638 Prospect St, Elgin, IL 60120
OFF MARKET

638 Prospect St
Elgin, IL 60120

Northeastern Elgin
  • 7 Beds
  • 3 Baths
  • 3,360 sqft

$308,200

Trulia Estimate
as of Aug 21, 2026
Est. Refi. Payment $2,166/mo*

$308,200

Trulia Estimate
as of Aug 21, 2026
Est. Refi. Payment $2,166/mo*
7 Beds
3 Baths
3,360 sqft

Home Value

Trulia Estimate
$308K
Since last month
Increased$300 (+0.1%)
Since last year
Increased$31K (+10.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +74% in the last 10 years
MonthEstimated value
2026
August 2026$315K
July 2026$314K
June 2026$339K
May 2026$344K
April 2026$333K
March 2026$325K
February 2026$318K
January 2026$319K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.14
Single-Family Home
$360,000
10/15/25
3
2.5
2,041
0.33
Single-Family Home
$499,000
09/22/25
4
2.5
3,156
0.07
Single-Family Home
$460,000
01/16/26
5
2
2,424
0.40
Single-Family Home
$85,000
04/07/26
6
4
2,592
0.14
Single-Family Home
$375,000
07/13/26
4
2
1,364
0.24
Single-Family Home
$390,000
12/18/25
4
2
2,382
0.63
Single-Family Home
$300,000
05/20/26
5
2.5
3,032
0.21
Single-Family Home
$365,000
07/15/26
4
2
1,908
0.28
Single-Family Home
$520,000
03/27/26
6
5
3,620
0.35
Single-Family Home
$285,000
10/14/25
5
2
1,882

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.07
$460,000
5
2
2,424
Recently Sold
0.07
$303,300
4
2
-
Off Market
0.11
$305,200
3
1.5
1,197
Off Market
0.12
$167,000
2
1
817
Recently Sold
0.14
$375,000
4
2
1,364
Recently Sold
0.15
$279,900
3
1
945
Off Market
0.12
$384,700
3
2
1,870
Off Market
0.16
$473,500
4
2
-
Off Market
0.15
$415,100
3
2.5
2,645
Off Market
0.18
$388,000
4
2
-
Off Market
0.14
$373,100
3
2.5
2,041
Off Market
0.14
$442,100
4
2
2,400
Off Market

Local Information

  • Map ViewExplore the area around 638 Prospect St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1890
Living Area
3,360 sqft
Price/Sqft
$92

About this House

This single-family home is located at 638 Prospect St, Elgin, IL. 638 Prospect St is in the Northeastern Elgin neighborhood in Elgin, IL and in ZIP code 60120. This property has 7 bedrooms, 3 bathrooms and approximately 3,360 sqft of floor space. This property has a lot size of 5793 sqft and was built in 1890.
638 Prospect St, Elgin, IL 60120 is a 7 bedroom, 3 bathroom, 3,360 sqft single-family home in Northeastern Elgin, built in 1890. It is currently off market. The Trulia Estimate is $308,200, with a rent estimate of $2,813/month.

Home Details for 638 Prospect St

Interior Features

Levels, Entrance, & Accessibility
Stories: 2

Property Information

Year Built
Year Built: 1890
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 5793 sqft

Price and Tax history

YearProperty taxTax assessment
2025
$7,171
$329,991
Home facts updated by county records

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15K
MoM
Sale-to-List Price
100.1%
0.1%
MoM
Price per sq ft
$207
$2
MoM
Available listings
251
12
MoM

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.
  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"

LGBTQ Local Legal Protections

Frequently asked questions about 638 Prospect St

  • What is 638 Prospect St estimated to be worth?
    Trulia's estimated value for 638 Prospect St in Elgin, IL is $308,200.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • What do residents say about the Northeastern Elgin neighborhood?
    Residents describe the Northeastern Elgin neighborhood in Elgin, IL as pedestrian-friendly, dog-friendly, and easy to park in. See recently sold homes in Northeastern Elgin, Elgin.
  • How big is the lot at 638 Prospect St?
    The lot at 638 Prospect St in Elgin, IL is about 0.13 acres (5,793 sq ft).

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