401 E Prospect Ave, Ottawa, IL 61350
Property image
Property image
FOR SALE
3D VIEW

$305,000

Original price: $325,000
  • 5 Beds
  • 2 Baths
  • 2,862 sqft

401 E Prospect Ave, Ottawa, IL 61350

Est. Mortgage $2,328/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 1887
$107/sqft
Garage

Local Information

  • Map ViewExplore the area around 401 E Prospect Ave.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Wood-burning fireplacePrivate balcony areaSpacious historic victorian homeOriginal stained glass windowFive generously sized bedroomsFully fenced backyard
Step into timeless elegance with this spacious historic Victorian home offering 5 bedrooms, 2 full bathrooms, and beautiful character throughout. Situated on a corner lot with a fully fenced backyard, this stately residence makes a lasting first impression with its striking curb appeal and expansive covered front porch welcoming you home. Inside, the grand foyer showcases a stunning staircase and sets the tone for the craftsmanship and charm found throughout. The inviting living room features an original stained glass window and pocket doors, while the formal dining room flows seamlessly into the updated kitchen complete with included appliances, maple cabinetry with leaded glass accents, granite countertops, and a beautiful tin ceiling. Just off the dining room, a cozy family room or den with a wood-burning fireplace offers flexible living space and could also serve as a potential main-floor bedroom. The main level also includes a full bathroom with tub/shower combo, a spacious walk-in pantry, and access to a private balcony area. Upstairs, you'll find five generously sized bedrooms and a beautifully appointed full bathroom featuring a separate shower, jetted tub, double vanity, and stunning windows that fill the space with natural light. Outside, the paver patio and fully fenced backyard create the perfect setting for entertaining, relaxing, kids, or pets. A detached 2-car garage with a floored loft provides excellent additional storage, along with an attached shed for even more functionality. This remarkable home offers the perfect blend of historic charm, spacious living, and thoughtful updates-all in a beautiful setting ready for its next chapter.
Last check for updates: about 3 hours ago
Listing courtesy of: George Shanley, (815) 228-1859
Coldwell Banker Real Estate Group
Source: MRED as distributed by MLS GRID, MLS#12662005
Also Listed on MRED as distributed by MLS GRID.

Home Details for 401 E Prospect Ave

Interior Features

Interior Details
Basement: Unfinished,FullNumber of Rooms: 10Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Breakfast Room, Dining Room, Family Room, Foyer, Kitchen, Laundry, Living Room, Pantry
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2862 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, DryerDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: NoneHas CoolingAir Conditioning: Window Unit(s)No Heating
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Living Room, Master BedroomHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Porch, PatioFencing: FencedOther Structures: Shed(s)Foundation: Stone
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 6Parking: Concrete,Yes,Garage Owned,Detached,Unassigned,Off Street,Driveway,Owned,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 141

Property Information

Year Built
Year Built: 1887
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Victorian
Building
Construction Materials: Vinyl SidingNot a New ConstructionIs Habitable Residence
Property Information
Parcel Number: 2212335005

Price & Status

Price
List Price: $305,000Price Per Sqft: $107
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: Ottawa
School Information
Elementary School District: 141Jr High / Middle School District: 141High School: Ottawa Township High SchoolHigh School District: 140

Agent Information

Listing Agent
Listing ID: 12662005

HOA

HOA Fee Includes: NoneHOA Fee: No HOA Fee

Lot Information

Lot Area: 7840.8 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12662005Attic: Interior Stair, Unfinished

Additional Information

Source Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD AVM On IDX Display: NoMRD Address On VOW Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Ottawa

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 78% say there's holiday spirit
  • 70% say there are sidewalks
  • 55% say neighbors are friendly
Trulia Trick or TreatStart Ghost Hunt
At least 136 Trulia users voted on each feature.

