620 Waterfall Ln, Elgin, IL 60124
Property image
Property image
UNDER CONTRACT

620 Waterfall Ln
Elgin, IL 60124

  • 5 Beds
  • 2.5 Baths
  • 3,308 sqft

$475,000

Est. Mortgage $3,323/mo*

$475,000

Est. Mortgage $3,323/mo*
5 Beds
2.5 Baths
3,308 sqft
We estimate this home will sell faster than 93% nearby.

Local Information

  • Map ViewExplore the area around 620 Waterfall Ln.
  • Schools1 Preschool School1 Elementary School2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Some homes just check the boxes... This one delivers the space, comfort, and lifestyle you've been searching for! Whether you're hosting holiday dinners in the formal dining room, helping with homework at the kitchen counter, or working from the cozy comfort of your first-floor office, this home was designed to bring the household together while still giving everyone room to spread out. From the moment you step inside, you'll love the easy layout, spacious room sizes, and so much more! The heart of this home is the spacious kitchen, featuring stainless steel appliances, abundant cabinet space, and plenty of room for everything from busy weekday mornings to weekend gatherings. The open breakfast room flows directly to the family room, where you can slow down and relax beside the fireplace as you watch the seasons change outside. Upstairs, you'll find generously sized bedrooms, ample closet space, and a private primary suite complete with a beautifully appointed bath. It's the kind of space that makes unwinding at the end of the day peaceful and easy. You'll also love the enormous loft, which offers endless possibilities as a second family room, game room, or study area. Its size and layout also allow for easy conversion into a sixth bedroom if desired. A partially finished basement adds even more flexibility for a home gym, recreation room, playroom, media space, or all of the above! But I've saved the best for last: the backyard. Imagine sunny summer afternoons by the pool, evenings on the deck with friends, fresh vegetables from the raised garden beds, and weekends spent enjoying your own private retreat without ever leaving home! Located in highly sought-after District 301 and just minutes from Randall Road shopping, dining, parks, entertainment, Route 20, and I-90, this is more than a house-it's a place to create your next chapter. Make an appointment and get ready to fall in love today!
We estimate this home will sell faster than 93% nearby.

Home Highlights

Parking
2.5 Car Garage
Outdoor
Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
$144
Listed
21 days ago

Home Details for 620 Waterfall Ln

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Partially Finished,Egress Window,8 ft + pour,Sleeping Area,Storage Space,FullNumber of Rooms: 12Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Breakfast Room, Deck, Dining Room, Family Room, Foyer, Kitchen, Laundry, Living Room, Loft, Pantry, Storage, Utility Room Lower Level, Walk In Closet, Work RoomWet Bar
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3308 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Water HeaterDishwasherDryerLaundry: Main Level,Gas Dryer Hookup,In UnitMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Attached Fireplace Doors/Screen, Gas Log, Gas Starter, Family RoomHas a FireplaceNo Spa
Gas & Electric
Electric: Circuit Breakers, 200+ Amp Service
Windows, Doors, Floors & Walls
Window: Screens, All, Double Pane Windows, Some Tilt-In WindowsFlooring: Laminate, Carpet
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Laminate, Carpet
View
No View
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, PatioFencing: FencedOther Structures: Pergola, Shed(s)Foundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2.5Number of Covered Spaces: 2.5Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2.5Parking: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Pool
Pool: Above Ground
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 500 Square Feet

Days on Market

Days on Market: 21

Property Information

Year Built
Year Built: 1990
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl Siding, BrickNot a New ConstructionNo Additional ParcelsIs Habitable Residence
Property Information
Parcel Number: 0621352047

Price & Status

Price
List Price: $475,000Price Per Sqft: $144
Status Change & Dates
Possession Timing: Close Of Escrow, Immediate, Negotiable

Location

Direction & Address
City: ElginCommunity: Woodbridge North
School Information
Elementary School District: 301Jr High / Middle School District: 301High School District: 301

Agent Information

Listing Agent
Listing ID: 12672405

Building

Building Area
Building Area: 3308 Square Feet

Community

Community Features: Sidewalks, Street Lights

HOA

HOA Fee Includes: NoneHOA Fee: No HOA Fee

Lot Information

Lot Area: 9801 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

BasementMls Number: 12672405Zillow Contingency Status: Under ContractAttic: FullActivation Date: Thu Jun 25 2026

Additional Information

SidewalksStreet LightsSource Internet Consumer CommentMRD SHARE WITH CLIENTS: YesSource Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesSource Internet Automated Valuation DisplayMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesSource Internet Address DisplayMRD REMARKSINTERNET: YesMRD Remarks On VOW Display: Yes
Last check for updates: about 2 hours ago
Listing courtesy of: Stewart Ramirez, (773) 988-1710
E- Signature Realty
Michael Crawford, (224) 428-4270
E- Signature Realty
Source: MRED as distributed by MLS GRID, MLS#12672405

Market trends in Elgin

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$323K
$10.67K
MoM
Sale-to-List Price
100.0%
0.4%
MoM
Price per sq ft
$209
$3
MoM
Available listings
263
29
MoM

Price History for 620 Waterfall Ln

DatePriceEventSource
07/10/2026$475,000ContingentMRED as distributed by MLS GRID #12672405
06/25/2026$475,000Listed For SaleMRED as distributed by MLS GRID #12672405
05/30/1996$194,500Sold
N/A

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 620 Waterfall Ln

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$10,967
Assessment$398,658
Home facts updated by county records

Comparable Sales for 620 Waterfall Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.11
Single-Family Home
$420,000
04/30/26
4
2.5
1,872
0.29
Single-Family Home
$490,000
07/07/26
5
2.5
2,600
0.11
Single-Family Home
$399,000
04/06/26
4
2.5
1,500
0.20
Single-Family Home
$465,000
12/11/25
4
2.5
2,266
0.13
Single-Family Home
$550,000
06/05/26
3
2
2,147
0.34
Single-Family Home
$495,000
07/30/25
4
3
2,198
0.23
Single-Family Home
$400,000
09/17/25
3
2
1,661
0.46
Single-Family Home
$485,000
05/15/26
4
3.5
2,768
0.40
Single-Family Home
$550,000
08/22/25
3
2
2,655
0.61
Single-Family Home
$609,000
06/30/26
5
3
2,800

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 620 Waterfall Ln.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Elgin

At least 939 Trulia users voted on each feature.
  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
  • Maradona J.
    "I live in this neighborhood for over a month, very peaceful and pleasant. The street always clean, and welcome.."
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."

LGBTQ Local Legal Protections

Stewart Ramirez, E- Signature Realty
Agent Phone: (773) 988-1710
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
620 Waterfall Ln, Elgin, IL 60124 is a 5 bedroom, 3 bathroom, 3,308 sqft single-family home built in 1990. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Jun 25, 2026. The MLS # for this home is MLS# 12672405.