$77,800
as of Sep 7, 2026
2 Beds
1 Bath
900 sqft
540 Main St, Mount Carmel, TN 37645
Home Highlights
Single-Family Home
900 sqft
$86/sqft
Local Information
- Map ViewExplore the area around 540 Main St.
- Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
RENT TO OWN 2 Bedroom House Main St Hawkins County TN $880 monthly
540 W Main Street Hawkins County
$90,000 total
$8,000 down payment
$82,000 remaining
$880 monthly payment
I HAVE SEVERAL OTHER RENT-to-OWN HOMES AVAILABLE IN THE TRICITIES AREA.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
Frequently Asked Questions:
1. How do I apply & do I qualify?
All you have to do is start the conversation to apply. There is no application. Text, call, or pm me anytime.
2. What if I have bad credit?
You show you are serious about being a home owner by providing the downpayment. I do not do credit or background checks; that's your business. However, you can use proof of making monthly payments to me to improve your credit score.
3. Am I (Jameson) the owner of the home or is there a bank involved ?
Yes I own the property 100% that I am offering; there is not a bank involved.
I have paid for all the homes I sell rent to own in full, & I have no loans of any type on any of the homes. Reliable Title in Johnson City can confirm that I have TITLE INSURANCE on all homes.
4. Can the payment be decreased? What if I want to make a larger down payment ?
- A larger downpayment will lower the monthly payment. (Also, depending on the circumstances, I have lowered the total price of the home, which also decreases the payment, to incentivizing you providing a larger down payment.)
There will never be another balloon payment required: the loan can run the full term, & there is not a penalty to pay off early. You can pay me off the principal at anytime & any amount you pay above the payment is added together and deducted from the remaining principal if you would like to pay the home off early.
5. What if I want to make changes to the home ?
The homes I offer for Rent to Own are sold "as is", because you own the home and can make it exactly as you prefer. I just need to be notified of anything major to make sure there isn't anything load-bearing or structural changed or a modification that might devalue the property. You can feel free to make the changes to the home that you like and make your dream home your style.
6. Do we have a closing?
The credit union I am a member of will notarize contracts for free. I normally meet at the credit union to sign and notarize the contract when I accept the downpayment. You will leave with a notarized & embossed contract signed by you and myself. Or, we can have a notarized closing at Passport Title in Kingsport for a small fee. (Also, I've sold many homes via Docusign.)
7. How do I view the home?
There is a coded lock on the door. Give me a call or send me a message and I will tell you how to access the property.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
I have other rent to own properties available in the Tri-cities. Call me or send me a message for more information anytime.
This home is RENT TO OWN only, it is NOT for rent. You can make this your forever home with a $10,000 down payment and monthly payments. No section 8.
You can verify me by calling Dream Makerz Reality
225 W. Center St., Suite 103 Kingsport, TN 37660
This is not a scam.
People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for myrent to own homes. There is no application.
THIS HOUSE IS RENT TO OWN ONLY. NO MONTHLY RENTALS.
This is not a scam. People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for my rent to own homes. There is no application.
RENT TO OWN 2 Bedroom House Main St Hawkins County TN $965 monthly
540 Main Street Hawkins County
$110,000 total
$10,000 down payment
$100,000 remaining
$965 monthly payment
I HAVE SEVERAL OTHER RENT-to-OWN HOMES AVAILABLE IN THE TRICITIES AREA.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
Frequently Asked Questions:
1. How do I apply & do I qualify?
All you have to do is start the conversation to apply. There is no application. Text, call, or pm me anytime.
2. What if I have bad credit?
You show you are serious about being a home owner by providing the downpayment. I do not do credit or background checks; that's your business. However, you can use proof of making monthly payments to me to improve your credit score.
3. Am I (Jameson) the owner of the home or is there a bank involved ?
Yes I own the property 100% that I am offering; there is not a bank involved.
I have paid for all the homes I sell rent to own in full, & I have no loans of any type on any of the homes. Reliable Title in Johnson City can confirm that I have TITLE INSURANCE on all homes.
