5645 SETTLINGSTONE LANE, Saint Cloud, FL 34771
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Property image
COMING SOON
NEW CONSTRUCTION
3D VIEW

$524,990

  • 3 Beds
  • 2 Baths
  • 2,199 sqft

5645 SETTLINGSTONE LANE, Saint Cloud, FL 34771

Est. Mortgage $3,964/mo*
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Home Highlights

Single-Family Home
Built in 2027
$239/sqft
Attached Garage
HOA $154/mo

Local Information

  • Map ViewExplore the area around 5645 SETTLINGSTONE LANE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Under Construction. Welcome to Bridgewalk, a new construction community offering single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. Step into the Garnet, a single-story home offering 3 spacious bedrooms, 2 beautifully appointed bathrooms, and an enclosed flex room. The open-concept layout seamlessly connects the kitchen, café, and gathering room, creating an airy atmosphere. The heart of the home is the gourmet kitchen, where 42” soft-close cabinetry meets luxurious quartz countertops. The kitchen boasts a large center island, a convenient storage pantry, and top-of-the-line Whirlpool stainless steel appliances—including a refrigerator. From the kitchen, the Garnet flows effortlessly into the café and gathering room, leading to the covered lanai, making this home ideal for seamless indoor-outdoor living. Retreat to the luxurious owner’s suite, a serene sanctuary with a spacious walk-in closet and an en suite bathroom. Dual vanity sinks, a frameless glass-enclosed shower, and a linen closet complete the tranquil space. The two additional spare bedrooms and bathroom provide ample space for family and guests. The Garnet also features an enclosed flex room, offering endless possibilities as a home office, hobby room, or any other space that suits your needs. Designer-curated finishes elevate every corner of this home, including Shaw wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room which are outfitted with beautiful tile), a utility sink and brand new Whirlpool washer and dryer in the laundry room, matte black hardware and plumbing fixtures, 2” faux wood blinds, Sherwin Williams Creamy Interior Wall Paint throughout and 8’ interior doors. Enjoy the convenience of modern living with a smart thermostat and doorbell, and LED downlighting. Schedule a tour today!
Last check for updates: about 14 hours ago
Listing Provided by: Adrienne Escott, (407) 250-9131
PULTE REALTY OF NORTH FLORIDA LLC, (407) 250-9131
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6453511
Also Listed on Pulte, Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 5645 SETTLINGSTONE LANE

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom 2, Balcony Porch Lanai, Den, Dinette, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2199 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Inside,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Bay Window(s)Door: Sliding Doors, Sliding DoorsFlooring: Luxury Vinyl, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Luxury Vinyl, Tile
View
No View
Security
Security: Smoke Detector(s), Fire Resistant Exterior, Fire/Smoke Detection Integration

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Rear PorchVegetation: Trees/LandscapedExterior: Irrigation System, Lighting, Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Other Parking: Garage Dimensions: 18x20No CarportHas a GarageHas an Attached GarageHas Open ParkingParking: Driveway,Garage Door Opener
Frontage
Responsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 4

Property Information

Year Built
Year Built: 2027
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida,Mediterranean
Building
Construction Materials: Block, StuccoIs a New ConstructionNot Attached PropertyNo Additional ParcelsIncludes Home Warranty
Property Information
Condition: Under ConstructionParcel Number: 042531352300014440

Price & Status

Price
List Price: $524,990Price Per Sqft: $239
Status Change & Dates
Off Market Date: Wed Oct 28 2026

Active Status

MLS Status: Coming Soon

Media

Location

Direction & Address
City: ST CLOUDCommunity: BRIDGEWALK
School Information
Elementary School: VOYAGER K-8Jr High / Middle School: VOYAGER K-8High School: Tohopekaliga High School

Agent Information

Listing Agent
Listing ID: O6453511

Building

Building Details
Builder Model: GarnetBuilder Name: Pulte Homes
Building Area
Building Area: 2199 Square Feet
Community rooms
Fitness Center

Community

Community Features: Clubhouse, Fitness Center, PoolNot Senior Community

HOA

HOA Fee Includes: Community Pool, Insurance, Maintenance Grounds, Manager, Pool Maintenance, Recreational FacilitiesHOA Name: Erik BakerAssociation for this Listing: Orlando RegionalHas an HOAHOA Fee: $154/Monthly

Lot Information

Lot Area: 6000 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Energy

Energy Efficiency Features: HVAC, Insulation, Roof, Thermostat, Water Heater, Windows

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6453511Showing Considerations: See RemarksShowing Requirements: See RemarksUniversal Property Id: US-12097-N-042531352300014440-R-N

Additional Information

HOA Amenities: Clubhouse,Fitness Center,Pool,Recreation Facilities,Trail(s)

