, and a brand-new roof installed in 2026, this home offers both value and peace of mind. Enjoy the convenience of a detached garage/workshop, a backyard deck perfect for relaxing or entertaining, and a location close to schools, parks, and local amenities. The kitchen provides a great opportunity for buyers looking to add their personal touch and build equity over time. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this property is full of potential. More pictures coming soon!!

Home Details for 195 E Chestnut St

Active Status

MLS Status: Pending

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 11Types of Rooms: Bedroom 1, Bedroom 2
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1728 Square Feet
Heating & Cooling
Heating: BaseboardHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Baseboard
Fireplace & Spa
No Fireplace
Levels, Entrance, & Accessibility
Stories: 2Levels: Two

Exterior Features

Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageParking Spaces: 1Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1728 Square Feet

Days on Market

Days on Market: 50

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New ConstructionHas Additional Parcels
Property Information
Parcel Number: 170603380012.000008Additional Parcels Description: 1706-03-380-012.000-008

Price & Status

Price
List Price: $170,000
Status Change & Dates
Off Market Date: Mon Jul 20 2026

Location

Direction & Address
City: WaterlooCommunity: None
School Information
Elementary School: ButlerElementary School District: Dekalb Co. EasternJr High / Middle School: EastsideJr High / Middle School District: Dekalb Co. EasternHigh School: EastsideHigh School District: Dekalb Co. Eastern

Agent Information

Listing Agent
Listing ID: 202625431

Building

Building Area
Building Area: 3456 Square Feet

Lot Information

Lot Area: 6098.4 sqft

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan

Miscellaneous

BasementMls Number: 202625431Projected Close Date: Fri Aug 21 2026Above Grade Unfinished Area: 1728
Last check for updates: about 9 hours ago
Listing courtesy of Tiffany Mote, (260) 221-2425
F.C. Tucker Fort Wayne
Source: IRMLS, MLS#202625431
Also Listed on IRMLS.

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
13
5
MoM

Price and Tax history

DateEventPrice
Jul 20, 2026
Source: IRMLS #202625431
Pending
$170,000
Jul 15, 2026
Source: IRMLS #202625431
PriceChange
$170,000
Price decreased by 3%
Jun 26, 2026
Source: IRMLS #202625431
Listed For Sale
$175,000
Jul 28, 2017
Source: N/A
Sold
$89,000
Jun 3, 2017
Source: Agent Provided
Listed For Sale
$89,900

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Home Value

Trulia Estimate
$168K
Since last month
Decreased$7K (-4.1%)
Since last year
Increased$6K (+3.7%)
Since last sale
Increased$79K (+88.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +163% in the last 10 years
MonthEstimated value
2026
August 2026$168K
July 2026$168K
June 2026$175K
May 2026$162K
April 2026$161K
March 2026$162K
February 2026$157K
January 2026$155K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.33
Single-Family Home
$95,000
06/11/26
3
1
1,768
0.33
Single-Family Home
$165,000
01/15/26
3
1
1,808
0.43
Single-Family Home
$95,000
05/08/26
3
1
1,364
0.12
Single-Family Home
$189,000
01/26/26
2
1
1,244
0.26
Single-Family Home
$155,000
10/03/25
3
1
1,008
0.42
Single-Family Home
$110,000
05/01/26
3
1
1,744
0.26
Single-Family Home
$168,000
08/14/26
3
1
1,008
0.28
Single-Family Home
$155,500
12/12/25
3
1
1,008
0.31
Single-Family Home
$158,900
11/17/25
3
1
1,008
0.37
Single-Family Home
$159,900
12/31/25
3
1
1,408

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.04
$196,700
4
1
2,408
Off Market
0.07
$238,000
6
3
3,608
Recently Sold
0.07
$99,900
4
1
1,843
For Sale
0.04
$142,500
4
1
2,128
Off Market
0.12
$189,000
2
1
1,244
Recently Sold
0.13
$202,200
4
2
2,040
Off Market
0.13
$162,500
3
2
1,100
Off Market
0.12
$168,100
4
1
1,887
Off Market
0.11
$163,600
3
1
1,160
Off Market
0.14
$275,000
5
3
2,424
Off Market
0.10
$243,000
4
2
2,044
Off Market
0.15
$187,000
3
1
1,072
Off Market

Around this home

What Locals Say about Waterloo

At least 12 Trulia users voted on each feature.
  • 93 % Say parking is easy

  • 88 % Say kids play outside

  • 88 % Say there are sidewalks

  • 83 % Say yards are well-kept

  • 80 % Say there's holiday spirit

  • 79 % Say car is needed

  • 69 % Say it's dog friendly

  • 48 % Say people would walk alone at night

  • 47 % Say streets are well-lit

  • 47 % Say they plan to stay for at least 5 years

  • 44 % Say neighbors are friendly

  • 31 % Say there's wildlife

  • 31 % Say it's quiet

  • 26 % Say there are community events

  • 25 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Kenzie T.
    "The only commute offered here is the Amtrak and only used for farther transits. I typically use my own vehicle"
  • Sarar974
    "My Mom has lived in the neighborhood for 11 years and had amazing neighbors. Everyone looks out for each other and genuinely cares about the neighborhood. "
  • Norman G. S.
    "I live here and the train is my only complant"

LGBTQ Local Legal Protections

Frequently asked questions about 195 E Chestnut St

  • What is the estimated monthly payment for 195 E Chestnut St?
    Based on a $170,000 list price with 20% down at today's rates, the estimated monthly payment for 195 E Chestnut St in Waterloo, IN is approximately $1,053 (about $889 principal & interest, $89 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IN as easy to park in, pedestrian-friendly, and well-kept. See homes for sale in Waterloo, IN.
  • What are the closest schools to 195 E Chestnut St?
    The closest schools to 195 E Chestnut St in Waterloo, IN are Dekalb High School (rated 7/10), Dekalb Middle School (rated 7/10), Waterloo Elementary School (Pre-K, rated 4/10).
  • What is 195 E Chestnut St estimated to be worth?
    Trulia's estimated value for 195 E Chestnut St in Waterloo, IN is $167,800.
  • Does 195 E Chestnut St have air conditioning?
    Yes, 195 E Chestnut St in Waterloo, IN has air conditioning.
  • How big is the lot at 195 E Chestnut St?
    The lot at 195 E Chestnut St in Waterloo, IN is about 0.14 acres (6,098 sq ft).
Tiffany Mote, F.C. Tucker Fort Wayne
Agent Phone: (260) 221-2425
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
195 E Chestnut St, Waterloo, IN 46793 is a 3 bedroom, 1 bathroom, 1,728 sqft single-family home built in 1900. This property is currently available for sale and was listed by IRMLS on Jun 26, 2026. The MLS # for this home is MLS# 202625431.