655 Gemstone Dr, San Marcos, CA 92078
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Property image
OFF MARKET

655 Gemstone Dr
San Marcos, CA 92078

  • 4 Beds
  • 3 Baths
  • 2,646 sqft

$1,314,800

Trulia Estimate
as of Jul 16, 2026
Est. Refi. Payment $7,998/mo*
Refinance Your Home

$1,314,800

Trulia Estimate
as of Jul 16, 2026
Est. Refi. Payment $7,998/mo*
Refinance Your Home
4 Beds
3 Baths
2,646 sqft

Local Information

  • Map ViewExplore the area around 655 Gemstone Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Meticulously upgraded and lovingly cared for! Newly constructed in 2018 and located in the highly desired and gated community of Rancho Tesoro, this stunning home contains beautiful modern tones and exudes warmth and charm from the second you walk through the door. This home boasts one of the largest lots and backyards in the entire community. Standout features include: a California Garage that extends the large outdoor entertaining space into a versatile and clean garage creating a seamless flow between the two areas, an open and wildly functional kitchen with Caesarstone quartz countertops, and a built-in pantry.
655 Gemstone Dr, San Marcos, CA 92078 is a 4 bedroom, 3 bathroom, 2,646 sqft condo built in 2018. It last sold for $1,288,000 on Oct 25, 2023 (1% below the $1,295,000 asking price). It is currently off market. The Trulia Estimate is $1,314,800, with a rent estimate of $5,516/month.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
$228/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 655 Gemstone Dr

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2646 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Fire Sprinklers, Garage Door Opener, Microwave, Washer, Energy Star Appliances, Gas Oven, Range/Stove Hood, Gas Range, Built-InDishwasherDisposalDryerLaundry: GasMicrowaveWasher
Heating & Cooling
Heating: Zoned Areas,Forced Air Unit,Energy StarAir Conditioning: Central Forced Air,Zoned Area(s),Energy Star,High EfficiencyHeating Fuel: Zoned Areas
Fireplace & Spa
Fireplace: N/KSpa: N/K
Windows, Doors, Floors & Walls
Flooring: Carpet, TileCommon Walls: Detached
Levels, Entrance, & Accessibility
Number of Stories: 2Levels: 2 StoryFloors: Carpet, Tile
View
Has a ViewView: Mountains/Hills

Exterior Features

Exterior Home Features
Roof: Tile ClayFencing: Gate, Excellent Condition, Vinyl, Blockwall
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 4Parking: Attached
Pool
Pool: Community/Common
Frontage
Not on Waterfront
Water & Sewer
Sewer: Sewer Connected

Property Information

Year Built
Year Built: 2018
Property Type / Style
Property Type: ResidentialProperty Subtype: Condominium
Building
Construction Materials: Stucco

Price & Status

Price
List Price: $1,295,000
Status Change & Dates
Off Market Date: Thu Sep 28 2023

Active Status

MLS Status: SOLD

Media

Location

Direction & Address
City: San MarcosCommunity: SAN MARCOS

Building

Building Area
Building Area: 2646 Square Feet

Community

Community Features: BBQ, Gated Community, Playground, PoolUnits in Building: 211
Other
Playground

HOA

HOA Fee Includes: Common Area Maintenance, Exterior (Landscaping), Gated CommunityHOA Name: Rancho Tesoro HOAAssociation for this Listing: SDMLSHOA Fee: $228/Monthly

Offer

Listing Terms: Cash, Conventional, FHA, VA

Miscellaneous

Mls Number: 230018028

Additional Information

HOA Amenities: Outdoor Cooking Area,Picnic Area,Playground,Barbecue,Fire Pit,PoolSource Internet Entire Listing Display
Last check for updates: about 5 hours ago
Listed by Roseanne D Martin DRE #01954776, (858) 837-1806
Redfin Corporation
Bought with: Amanda M. Lee DRE #02127658, (858) 722-8637, The Avenue Home Collective
Originating MLS: SDMLS
Source: SDMLS, MLS#230018028

Price History for 655 Gemstone Dr

DatePriceEventSource
10/25/2023$1,288,000Sold
SDMLS #230018028
09/29/2023$1,295,000PendingSDMLS #230018028
09/23/2023$1,295,000PendingToActiveSDMLS #230018028
09/21/2023$1,295,000PendingSDMLS #230018028
09/14/2023$1,295,000Listed For SaleSDMLS #230018028
12/11/2018$758,000Sold
N/A

Market trends in San Marcos

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$929K
$9KMoM
Sale-to-List Price
99.7%
Price per sq ft
$533
$12MoM
Available listings
204
12MoM
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Property Tax and Assessment

