628 Gemstone Dr, San Marcos, CA 92078
OFF MARKET

628 Gemstone Dr
San Marcos, CA 92078

  • 5 Beds
  • 3 Baths
  • 2,699 sqft

$1,187,800

Trulia Estimate
as of Aug 2, 2026
Est. Refi. Payment $7,333/mo*
Refinance Your Home

$1,187,800

Trulia Estimate
as of Aug 2, 2026
Est. Refi. Payment $7,333/mo*
Refinance Your Home
5 Beds
3 Baths
2,699 sqft

Local Information

  • Map ViewExplore the area around 628 Gemstone Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Living Area
2,699 sqft
Price/Sqft
$440
Parking
Attached Garage

About this House

628 Gemstone Drive, San Marcos, CA 92078

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the highly desirable gated community of Rancho Tesoro in San Marcos. Built in 2018, this spacious residence offers approximately 2,700 square feet of living space with an open-concept floor plan designed for modern living.

This home comes equipped with an approximately 8 kW Tesla solar system, helping homeowners enjoy significant energy savings with practically no electricity bill. Whether you're working from home, charging electric vehicles, or running the AC during warm summer days, the solar system provides outstanding efficiency and long-term value.

The gourmet kitchen features contemporary finishes, ample cabinetry, and a walk-in pantry, seamlessly connecting to the dining and living areas perfect for entertaining and everyday comfort. A convenient downstairs bedroom and full bath provide flexibility for guests, extended family, or a home office.

Upstairs, the primary suite offers a luxurious retreat with a spa-inspired bathroom and generous walk-in closet. Additional bedrooms are well-sized and filled with natural light.

One of the home's standout features is its expansive backyard, among the largest in the community, complete with a covered patio, professional landscaping, artificial turf, fire pit seating area, and space for outdoor enjoyment.

Residents enjoy access to Rancho Tesoro's resort-style amenities, including a private pool, cabanas, BBQ pavilion, parks, playgrounds, and walking trails. The home also features central air conditioning, an attached two-car garage, and a dedicated third parking and scenic mountain views.

Conveniently located near top-rated schools, shopping, dining, and major transportation routes, this home offers the perfect combination of luxury, comfort, and community living in North County San Diego.

owner pays for HOA. renters pays for water and trash
628 Gemstone Dr, San Marcos, CA 92078 is a 5 bedroom, 3 bathroom, 2,699 sqft single-family home. It last sold for $829,000 on Nov 19, 2020 (14,317% above the $5,750 asking price). More recently, it was listed as a rental in June 2026 with an asking price of $6,000 per month. That rental listing was removed on July 4, 2026. It is currently off market. The Trulia Estimate is $1,187,800, with a rent estimate of $5,765/month.

Home Details for 628 Gemstone Dr

Property Information

Property Type / Style
Property Type: Single Family Home

Rental Terms, Policies & Fees

Lease Term: 1 YearAvailable: now

Interior Features

Appliances & Utilities
DishwasherDryerWasher
Heating & Cooling
Air ConditioningCooling System: Central Air
Room & Shared Space
Shared space is furnished

Exterior Features

Pool
Pool
Parking & Garage
Parking: Attached Off Street, On Site

Price History for 628 Gemstone Dr

DatePriceEventSource
07/04/2026$5,750ListingRemovedZillow Rentals
06/20/2026$5,750PriceChange
Zillow Rentals
06/16/2026$6,000PriceChange
Zillow Rentals
06/14/2026$6,100PriceChange
Zillow Rentals
06/12/2026$6,000Listed For RentZillow Rentals
11/01/2023ListingRemovedZillow Rentals
09/20/2023$5,500PriceChange
Zillow Rentals
09/08/2023$5,750Listed For RentZillow Rentals
11/19/2020$829,000Sold
SDMLS #200047103
10/05/2020$829,000PendingAgent Provided
10/01/2020$829,000Listed For SaleAgent Provided
06/29/2018$736,000Sold
N/A

Market trends in San Marcos

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$929K
$9KMoM
Sale-to-List Price
99.7%
Price per sq ft
$533
$12MoM
Available listings
204
12MoM
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Property Tax and Assessment

