645 Saint Charles St, Elgin, IL 60120
FOR SALE

645 Saint Charles St
Elgin, IL 60120

  • 2 Beds
  • 1 Bath
  • 1,492 sqft
  • 2 Beds
  • 1 Bath
  • 1,492 sqft

$200,000

Est. Mortgage $1,454/mo*
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We estimate this home will sell faster than 98% nearby.

Local Information

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Description

This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.

Home Highlights

Parking
Garage
Outdoor
Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
$134
Listed
3 days ago

Home Details for 645 Saint Charles St

Active Status

MLS Status: New

Interior Features

Interior Details
Basement: FullNumber of Rooms: 7Types of Rooms: Bedroom 2, Living Room, Master Bedroom, Family Room, Kitchen, Attic, Enclosed Porch Heated, Bedroom 3, Bedroom 4, Dining Room, Laundry
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1492 Square Feet
Appliances & Utilities
Appliances: Range, Refrigerator, Washer, DryerDryerLaundry: Gas Dryer Hookup,In UnitRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Window/Wall Unit - 1Has HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Drapes/BlindsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability AccessFloors: Hardwood

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: PatioFencing: PartialFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Other Parking: Driveway (Concrete)Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 5Parking: Driveway
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 3

Property Information

Year Built
Year Built: 1927
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: CedarNot a New Construction
Property Information
Parcel Number: 0624257010

Price & Status

Price
List Price: $200,000Price Per Sqft: $134
Status Change & Dates
Possession Timing: Lease Back Required

Location

Direction & Address
City: Elgin
School Information
Elementary School: Huff Elementary SchoolElementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Listing Agent
Listing ID: 12037771

Building

Building Area
Building Area: 2470 Square Feet

Community

Community Features: Park, Sidewalks, Street Paved

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 6795.36 sqft

Listing Info

Special Conditions: None

Compensation

Buyer Agency Commission: 2% - $195Buyer Agency Commission Type: See Remarks:
Notes
The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12037771Attic: Dormer, Full, Interior Stair, Unfinished

Additional Information

ParkSidewalksStreet PavedMlg Can ViewMlg Can Use: IDX
Last check for updates: 1 day ago
Listing courtesy of: Jean Maiorella, (630) 329-1946
Baird & Warner
Source: MRED as distributed by MLS GRID, MLS#12037771

Price History for 645 Saint Charles St

DatePriceEventSource
04/24/2024$200,000Listed For SaleMRED as distributed by MLS GRID #12037771
04/23/2024ListingRemovedMRED as distributed by MLS GRID #11977757
04/16/2024$200,000ContingentMRED as distributed by MLS GRID #11977757
03/28/2024$200,000Listed For SaleMRED as distributed by MLS GRID #11977757
11/14/2000$104,500Sold
N/A

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Property Taxes and Assessment

Year2022
Tax$4,775
Assessment$61,062
Home facts updated by county records

Comparable Sales for 645 Saint Charles St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
715 Bent St, Elgin, IL
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$180,100
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1
1,240
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1
1,429
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0.42
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$187,000
09/18/23
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1
1,397
669 Congress St, Elgin, IL
0.33
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$178,000
05/05/23
2
1
648
652 Bent St, Elgin, IL
0.28
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$155,000
08/25/23
1
1
744
603 Raymond St, Elgin, IL
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$200,000
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4
2
1,424
860 Cookane Ave, Elgin, IL
0.40
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$230,000
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3
1
1,144
668 Raymond St, Elgin, IL
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$220,000
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3
2
1,398
935 Elizabeth St, Elgin, IL
0.46
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$192,000
10/20/23
3
1
1,278
658 Raymond St, Elgin, IL
0.23
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$160,000
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1,338

What Locals Say about Elgin

  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
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  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    2
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  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
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  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    2
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  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
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  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
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  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    10
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  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
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  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
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  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
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  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    5
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  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
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  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
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  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
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  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
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  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
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  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
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  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
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  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
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  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
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  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
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  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
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  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
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  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
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  • Cherildnls
    "Yes, dogs are walked several times everyday and everyone including the dogs are pleasant. Dogs are welcome to walk on the parks walkways and walk paths. The area is known for the numerous fog walking area and ponds full of birds."
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  • Tweak6991
    "depends on the area ur in some good areas some bad theres always people around east side is worse than west "
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  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
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  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
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  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
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  • Maradona J.
    "I live in this neighborhood for over a month, very peaceful and pleasant. The street always clean, and welcome.."
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  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
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  • Loupad32
    "a means of transport from one place to another usually farther than usual. To get to work. or school on a daily basis. In most situations you are often forced to drive to these far places out of necessity."
    2
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  • Larryboller60
    "Access to Randall rd and 20 (Lake st) is good. Drive to St Charles is quick. We do not use public transportation. "
    0
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  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
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  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
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  • Tannis A.
    "My neighborhood has great access to major highways and O’Hare. Majority of people here grew up here and stayed to raise their own families. That’s always a good sign."
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  • Campbell.hspro
    "There are several bus stops in the area and it is a short ride to metra station. Plenty of shopping within reasonable walking distance."
    1
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  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
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  • Dalejaacks
    "Very unique homes from the 1800s and early 1900s. One next door was used in a TV sitcom “Grace Under Fire”. Our plat was the third one in the whole city of Elgin. "
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LGBTQ Local Legal Protections

Jean Maiorella, Baird & Warner
Based on information submitted to the MLS GRID as of 2024-02-07 09:06:36 PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
645 Saint Charles St, Elgin, IL 60120 is a 2 bedroom, 1 bathroom, 1,492 sqft single-family home built in 1927. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Apr 24, 2024. The MLS # for this home is MLS# 12037771.