Year2025
Tax$17,923
Assessment$1,313,760
Home facts updated by county records

Comparable Sales for 655 Gemstone Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
199 Aurora Ave, San Marcos, CA
0.30
Condo
$754,000
11/05/25
3
2.5
1,459
806 Azalea Ave, San Marcos, CA
0.32
Condo
$785,000
10/17/25
3
2.5
1,459
449 Almond Rd, San Marcos, CA
0.27
Condo
$695,000
08/29/25
3
3
1,238
807 Covington Ave, San Marcos, CA
0.34
Condo
$754,800
11/03/25
3
2.5
1,459
647 Hatfield Dr, San Marcos, CA
0.16
Condo
$640,000
12/12/25
2
2.5
1,209
501 Gadget Way, San Marcos, CA
0.73
Condo
$1,208,900
11/21/25
4
3.5
2,429
451 Gadget Rd, San Marcos, CA
0.76
Condo
$1,229,057
11/11/25
4
3.5
2,429
489 Almond Rd, San Marcos, CA
0.22
Condo
$591,700
11/19/25
2
2.5
1,053
403 Almond Rd, San Marcos, CA
0.25
Condo
$605,000
07/07/26
2
2.5
879
300 Triangular Rd, San Marcos, CA
0.90
Condo
$1,194,900
09/09/25
4
4
2,572

Nearby homes

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Assigned Schools

These are the assigned schools for 655 Gemstone Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about San Marcos

At least 550 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 85 % Say there are sidewalks