Year2025
Tax$13,165
Assessment$897,333
Home facts updated by county records

Comparable Sales for 628 Gemstone Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
662 Gemstone Dr, San Marcos, CA
0.07
Single-Family Home
$1,162,000
11/03/25
5
3
2,550
665 Gemstone Dr, San Marcos, CA
0.09
Single-Family Home
$1,180,000
08/26/25
4
3
2,684
140 Unity Ln, San Marcos, CA
0.09
Single-Family Home
$1,140,000
09/05/25
4
3
2,458
712 Gemstone Dr, San Marcos, CA
0.16
Single-Family Home
$1,185,000
10/20/25
4
3
2,550
649 Merit Dr, San Marcos, CA
0.15
Single-Family Home
$1,100,000
06/17/26
4
2.5
2,211
739 Gemstone Dr, San Marcos, CA
0.23
Single-Family Home
$1,180,500
02/10/26
5
3
2,458
722 Gemstone Dr, San Marcos, CA
0.20
Single-Family Home
$1,040,000
11/18/25
4
2.5
2,211
248 Violet Ave, San Marcos, CA
0.22
Single-Family Home
$1,505,000
08/29/25
5
3
2,941
391 Camino Carta, San Marcos, CA
0.31
Single-Family Home
$1,140,000
08/22/25
4
3
2,738
601 Carnation Ct, San Marcos, CA
0.07
Single-Family Home
$1,230,000
08/15/25
3
2
2,364

Nearby homes

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Assigned Schools

These are the assigned schools for 628 Gemstone Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about San Marcos

At least 551 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 85 % Say there are sidewalks

