5820 Arboretum St, Saint Cloud, FL 34771
FOR SALE

5820 Arboretum St
Saint Cloud, FL 34771

  • 5 Beds
  • 3 Baths
  • 2,601 sqft

$515,000

Est. Mortgage $3,725/mo*
Get Pre-Qualified

$515,000

Est. Mortgage $3,725/mo*
Get Pre-Qualified
5 Beds
3 Baths
2,601 sqft
We estimate this home will sell faster than 89% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
We estimate this home will sell faster than 89% nearby.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$180/Monthly
Price/Sqft
$198
Listed
9 days ago

Home Details for 5820 Arboretum St

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Den, Dining Room, Kitchen, Living Room, Loft
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2601 Square Feet
Appliances & Utilities
Utilities: Electricity Available, Phone Available, Sewer Connected, Solar, Street Lights, Underground Utilities, Water AvailableAppliances: Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration SystemDishwasherDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: NoneFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x20No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 5Days on Market: 9

Property Information

Year Built
Year Built: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 222531475100011910

Price & Status

Price
List Price: $515,000Price Per Sqft: $198

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: PRAIRIE OAKS

Agent Information

Listing Agent
Listing ID: O6412182

Building

Building Details
Builder Model: HaydenBuilder Name: D.R. Horton
Building Area
Building Area: 3118 Square Feet

Community

Not Senior Community

HOA

HOA Name: Empire Management Group, Inc.HOA Phone: 407-770-1748Association for this Listing: OsceolaHas an HOAHOA Fee: $180/Monthly

Lot Information

Lot Area: 6098 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Owner May Carry

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6412182Showing Advance Notice: 24Showing Requirements: 24 Hour Notice, Appointment Only, Call Listing AgentUniversal Property Id: US-12097-N-222531475100011910-R-N
Last check for updates: about 4 hours ago
Listing Provided by: Mauricio Garcia Lopez, (407) 818-9846
LA ROSA REALTY LLC, (321) 939-3748
Maria Correa Lopez, (689) 265-9353
LA ROSA REALTY LLC, (321) 939-3748
Originating MLS: Osceola
Source: Stellar MLS, MLS#O6412182
Also Listed on Stellar MLS, My State MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$397K
$2.67KMoM
Sale-to-List Price
98.3%
0.1%MoM
Price per sq ft
$204
$3MoM
Available listings
966
50MoM

Price History for 5820 Arboretum St

DatePriceEventSource
05/30/2026$515,000Listed For SaleStellar MLS #O6412182
03/21/2024$476,990Sold
Stellar MLS #O6149073
02/09/2024$480,415PendingStellar MLS #O6149073
01/30/2024$480,415PriceChange
Stellar MLS #O6149073
12/19/2023$471,990PendingDR Horton
12/16/2023$476,990PriceChange
DR Horton
09/23/2023$486,990Listed For SaleDR Horton

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Property Tax and Assessment

Year2024
Tax$1,666
Assessment$75,000
Home facts updated by county records

Comparable Sales for 5820 Arboretum St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5749 Wallis Ln, Saint Cloud, FL
0.22
Single-Family Home
$470,000
03/30/26
4
3
2,534
5807 Wallis Lane St, Saint Cloud, FL
0.09
Single-Family Home
$399,990
01/01/26
4
2.5
1,917
1304 Silo Dr, Saint Cloud, FL
0.21
Single-Family Home
$500,000
06/17/25
4
3
2,531
5774 Greenery Lane St, Cloud, FL
0.18
Single-Family Home
$455,000
07/29/25
4
3
2,014
1554 Outback Rd W, Saint Cloud, FL
0.12
Single-Family Home
$458,000
12/19/25
4
2
2,110
5788 Cool Spring Cove St, Cloud, FL
0.41
Single-Family Home
$469,990
12/17/25
5
3
2,601
5776 Cool Spring Cv, Saint Cloud, FL
0.41
Single-Family Home
$474,990
10/21/25
5
3
2,601
5782 Cool Spring Cove St, Cloud, FL
0.41
Single-Family Home
$459,990
12/23/25
5
3
2,601
5758 Cool Spring Cove St, Cloud, FL
0.42
Single-Family Home
$472,650
11/14/25
5
3
2,601
1192 Sable Glen Dr, Saint Cloud, FL
0.11
Single-Family Home
$420,000
07/25/25
4
2
1,846

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 5820 Arboretum St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
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  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Mauricio Garcia Lopez, LA ROSA REALTY LLC, (321) 939-3748
Agent Phone: (407) 818-9846
5820 Arboretum St, Saint Cloud, FL 34771 is a 5 bedroom, 3 bathroom, 2,601 sqft single-family home built in 2024. This property is currently available for sale and was listed by Stellar MLS on May 30, 2026. The MLS # for this home is MLS# O6412182.