645 Ruby St, Crystal Lake, IL 60014
Property image
Property image
FOR SALE
NEW CONSTRUCTION

$369,000

  • 3 Beds
  • 2 Baths
  • 1,450 sqft

645 Ruby St, Crystal Lake, IL 60014

Est. Mortgage $2,947/mo*
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Home Highlights

Townhouse
Built in 2026
$254/sqft
2 Car Garage
HOA $150/mo

Local Information

  • Map ViewExplore the area around 645 Ruby St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Two additional bedroomsBathed in natural lightLarge center islandOpen-concept layoutOverlooking the peaceful neighborhoodGourmet kitchen
Welcome to Bard Estates - where elegance, comfort, and value come together in the heart of Crystal Lake. This new construction semi-custom townhouse is truly a showstopper, offering thoughtful design, exceptional craftsmanship, and an unbeatable price point. From the moment you walk through the door, you'll feel right at home. The main level features a spacious primary ensuite, perfectly designed for ease and privacy. The open-concept layout flows effortlessly through the living room, dining area, and gourmet kitchen - all bathed in natural light. At the heart of the home is a bright and airy kitchen with a large center island-a rare and luxurious feature in townhome living-sure to impress any home chef. The dining area easily accommodates a six-person table and opens to a beautiful deck, where you can enjoy your morning coffee while overlooking the peaceful neighborhood. The main living level also includes two additional bedrooms along with a second full bathroom. Located within the highly sought-after District 47 and 155 schools, Bard Estates offers the perfect blend of tranquility and convenience. You'll be just minutes from Routes 31 and 14, with easy access to shopping, dining, and the Metra station for commuters. Enjoy unbeatable community amenities, including a brand-new pickleball court, children's play area, and two golf courses nearby. Welcome home to Bard Estates - where semi-custom becomes truly exceptional.
Last check for updates: about 6 hours ago
Listing courtesy of: Pinkey Rauniyar, (224) 577-8746
Pinkey Rauniyar
Source: MRED as distributed by MLS GRID, MLS#12787822
Also Listed on MRED as distributed by MLS GRID.

Home Details for 645 Ruby St

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Balcony Porch Lanai, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1450 Square Feet
Appliances & Utilities
Appliances: Microwave, Range, Dishwasher, RefrigeratorDishwasherLaundry: Gas Dryer Hookup,Electric Dryer Hookup,In Unit,Common AreaMicrowaveRefrigerator
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Electric, OtherHas a FireplaceNo Spa
Gas & Electric
Electric: Circuit Breakers, 200+ Amp Service
Windows, Doors, Floors & Walls
Common Walls: End Unit
Levels, Entrance, & Accessibility
Number of Stories: 2Accessibility: Door Width 32 Inches or More, Disability Access
View
Has a ViewView: Water

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Patio, PorchOther Structures: Gazebo, Tennis Court(s)Foundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 5Parking: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Assigned,Owned,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse, Single Family Residence
Building
Construction Materials: Brick, Concrete, Fiber CementIs a New Construction
Property Information
Condition: New ConstructionParcel Number: 1812176050Model Home Type: Charolette

Price & Status

Price
List Price: $369,000Price Per Sqft: $254
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: New

Location

Direction & Address
City: Crystal Lake
School Information
Elementary School: West Elementary SchoolElementary School District: 47Jr High / Middle School: Richard F Bernotas Middle SchoolJr High / Middle School District: 47High School: Crystal Lake Central High SchoolHigh School District: 155

Agent Information

Listing Agent
Listing ID: 12787822

Building

Building Details
Builder Model: Charolette

HOA

HOA Fee Includes: Parking, Insurance, Security, Clubhouse, Exterior Maintenance, Lawn Care, Snow RemovalHas an HOAHOA Fee: $150/Monthly

Lot Information

Lot Area: 5880 sqft

Listing Info

Special Conditions: List Broker Must Accompany

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

Mls Number: 12787822Water ViewWater View: Water

Additional Information

HOA Amenities: Golf Course,Park,Tennis Court(s),Laundry,Patio,Picnic AreaSource Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD AVM On IDX Display: NoMRD Address On VOW Display: YesMRD Price History On IDX Display: NoMRD Market Time On IDX Display: NoSource Internet Address DisplayMRD REMARKSINTERNET: YesHide Price History DisplayHide Days On Site DisplayMRD Remarks On VOW Display: Yes

