645 Papermill Rd, Lincoln, CA 95648
Property image
Property image
FOR SALE
OPEN SAT, 12-3PM

$749,900

Original price: $760,000
  • 4 Beds
  • 3 Baths
  • 2,833 sqft

645 Papermill Rd, Lincoln, CA 95648

Est. Mortgage $4,695/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 2020
$265/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 645 Papermill Rd.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:New lightingFresh interior paint throughoutNew flooringNew bathroom fixturesUpdated hardware and fixturesNew kitchen backsplash
VA AND FHA BUYERS WELCOME!

MOTIVATED SELLER - SELLER WILL CONSIDER BUYER CONCESSIONS WITH AN ACCEPTABLE OFFER!

BEAUTIFULLY UPDATED TWELVE BRIDGES HOME WITH A POOL!

Welcome to 645 Papermill Road in Lincoln's desirable Twelve Bridges community. This spacious 5-bedroom, 3-bathroom home with a loft offers about 2,833 square feet of living space. Thoughtfully refreshed throughout, this home is clean, modern, and truly move-in ready.
Recent improvements include new flooring, fresh interior paint, updated hardware and fixtures, new lighting, refreshed bathrooms, a new kitchen backsplash, and a new microwave. The refrigerator is also included. Outside, enjoy updated front and backyard landscaping and your private swimming pool - perfect for relaxing, entertaining, and enjoying warm California days.

The versatile floor plan provides plenty of room for guests, entertaining, working from home, or creating an additional living area.

Enjoy the Twelve Bridges lifestyle while staying conveniently close to Roseville and Rocklin. Nearby shopping, dining, and entertainment include Westfield Galleria at Roseville, Topgolf, and Thunder Valley Casino Resort, with convenient access to Highway 65.

John Adams Academy's Lincoln campus offers a tuition-free public charter-school option.
Last check for updates: about 4 hours ago
Listing courtesy of Mandeep Dhillon 02234558, (209) 502-0000
Vrinder Makol, Broker, (510) 673-7469
Source: MLSListings Inc, MLS#ML82059668

Open House

Saturday, September 26
12:00 PM to 3:00 PM

Home Details for 645 Papermill Rd

Interior Features

Interior Details
Number of Rooms: 2Types of Rooms: Dining Room, Family Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2833 Square Feet
Appliances & Utilities
Utilities: Natural Gas Available, Water Public, SolarAppliances: Gas CooktopLaundry: Upper Floor
Heating & Cooling
Heating: Central Forced AirHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHeating Fuel: Central Forced Air
Gas & Electric
Gas: IndividualGasMeters, NaturalGas
Levels, Entrance, & Accessibility
Stories: 2

Exterior Features

Exterior Home Features
Roof: ConcreteFoundation: Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached
Pool
Pool: In GroundPool
Water & Sewer
Sewer: Public Sewer
Farm & Range
Not Allowed to Raise Horses

Days on Market

Days on Market: 21

Property Information

Year Built
Year Built: 2020
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Mediterranean
Building
Not a New ConstructionAttached To Another Structure
Property Information
Parcel Number: 329150016000

Price & Status

Price
List Price: $749,900Price Per Sqft: $265

Active Status

MLS Status: Active

Location

Direction & Address
City: Lincoln
School Information
Elementary School: TwelveBridgesElementaryElementary School District: WesternPlacerUnifiedJr High / Middle School: TwelveBridgesMiddleHigh School: LincolnHigh_1High School District: WesternPlacerUnifiedWalk Score: 25

Agent Information

Listing Agent
Listing ID: ML82059668

Building

Building Area
Building Area: 2833

Lot Information

Lot Area: 4486 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: ExclusiveRightToSellListing Terms: FHA, VALoan, CashorConventionalLoan

Miscellaneous

Mls Number: ML82059668

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Lincoln

At least 279 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say there are sidewalks

  • 85 % Say yards are well-kept

  • 84 % Say car is needed

  • 84 % Say streets are well-lit

  • 84 % Say parking is easy

  • 81 % Say there's holiday spirit

  • 77 % Say kids play outside

  • 76 % Say people would walk alone at night

  • 72 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 59 % Say they plan to stay for at least 5 years

