654 Rays Pl, Chipley, FL 32428
OFF MARKET

654 Rays Pl
Chipley, FL 32428

  • 4 Beds
  • 4 Baths
  • 2,280 sqft (on 9.07 acres)

$465,300

Trulia Estimate
as of Aug 10, 2026
Est. Refi. Payment $3,009/mo*
Refinance Your Home

$465,300

Trulia Estimate
as of Aug 10, 2026
Est. Refi. Payment $3,009/mo*
Refinance Your Home
4 Beds
4 Baths
2,280 sqft
(on 9.07 acres)

Local Information

  • Map ViewExplore the area around 654 Rays Pl.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1988
Lot Size
9.07 acres
Living Area
2,280 sqft
Price/Sqft
$204
Parking
Garage

About this House

This single-family home is located at 654 Rays Pl, Chipley, FL. 654 Rays Pl is in Chipley, FL and in ZIP code 32428. This property has 4 bedrooms, 4 bathrooms and approximately 2,280 sqft of floor space. This property has a lot size of 9.07 acres and was built in 1988.
654 Rays Pl, Chipley, FL 32428 is a 4 bedroom, 4 bathroom, 2,280 sqft single-family home built in 1988. It is currently off market. The Trulia Estimate is $465,300, with a rent estimate of $2,792/month.

Home Details for 654 Rays Pl

Interior Features

Heating & Cooling
Heating: OtherAir ConditioningCooling System: CentralHeating Fuel: Other
Levels, Entrance, & Accessibility
Floors: Carpet

Exterior Features

Exterior Home Features
Roof: MetalExterior: Other, Wood
Parking & Garage
GarageParking: Carport, Garage Detached

Property Information

Year Built
Year Built: 1988
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 2

Lot Information

Lot Area: 9.07 acres

Market trends in Chipley

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
110
14MoM
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Property Tax and Assessment

Year2025
Tax$3,207
Assessment$382,584
Home facts updated by county records

Comparable Sales for 654 Rays Pl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2074 Highway 90, Chipley, FL
0.17
Single-Family Home
$90,000
03/20/26
4
2
2,520
741 Chance Rd, Chipley, FL
0.73
Single-Family Home
$26,000
12/22/25
2
2
960
558 Lakepointe Dr, Chipley, FL
1.35
Single-Family Home
$35,000
05/18/26
5
3
2,210
2004 Old Bonifay Rd, Chipley, FL
1.22
Single-Family Home
$218,000
10/27/25
3
2
1,296
536 Carr Rd, Chipley, FL
1.39
Single-Family Home
$315,000
03/31/26
3
2
1,919
2480 Homestead Rd, Bonifay, FL
1.66
Single-Family Home
$700,000
11/10/25
3
2
2,232
1771 Sorrells Rd, Chipley, FL
1.77
Single-Family Home
$315,000
12/29/25
3
2
1,761
912 Highway 277, Chipley, FL
2.18
Single-Family Home
$567,500
02/13/26
4
3.5
3,775
1268 Piney Grove Rd, Chipley, FL
2.87
Single-Family Home
$500,000
04/17/26
4
2.5
2,289
811 Highway 277, Chipley, FL
2.22
Single-Family Home
$189,000
01/08/26
3
2
1,542

Nearby homes

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Assigned Schools

These are the assigned schools for 654 Rays Pl.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
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    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
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LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 654 Rays Pl

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Off Market Homes Near 654 Rays Pl

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Frequently asked questions about 654 Rays Pl

  • What is 654 Rays Pl estimated to be worth?
    Trulia's estimated value for 654 Rays Pl in Chipley, FL is $465,300.
  • Is Chipley a buyer's or seller's market?
    Chipley is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Chipley?
    Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
  • What are the closest schools to 654 Rays Pl?
    The closest schools to 654 Rays Pl in Chipley, FL are Chipley High School (rated 4/10), Kate M. Smith Elementary School (rated 4/10), Roulhac Middle School (rated 7/10).
  • Does 654 Rays Pl have air conditioning?
    Yes, 654 Rays Pl in Chipley, FL has air conditioning.
  • How big is the lot at 654 Rays Pl?
    The lot at 654 Rays Pl in Chipley, FL is about 9.1 acres.