645 W Surf St #A2, Chicago, IL 60657
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Property image
OFF MARKET

645 W Surf St #A2
Chicago, IL 60657

Lake View
  • 2 Beds
  • 2.5 Baths

$832,400

Trulia Estimate
as of Aug 5, 2026
Est. Refi. Payment $5,756/mo*
Refinance Your Home

$832,400

Trulia Estimate
as of Aug 5, 2026
Est. Refi. Payment $5,756/mo*
Refinance Your Home
2 Beds
2.5 Baths

Local Information

  • Map ViewExplore the area around 645 W Surf St #A2.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Condo
Year Built
1998
Parking
1 Car Garage
HOA
$341/Monthly

About this House

Sunny penthouse 2 bed 2.5 bathroom end-unit in south Lakeview. Incredible opportunity for a duplex-up condo with three outdoor spaces, attached garage and in-unit washer and dryer. This desirable layout has an open concept kitchen with island and pantry. Spacious designated dining area and full living room with gas fireplace. Cute updated powder room and hardwood floors throughout the main floor. There is a front North facing balcony overlooking quiet Surf St and another South facing balcony with skyline views. The upstairs features the primary bedroom, second bedroom and two full bathrooms. Two skylights upstairs bring extra light in. The second bedroom has a large closet, sunny South facing exposure, and direct access to the upstairs balcony. The primary bedroom features a spacious walk-in-closet, en-suite bathroom and a generous room size that can easily fit a king bed, side tables, and multiple dressers. One storage cage and one attached heated garage spot are included in the price! Astound (RCN) gigabit internet included in the monthly HOA. Well run HOA with tuckpointing done in 2020 and new roof coating in 2023. Updated mechanicals with new furnace/AC in 2020. Perfect location only 1 block from Trader Joes, near the CTA Brown line and bus routes, countless restaurants and shopping options at your doorstep.
645 W Surf St #A2, Chicago, IL 60657 is a 2 bedroom, 3 bathroom condo in Lake View, built in 1998. It last sold for $605,000 on Nov 19, 2024 (10% above the $550,000 asking price). It is currently off market. The Trulia Estimate is $832,400, with a rent estimate of $4,230/month.

Home Details for 645 W Surf St #A2

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 4Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, DisposalDishwasherDisposalDryerLaundry: Washer Hookup,In UnitMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas Log, Living RoomHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: Skylight(s)Flooring: HardwoodCommon Walls: End Unit
Levels, Entrance, & Accessibility
Number of Stories: 4Accessibility: No Disability AccessFloors: Hardwood
View
No View
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: RubberPatio / Porch: DeckExterior: Balcony
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageHas an Attached GarageParking Spaces: 1Parking: Off Alley,Heated Garage,On Site,Garage Owned,Attached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1998
Property Type / Style
Property Type: ResidentialProperty Subtype: Condominium, Duplex, Single Family Residence
Building
Construction Materials: Brick, ConcreteNot a New ConstructionHas Additional Parcels
Property Information
Parcel Number: 14281200391002Additional Parcels Description: 14281200391011

Price & Status

Price
List Price: $550,000
Status Change & Dates
Off Market Date: Sat Oct 19 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Chicago
School Information
Elementary School: Alcott Elementary SchoolElementary School District: 299Jr High / Middle School: Alcott Elementary SchoolJr High / Middle School District: 299High School: Lincoln Park High SchoolHigh School District: 299

Agent Information

Buyer Agent
Buyer Company Name: Crystal Tran Team

HOA

HOA Fee Includes: Water, Insurance, Cable TV, Exterior Maintenance, Scavenger, Snow Removal, InternetHas an HOAHOA Fee: $341/Monthly

Listing Info

Special Conditions: List Broker Must Accompany

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Condo

Miscellaneous

Mls Number: 12188929

Additional Information

HOA Amenities: Bike Room/Bike Trails,Storage,Security Door Lock(s)Source Internet Consumer CommentSource Internet Automated Valuation DisplaySource Internet Entire Listing DisplaySource Internet Address DisplayMRD REMARKSINTERNET: Yes
Last check for updates: about 4 hours ago
Listed by Mike Greco, (773) 697-5555
Baird & Warner
Bought with: Kevin Little, (248) 310-2884, @properties Christie's International Real Estate
Source: MRED as distributed by MLS GRID, MLS#12188929