4. Can the payment be decreased? What if I want to make a larger down payment ?
- A larger downpayment will lower the monthly payment. (Also, depending on the circumstances, I have lowered the total price of the home, which also decreases the payment, to incentivizing you providing a larger down payment.)
There will never be another balloon payment required: the loan can run the full term, & there is not a penalty to pay off early. You can pay me off the principal at anytime & any amount you pay above the payment is added together and deducted from the remaining principal if you would like to pay the home off early.
5. What if I want to make changes to the home ?
The homes I offer for Rent to Own are sold "as is", because you own the home and can make it exactly as you prefer. I just need to be notified of anything major to make sure there isn't anything load-bearing or structural changed or a modification that might devalue the property. You can feel free to make the changes to the home that you like and make your dream home your style.
6. Do we have a closing?
The credit union I am a member of will notarize contracts for free. I normally meet at the credit union to sign and notarize the contract when I accept the downpayment. You will leave with a notarized & embossed contract signed by you and myself. Or, we can have a notarized closing at Passport Title in Kingsport for a small fee. (Also, I've sold many homes via Docusign.)
7. How do I view the home?
There is a coded lock on the door. Give me a call or send me a message and I will tell you how to access the property.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
I have other rent to own properties available in the Tri-cities. Call me or send me a message for more information anytime.
This home is RENT TO OWN only, it is NOT for rent. You can make this your forever home with a $10,000 down payment and monthly payments. No section 8.
You can verify me by calling Dream Makerz Reality
225 W. Center St., Suite 103 Kingsport, TN 37660
This is not a scam.
People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for myrent to own homes. There is no application.
THIS HOUSE IS RENT TO OWN ONLY. NO MONTHLY RENTALS.
This is not a scam. People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for my rent to own homes. There is no application.
540 W Main Street Hawkins County
$90,000 total
$8,000 down payment
$82,000 remaining
$880 monthly payment
I HAVE SEVERAL OTHER RENT-to-OWN HOMES AVAILABLE IN THE TRICITIES AREA.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
Frequently Asked Questions:
1. How do I apply & do I qualify?
All you have to do is start the conversation to apply. There is no application. Text, call, or pm me anytime.
2. What if I have bad credit?
You show you are serious about being a home owner by providing the downpayment. I do not do credit or background checks; that's your business. However, you can use proof of making monthly payments to me to improve your credit score.
3. Am I (Jameson) the owner of the home or is there a bank involved ?
Yes I own the property 100% that I am offering; there is not a bank involved.
I have paid for all the homes I sell rent to own in full, & I have no loans of any type on any of the homes. Reliable Title in Johnson City can confirm that I have TITLE INSURANCE on all homes.
4. Can the payment be decreased? What if I want to make a larger down payment ?
- A larger downpayment will lower the monthly payment. (Also, depending on the circumstances, I have lowered the total price of the home, which also decreases the payment, to incentivizing you providing a larger down payment.)
There will never be another balloon payment required: the loan can run the full term, & there is not a penalty to pay off early. You can pay me off the principal at anytime & any amount you pay above the payment is added together and deducted from the remaining principal if you would like to pay the home off early.
5. What if I want to make changes to the home ?
The homes I offer for Rent to Own are sold "as is", because you own the home and can make it exactly as you prefer. I just need to be notified of anything major to make sure there isn't anything load-bearing or structural changed or a modification that might devalue the property. You can feel free to make the changes to the home that you like and make your dream home your style.
6. Do we have a closing?
The credit union I am a member of will notarize contracts for free. I normally meet at the credit union to sign and notarize the contract when I accept the downpayment. You will leave with a notarized & embossed contract signed by you and myself. Or, we can have a notarized closing at Passport Title in Kingsport for a small fee. (Also, I've sold many homes via Docusign.)
7. How do I view the home?
There is a coded lock on the door. Give me a call or send me a message and I will tell you how to access the property.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
I have other rent to own properties available in the Tri-cities. Call me or send me a message for more information anytime.
