5264 STEPHS FIELD STREET, Saint Cloud, FL 34771
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FORECLOSURE
BANK OWNED
3D VIEW

5264 STEPHS FIELD STREET
Saint Cloud, FL 34771

  • 3 Beds
  • 2.5 Baths
  • 1,724 sqft

$344,900

Est. Mortgage $2,563/mo*
Get Pre-Qualified

$344,900

Est. Mortgage $2,563/mo*
Get Pre-Qualified
3 Beds
2.5 Baths
1,724 sqft

Home Highlights

Parking
2 Car Garage
Outdoor
Porch
HOA
$110/Monthly
Price/Sqft
$200
Climate Control
Central, Electric & Central Air
Listed
86 days ago

Local Information

  • Map ViewExplore the area around 5264 STEPHS FIELD STREET.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Price improvement!! Great opportunity to own this two-story home located directly across from all amenities, offering 1,724 square feet of open-concept living with bright, spacious areas, a modern kitchen, three bedrooms, 2.5 bathrooms, a FLEX room convertible to a fourth bedroom for added entertainment space, and a private garage. The ground-floor open spaces accommodate diverse family activities in one place, while upper-floor carpets and private bedrooms ensure a comfortable family environment. Ready for immediate occupancy, the home features an oversized backyard with no rear neighbor, fencing options for privacy. House is situated in the desirable Silver Springs subdivision known for energy-efficient features that promote a healthier, relaxed lifestyle while saving thousands on utility costs. Restaurants, shopping malls, and grocery stores are just minutes away, making this home ideally located in a highly sought-after area of Saint Cloud. "When using our preferred lender, the buyer will receive a lender credit of the loan amount, which can be applied toward closing costs or an interest rate buydown."
Contact this Building
View our Foreclosure Guides
Last check for updates: about 1 hour ago
Listing Provided by: Brigitte Elzarki, (321) 231-4999
COLDWELL BANKER REALTY, (407) 352-1040
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6375769
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 5264 STEPHS FIELD STREET

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Balcony Porch Lanai, Dinette, Great Room, Kitchen, Loft
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1724 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Cooktop, Dishwasher, Disposal, Range, Refrigerator, Water SoftenerDishwasherDisposalLaundry: Inside,Laundry Closet,Upper LevelRefrigerator
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile
View
Has a ViewView: Garden

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Front Porch, Rear PorchExterior: SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Responsible for Road Maintenance: Public Maintained RoadRoad Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 216Days on Market: 86

Property Information

Year Built
Year Built: 2022
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida
Building
Construction Materials: Block, StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 292531503600011560

Price & Status

Price
List Price: $344,900Price Per Sqft: $200
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: SILVER SPRINGS
School Information
Elementary School: Neptune ElementaryJr High / Middle School: Narcoossee MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: O6375769

Building

Building Area
Building Area: 2336 Square Feet

Community

Community Features: Park, Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Fee Includes: Pool Maintenance, Recreational FacilitiesHOA Name: Community Association Management / JoshuaHOA Phone: 407-476-1929Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $110/Monthly

Lot Information

Lot Area: 5663 sqft

Listing Info

Special Conditions: Real Estate Owned

Offer

Listing Terms: Cash, Conventional, Trade, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6375769Back On Market Date: Mon Jun 22 2026Showing Requirements: ShowingTimeUniversal Property Id: US-12097-N-292531503600011560-R-N

Additional Information

HOA Amenities: Playground,Pool

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
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  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
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  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
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  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
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  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
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  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$343K
Since last month
Increased$2K (+0.5%)
Since last year
Decreased$23K (-6.2%)
Since last sale
Increased$83K (+31.8%)
Learn more about this home's value by checking out its Trulia Estimate and the value of nearby homes.

Trulia Estimate

The of this home's value decreased by -21% in the last 10 years
MonthEstimated value
2026
August 2026$343K
July 2026$341K
June 2026$355K
May 2026$356K
April 2026$370K
March 2026$376K
February 2026$376K
January 2026$387K
2025
2024
2023

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
5276 STEPHS FIELD STREET, Saint Cloud, FL 34771
0.03
$363,000
3
2.5
1,715
Off Market
568 ADALINES ALLEY, Saint Cloud, FL 34771
0.07
$374,200
4
2.5
2,011
Off Market
551 AMADORAS WAY, Saint Cloud, FL 34771
0.08
$375,000
3
2
1,680
For Sale
380 S ZUNI ROAD, Saint Cloud, FL 34771
0.11
$371,700
4
2.5
2,104
Off Market
488 ADALINES ALLEY, Saint Cloud, FL 34771
0.12
$353,300
3
2.5
1,784
Off Market
534 AMADORAS WAY, Saint Cloud, FL 34771
0.11
$347,800
3
2
1,483
Off Market
340 S ZUNI ROAD, Saint Cloud, FL 34771
0.14
$337,800
3
2.5
1,784
Off Market
503 AMADORAS WAY, Saint Cloud, FL 34771
0.14
$432,700
4
2.5
2,328
Off Market
520 WHISTLING DUCK TRAIL, Saint Cloud, FL 34771
0.13
$378,000
3
2.5
1,724
For Sale
456 ADALINES ALLEY, Saint Cloud, FL 34771
0.14
$367,600
4
2.5
2,104
Off Market
510 WHISTLING DUCK TRAIL, Saint Cloud, FL 34771
0.14
$436,600
4
3
2,368
Off Market

Price and Tax history

DateEventPrice
Sep 22, 2025
Source: N/A
Sold
$260,100
Jun 9, 2025
Source: Zillow Rentals
ListingRemoved
$2,200
May 9, 2025
Source: Zillow Rentals
Listed For Rent
$2,200
Dec 9, 2024
Source: Zillow Rentals
ListingRemoved
$2,200
Dec 2, 2024
Source: Zillow Rentals
Listed For Rent
$2,200

LGBTQ Local Legal Protections

Brigitte Elzarki, COLDWELL BANKER REALTY, (407) 352-1040
Agent Phone: (321) 231-4999

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Frequently asked questions about 5264 STEPHS FIELD STREET

  • What is the estimated monthly payment for 5264 STEPHS FIELD STREET?
    Based on a $344,900 list price with 20% down at today's rates, the estimated monthly payment for 5264 STEPHS FIELD STREET in Saint Cloud, FL is approximately $2,484 (about $1,797 principal & interest, $612 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 5264 STEPHS FIELD STREET compare to homes in Saint Cloud?
    5264 STEPHS FIELD STREET in Saint Cloud, FL is listed at $344,900, about 11% below the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 5264 STEPHS FIELD STREET?
    The closest schools to 5264 STEPHS FIELD STREET in Saint Cloud, FL are Harmony High School (rated 5/10), Voyager K-8 (Elementary/Middle, rated 9/10).
  • Does 5264 STEPHS FIELD STREET have air conditioning?
    Yes, 5264 STEPHS FIELD STREET in Saint Cloud, FL has air conditioning.
  • Does 5264 STEPHS FIELD STREET have a pool?
    Yes, 5264 STEPHS FIELD STREET in Saint Cloud, FL has a pool.
5264 STEPHS FIELD STREET, Saint Cloud, FL 34771 is a 3 bedroom, 3 bathroom, 1,724 sqft single-family home built in 2022. This property is currently available for sale and was listed by Stellar MLS on May 29, 2026. The MLS # for this home is MLS# O6375769.