Price History for 645 W Surf St #A2

DatePriceEventSource
11/19/2024$605,000Sold
MRED as distributed by MLS GRID #12188929
11/14/2024$550,000PendingMRED as distributed by MLS GRID #12188929
10/21/2024$550,000ContingentMRED as distributed by MLS GRID #12188929
10/16/2024$550,000Listed For SaleMRED as distributed by MLS GRID #12188929
03/24/2021ListingRemovedN/A
03/18/2014$400,000ListingRemovedN/A
05/20/2013$400,000PriceChange
N/A
05/14/2013$390,000PriceChange
N/A
03/15/2013$415,000PriceChange
N/A
02/22/2013$420,000Listed For SaleN/A
03/16/2012$440,000ListingRemovedN/A
12/29/2011$440,000Listed For SaleN/A
11/18/2011$440,000ListingRemovedN/A
09/19/2011$440,000Listed For SaleN/A
08/05/2010$424,999ListingRemovedAgent Provided
12/23/2009$424,999Listed For SaleAgent Provided

Market trends in Lake View

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$512K
$35KMoM
Sale-to-List Price
102.4%
1.1%MoM
Price per sq ft
$386
$21MoM
Available listings
262
4MoM
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Property Tax and Assessment

Year2024
Tax$191
Assessment$8,940
Home facts updated by county records

Comparable Sales for 645 W Surf St #A2

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2851 N Burling St #2S, Chicago, IL
0.07
Condo
$660,000
04/10/26
2
2
1,550
2919 N Burling St #A, Chicago, IL
0.09
Condo
$549,900
06/22/26
2
2
1,150
2822 N Orchard St #2, Chicago, IL
0.10
Condo
$660,025
06/01/26
2
2
1,200
2839 N Burling St #3N, Chicago, IL
0.09
Condo
$562,000
02/11/26
2
2
1,045
559 W Surf St #704, Chicago, IL
0.11
Condo
$585,000
08/03/26
2
1.5
1,396
2847 N Halsted St #301, Chicago, IL
0.14
Condo
$610,000
10/06/25
2
2
1,400
2848 N Burling St #1, Chicago, IL
0.11
Condo
$680,000
08/12/25
2
2
-

Nearby homes

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Assigned Schools

These are the assigned schools for 645 W Surf St #A2.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Lake View
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Lake View

At least 927 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 97 % Say it's dog friendly