Around this home

What Locals Say about Crystal Lake

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 83% say there are sidewalks
  • 82% say there's holiday spirit
  • 57% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 311 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 89 % Say car is needed

  • 86 % Say parking is easy

  • 83 % Say there are sidewalks

  • 82 % Say there's holiday spirit

  • 81 % Say people would walk alone at night

  • 80 % Say yards are well-kept

  • 78 % Say kids play outside

  • 70 % Say it's quiet

  • 66 % Say there's wildlife

  • 65 % Say streets are well-lit

  • 57 % Say neighbors are friendly

  • 56 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "55+ activities are great in our neighborhood "
    0
    Flag
  • Kyle Wright
    "Great parks and beaches!"
    0
    Flag
  • Sjuarez0502
    "Holiday events such as 4th of July, Christmas, etc."
    0
    Flag
  • Bobeyerly
    "Neighborhood get togethers are pretty frequent. Trick or treating is a lot of fun. I would recommend this area to young families. "
    0
    Flag
  • Carmen Bulc
    "Farmers market on sundays at the dole mansion and art events. Crystal lake has many events down town and great restaurants as well. Brewing company has October fest events and three oaks has during the summer live music every weekend. Great wake boarding at the cable park in three oaks "
    0
    Flag
  • 4cfx6y2y9n
    "Luckily it’s only a two minute journey from home to work for me! I live very close to route 14 and crystal lake avenue I can get anywhere in under ten minutes. "
    0
    Flag
  • Bobbie Zamzam
    "I’ve lived in this neighborhood for about 8 years. I love the nature that visits. Very quiet neighborhood. "
    0
    Flag
  • Lisa Clark
    "Great neighborhood to raise a family. I believe public transportation is available. Shopping is nearby. 3 Oaks Recreation Center and Crystal Lake Main Beach are amazing."
    0
    Flag
  • Bobbie Zamzam
    "Commuting to downtown is easy to access since the community has two train stations, one in downtown area and one on Pingree Road. The train stations are also have shelters for in climate weather. The downtown station has many restaurants and places to eat and socialize. "
    0
    Flag
  • Edward Nowakowski
    "Dog owners would love the many walking paths, wide open spaces in many neighborhood parks to play with their furry friends."
    0
    Flag
  • Francisco Harper
    "Great area for jobs and the people tend to be nice. Definitely a great area for families. The schools are also great"
    0
    Flag
  • Joey Soldan
    "Dog owners will like the area of crystal lake, friendly and peaceful. I would recommend to owning dogs in crystal lake "
    1
    Flag
  • Nancy Morales
    "Best are to raise a family and truly be happy here. Everyone is kind and the restaurant are amazing."
    0
    Flag
  • Trulia User
    "Taste of Crystal Lake, Movies in the Park, Cardboard Regatta. Parks and paths, the lake, close to town. Great neighbors who are willing to help! such a close-knit community."
    0
    Flag
  • Staci B.
    "The school District is really good. We have many parks in the area and lots of activities too. There's a bike path that goes from Wi through our town all the way down south. "
    5
    Flag
  • Firstbolter87
    "Crystal Lake is a decent area. kids still play around the neighborhoods. I have lived here for many years."
    1
    Flag
  • Firstbolter87
    "everything is within 15min. pretty easy to get around. no taxi's or a lot of busses though. can walk to a few places."
    1
    Flag
  • Firstbolter87
    "Everything is within 15-20 min including other towns. I feel safe when I go out. There aren't many buses or taxi's."
    4
    Flag
  • Sjuarez0502
    "My neighborhood is awesome.!! Near to am west beach, great people, near multiple amenities, shopping and fun things "
    2
    Flag
  • Michaelrmedow
    "People in the neighborhood are very friendly and keep their dogs on leashes. The dogs in our neighborhood are also quite friendly too. "
    2
    Flag
  • Nancy M.
    "Best small town with a lot to offer. It's a great little town. We have safe places to go. Not so much crime at all."
    0
    Flag
  • Ash.chantelois
    "I'm unsure of community events at this time. There are usually events in downtown at least, or in the theatre downtown."
    3
    Flag
  • Mam D. J.
    "The respect for everyone, the people don’t interrupt you at any time, my neighborhood is so quiet and the people is nice, we can go for a walk because is near to the downtown, is the central school near here, is the police all the time near the neighborhood "
    3
    Flag
  • Erin H.
    "Im usually working a lot so I cant make most special events unless I plan ahead of time. I do like the Halloween walk they do by IHOP and everyone is so friendly. I lovey this town and I grew up in Cary so I know a lot of people between both towns."
    6
    Flag
  • Redytowear
    "I don’t. I work out of my home office. There is some traffic on route 14 from Fox River Grove to Crystal Lake during commute times"
    1
    Flag
  • Ogrady200
    "It’s very dog friendly. Has dog parks. Most Dog owners are all very responsible with all aspects of having a pet."
    2
    Flag
  • Jessica H.
    "the feeling of being safe, husmann school is amazing, parks are amazing, downtown is super cute, lots of variety when it comes to shopping"
    0
    Flag
  • Dave
    "Great family friendly community. Lacks higher end restaurants, but lots of choices in the chain variety. Very friendly and really solid emergency services: policy, EMS, fire, etc. 1 to 1.5 hr by train to downtown Chicago."
    0
    Flag
  • Sharon B.
    "Very nice area but the taxes here are crazy....which is why we moved to North Carolina. The lake is very nice and the schools are quite good. Traffic has become heavy around Randall Road and the housing density has definitely increased."
    5
    Flag
  • Julia V.
    "Very dog friendly place to live. My only caveat is that sometimes dogs in their backyard facing the sidewalk bark which can be intimidating!"
    1
    Flag
  • Erica H.
    "it's a very family safe neighborhood. teachers and schools are the best. the city takes care of itself "
    0
    Flag
  • Jennifer Y.
    "Friendly community, tons of kids to play with! Love proximity to schools, shopping, etc. we have only lived here 3 months, but it already feels like home"
    1
    Flag
  • Ron M.
    "Many families. A major park is very near. A nature trail is very near. The trail lead all the way to Wisconsin to the north and down to Elgin to the south. "
    0
    Flag
  • M.heinz
    "I have lived in CL my whole life. It is a great place to live and bring up kids. Great schools parks and recreation. Shopping restaurants. The people are friendly ."
    1
    Flag
  • Samantha P.
    "Love being by the lake. many lovely trees and plants. beautiful houses and alot of cool shops too. "
    1
    Flag
  • M.heinz
    "Close to shopping,schools and recreation. Nice community where people care about each other. The town is well kept. Great place to raise families."
    0
    Flag
  • Sarahmariemcmaster
    "Other dog owners are friendly in my neighborhood as long as you pick up after your dogs. They get penalized by the HOA if you don’t. The streets are lit at night for when you do walk your dogs and there is a park near by that other dogs from the neighbor walk durning the morning. A very dog friendly community. "
    1
    Flag
  • Christopher D.
    "very control neighborhoods and neighbors are will call the cops if someone is breathing the wrong way "
    2
    Flag
  • GB S.
    "It’s a great neighborhood to live in with tons of amazing people to help you out when needed. Everyone is very kind and the crime in my are is super low, which makes it easier for me to trust the area."
    0
    Flag
  • Betheicherl
    "Wide sidewalks and people with mean dogs always walk the other way. There is parks that you can let ur dog run through if they are trained to behave.. "
    0
    Flag

