422 Summit St, Elgin, IL 60120
Property image
Property image
UNDER CONTRACT
3D VIEW
0.26 ACRES

$309,900

  • 3 Beds
  • 1.5 Baths
  • 1,998 sqft (on 0.26 acres)

422 Summit St, Elgin, IL 60120

Get Pre-Qualified
We estimate this home will sell faster than 96% nearby.

Home Highlights

Single-Family Home
Built in 1900
0.26 acre lot
$155/sqft
Garage

Local Information

  • Map ViewExplore the area around 422 Summit St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.
Last check for updates: 33 minutes ago
Listing courtesy of: John Salidas, (630) 825-9722
@properties Christie's International Real Estate
Source: MRED as distributed by MLS GRID, MLS#12709302
Also Listed on MRED as distributed by MLS GRID.
We estimate this home will sell faster than 96% nearby.

Home Details for 422 Summit St

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Partially Finished,Exterior Entry,Concrete,Rec/Family Area,Storage Space,FullNumber of Rooms: 11Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Family Room Down, Game Room, Kitchen, Laundry, Living Room, Recreation Room, Sitting Room, Storage
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1998 Square Feet
Appliances & Utilities
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, ENERGY STAR Qualified Appliances, Front Controls on Range/Cooktop, Gas Cooktop, Electric Oven, Gas Water HeaterDishwasherDisposalDryerLaundry: Gas Dryer Hookup,Electric Dryer Hookup,In Unit,SinkRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central Air,Partial,Wall Unit(s),Zoned,ElectricHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: ScreensFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
No View
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Patio, PorchExterior: Balcony, LightingFoundation: Block, Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 923 Square Feet

Days on Market

Days on Market: 29

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: American 4-Sq.
Building
Construction Materials: Frame, Wood Siding, CombinationNot a New Construction
Property Information
Parcel Number: 0612381018

Price & Status

Price
List Price: $309,900Price Per Sqft: $155
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Elgin
School Information
Elementary School: Mckinley Elementary SchoolElementary School District: 46Jr High / Middle School: Larsen Middle SchoolJr High / Middle School District: 46High School: Elgin High SchoolHigh School District: 46

Agent Information

Listing Agent
Listing ID: 12709302

Building

Building Area
Building Area: 2921 Square Feet

Community

Community Features: Curbs, Sidewalks, Street Lights, Street Paved

HOA

HOA Fee Includes: NoneHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.26 acres

Listing Info

Special Conditions: None

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12709302Zillow Contingency Status: Under ContractActivation Date: Fri Aug 07 2026

Additional Information

CurbsSidewalksStreet LightsStreet PavedSource Internet Consumer CommentMRD SHARE WITH CLIENTS: YesSource Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesSource Internet Automated Valuation DisplayMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesSource Internet Address DisplayMRD REMARKSINTERNET: YesMRD Remarks On VOW Display: Yes

Around this home

What Locals Say about Elgin

At least 941 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Lydiadannenberg4816
    "Homes are custom made. Large lots. Friendly neighborhood. "
    0
    Flag
  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
    Flag
  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
    Flag
  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
    Flag
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
    Flag
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
    Flag
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
    Flag
  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Home Value

Trulia Estimate
$308K
Since last month
Decreased$4K (-1.2%)
Since last year
Decreased$17K (-5.4%)
Since last sale
Increased$63K (+25.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +85% in the last 10 years
MonthEstimated value
2026
August 2026$308K
August 2026$308K
July 2026$311K
June 2026$346K
May 2026$342K
April 2026$341K
March 2026$333K
February 2026$324K
January 2026$319K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
561 Dundee Ave, Elgin, IL
0.09
Single-Family Home
$299,900
10/29/25
3
2
1,541
417 Lovell St, Elgin, IL
0.21
Single-Family Home
$325,000
09/11/25
3
1.5
2,152
356 Franklin Blvd, Elgin, IL
0.26
Single-Family Home
$259,000
09/10/25
3
1
1,395
452 Addison St, Elgin, IL
0.32
Single-Family Home
$305,000
09/23/25
4
2
1,704
409 Algona Ave, Elgin, IL
0.15
Single-Family Home
$400,000
04/10/26
4
2
1,420
725 Augusta Ave, Elgin, IL
0.30
Single-Family Home
$380,000
08/28/26
4
2
2,104
509 N Spring St, Elgin, IL
0.38
Single-Family Home
$365,000
07/15/26
4
2
1,908
909 Bellevue Ave, Elgin, IL
0.51
Single-Family Home
$285,000
11/13/25
3
1.5
2,010
363 Franklin Blvd, Elgin, IL
0.29
Single-Family Home
$250,000
04/10/26
3
2
770