  • 87 % Say car is needed

  • 87 % Say it's dog friendly

  • 82 % Say yards are well-kept

  • 81 % Say parking is easy

  • 78 % Say there's holiday spirit

  • 78 % Say people would walk alone at night

  • 71 % Say it's quiet

  • 70 % Say there are sidewalks

  • 68 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 55 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 49 % Say it's walkable to restaurants

  • 46 % Say they plan to stay for at least 5 years

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Megan Tamblyn
    "One of us is 5 minutes away, the other works from home. Our home is 5-10 minutes from many restaurants and stores. "
    0
    Flag
  • Dread27
    "Need a vehicle to access most areas of Ottawa. Walking is an option, due to many sidewalks. Ottawa is limited because of only one bridge crossing the Illinois River. The Northeast side of town (where the High School located) is also limited because of only 2 ways in and out. Currently it has only 1 way due to construction. "
    0
    Flag
  • Meredith Martin Olsen
    "Small local business and lots of churches to pick from based on your religious beliefs. Neighborhood is quite "
    0
    Flag
  • Jessica W.
    "Every Christmas Eve the neighborhood lights luminaries. We are a close knit community. Neighbors are very gracious to one another."
    6
    Flag
  • Tenaisha K.
    "It’s Quiet peaceful and relaxing with vibrant ad outgoing people whom relax and never causes Trouble "
    0
    Flag
  • Lisa C.
    "we have neighborhood bbqs, the town has family friendly events most weekends, lots of parks, family restaurants"
    1
    Flag
  • Jess M.
    "Sometimes there’s a festival or an event that blocks off roads and sometimes you don’t know when they’re happening so it’s a major inconvenience when you try to get to work and there’s a lot of traffic and no one moving. "
    5
    Flag
  • Kendra S. M.
    "Close knit community. Lots of festivals throughout the year. Wonderful local restaurants. Friendly city! "
    2
    Flag
  • Jess M.
    "There’s a lot of other dogs so if your dog doesn’t like other dogs just be careful. Everyone picks up after there animals pretty well and most of the dogs are nice. A lot of them end up being aggressive with your dog but other than that it’s a lovely place for your dog. "
    5
    Flag
  • Charity P.
    "Fireworks show is the best in state of Illinois for the Fourth of July everyone pitches in for the show to be better each year "
    2
    Flag
  • Crashdummy
    "nice and quiet great place to start a family. close to schools and pharmacy friendly people in the neighbor hood"
    4
    Flag
  • Mrsjackson09
    "South bluff neighborhood. Close to river, river views & assorted wildlife that passes through the bluff. "
    1
    Flag
  • Brandi M. B.
    "i live here and everyone is nice and knows eachother and works together if needed so ive never had a problem with the current neiborhood im living in at this moment."
    1
    Flag
  • Kristine M.
    "I have been living here for the past 14 years. It is the closest thing to country living. Anything you want is nearby. Raised the kids and grandchildren out here and feel like we made the best decision by moving to this area."
    0
    Flag
  • Felix A. L. O.
    "Location cannot be beat. Lovely area filled with unique styles of homes. Not a cookie-cutter development. Quiet, peaceful and friendly. Great mix of people of all ages. Well maintained homes make the North side a sought after location. Believe it or not, there are people who actually did not know this area of Ottawa exists. Close enough to the downtown area if you choose to take a nice walk to the riverfront. Good caring neighbors. Cannot emphasize enough how nice and tranquil it is in this area. Great School District, close to all churches and Ottawa Regional Hospital and Medical Center. Definately a lovely place to live. "
    0
    Flag

Market trends in Ottawa

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$222K
$17.75KMoM
Sale-to-List Price
—
Price per sq ft
$162
$5MoM
Available listings
111
7MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
407 4th Ave, La Salle, IL
0.11
Single-Family Home
$229,000
12/19/25
4
2.5
2,062
326 Congress St, Ottawa, IL
0.52
Single-Family Home
$256,000
02/13/26
5
1.5
2,830
414 2nd Ave, Ottawa, IL
0.11
Single-Family Home
$351,000
08/11/26
3
2.5
1,842
514 Marcy St, Ottawa, IL
0.54
Single-Family Home
$160,000
05/07/26
5
2
2,785
534 2nd Ave, Ottawa, IL
0.25
Single-Family Home
$280,000
09/24/26
4
2.5
1,876
314 Congress St, Ottawa, IL
0.52
Single-Family Home
$370,000
04/17/26
4
2
2,653
634 1st Ave, Ottawa, IL
0.36
Single-Family Home
$212,000
03/04/26
3
2
2,020
316 Guthrie St, Ottawa, IL
0.44
Single-Family Home
$150,000
09/30/26
3
2
2,274
229 W Moore St, Ottawa, IL
0.53
Single-Family Home
$235,000
11/19/25
4
2
1,900