  • 51 % Say there's wildlife

  • 48 % Say it's walkable to restaurants

  • 46 % Say it's walkable to grocery stores

  • 46 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Hanna Cherednyk
    "The neighborhood is very safe and quiet. "
  • Eduardo Roman
    "Good access for commuting and close to the park. Friendly neighborhood with lots of nice people and close to stores and church "
  • Sue Williams
    "I drive to work everyday. Traffic is a average. We live near a high school and a main road to Hwy 65. "
  • Smac68
    "Nice area, but getting a little crowded… Turning into more of a “city” rather than the town we moved into years ago… I understand progress, just not my style anymore… need to move to the outskirts of town…"
  • Paulette Kraft
    "Family oriented schools close by friendly neighborhood close to freeway clean and well maintained public areas"
  • Cristina K.
    "pride of ownership is obvious on our streets. prestine yards, family's stay out when children are playing. very clean area. "
  • Luis121679lm
    "I live here is a safe and beautiful place friendly neighborhood and nice community beauty parks near beauty lakes "
  • Kareem M.
    "there are a lots of trails and parks to keep your furries happy year round some even include ponds and streams."
  • Brenda B.
    "I commute an hour so I like that Lincoln has easy and convenient freeway access. However, if you have to take 193 give yourself extra time since they are always going road work."
  • Lisa O.
    "Make sure you have signs out in the street when children are out playing . Not every car slows down "
  • Angi S.
    "Younger children mostly. But nice to have the HOA pool. I told be really nice for younger kids once the new elementary school opens. "
  • Kristy.huskey
    "Depends where you work. Sacramento-30 minutes. Roseville 10 minutes. Bay Area is 2 hours. Lincoln is anywhere in 10 minutes "
  • Brenda B.
    "Truck or trees for Halloween where the whole down town are participates. Christmas tree lighting and santa at Christmas"
  • Lindsey J. M.
    "It’s an easy on-off commute. Thirty minutes to downtown Sacramento, fifteen minutes to the Galleria at Roseville. Traffic is generally light"
  • Heathjarod
    "There is a nice little dog park that has several connections to the neighborhood tucked in the creek."
  • Laura W.
    "5 minutes from freeway, 30 minutes from Sacramento. 2 hours to San Francisco. Sacramento Airport is 40 minutes"
  • Jessie F.
    "lots of dogs, dog friendly parks, lots of people walking out with their dogs. my neighbors chihuahuas are annoying though"
  • Tway930
    "People are regularly walking their dogs through our neighborhood. Sidewalks can be used to walk through our entire subdivision so it’s a great way to exercise the pups!"
  • Laura W.
    "We have a Fourth of July barbecue. We help each other put up lights at Christmas and Halloween and go out on full decorating. We always have a Christmas potluck at someone’s house."
  • Charles
    "Well kept, nice schools, clean, safe , twelve bridges has beautiful homes and nice view as you drive down the street"
  • Abby D.
    "There are lots of paved trails that run all through Lincoln! On the trails are clean up stations and trash cans, so you’re not carrying a poop bag all the way home on a walk. Most everyone walks on leash with a few (well behaved) exceptions. A large majority of people do pick up after their dogs."
  • Laura W.
    "Feels very safe, always families walking, runners and people walking their dogs at all times or the day and night. Lots of parks for the community."
  • Sierrauhrich
    "This neighborhood is full of families and young kids. People are friendly, the parks are clean, homes are well kept, and it feels very safe. It’s a wonderful place to live! "
  • Aparatunatalia28
    "I live in this neighborhood for a few months. It is safe with nice bike bike trails and a lot of children. "
  • Abby D.
    "Easy access to HWY 65 for anyone with a vehicle with supplementary bus stops and stations for anyone without."
  • Brielle S. .
    "I love Lincoln. It’s great for kids and everything you need is right here. I have lived here for over 4 years now and wouldn’t ever want to move. The clubhouse and free internet is amazing"
  • SJB
    "My immediate neighborhood does not have a dog park but there are 2 within a few minutes drive. Lots of neighbors own dogs and walk them regularly. "
  • SallyB
    "Lots of dog owners walking their dogs throughout the neighborhood and there are two very nice dog parks close by. "
  • Haley H.
    "you see people and their pets all the time.They seem very happy and the pets seem to be well maintained. the parks are nice and clean and I have never seen a pet off of their leash besides one day there was a peacock on our roof. not sure where he came from."
  • R.sass08
    "I work in sf. Driving around the Lincoln area is a breeze! 7-8 min to Rocklin. Movie theaters. Nightlife. "
  • Danielle
    "Baseball, birthdays, dog parks, parades, and many more! Love the Christmas and 4th July parades. The Sun City community also plays a huge part in our beautiful landscaping and thriving community feel. We have lots of support here with people of all ages supporting new businesses and fundraising activities and restaurants are all packed! I love the fact that we have multiple dog groomers and parks for the fur family members. As well we have a beautiful brand new library. A new high school is opening in 2020. We have goats that keep our open land shaved down. Gives a nice country feel to the area."
  • Lisa D.
    "Neighbors leave you alone mostly. Quiet , close to freeways to get to mountains or to ocean. Mostly an affluent neighborhood. "
  • Jillian V.
    "The parades held on the 4th of July and during the Christmas season are fantastic. I was born and raised in Lincoln and have attended those parades every year. The fireworks at McBean park on the 4th are the beat I’ve ever seen anywhere. "
  • rach_dunbar
    "neighborhood movie nights, group yard sale events, citywide events, community watch organizations kids events, kids play in the yard and neighbors/community watch for them and know eachother in smaller areas"