This home is RENT TO OWN only, it is NOT for rent. You can make this your forever home with a $10,000 down payment and monthly payments. No section 8.
You can verify me by calling Dream Makerz Reality
225 W. Center St., Suite 103 Kingsport, TN 37660
This is not a scam.
People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for myrent to own homes. There is no application.
THIS HOUSE IS RENT TO OWN ONLY. NO MONTHLY RENTALS.
This is not a scam. People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for my rent to own homes. There is no application.
RENT TO OWN 2 Bedroom House Main St Hawkins County TN $965 monthly
540 Main Street Hawkins County
$110,000 total
$10,000 down payment
$100,000 remaining
$965 monthly payment
I HAVE SEVERAL OTHER RENT-to-OWN HOMES AVAILABLE IN THE TRICITIES AREA.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
Frequently Asked Questions:
1. How do I apply & do I qualify?
All you have to do is start the conversation to apply. There is no application. Text, call, or pm me anytime.
2. What if I have bad credit?
You show you are serious about being a home owner by providing the downpayment. I do not do credit or background checks; that's your business. However, you can use proof of making monthly payments to me to improve your credit score.
3. Am I (Jameson) the owner of the home or is there a bank involved ?
Yes I own the property 100% that I am offering; there is not a bank involved.
I have paid for all the homes I sell rent to own in full, & I have no loans of any type on any of the homes. Reliable Title in Johnson City can confirm that I have TITLE INSURANCE on all homes.
4. Can the payment be decreased? What if I want to make a larger down payment ?
- A larger downpayment will lower the monthly payment. (Also, depending on the circumstances, I have lowered the total price of the home, which also decreases the payment, to incentivizing you providing a larger down payment.)
There will never be another balloon payment required: the loan can run the full term, & there is not a penalty to pay off early. You can pay me off the principal at anytime & any amount you pay above the payment is added together and deducted from the remaining principal if you would like to pay the home off early.
5. What if I want to make changes to the home ?
The homes I offer for Rent to Own are sold "as is", because you own the home and can make it exactly as you prefer. I just need to be notified of anything major to make sure there isn't anything load-bearing or structural changed or a modification that might devalue the property. You can feel free to make the changes to the home that you like and make your dream home your style.
6. Do we have a closing?
The credit union I am a member of will notarize contracts for free. I normally meet at the credit union to sign and notarize the contract when I accept the downpayment. You will leave with a notarized & embossed contract signed by you and myself. Or, we can have a notarized closing at Passport Title in Kingsport for a small fee. (Also, I've sold many homes via Docusign.)
7. How do I view the home?
There is a coded lock on the door. Give me a call or send me a message and I will tell you how to access the property.
A HIGHER DOWN PAYMENT WILL RESULT IN A LOWER MONTHLY PAYMENT (and I generally also reduce the total price)
I have other rent to own properties available in the Tri-cities. Call me or send me a message for more information anytime.
This home is RENT TO OWN only, it is NOT for rent. You can make this your forever home with a $10,000 down payment and monthly payments. No section 8.
You can verify me by calling Dream Makerz Reality
225 W. Center St., Suite 103 Kingsport, TN 37660
This is not a scam.
People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for myrent to own homes. There is no application.
THIS HOUSE IS RENT TO OWN ONLY. NO MONTHLY RENTALS.
This is not a scam. People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for my rent to own homes. There is no application.
540 Main St, Mount Carmel, TN 37645 is a 2 bedroom, 1 bathroom, 900 sqft single-family home. It last sold for $50,000 on Feb 10, 2025 (5,582% above the $880 asking price). More recently, it was listed as a rental in July 2025 with an asking price of $965 per month. That rental listing was removed on August 29, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $77,800, with a rent estimate of $1,245/month.
