643 Congress St, Ottawa, IL 61350
Property image
Property image
OFF MARKET

643 Congress St
Ottawa, IL 61350

  • 4 Beds
  • 2.5 Baths
  • 2,700 sqft

$295,700

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $2,118/mo*
Refinance Your Home

$295,700

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $2,118/mo*
Refinance Your Home
4 Beds
2.5 Baths
2,700 sqft

Local Information

  • Map ViewExplore the area around 643 Congress St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Welcome to this Exceptional East Side Victorian that exudes timeless elegance and charm. Nestled in a picturesque neighborhood, this one-of-a-kind home showcases a captivating blend of classic architectural elements and modern comforts. With its 4 bedrooms, a bonus room, 2 full bathrooms, and a half bath, this remarkable property offers spacious living areas and an abundance of character throughout.As you step through the front door, you'll be greeted by the grandeur of stained glass windows.. The original hardwood floors guide you through the main level, seamlessly connecting the living spaces and adding a touch of refinement to every step.The fifth bonus room offers endless possibilities-a home office, a guest suite, or a creative space tailored to your needs. Flexibility is at your fingertips.Beyond the walls of this extraordinary home lies a beautifully landscaped yard. Enjoy your morning coffee on the charming front porch or host unforgettable gatherings on the backyard patio. This inviting home is completed by a white picket fence, adding to the allure and curb appeal of this residence. Located in a highly desirable neighborhood, this Victorian home grants you easy access to nearby amenities, including shops, restaurants, and parks. Embrace the vibrant community and relish in the rich history that surrounds you. Don't miss this rare opportunity to own a piece of history. Schedule a private tour today and experience the magic of this Victorian treasure for yourself. Welcome home to timeless beauty and modern comforts.
643 Congress St, Ottawa, IL 61350 is a 4 bedroom, 3 bathroom, 2,700 sqft single-family home built in 1900. It last sold for $275,000 on Jun 21, 2024 (5% below the $290,000 asking price). It is currently off market. The Trulia Estimate is $295,700, with a rent estimate of $2,403/month.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 643 Congress St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 8Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2700 Square Feet
Appliances & Utilities
Laundry: Main Level
Heating & Cooling
Heating: Natural Gas,Electric,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Electric, Living RoomHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 1Parking: Concrete,Garage Door Opener,On Site,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1900Year Renovated: 2015
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Victorian
Building
Construction Materials: ConcreteNot a New Construction
Property Information
Parcel Number: 2112302008

Price & Status

Price
List Price: $290,000
Status Change & Dates
Off Market Date: Mon May 13 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Ottawa
School Information
Elementary School District: 141Jr High / Middle School District: 141High School: Ottawa Township High SchoolHigh School District: 140

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 7318.08 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 11971594Attic: Pull Down StairBack On Market Date: Mon Feb 05 2024

Additional Information

Source Internet Automated Valuation DisplaySource Internet Consumer CommentSource Internet Entire Listing DisplayMRD REMARKSINTERNET: YesSource Internet Address Display
Last check for updates: about 5 hours ago
Listed by Cara Cameron, (815) 883-0174
Crosstown Realtors, Inc.
Bought with: Phil Makarewicz, RE/MAX 1st Choice
Source: MRED as distributed by MLS GRID, MLS#11971594

Price History for 643 Congress St

DatePriceEventSource
06/21/2024$275,000Sold
MRED as distributed by MLS GRID #11971594
05/13/2024$290,000ContingentMRED as distributed by MLS GRID #11971594
05/10/2024$290,000PriceChange
MRED as distributed by MLS GRID #11971594
04/16/2024$299,000PriceChange
MRED as distributed by MLS GRID #11971594
02/06/2024$315,000PendingToActiveMRED as distributed by MLS GRID #11971594
02/02/2024$320,000ContingentMRED as distributed by MLS GRID #11971594
01/05/2024$320,000PriceChange
MRED as distributed by MLS GRID #11913741
10/09/2023$329,000PriceChange
MRED as distributed by MLS GRID #11845070
09/12/2023$335,000PriceChange
MRED as distributed by MLS GRID #11845070
08/22/2023$340,000PriceChange
MRED as distributed by MLS GRID #11845070
08/11/2023$345,000PriceChange
MRED as distributed by MLS GRID #11845070
07/18/2023$350,000Listed For SaleMRED as distributed by MLS GRID #11835157
09/14/2015$220,000Sold
MRED as distributed by MLS GRID #08993889
08/02/2015$229,900PendingAgent Provided
07/27/2015$229,900Listed For SaleAgent Provided

Market trends in Ottawa

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
102
16MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2024
Tax$6,123
Assessment$196,347
Home facts updated by county records