Market trends in Lincoln

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$629K
$6.83K
MoM
Sale-to-List Price
100.0%
Price per sq ft
$348
$4
MoM
Available listings
296
9
MoM

Home Value

Trulia Estimate
$746K
Since last month
Decreased$13K (-1.6%)
Since last year
Increased$21K (+2.9%)
Since last sale
Increased$146K (+24.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +9% in the last 10 years
MonthEstimated value
2026
September 2026$746K
August 2026$758K
July 2026$760K
June 2026$779K
May 2026$753K
April 2026$748K
March 2026$748K
February 2026$737K
January 2026$718K
2025
2024
2023
2022
2021

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.05
Single-Family Home
$650,000
04/20/26
4
2.5
2,600
0.11
Single-Family Home
$669,000
07/01/26
4
3
2,111
0.17
Single-Family Home
$770,000
12/22/25
4
3
2,832
0.14
Single-Family Home
$670,000
03/23/26
4
3
2,111
0.17
Single-Family Home
$658,000
06/01/26
4
3
2,111
0.12
Single-Family Home
$651,000
03/23/26
3
3
1,803
0.17
Single-Family Home
$625,000
01/14/26
3
3
1,803
0.31
Single-Family Home
$692,000
03/05/26
4
3
2,384
0.21
Single-Family Home
$725,000
03/26/26
3
3
2,405

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.03
$682,600
4
2
2,833
Off Market
0.01
$638,700
4
2
2,183
Off Market
0.05
$650,000
4
2.5
2,600
Recently Sold
0.06
$642,200
4
3
2,473
Off Market
0.10
$645,500
4
2
2,183
Off Market
0.12
$651,000
3
2
1,803
Recently Sold
0.11
$669,000
4
3
2,111
Recently Sold
0.11
$629,100
4
3
1,953
Off Market
0.13
$630,200
4
3
1,966
Off Market
0.12
$642,700
4
3
2,111
Off Market
0.14
$670,000
4
3
2,111
Recently Sold

Price and Tax history

DateEventPrice
Sep 17, 2026
Source: MLSListings Inc #ML82059668
PriceChange
$749,900
Price decreased by 1%
Sep 10, 2026
Source: MLSListings Inc #ML82059668
PriceChange
$760,000
Price decreased by 1%
Sep 1, 2026
Source: MLSListings Inc #ML82059668
Listed For Sale
$764,000
May 29, 2026
Source: N/A
Sold
$600,000
Nov 19, 2020
Source: N/A
Sold
$564,500

LGBTQ Local Legal Protections

Mandeep Dhillon, Vrinder Makol, Broker, (510) 673-7469
Agent Phone: (209) 502-0000
Based on information from the MLSListings MLS as of 2026-09-22 12:01:21 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Frequently asked questions about 645 Papermill Rd

  • What is the estimated monthly payment for 645 Papermill Rd?
    Based on a $749,900 list price with 20% down at today's rates, the estimated monthly payment for 645 Papermill Rd in Lincoln, CA is approximately $4,768 (about $4,024 principal & interest, $669 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 645 Papermill Rd compare to homes in Lincoln?
    645 Papermill Rd in Lincoln, CA is listed at $749,900, about 19% above the $629K median sale price in Lincoln.
  • What do residents say about Lincoln?
    Residents describe Lincoln, CA as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Lincoln, CA.
  • What are the closest schools to 645 Papermill Rd?
    The closest schools to 645 Papermill Rd in Lincoln, CA are Twelve Bridges Elementary School (rated 9/10), Twelve Bridges High School (rated 8/10), Twelve Bridges Middle School (rated 9/10).
  • Does 645 Papermill Rd have air conditioning?
    Yes, 645 Papermill Rd in Lincoln, CA has air conditioning.
  • Does 645 Papermill Rd have a pool?
    Yes, 645 Papermill Rd in Lincoln, CA has a pool.
645 Papermill Rd, Lincoln, CA 95648 is a 4 bedroom, 3 bathroom, 2,833 sqft single-family home built in 2020. This property is currently available for sale and was listed by MLSListings Inc on Sep 1, 2026. The MLS # for this home is MLS# ML82059668.