540 SW Harbor St, Stuart, FL 34997
OFF MARKET

540 SW Harbor St
Stuart, FL 34997

  • 3 Beds
  • 2 Baths
  • 2,243 sqft (on 0.29 acres)

$692,300

Trulia Estimate
as of May 27, 2026
Est. Refi. Payment $4,463/mo*
Refinance Your Home

$692,300

Trulia Estimate
as of May 27, 2026
Est. Refi. Payment $4,463/mo*
Refinance Your Home
3 Beds
2 Baths
2,243 sqft
(on 0.29 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Waterfront on the St. Lucie River in Tranquil Harbor Estates. Toys welcome! Boaters paradise with ocean access, no fixed bridges. Dock boasts 10K lift, outdoor shower plus 2 decks for outdoor relaxation, and enjoyment. Spacious, open floor plan in need of a total remodel. Get your HGTV inspirations flowing. Super floorplan with loads of potential. All 3 bedrooms are large, vaulted ceilings, great room design, wood burning fireplace, CBS construction with brick siding, charming front porch, large screened patio, indoor laundry with utility sink, accordion shutters and whole house generator. Built in 1983, with great bones in need of total remodel. Convenient location near shopping, highways & minutes to historic downtown Stuart. Voluntary HOA only $100/yr allows access to waterfront part and community boat ramp. NO DEED RESTRICTIONS! Bring your interior design ideas and toys. Hidden Gem in Stuart!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Patio, Deck
View
No Info
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 540 SW Harbor St

Interior Features

Heating & Cooling
Heating: OtherAir ConditioningCooling System: CentralHeating Fuel: Other
Levels, Entrance, & Accessibility
Stories: 1
Fireplace & Spa
Fireplace

Exterior Features

Exterior Home Features
Roof: CompositionDeckExterior: BrickPatio
Parking & Garage
GarageParking Spaces: 2Parking: Garage Attached

Property Information

Year Built
Year Built: 1983Year Updated: 1983
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 0.29 acres

Price History for 540 SW Harbor St

DatePriceEventSource
02/19/2021$451,500Sold
Martin County REALTORS® of the Treasure Coast (MCRTC) #M20026674
12/05/2020$459,000PendingAgent Provided
11/25/2020$459,000Listed For SaleAgent Provided
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Property Tax and Assessment

Year2025
Tax$6,996
Assessment$638,390
Home facts updated by county records

Comparable Sales for 540 SW Harbor St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
361 SW Saint Lucie Street, Stuart, FL
0.15
Single-Family Home
$662,500
06/02/25
3
2
1,820
6856 SW Chase Court, Stuart, FL
0.17
Single-Family Home
$465,000
05/06/26
4
2
1,822
542 SW Timber Trail, Stuart, FL
0.17
Single-Family Home
$599,000
06/02/25
3
2
1,419
6754 SW Cinnamon Court, Stuart, FL
0.11
Single-Family Home
$640,000
06/20/25
4
2
2,056
815 SW Rustic Circle, Stuart, FL
0.23
Single-Family Home
$612,900
12/15/25
3
2
1,558
513 SW Fuge Road, Stuart, FL
0.14
Single-Family Home
$400,000
09/17/25
3
2
2,244
576 SW Rustic Circle, Stuart, FL
0.25
Single-Family Home
$350,000
01/20/26
3
2
2,559
581 SW Timber Trail, Stuart, FL
0.18
Single-Family Home
$892,500
04/13/26
4
2
1,960
600 SW Tanglewood Trl, Stuart, FL
0.32
Single-Family Home
$600,000
05/28/25
2
2
1,779
1063 SW Blue Water Way, Stuart, FL
0.40
Single-Family Home
$760,000
11/26/25
3
2.5
2,057

Nearby homes

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Assigned Schools

These are the assigned schools for 540 SW Harbor St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Stuart

At least 341 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 76 % Say there's holiday spirit