Market trends in Crystal Lake

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$366K
$6.17KMoM
Sale-to-List Price
100.4%
0.1%MoM
Price per sq ft
$195
$0MoM
Available listings
156
9MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
746 Eletson Dr #746, Crystal Lake, IL
0.85
Townhouse
$277,500
07/24/26
3
2.5
1,488
542 Cress Creek Ct, Crystal Lake, IL
0.90
Townhouse
$341,000
06/15/26
3
2.5
1,942
450 Berkshire Dr, Crystal Lake, IL
0.81
Townhouse
$336,700
08/14/26
3
2.5
2,230
567 Cress Creek Ln, Crystal Lake, IL
0.95
Townhouse
$399,000
07/09/26
3
3.5
1,942
599 Saint Andrews Ct, Crystal Lake, IL
0.96
Townhouse
$370,000
07/21/26
3
3
2,043
166 Berkshire Dr, Crystal Lake, IL
0.71
Townhouse
$389,490
08/21/26
3
2.5
1,764
158 E Berkshire Dr, Crystal Lake, IL
0.71
Townhouse
$414,990
06/01/26
3
2.5
1,764
188 Berkshire Dr, Crystal Lake, IL
0.72
Townhouse
$389,990
09/25/26
3
2.5
1,764
547 Woodmar Ter, Crystal Lake, IL
1.08
Townhouse
$303,000
03/13/26
3
2.5
1,942