  • 95 % Say it's walkable to restaurants

  • 93 % Say it's walkable to grocery stores

  • 85 % Say streets are well-lit

  • 79 % Say people would walk alone at night

  • 66 % Say there's holiday spirit

  • 58 % Say kids play outside

  • 55 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 47 % Say it's quiet

  • 40 % Say parking is easy

  • 39 % Say there are community events

  • 31 % Say there's wildlife

  • 31 % Say yards are well-kept

  • 29 % Say car is needed

Sourced by Trulia users. Learn more about our methodology.
  • Victoria Martinez
    "It’s a heavily dog friendly city, and some owners are extremely responsible and some are not. I would caution any large green space may mean off leash dogs who are either trained very well or not at all"
    0
    Flag
  • H6trbrfn8j
    "Park events, festivals, outdoor events all summer long. Lake is close and lots of parks with wide open space and playgrounds "
    0
    Flag
  • Veriluna
    "We always have something happening on our neighborhood - festivals, fairs, concerts. Especially in summer time. It is a very live and crowded neighborhood, you never feel bored here."
    0
    Flag
  • Pq4jbd5q7f
    "Fests! Also being so close to the lake, close to multiple libraries, multiple gyms, and walking distance from many grocery stores "
    0
    Flag
  • Pq4jbd5q7f
    "Bar scene in lakeview! Cubs games and restaurants. Going for walks and runs along the lake and going the the gym"
    0
    Flag
  • Brandon Christie
    "I reverse commute to the suburbs for work, 25 mile drive takes about 35min in the morning and 1 hour in the afternoon."
    0
    Flag
  • Jose.martinez.chicago
    "It’s very diverse, great shops, great restaurants, right by the park and lake. It’s beautiful! I can’t see myself living anywhere else. "
    4
    Flag
  • Kevin Chern
    "I work from home but can get just about anywhere in the city without a car. This neighborhood is very good for mobility. "
    1
    Flag
  • James Cloud
    "I’ve lived in the neighborhood for 4 years now. It’s walkable and several major public transit lines are nearby."
    5
    Flag
  • Brian Flanagan
    "Great area for singles, families, old and young. Safe, lots of restaurants, shops, good schools. Close to lake. Close to city via any transport you decided on. "
    0
    Flag
  • Tinlik121212
    "The area is getting bad everyday. I don’t know what is causing this but I hear shootings almost every two weeks or so"
    1
    Flag
  • Sambatjes
    "I’ve lived here for 2 years total (1 year in 2019, and this year 2024). Areas fun but pretty expensive. Surprisingly a lot of great asian food but lacking a solid pizza spot. Over fine to live here, but wouldn’t be living hear if I wasn’t lucky enough to have scored a cheap apartment "
    12
    Flag
  • Trulia User
    "The HOA is a downside of having this aera your neighbors are too close. Keeping your kids out of the lake or drowning would be a construct reminder"
    1
    Flag
  • Trulia User
    "Its a quit and friendly neighborhood I’ve live here and i also work around the neighborhood to all parents live down here you don’t have to worry about your kids "
    0
    Flag
  • Trulia User
    "Good morning nice neighbors I’ll keep it clean. We respect one another I do not have any pets. Nice decorations for the holidays. Back to school giveaways, garage sales, nice humble, and friendly neighbors"
    1
    Flag
  • Trulia User
    "It is a dog friendly neighbourhood with plenty of pet loving people that keep it clean in the same time"
    1
    Flag
  • Trulia User
    "this neighborhood is very unique because everything is walking distance, a lot stores , restaurants, gyms and good places to hang out with friends. In addition there are a lot bars with good quality of beer. "
    4
    Flag
  • Trulia User
    "I don't know of any events at this time. oh there's always the first day of summer, and opening day at Wrigley. also opening day at the beach"
    2
    Flag
  • Trulia User
    "good access to busses and not too awful of a walk to red,brown or purple line trains. Trains are mostly on time"
    0
    Flag
  • Andrew F.
    "This neighborhood used to be very safe and quiet. Now recently I have heard gunshots out my window and there was a drive-by shooting right at the end of my street in the afternoon! After 13 years I am leaving."
    11
    Flag
  • Trulia User
    "So much to do…restaurants, bike and walking paths, Divy, and boating. Beautiful parks and a zoo is close. "
    2
    Flag
  • Trulia User
    "There are so many options at all times, divvy bikes, trains, buses, ride chairs, and walking distance to so many places"
    1
    Flag
  • Trulia User
    "Great access to shopping, bars, restaurants, and parks. Nice area and the neighbors seem friendly. Lots of kids in this area."
    0
    Flag
  • Trulia User
    "There is still a lot of original character and flavor in this neighborhood. Still host to several well-established ethnic / cultural minority residents, whose language and foods flow through the air at any restaurant or cafe, perfuming the ambiance with enough spice to attract both locals and foreign alike."
    1
    Flag
  • Trulia User
    "There’s some local street festivals that make things pretty fun every year, especially when the weather is nice. I recommend them because they’re enjoyable!"
    0
    Flag
  • Trulia User
    "Very pet friendly. Owner clean after their dogs. Lots of dog runs and park for pets. Pet shops are plenty. "
    0
    Flag
  • Trulia User
    "I think it's a safe neighborhood for the city of Chicago. I think there's a lot to do and everything is either within walking distance or very close with the help of public transportation."
    0
    Flag
  • Trulia User
    "My neighborhood has good transportation as it is very close to the EL and the brown line runs through it, as well as some stops on the red! Lots of bus stops throughout as well."
    0
    Flag
  • Trulia User
    "My neighborhood is beautiful and lively, lots to do everywhere and great for walkers. So close to the beach and amazing to spend the summer in! Good transport for the brown and red lines."
    0
    Flag
  • Trulia User
    "I’ve lived in this neighborhood about eight months overall very safe and assessable to anything your heart me desire however it’s a tad racist🤷‍♂️"
    1
    Flag
  • Trulia User
    "Very family friendly!! Very dog friendly! Very public transit friendly! Very close to everything! Has just about everything!"
    0
    Flag
  • Trulia User
    "The express bus gets me downtown in 10 minutes instead of 40 minutes with the local bus. The trains get him anywhere in the city swiftly."
    0
    Flag
  • Trulia User
    "Lakeview seems to be a family friendly place. There are accessible parks nearby. It’s kind of unclear how good the schools are. "
    0
    Flag
  • Trulia User
    "Almost everyone in this neighborhood is a dog owner. It’s common place, and I believe there is a dog park nearby. "
    0
    Flag
  • Trulia User
    "Lots of dog friendly rentals, and for the most part, people are good about picking up after their pets."
    0
    Flag
  • Trulia User
    "Very friendly and walkable with quiet side streets that are great for dogs. There are sidewalks everywhere and the areas is very clean. There are so many dogs in the area as well and it seems like a great place to walk them and make sure they get socialization. Everyone is friendly and it seems like there are a lot of dog-friendly buildings and units in the area. "
    0
    Flag
  • Trulia User
    "I have lived here for 11 years near Hamlin Park...very kid friendly and safe. the baseball programs and pool are amazing and fun."
    0
    Flag
  • Trulia User
    "Easy - Train, bus, car everything is easy to access. cheap. can park most places but also a lot of permit parking."
    0
    Flag
  • Samantha
    "Easy walking, lake is close, many dog parks, friendly people. Vet is right on the main road and very popular. Lots to do to keep your dog active. Sooooooooooooooo fun"
    5
    Flag
  • Begordon.favors
    "Dog owners are respectful and considerate. Picking up after their dog and keeping them on a lease. There is a dog park in the neighborhood."
    3
    Flag

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Homes for sale near 645 W Surf St #A2

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Off Market Homes Near 645 W Surf St #A2

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information