Comparable Sales for 643 Congress St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
818 York St, Ottawa, IL
0.14
Single-Family Home
$320,000
09/18/25
4
2.5
2,264
702 Congress St, Ottawa, IL
0.05
Single-Family Home
$170,000
08/01/25
4
1.5
1,882
610 E Main St, Ottawa, IL
0.07
Single-Family Home
$208,000
08/04/25
4
2
1,446
326 Congress St, Ottawa, IL
0.30
Single-Family Home
$256,000
02/13/26
5
1.5
2,830
314 Congress St, Ottawa, IL
0.33
Single-Family Home
$370,000
04/17/26
4
2
2,653
320 Congress St, Ottawa, IL
0.31
Single-Family Home
$225,000
08/08/25
4
2
1,711
540 Pearl St, Ottawa, IL
0.14
Single-Family Home
$465,000
04/02/26
4
3.5
4,205
543 Chapel St, Ottawa, IL
0.16
Single-Family Home
$205,000
08/25/25
4
1
1,625
542 Chapel St, Ottawa, IL
0.19
Single-Family Home
$375,000
11/19/25
3
3
2,526

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 643 Congress St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Ottawa

At least 136 Trulia users voted on each feature.

  • 87 % Say it's dog friendly

  • 87 % Say car is needed

  • 82 % Say yards are well-kept

  • 81 % Say parking is easy

  • 78 % Say people would walk alone at night

  • 77 % Say there's holiday spirit

  • 71 % Say it's quiet

  • 70 % Say there are sidewalks

  • 68 % Say kids play outside

  • 58 % Say streets are well-lit

  • 56 % Say it's walkable to grocery stores

  • 55 % Say neighbors are friendly

  • 52 % Say there's wildlife

  • 49 % Say it's walkable to restaurants

  • 46 % Say they plan to stay for at least 5 years

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Megan Tamblyn
    "One of us is 5 minutes away, the other works from home. Our home is 5-10 minutes from many restaurants and stores. "
    0
    Flag
  • Dread27
    "Need a vehicle to access most areas of Ottawa. Walking is an option, due to many sidewalks. Ottawa is limited because of only one bridge crossing the Illinois River. The Northeast side of town (where the High School located) is also limited because of only 2 ways in and out. Currently it has only 1 way due to construction. "
    0
    Flag
  • Meredith Martin Olsen
    "Small local business and lots of churches to pick from based on your religious beliefs. Neighborhood is quite "
    0
    Flag
  • Jessica W.
    "Every Christmas Eve the neighborhood lights luminaries. We are a close knit community. Neighbors are very gracious to one another."
    6
    Flag
  • Tenaisha K.
    "It’s Quiet peaceful and relaxing with vibrant ad outgoing people whom relax and never causes Trouble "
    0
    Flag
  • Lisa C.
    "we have neighborhood bbqs, the town has family friendly events most weekends, lots of parks, family restaurants"
    1
    Flag
  • Jess M.
    "Sometimes there’s a festival or an event that blocks off roads and sometimes you don’t know when they’re happening so it’s a major inconvenience when you try to get to work and there’s a lot of traffic and no one moving. "
    5
    Flag
  • Kendra S. M.
    "Close knit community. Lots of festivals throughout the year. Wonderful local restaurants. Friendly city! "
    2
    Flag
  • Jess M.
    "There’s a lot of other dogs so if your dog doesn’t like other dogs just be careful. Everyone picks up after there animals pretty well and most of the dogs are nice. A lot of them end up being aggressive with your dog but other than that it’s a lovely place for your dog. "
    5
    Flag
  • Charity P.
    "Fireworks show is the best in state of Illinois for the Fourth of July everyone pitches in for the show to be better each year "
    2
    Flag
  • Crashdummy
    "nice and quiet great place to start a family. close to schools and pharmacy friendly people in the neighbor hood"
    4
    Flag
  • Mrsjackson09
    "South bluff neighborhood. Close to river, river views & assorted wildlife that passes through the bluff. "
    1
    Flag
  • Brandi M. B.
    "i live here and everyone is nice and knows eachother and works together if needed so ive never had a problem with the current neiborhood im living in at this moment."
    1
    Flag
  • Kristine M.
    "I have been living here for the past 14 years. It is the closest thing to country living. Anything you want is nearby. Raised the kids and grandchildren out here and feel like we made the best decision by moving to this area."
    0
    Flag
  • Felix A. L. O.
    "Location cannot be beat. Lovely area filled with unique styles of homes. Not a cookie-cutter development. Quiet, peaceful and friendly. Great mix of people of all ages. Well maintained homes make the North side a sought after location. Believe it or not, there are people who actually did not know this area of Ottawa exists. Close enough to the downtown area if you choose to take a nice walk to the riverfront. Good caring neighbors. Cannot emphasize enough how nice and tranquil it is in this area. Great School District, close to all churches and Ottawa Regional Hospital and Medical Center. Definately a lovely place to live. "
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
Skip to first item

Explore by feature - Pet Friendly

7 pet-friendly rentals in Ottawa, IL

Explore by feature - Garage

8 rentals with a garage in Ottawa, IL

Explore by feature - Air Conditioning

13 rentals with air conditioning in Ottawa, IL

Explore by feature - Washer/dryer

9 rentals with a washer/dryer in Ottawa, IL

Homes for sale near 643 Congress St

Skip to last item
Skip to first item

Off Market Homes Near 643 Congress St

Skip to last item
Skip to first item
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information