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
392 Plum Ct, Elgin, IL 60120
0.08
$200,000
3
2
-
Recently Sold
561 Dundee Ave, Elgin, IL 60120
0.09
$314,100
3
2
1,541
Off Market
399 Jefferson Ave, Elgin, IL 60120
0.10
$319,900
3
1.5
1,384
Off Market
430 Enterprise St, Elgin, IL 60120
0.10
$308,700
2
1.5
1,359
Off Market
606 Logan Ave, Elgin, IL 60120
0.15
$301,900
5
2
1,721
Off Market
612 Logan Ave, Elgin, IL 60120
0.15
$248,800
4
1.5
1,302
Off Market
409 Algona Ave, Elgin, IL 60120
0.15
$400,000
4
2
1,420
Recently Sold
564 Mann Pl, Elgin, IL 60120
0.16
$308,400
3
1.5
944
Off Market
443 Jefferson Ave, Elgin, IL 60120
0.14
$649,200
6
5
-
Off Market
376 Jefferson Ave, Elgin, IL 60120
0.16
$295,000
3
2
-
Recently Sold
464 Enterprise St, Elgin, IL 60120
0.14
$320,500
5
3
1,180
Off Market
890-92 Jefferson Ave, Elgin, IL 60120
0.19
$479,400
4
2
-
Off Market

Price and Tax history

DateEventPrice
Aug 21, 2026
Source: MRED as distributed by MLS GRID #12709302
Contingent
$309,900
Aug 7, 2026
Source: MRED as distributed by MLS GRID #12709302
Listed For Sale
$309,900
Oct 3, 2022
Source: N/A
Sold
$245,000
Jun 10, 2022
Source: MRED as distributed by MLS GRID #11396139
Sold
$244,900
May 15, 2022
Source: RE/MAX International #11396139
Pending
$244,900

LGBTQ Local Legal Protections

John Salidas, @properties Christie's International Real Estate
Agent Phone: (630) 825-9722
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 422 Summit St

Skip to last item
Skip to first item

Frequently asked questions about 422 Summit St

  • What is the estimated monthly payment for 422 Summit St?
    Based on a $309,900 list price with 20% down at today's rates, the estimated monthly payment for 422 Summit St in Elgin, IL is approximately $2,231 (about $1,642 principal & interest, $514 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 422 Summit St compare to homes in Elgin?
    422 Summit St in Elgin, IL is listed at $309,900, about 8% below the $337K median sale price in Elgin.
  • What do residents say about Elgin?
    Residents describe Elgin, IL as pedestrian-friendly, dog-friendly, and easy to park in. See homes for sale in Elgin, IL.
  • What are the closest schools to 422 Summit St?
    The closest schools to 422 Summit St in Elgin, IL are Elgin High School (rated 2/10), Larsen Middle School (rated 3/10), Mckinley Elementary School (rated 3/10).
  • Does 422 Summit St have air conditioning?
    Yes, 422 Summit St in Elgin, IL has air conditioning.
  • Does 422 Summit St have laundry facilities?
    Yes, 422 Summit St in Elgin, IL has in-unit laundry.
422 Summit St, Elgin, IL 60120 is a 3 bedroom, 2 bathroom, 1,998 sqft single-family home built in 1900. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Aug 7, 2026. The MLS # for this home is MLS# 12709302.