Price and Tax history

DateEventPrice
Oct 31, 2026
Source: Pulte
Listed For Sale
$524,990

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$375K
$3.08KMoM
Sale-to-List Price
98.6%
0.2%MoM
Price per sq ft
$204
$2MoM
Available listings
923
70MoM
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$471K
Since last month
$0 (0%)
Since last year
$0 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by 0% in the last 10 years
MonthEstimated value
2026
October 2026$471K
October 2026$471K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5637 FLAME VINE WAY, Saint Cloud, FL
0.06
Single-Family Home
$539,990
08/24/26
4
2
2,199
5687 SETTLINGSTONE LANE, Saint Cloud, FL
0.08
Single-Family Home
$537,080
09/03/26
4
2
2,166
5519 SETTLINGSTONE LANE, Saint Cloud, FL
0.21
Single-Family Home
$540,000
07/06/26
3
2
2,166
5643 FLAME VINE WAY, Saint Cloud, FL
0.06
Single-Family Home
$575,000
05/27/26
4
3
2,397
5667 FLAME VINE WAY, Saint Cloud, FL
0.08
Single-Family Home
$587,000
04/27/26
4
3
2,397
5649 NINA WAY, Saint Cloud, FL
0.10
Single-Family Home
$512,490
02/26/26
4
3
2,199
5621 FIONA LANE, Saint Cloud, FL
0.16
Single-Family Home
$401,990
07/27/26
3
2
1,659
5637 NINA WAY, Saint Cloud, FL
0.10
Single-Family Home
$471,490
03/31/26
4
3
2,199
5643 NINA WAY, Saint Cloud, FL
0.10
Single-Family Home
$539,990
02/24/26
4
3
2,109
3221 ADDISON BOULEVARD, Saint Cloud, FL
0.10
Single-Family Home
$549,990
02/18/26
4
3
2,109

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
5639 Settlingstone Ln, Saint Cloud, FL 34771
0.01
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-
-
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Off Market
5651 Settlingstone Ln, Saint Cloud, FL 34771
0.01
-
-
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-
Off Market
5633 Settlingstone Ln, Saint Cloud, FL 34771
0.02
-
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-
-
Off Market
5646 Banyan Bay Rd, Saint Cloud, FL 34771
0.02
-
-
-
-
Off Market
5640 Banyan Bay Rd, Saint Cloud, FL 34771
0.02
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-
-
Off Market
5652 Banyan Bay Rd, Saint Cloud, FL 34771
0.02
-
-
-
-
Off Market
5627 Settlingstone Ln, Saint Cloud, FL 34771
0.03
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-
-
-
Off Market
5634 Banyan Bay Rd, Saint Cloud, FL 34771
0.03
-
-
-
-
Off Market
5650 Settlingstone Ln, Saint Cloud, FL 34771
0.03
-
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-
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Off Market
5638 Settlingstone Ln, Saint Cloud, FL 34771
0.03
-
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Off Market
5657 Settlingstone Ln, Saint Cloud, FL 34771
0.03
-
-
-
-
Off Market
5628 Banyan Bay Rd, Saint Cloud, FL 34771
0.04
-
-
-
-
Off Market
5632 Settlingstone Ln, Saint Cloud, FL 34771
0.04
-
-
-
-
Off Market
5621 Settlingstone Ln, Saint Cloud, FL 34771
0.04
-
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Off Market
5626 Settlingstone Ln, Saint Cloud, FL 34771
0.04
-
-
-
-
Off Market
5622 Banyan Bay Rd, Saint Cloud, FL 34771
0.04
-
-
-
-
Off Market
3173 Addison Blvd, Saint Cloud, FL 34771
0.04
-
-
-
-
Off Market
5663 Settlingstone Ln, Saint Cloud, FL 34771
0.04
$523,300
-
-
-
Recently Sold
5615 Settlingstone Ln, Saint Cloud, FL 34771
0.05
-
-
-
-
Off Market
3179 Addison Blvd, Saint Cloud, FL 34771
0.05
-
-
-
-
Off Market

LGBTQ Local Legal Protections

Adrienne Escott, PULTE REALTY OF NORTH FLORIDA LLC, (407) 250-9131
Agent Phone: (407) 250-9131

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Frequently asked questions about 5645 SETTLINGSTONE LANE

  • What is the estimated monthly payment for 5645 SETTLINGSTONE LANE?
    Based on a $524,990 list price with 20% down at today's rates, the estimated monthly payment for 5645 SETTLINGSTONE LANE in Saint Cloud, FL is approximately $3,867 (about $2,860 principal & interest, $932 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 5645 SETTLINGSTONE LANE compare to homes in Saint Cloud?
    5645 SETTLINGSTONE LANE in Saint Cloud, FL is listed at $524,990, about 40% above the $375K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 5645 SETTLINGSTONE LANE?
    The closest schools to 5645 SETTLINGSTONE LANE in Saint Cloud, FL are Tohopekaliga High School (Pre-K, rated 5/10), Voyager K-8 (Elementary/Middle, rated 9/10).
  • Does 5645 SETTLINGSTONE LANE have air conditioning?
    Yes, 5645 SETTLINGSTONE LANE in Saint Cloud, FL has air conditioning.
  • Does 5645 SETTLINGSTONE LANE have a pool?
    Yes, 5645 SETTLINGSTONE LANE in Saint Cloud, FL has a pool.
5645 SETTLINGSTONE LANE, Saint Cloud, FL 34771 is a 3 bedroom, 2 bathroom, 2,199 sqft single-family home built in 2027. This property is currently available for sale and was listed by Stellar MLS on Oct 29, 2026. The MLS # for this home is MLS# O6453511.