637 Prospect St, Elgin, IL 60120
Property image
Property image
OFF MARKET

637 Prospect St
Elgin, IL 60120

Northeastern Elgin
  • 4 Beds
  • 2 Baths
  • 3,498 sqft (on 0.28 acres)

$469,800

Trulia Estimate
as of Aug 2, 2026
Est. Refi. Payment $3,282/mo*
Refinance Your Home

$469,800

Trulia Estimate
as of Aug 2, 2026
Est. Refi. Payment $3,282/mo*
Refinance Your Home
4 Beds
2 Baths
3,498 sqft
(on 0.28 acres)

Local Information

  • Map ViewExplore the area around 637 Prospect St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1892
Lot Size
0.28 acres
Living Area
3,498 sqft
Price/Sqft
$134
Parking
Garage

About this House

Have you always dreamed of living in a piece of history? This lovingly restored 3 story Victorian stunner built in 1892 is ready for a new chapter! Professionally landscaped and sitting on a double lot just outside the Historic District, this gem includes a garden shed, gazebo, hot tub and fenced yard. The grand front enclosed sitting porch leads into the large foyer, dining and living room with gas fireplace, 9ft. ceilings, stained glass and carved oak staircase. Large kitchen boasts ample cabinetry, Bosch dishwasher, walk-in pantry and a full bath featuring a claw foot tub and built in curio. The double staircases lead to the 2nd level that incorporates 4 large bedrooms and a full elegant bath with built ins. The Master bedroom includes an alcove and window seat with storage. Venture up the turret staircase to the 3rd floor great room to view movies on your 75” tv and leather sectional! The large open basement provides ample storage with laundry and outside access. This home has been featured on 2 historical house walks and is known for it’s elaborate Christmas display every year! Additional amenities within walking distance include beautiful park with soccer, tennis, basketball, playground and grade school. Situated blocks from bike trails, library, recreational center, river, shopping and Casino, with easy access to I-90 and Metra. Check out exploreelginarea.com. The homeowners have made wonderful memories in this home over 30 years…..it’s time for you to make yours! THIS IS A MUST SEE HOME!!!

*** Realtors welcome
637 Prospect St, Elgin, IL 60120 is a 4 bedroom, 2 bathroom, 3,498 sqft single-family home in Northeastern Elgin, built in 1892. It last sold for $385,000 on Apr 7, 2022. It is currently off market. The Trulia Estimate is $469,800, with a rent estimate of $2,473/month.

Home Details for 637 Prospect St

Interior Features

Interior Details
BasementAtticNumber of Rooms: 12Types of Rooms: Dining Room, Master Bath, Pantry, Recreation RoomCeiling Fan
Levels, Entrance, & Accessibility
Stories: 3Floors: Tile, Carpet, Hardwood
Appliances & Utilities
Cable ReadyDishwasherDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
FireplaceHot Tub or Spa
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: AsphaltExterior: Shingle, Stone, WoodLawnPatioPorch
Parking & Garage
GarageParking: Garage Detached, Off Street, On Street

Property Information

Year Built
Year Built: 1892
Property Type / Style
Property Type: Single Family HomeArchitecture: Queen Anne / Victorian

Community

Units in Building: 1

Lot Information

Lot Area: 0.28 acres

Additional Information

Greenhouse

Price History for 637 Prospect St

DatePriceEventSource
04/07/2022$385,000Sold
MRED as distributed by MLS GRID #11320020
03/03/2022$385,000PendingMRED as distributed by MLS GRID #11320020
03/03/2022$385,000ContingentMRED as distributed by MLS GRID #11320020
02/14/2022$385,000PendingMRED as distributed by MLS GRID #11320020
02/08/2022$385,000Listed For SaleMRED as distributed by MLS GRID #11320020
11/01/2021ListingRemovedMRED as distributed by MLS GRID #11106852
07/14/2021$405,000PriceChange
MRED as distributed by MLS GRID #11106852
06/07/2021$425,000Listed For SaleMRED as distributed by MLS GRID #11106852

Market trends in Elgin

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$323K
$10.67KMoM
Sale-to-List Price
100.0%
0.4%MoM
Price per sq ft
$209
$3MoM
Available listings
263
29MoM
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Property Tax and Assessment

Year2024
Tax$7,144
Assessment$291,816
Home facts updated by county records

Comparable Sales for 637 Prospect St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
805 Augusta Ave, Elgin, IL
0.21
Single-Family Home
$390,000
12/18/25
4
2
2,382
602 Prospect St, Elgin, IL
0.08
Single-Family Home
$460,000
01/16/26
5
2
2,424
509 N Spring St, Elgin, IL
0.23
Single-Family Home
$365,000
07/15/26
4
2
1,908
354 Jefferson Ave, Elgin, IL
0.11
Single-Family Home
$375,000
07/13/26
4
2
1,364
409 Algona Ave, Elgin, IL
0.23
Single-Family Home
$400,000
04/10/26
4
2
1,420
903 Douglas Ave, Elgin, IL
0.35
Single-Family Home
$499,000
09/22/25
4
2.5
3,156
417 Lovell St, Elgin, IL
0.25
Single-Family Home
$325,000
09/11/25
3
1.5
2,152
638 N Spring St, Elgin, IL
0.18
Single-Family Home
$360,000
10/15/25
3
2.5
2,041
838 Cedar Ave, Elgin, IL
0.32
Single-Family Home
$285,000
10/14/25
5
2
1,882
1017 Center St, Elgin, IL
0.42
Single-Family Home
$319,300
12/30/25
4
2
1,630

Nearby homes

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Assigned Schools

These are the assigned schools for 637 Prospect St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Northeastern Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
    0
    Flag
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
    3
    Flag
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
    1
    Flag
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
    1
    Flag
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
    0
    Flag
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"
    4
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 637 Prospect St

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Off Market Homes Near 637 Prospect St

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