  • 85 % Say car is needed

  • 77 % Say there's holiday spirit

  • 70 % Say parking is easy

  • 70 % Say streets are well-lit

  • 69 % Say people would walk alone at night

  • 69 % Say kids play outside

  • 68 % Say yards are well-kept

  • 62 % Say it's quiet

  • 60 % Say it's walkable to grocery stores

  • 58 % Say there's wildlife

  • 56 % Say it's walkable to restaurants

  • 56 % Say they plan to stay for at least 5 years

  • 53 % Say neighbors are friendly

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Alvaradochris962
    "Community I live in is private and respects quiet hours. I have lived here for about 5 years and have not had issues with neighbors."
    0
    Flag
  • Rexquisite
    "Our neighbors are friendly and work together to make it great. It’s safe and has a ton of hiking options. "
    0
    Flag
  • S7th77267d
    "San Marcos is a great place to live. I love the school district, some schools being dual language emergent."
    0
    Flag
  • Trulia User
    "My work place is located Walking distance from home which is really convenient. I would not change this life style for anything."
    0
    Flag
  • Ma Mah
    "This neighborhood is mostly retired or family friendly. Larger than average lot sizes, many of the homes have views or privacy lots. Neighbors are outgoing and get to know each other and watch out for each other. "
    0
    Flag
  • Jeff Nixon
    "I’ve lived here for two years and love my neighborhood. Good schools and safe for families. I live near the golf course and it’s always well maintained and the club is very nice. "
    0
    Flag
  • Rexquisite
    "Easy to access other forms of transportation if needed. However, I don’t need public transportation. "
    0
    Flag
  • Jeff Nixon
    "The original homes are well maintained and are a part of a golf course community. The course is in great shape and very popular. "
    0
    Flag
  • SocalN
    "Holiday decorations are amazing to drive through and look at houses in the neighborhoods. Everyone goes all out. "
    0
    Flag
  • Ankit Satija
    "Halloween nights, Christmas celebration …thanksgiving nights. Very quiet and relaxing atmosphere . Nice neighbors, plenty of green space"
    0
    Flag
  • Todd Wurzbach
    "It’s within walking distance of 3 schools and very safe. It is very close to the 15 highway as well."
    0
    Flag
  • Sara Thuemmler
    "We have weekly bingo, monthly potluck, Holliday games and gatherings weekly pantry access, overall we are a big close family in my community. "
    0
    Flag
  • Carla L. Johnson
    "I work from home but any shopping I need to do is easy to get to either no freeway use. I am in Lake San Marcos. "
    0
    Flag
  • Len MacDonell
    "Dog owners, if I were to guess, would like the fact that there are some great walking paths within a 5 mile radius of the city."
    2
    Flag
  • Len MacDonell
    "There is the HOA meetings , where everyone sits around and argues about where to spend the money. We need new sewage plumbing system and pave to driveways, but the members decide to repaint the tennis court and buy new furniture for the poolside, very special."
    5
    Flag
  • Shubhanga Scott
    "It’s a nice Newer up and coming area. New construction is happening here so excited for new offerings. "
    2
    Flag
  • Sara Thuemmler
    "Everyone here are very friendly and helpful keeping an eye out for any potential outside of the community problems, "
    1
    Flag
  • Bayard C.
    "So much to do, boating, great restaurants, golf, church, walk anywhere in the community, Hunters Valley has condos with 2 car garages, and privacy, and we love our pets and wildlife. Don't get me started on the Black Swans. Move here, it is Paradise!"
    1
    Flag
  • Trulia User
    "Friendly neighbors, quiet area but also lot of kids live here. Upscale neighborhood and it is safe. "
    0
    Flag
  • Trulia User
    "Dog walkers get to know each other and their dogs, too. Easy to walk in streets with light traffic. Lots of walking in the general area."
    0
    Flag
  • Trulia User
    "We liKe it all. It is a very, very nice place to raise a family. I’m not sure about any thing else. I just like to check out what is available in the area, th E big sky country in the richest hill on earth."
    0
    Flag
  • Trulia User
    "It is a friendly neighborhood. The lots are large with wonderful walking trails. It is a safe area and pet friendly."
    0
    Flag
  • Richard T.
    "It is a beautiful place to life with lots of things close by. Restaurants food truck stops wal mart target Best Buy chick fil a liquor stores. Basically it has everything you could ever want or need.12 min to the beach. Super nice. Easy going place . "
    17
    Flag
  • Lynette
    "Good neighborhood nice parks needs ace hardware and larger grocery store besides sprouts . Need s another drive through eating place other than what is on Los posas and Grand"
    4
    Flag
  • Liliana A.
    "I’ve lived here for 12 years and I’ve never had any issues with neighbors, burglaries or violence. I take walks with my kids weekly and enjoy the nice kept area and parks as well as the friendly neighbors."
    7
    Flag
  • Christina H.
    "This community has popular music concerts in the parks and at San Marcos Lake. The community responds well to events held here."
    0
    Flag
  • Elsie B.
    "I drive to and from work. The stores are not within walking distance. The area is still nice enough to talk a beautiful walk. Kids parks and trails are close by. "
    2
    Flag
  • Patty A.
    "Very quiet, peaceful, and great weather. The school are great! I love how close to the beaches we are. Lots so cool stuff to do around here."
    0
    Flag
  • Judy S.
    "Friendly area. Near high school. Lots of parks. Plenty of restaurants and shopping. Clean neighborhood. "
    0
    Flag
  • Mark E.
    "Park across the street from where we live and , a very Pet friendly neighborhood . And we all pick up after our pets "
    0
    Flag
  • Cnkatcher
    "Many dog owners in this neighborhood and walking your dog is a common sight both during the time as well as at night time."
    0
    Flag
  • Sutavim2
    "Abundance of dog friendly paths throughout the neighborhood. There are also waste bags available on each trail."
    3
    Flag
  • Tabitha N. D.
    "I have lived in San Marcos for just under 3 years. It’s a nice area and feels homie. It’s easy to get to San Diego or LA. The street are small and not built for a lot of traffic. But not the worst in so cal. "
    0
    Flag
  • Daddyful
    "good for growing families with lots of parks within a 3 mile radius. very family friendly. good schools as well."
    0
    Flag
  • Jim C.
    "It’s family friendly with great schools and solid civic services. Strong on neighborhood watch and faith based institutions. "
    0
    Flag
  • Jessica E.
    "There are so many great schools nearby. Lots of great places to eat and drink. Neighborhoods are generally very safe. "
    0
    Flag
  • Adriana A.
    "There are many families, good schools, and shopping nearby. pet friendly. Public transportation available nearby as well. There are also many elderly communities nearby as well."
    0
    Flag
  • Obryantlocksmith
    "Dogs of all breeds and sizes are welcome as long you can keep them under control. Having your dog trained is a definite plus since there are so many other dogs around."
    2
    Flag
  • GGsol
    "there are many young families like us. lots of choices of parks and trails around. quiet neighborhood and always feels safe walking, good stores and restaurants are so close, the schools are fantastic."
    1
    Flag
  • Blaine A. I.
    "there are a lot of dogs in the area. anytime you drive down the street you will see multiple dog walkers along the street. this is a great area for your four legged companion."
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

77 pet-friendly rentals in San Marcos, CA

Explore by feature - Garage

90 rentals with a garage in San Marcos, CA

Explore by feature - Air Conditioning

121 rentals with air conditioning in San Marcos, CA

Explore by feature - Pool

88 rentals with a pool in San Marcos, CA

Explore by feature - Washer/dryer

140 rentals with a washer/dryer in San Marcos, CA

Explore by feature - Outdoor Space

29 rentals with an outdoor space in San Marcos, CA

Homes for sale near 655 Gemstone Dr

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Off Market Homes Near 655 Gemstone Dr

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.