  • 73 % Say it's quiet

  • 69 % Say yards are well-kept

  • 67 % Say people would walk alone at night

  • 61 % Say there are sidewalks

  • 58 % Say kids play outside

  • 56 % Say they plan to stay for at least 5 years

  • 54 % Say there's wildlife

  • 53 % Say neighbors are friendly

  • 53 % Say streets are well-lit

  • 51 % Say it's walkable to restaurants

  • 47 % Say it's walkable to grocery stores

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Hayley Parmentier
    "YCC organizes both club and neighborhood events for non-club members. The neighborhood is primarily retirees with a small group of families with kids ranging from baby to high school-aged. Everyone is very nice and the neighborhood is perfectly manicured. "
    1
    Flag
  • Jeannie Ferguson
    "It’s an easy commute! This is a lovely place to live!! Wonderful neighbors and fun activities! Everyone is very welcoming! "
    1
    Flag
  • Kevin Bredenbeck
    "Great area and neighborhood, it’s gated and we have a HOA that keeps all aligned in a good way. Stuart is growing which is the sad part. What once was an easy trip into town now has become a 30 minute or more excursion. Within 5 square miles 8 new gas stations and over 500 homes. Traffic and lights are now similar to Jupiter and West Palm. My estimate Staurt will be like West Palm, DeRey and Boca if not a Miami traffic mess. City planning board seems to have sold out and allowing clear cutting for new home developments. In the mean time Staurt still maintains its small town qualities so fingers crossed it doesn’t become the place we then all want to leave."
    2
    Flag
  • Springmarriner4
    "I’ve lived in this neighborhood for 3 years and it’s been nothing but problems. Only a few are really nice. The rest try and get you kicked out for nothing. "
    7
    Flag
  • Trulia User
    "It’s a quiet friendly neighborhood. There is a lot of shops nearby. Downtown Stuart is minutes away. "
    1
    Flag
  • Ray68
    "After living in a big city most of my life I find that the somewhat sleepy Stuart has the perfect medium as it offers the small town close knit community feel of a small town but also has loads of shopping and restaurants that you would find in a larger city. Stuart/Port Salerno is also a stones throw away from awesome beaches as well as larger cities with abundant nightlife. "
    28
    Flag
  • Vlawcenter
    "Food festivals. High end consignment stores. Flea market. Publix’s offering deliveries to consumers. Publix’s Pharmacy delivery services. "
    0
    Flag
  • Holly W.
    "It's an easy commute with little traffic. I wish more areas would not become so busy. I hope this area stays slower but I fear it wont. Buying here would still be better than Palm Beach."
    5
    Flag
  • Krupa D.
    "People are friendly and almost everyone has a pet if not two. Everything is well maintained and everybody shows they care. "
    4
    Flag
  • Nancy P.
    "just renting, but friendly neighbors, well maintained homes, safe! would very highly recommend this entire area ~ great restaurants! close to all shopping"
    3
    Flag
  • Vwbuss1
    "I’ve not experience salerno to be a welcoming community. It’s pretty tight knit and people seem to stay to themselves. I’ve lived here 10 years and don’t know most of my neighbors."
    5
    Flag
  • Rourkiekc
    "The area is residential but friendly with many great restaurants, parks, and beaches. These features make this a great place to visit family."
    6
    Flag
  • Tuwanna H.
    "Need a car but close to I95, grocery store, restaurants and have great schools. Safe neighborhood, very quiet. "
    4
    Flag
  • Lynn H.
    "Friendly neighborhood and well maintained grounds. I love living near the golf course which is public "
    4
    Flag
  • Sguerrero14
    "The commute was a breeze before the construction to expand Kanner Highway and SW 96th Street. It now takes an extra 20 mins to reach Kanner highway. "
    0
    Flag
  • Suzvigg
    "Popular - a lot of dog owners come to walk their dogs on the riverwalk or downtown. Restaurants with outside seating are all dog friendly. "
    0
    Flag
  • Ann B.
    "This is a family oriented area. Peaceful with beautiful trees and vegetation. Tropical sunsets, nature trails and family friendly events. "
    4
    Flag
  • Linda Corey
    "In walking distance to many local eateries hair salons the beach in downtown Stuart also fishing piers"
    2
    Flag
  • m. s.
    "yard sales. neighbors are quiet. keep to themselves. friendly people if you want to make friends. but mostly quiet. "
    8
    Flag
  • Tammyjc_us
    "Dog owners would like this neighborhood because many homeowners have dogs and are seen walking them throughout the day. "
    0
    Flag
  • Margiemiller17
    "We have lived in the neighborhood for nearly three years. Neighbors are friendly and helpful if needed. Close to everything."
    0
    Flag
  • Laura F.
    "I've lived in this neighborhood for a year and I love it it's right by the ocean in Lakeside on IRP everyone is fantastic"
    0
    Flag
  • Llabellajr
    "You see dog owners walking their dogs all the time. So that makes me think dogs are welcome here. I don’t know what else to write about "
    0
    Flag
  • Trulia User
    "There are many dog owners in this neighborhood. Dog owners regularly take their dogs downtown and shop owners have water bowls available outside. "
    0
    Flag
  • yasitsamanda
    "A good area to raise kids. More for people who like to live in the country but still have some things around the."
    1
    Flag
  • Ray C.
    "A well run municipality with a friendly welcoming atmosphere. The schools are good and shopping is within a short walk if needed."
    0
    Flag
  • tammie v.
    "Dogs are very welcome here . Most neighbors have at least one dog. There is an area near the river where you can let your dog run."
    0
    Flag

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540 SW Harbor St, Stuart, FL 34997 is a 3 bedroom, 2 bathroom, 2,243 sqft single-family home built in 1983. This property is not currently available for sale. 540 SW Harbor St was last sold on Feb 19, 2021 for $451,500. The current Trulia Estimate for 540 SW Harbor St is $692,300.