Home Details for 540 Main St
|
|---|
Heating & Cooling Heating: Heat PumpAir ConditioningCooling System: Central AirHeating Fuel: Heat Pump |
Appliances & Utilities DishwasherMicrowaveRefrigerator |
Levels, Entrance, & Accessibility Floors: Hardwood |
|
|---|
Property Type / Style Property Type: Single Family Home |
|
|---|
Lease Term: Rent to OwnAvailable: now |
|
|---|
Parking & Garage Parking: Off Street Parking, On Site |
Comparable Sales for 540 Main St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.06 | Single-Family Home | $97,000 | 09/30/25 | 2 | 1 | 624 sqft | |
0.21 | Single-Family Home | $147,100 | 12/19/25 | 2 | 1 | 954 sqft | |
0.20 | Single-Family Home | $175,000 | 11/20/25 | 2 | 1 | 802 sqft | |
0.38 | Single-Family Home | $130,000 | 04/02/26 | 2 | 1 | 980 sqft | |
0.24 | Single-Family Home | $199,000 | 12/01/25 | 3 | 1 | 1,168 sqft | |
0.25 | Single-Family Home | $203,500 | 11/07/25 | 3 | 1 | 1,268 sqft | |
0.30 | Single-Family Home | $205,000 | 04/17/26 | 3 | 1 | 1,320 sqft | |
0.48 | Single-Family Home | $180,000 | 06/26/26 | 3 | 1 | 1,092 sqft | |
0.49 | Single-Family Home | $186,000 | 08/20/26 | 3 | 1 | 1,092 sqft | |
0.77 | Single-Family Home | $115,000 | 03/17/26 | 2 | 1 | 990 sqft |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
Rental Market Trends in Mount Carmel
Last updated Sep 2026
Trulia Rent Estimate$1,245/mo
Average rent
$950
$100MoM
Available listings
1
Around this home
What Locals Say about Mount Carmel
At least 20 Trulia users voted on each feature.
100 % Say yards are well-kept
96 % Say car is needed
91 % Say parking is easy
82 % Say there's holiday spirit
78 % Say there's wildlife
76 % Say it's quiet
71 % Say neighbors are friendly
70 % Say it's dog friendly
67 % Say people would walk alone at night
52 % Say kids play outside
46 % Say they plan to stay for at least 5 years
32 % Say streets are well-lit
22 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 29, 2025 Source: Zillow Rentals | ListingRemoved | $880 |
Jul 23, 2025 Source: Zillow Rentals | PriceChange | $880 Price decreased by 9% |
Jul 1, 2025 Source: Zillow Rentals | Listed For Rent | $965 |
Feb 10, 2025 Source: N/A | Sold | $50,000 |
Aug 9, 2019 Source: TVRMLS #417988 | Sold | $38,000 |
Jun 21, 2019 Source: Agent Provided | Pending | $45,000 |
May 31, 2019 Source: Agent Provided | PriceChange | $45,000 Price decreased by 8% |
Mar 22, 2019 Source: Agent Provided | PriceChange | $49,000 Price decreased by 17% |
Mar 4, 2019 Source: Agent Provided | PriceChange | $59,000 Price decreased by 9% |
Feb 22, 2019 Source: Agent Provided | Listed For Sale | $65,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $753 | $72,700 |
Home facts updated by county records
Frequently asked questions about 540 Main St
- What is 540 Main St estimated to be worth?Trulia's estimated value for 540 Main St in Mount Carmel, TN is $77,800.
- What is the price history for 540 Main St?540 Main St in Mount Carmel, TN last sold for $50,000 in February 2025.
- Is Mount Carmel a buyer's or seller's market?Mount Carmel is currently a buyer's market, based on recent for-sale activity.
- What do residents say about Mount Carmel?Residents describe Mount Carmel, TN as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Mount Carmel, TN.
- Does 540 Main St have air conditioning?Yes, 540 Main St in Mount Carmel, TN has air conditioning.
- Does 540 Main St have parking?Yes, 540 Main St in Mount Carmel, TN has on-site parking.
Homes for rent near 540 Main St
- Results are loading
Affordability
TIP:Try to keep your rent within a third of your gross household income. Learn why in our Renter's Guide.
For this property
PER YEAR
is the suggested income
Win over prospective landlords with your smart budgeting. As a good rule of thumb, ideally you would have at least three times your monthly rent in combined household income.
- Results are loading