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
5916 Route, Crystal Lake, IL 60014
0.00
$379,700
3
-
1,540
Off Market
3115 Waterview, Crystal Lake, IL 60014
0.00
$118,400
Studio
2
728
Off Market
14819 Route, Woodstock, IL 60098
0.00
$281,900
Studio
-
960
Off Market
6250 Route, Crystal Lake, IL 60014
0.00
$245,100
Studio
-
-
Off Market
Route 31, Crystal Lake, IL 60014
0.00
-
Studio
-
-
Off Market
9001 Route, Crystal Lake, IL 60014
0.00
$281,700
Studio
-
-
Off Market
W Zora Dr, Crystal Lake, IL 60014
0.00
-
-
-
-
Off Market
1185 N Sugar Maple Dr #G, Crystal Lake, IL 60014
0.00
$233,800
Studio
-
-
Off Market
1184 N Sugar Maple Dr #G, Crystal Lake, IL 60014
0.00
$233,800
Studio
-
-
Off Market
22-15 Four Lake #IT, Crystal Lake, AZ 60014
0.00
-
-
-
-
Off Market
22-15 Four Lake #IT, Crystal Lake, AZ 60014
0.00
-
-
-
-
Off Market
Zzzz, Crystal Lake, IL 60014
0.00
-
-
-
-
Off Market
Zzzz, Crystal Lake, IL 60014
0.00
$193,100
Studio
-
-
Off Market
Zzzz, Crystal Lake, IL 60014
0.00
-
-
-
-
Off Market
Zzzz, Crystal Lake, IL 60014
0.00
-
-
-
-
Off Market
Zzzz, Crystal lake, IL 60014
0.00
-
-
-
-
Off Market
Zzzz, Crystal lake, IL 60014
0.00
-
-
-
-
Off Market
Lots 18 19 20 21 Sherman B Blvd, Crystal Lake, IL 60014
0.00
-
-
-
-
Off Market
1368 Floresta Ln, Crystal Lake, IL 60014
0.00
-
Studio
-
-
Off Market
7000 Haligus, Lakewood, IL 60014
0.00
-
Studio
-
-
Off Market

LGBTQ Local Legal Protections

Pinkey Rauniyar, Pinkey Rauniyar
Agent Phone: (224) 577-8746
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

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Frequently asked questions about 645 Ruby St

  • What is the estimated monthly payment for 645 Ruby St?
    Based on a $369,000 list price with 20% down at today's rates, the estimated monthly payment for 645 Ruby St in Crystal Lake, IL is approximately $2,827 (about $2,060 principal & interest, $692 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 645 Ruby St compare to homes in Crystal Lake?
    645 Ruby St in Crystal Lake, IL is listed at $369,000, about 1% above the $366K median sale price in Crystal Lake.
  • What do residents say about Crystal Lake?
    Residents describe Crystal Lake, IL as dog-friendly, easy to park in, and pedestrian-friendly. See homes for sale in Crystal Lake, IL.
  • What are the closest schools to 645 Ruby St?
    The closest schools to 645 Ruby St in Crystal Lake, IL are Crystal Lake Central High School (rated 8/10), Husmann Elementary School (rated 7/10), Richard F Bernotas Middle School (rated 5/10).
  • Does 645 Ruby St have air conditioning?
    Yes, 645 Ruby St in Crystal Lake, IL has air conditioning.
  • Does 645 Ruby St have laundry facilities?
    Yes, 645 Ruby St in Crystal Lake, IL has laundry facilities.
645 Ruby St, Crystal Lake, IL 60014 is a 3 bedroom, 2 bathroom, 1,450 sqft townhouse built in 2026. This property is currently available for sale and was listed by MRED as distributed by MLS GRID. The MLS # for this home is MLS# 12787822.