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
409 E Prospect Ave, Ottawa, IL 61350
0.01
$258,700
Studio
-
1,782
Off Market
Highland Ave, Ottawa, IL 61350
0.02
-
-
-
-
Off Market
301 2nd Ave, Ottawa, IL 61350
0.02
$232,900
2
3
1,328
Off Market
402 E Van Buren St, Ottawa, IL 61350
0.03
-
2
2
1,550
Off Market
402 E Van Buren St, Ottawa, IL 61350
0.03
-
Studio
-
-
Off Market
402 E Van Buren St, Ottawa, IL 61350
0.03
$243,800
3
2
1,550
Off Market
417 E Prospect Ave, Ottawa, IL 61350
0.03
$311,300
Studio
-
2,594
Off Market
412 E Van Buren St, Ottawa, IL 61350
0.03
$212,600
Studio
-
1,560
Off Market
400 E Prospect Ave, Ottawa, IL 61350
0.03
$422,500
Studio
-
3,192
Off Market
321 E Prospect Ave, Ottawa, IL 61350
0.04
$286,800
Studio
-
1,766
Off Market
322 E Van Buren St, Ottawa, IL 61350
0.04
$281,800
Studio
-
2,592
Off Market
414 E Van Buren St, Ottawa, IL 61350
0.04
$183,900
Studio
-
852
Off Market
328 E Prospect Ave, Ottawa, IL 61350
0.04
$338,600
Studio
-
3,082
Off Market
314 E Van Buren St, Ottawa, IL 61350
0.04
$215,900
Studio
-
2,032
Off Market
315 E Prospect Ave, Ottawa, IL 61350
0.05
$183,400
Studio
-
1,310
Off Market
418 E Van Buren St, Ottawa, IL 61350
0.05
$275,000
Studio
-
2,248
Off Market
310 E Van Buren St, Ottawa, IL 61350
0.05
$197,300
3
1
1,100
Off Market
403 E Van Buren St, Ottawa, IL 61350
0.06
$307,300
3
2
2,500
Off Market
420 E Prospect Ave, Ottawa, IL 61350
0.06
$475,400
Studio
-
3,304
Off Market
303 E Prospect Ave, Ottawa, IL 61350
0.06
$269,000
4
2.5
2,401
Off Market

Price and Tax history

DateEventPrice
Sep 8, 2026
Source: MRED as distributed by MLS GRID #12662005
PriceChange
$305,000
Price decreased by 6%
Aug 10, 2026
Source: MRED as distributed by MLS GRID #12662005
PriceChange
$325,000
Price decreased by 7%
May 29, 2026
Source: MRED as distributed by MLS GRID #12662005
Listed For Sale
$350,000

LGBTQ Local Legal Protections

George Shanley, Coldwell Banker Real Estate Group
Agent Phone: (815) 228-1859
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 401 E Prospect Ave

Skip to last item
Skip to first item

Frequently asked questions about 401 E Prospect Ave

  • What is the estimated monthly payment for 401 E Prospect Ave?
    Based on a $305,000 list price with 20% down at today's rates, the estimated monthly payment for 401 E Prospect Ave in Ottawa, IL is approximately $2,350 (about $1,701 principal & interest, $574 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 401 E Prospect Ave compare to homes in Ottawa?
    401 E Prospect Ave in Ottawa, IL is listed at $305,000, about 37% above the $222K median sale price in Ottawa.
  • What do residents say about Ottawa?
    Residents describe Ottawa, IL as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Ottawa, IL.
  • What are the closest schools to 401 E Prospect Ave?
    The closest schools to 401 E Prospect Ave in Ottawa, IL are Central Intermediate School (Elementary, rated 5/10), Mckinley Elementary School (Pre-K, rated 7/10), Ottawa Township High School (rated 3/10).
  • Does 401 E Prospect Ave have air conditioning?
    Yes, 401 E Prospect Ave in Ottawa, IL has air conditioning.
  • Does 401 E Prospect Ave have laundry facilities?
    Yes, 401 E Prospect Ave in Ottawa, IL has in-unit laundry.
401 E Prospect Ave, Ottawa, IL 61350 is a 5 bedroom, 2 bathroom, 2,862 sqft single-family home built in 1887. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on May 29, 2026. The MLS # for this home is MLS# 12662005.