  • 85 % Say car is needed

  • 77 % Say there's holiday spirit

  • 70 % Say parking is easy

  • 70 % Say streets are well-lit

  • 69 % Say people would walk alone at night

  • 69 % Say kids play outside

  • 68 % Say yards are well-kept

  • 62 % Say it's quiet

  • 60 % Say it's walkable to grocery stores

  • 58 % Say there's wildlife

  • 56 % Say it's walkable to restaurants

  • 56 % Say they plan to stay for at least 5 years

  • 53 % Say neighbors are friendly

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Alvaradochris962
    "Community I live in is private and respects quiet hours. I have lived here for about 5 years and have not had issues with neighbors."
    0
    Flag
  • Rexquisite
    "Our neighbors are friendly and work together to make it great. It’s safe and has a ton of hiking options. "
    0
    Flag
  • S7th77267d
    "San Marcos is a great place to live. I love the school district, some schools being dual language emergent."
    0
    Flag
  • Trulia User
    "My work place is located Walking distance from home which is really convenient. I would not change this life style for anything."
    0
    Flag
  • Ma Mah
    "This neighborhood is mostly retired or family friendly. Larger than average lot sizes, many of the homes have views or privacy lots. Neighbors are outgoing and get to know each other and watch out for each other. "
    0
    Flag
  • Jeff Nixon
    "I’ve lived here for two years and love my neighborhood. Good schools and safe for families. I live near the golf course and it’s always well maintained and the club is very nice. "
    0
    Flag
  • Rexquisite
    "Easy to access other forms of transportation if needed. However, I don’t need public transportation. "
    0
    Flag
  • Jeff Nixon
    "The original homes are well maintained and are a part of a golf course community. The course is in great shape and very popular. "
    0
    Flag
  • SocalN
    "Holiday decorations are amazing to drive through and look at houses in the neighborhoods. Everyone goes all out. "
    0
    Flag
  • Ankit Satija
    "Halloween nights, Christmas celebration …thanksgiving nights. Very quiet and relaxing atmosphere . Nice neighbors, plenty of green space"
    0
    Flag
  • Todd Wurzbach
    "It’s within walking distance of 3 schools and very safe. It is very close to the 15 highway as well."
    0
    Flag
  • Sara Thuemmler
    "We have weekly bingo, monthly potluck, Holliday games and gatherings weekly pantry access, overall we are a big close family in my community. "
    0
    Flag
  • Carla L. Johnson
    "I work from home but any shopping I need to do is easy to get to either no freeway use. I am in Lake San Marcos. "
    0
    Flag
  • Len MacDonell
    "Dog owners, if I were to guess, would like the fact that there are some great walking paths within a 5 mile radius of the city."
    2
    Flag
  • Len MacDonell
    "There is the HOA meetings , where everyone sits around and argues about where to spend the money. We need new sewage plumbing system and pave to driveways, but the members decide to repaint the tennis court and buy new furniture for the poolside, very special."
    5
    Flag
  • Shubhanga Scott
    "It’s a nice Newer up and coming area. New construction is happening here so excited for new offerings. "
    2
    Flag
  • Sara Thuemmler
    "Everyone here are very friendly and helpful keeping an eye out for any potential outside of the community problems, "
    1
    Flag
  • Bayard C.
    "So much to do, boating, great restaurants, golf, church, walk anywhere in the community, Hunters Valley has condos with 2 car garages, and privacy, and we love our pets and wildlife. Don't get me started on the Black Swans. Move here, it is Paradise!"
    1
    Flag
  • Trulia User
    "Friendly neighbors, quiet area but also lot of kids live here. Upscale neighborhood and it is safe. "
    0
    Flag
  • Trulia User
    "Dog walkers get to know each other and their dogs, too. Easy to walk in streets with light traffic. Lots of walking in the general area."
    0
    Flag
  • Trulia User
    "We liKe it all. It is a very, very nice place to raise a family. I’m not sure about any thing else. I just like to check out what is available in the area, th E big sky country in the richest hill on earth."
    0
    Flag
  • Trulia User
    "It is a friendly neighborhood. The lots are large with wonderful walking trails. It is a safe area and pet friendly."
    0
    Flag
  • Richard T.
    "It is a beautiful place to life with lots of things close by. Restaurants food truck stops wal mart target Best Buy chick fil a liquor stores. Basically it has everything you could ever want or need.12 min to the beach. Super nice. Easy going place . "
    17
    Flag
  • Lynette
    "Good neighborhood nice parks needs ace hardware and larger grocery store besides sprouts . Need s another drive through eating place other than what is on Los posas and Grand"
    4
    Flag
  • Liliana A.
    "I’ve lived here for 12 years and I’ve never had any issues with neighbors, burglaries or violence. I take walks with my kids weekly and enjoy the nice kept area and parks as well as the friendly neighbors."
    7
    Flag
  • Christina H.
    "This community has popular music concerts in the parks and at San Marcos Lake. The community responds well to events held here."
    0
    Flag
  • Elsie B.
    "I drive to and from work. The stores are not within walking distance. The area is still nice enough to talk a beautiful walk. Kids parks and trails are close by. "
    2
    Flag
  • Patty A.
    "Very quiet, peaceful, and great weather. The school are great! I love how close to the beaches we are. Lots so cool stuff to do around here."
    0
    Flag
  • Judy S.
    "Friendly area. Near high school. Lots of parks. Plenty of restaurants and shopping. Clean neighborhood. "
    0
    Flag
  • Mark E.
    "Park across the street from where we live and , a very Pet friendly neighborhood . And we all pick up after our pets "
    0
    Flag
  • Cnkatcher
    "Many dog owners in this neighborhood and walking your dog is a common sight both during the time as well as at night time."
    0
    Flag
  • Sutavim2
    "Abundance of dog friendly paths throughout the neighborhood. There are also waste bags available on each trail."
    3
    Flag
  • Tabitha N. D.
    "I have lived in San Marcos for just under 3 years. It’s a nice area and feels homie. It’s easy to get to San Diego or LA. The street are small and not built for a lot of traffic. But not the worst in so cal. "
    0
    Flag
  • Daddyful
    "good for growing families with lots of parks within a 3 mile radius. very family friendly. good schools as well."
    0
    Flag
  • Jim C.
    "It’s family friendly with great schools and solid civic services. Strong on neighborhood watch and faith based institutions. "
    0
    Flag
  • Jessica E.
    "There are so many great schools nearby. Lots of great places to eat and drink. Neighborhoods are generally very safe. "
    0
    Flag
  • Adriana A.
    "There are many families, good schools, and shopping nearby. pet friendly. Public transportation available nearby as well. There are also many elderly communities nearby as well."
    0
    Flag
  • Obryantlocksmith
    "Dogs of all breeds and sizes are welcome as long you can keep them under control. Having your dog trained is a definite plus since there are so many other dogs around."
    2
    Flag
  • GGsol
    "there are many young families like us. lots of choices of parks and trails around. quiet neighborhood and always feels safe walking, good stores and restaurants are so close, the schools are fantastic."
    1
    Flag
  • Blaine A. I.
    "there are a lot of dogs in the area. anytime you drive down the street you will see multiple dog walkers along the street. this is a great area for your four legged companion."
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Explore by feature - Outdoor Space

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Homes for sale near 628 Gemstone Dr

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Off Market Homes Near 628 Gemstone Dr

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