$1,260,000
- 3 Beds
- 2 Baths
- 1,708 sqft
515 Useppa Is, Captiva, FL 33924
Est. Mortgage $8,686/mo*
Get Pre-QualifiedHome Highlights
Multi-Family
Built in 1980
$738/sqft
Garage
Local Information
-- mins to
About this House
Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space, an uncommon find among similar units on Useppa.
This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing.
The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, new tankless water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future.
The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida.
Laguna Cottage offers a turnkey opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.
This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing.
The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, new tankless water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future.
The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida.
Laguna Cottage offers a turnkey opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.
Last check for updates: about 18 hours ago
Listing courtesy of Rogan White, (239) 671-1710
Century 21 Sunbelt Realty
Chris Miles, (239) 246-6464
Century 21 Sunbelt Realty
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2026022591

Also Listed on Florida Gulf Coast MLS.
Home Details for 515 Useppa Is
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MLS Status: Active |
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Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1708 Square Feet |
Appliances & Utilities Utilities: Cable Not Available, Natural Gas Available, High Speed Internet Available, Underground UtilitiesAppliances: Dryer, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Wine Cooler, WasherDishwasherDisposalDryerLaundry: InsideMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Central,Electric,ZonedHas CoolingAir Conditioning: Central Air,Electric,ZonedHas HeatingHeating Fuel: Central |
Fireplace & Spa Has a FireplaceNo Spa |
Windows, Doors, Floors & Walls Window: Other, Impact Glass, Window CoveringsFlooring: Other, Tile |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoFloors: Other, Tile |
View Has a ViewView: Bay, Landscaped, Mangroves, Trees/Woods, Water |
Security Security: Smoke Detector(s) |
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Exterior Home Features Roof: MetalPatio / Porch: Balcony, Deck, Open, Patio, PorchOther Structures: Guest House AttachedExterior: Deck, Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Grill, Other, Patio, Gas GrillFoundation: Pillar/Post/Pier, RaisedNo Private Pool |
Parking & Garage No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway,Golf Cart Garage,Unpaved |
Pool Pool: Community |
Frontage WaterfrontWaterfront: Bayfront, Across the Road Water FrontageOn Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 82Days on Market: 115 |
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Year Built Year Built: 1980 |
Property Type / Style Property Type: ResidentialProperty Subtype: Duplex, Single Family ResidenceStructure Type: DuplexArchitecture: Two Story,Duplex |
Building Construction Materials: Vinyl Siding, Wood FrameAttached To Another Structure |
Property Information Condition: ResaleParcel Number: 0944210200003.0000 |
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Price List Price: $1,260,000Price Per Sqft: $738 |
Status Change & Dates Possession Timing: Close Of Escrow |
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Direction & Address City: Useppa IslandCommunity: USEPPA ISLAND |
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Listing Agent Listing ID: 2026022591 |
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Building Area Building Area: 2469 Square Feet |
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Community Features: Boat Facilities, Street LightsNot Senior CommunityUnits in Building: 2 |
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HOA Fee Includes: Other, Road Maintenance, Street Lights, TrashHOA Phone: 239-283-1061Association for this Listing: Florida Gulf CoastNo HOAHOA Fee: No HOA Fee |
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Lot Area: 2613.6 sqft |
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Listing Terms: All Financing Considered, Cash |
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Business Information Ownership: Single Family |
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Furnished |
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Mls Number: 2026022591Living Area Range Units: Square FeetWater ViewWater View: Bay, WaterAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-09442102000030000-R-N |
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HOA Amenities: Bocce Court,Boat Dock,Marina,Fitness Center,Other,Pickleball,Private Membership,Pool,Restaurant,Spa/Hot Tub,See Remarks,Tennis Court(s),Trail(s)Source Internet Entire Listing Display |
Around this home
Market trends in Bokeelia
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
96
8MoM
Home Value
Trulia Estimate
$776KSince last month
Increased$20K (+2.7%)Since last year
Increased$183K (+30.6%)Since last sale
Increased$355K (+83.5%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value decreased by -34% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $780K |
| August 2026 | $760K |
| July 2026 | $640K |
| June 2026 | $682K |
| May 2026 | $1.26M |
| April 2026 | $617K |
| March 2026 | $593K |
| February 2026 | $569K |
| January 2026 | $583K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.07 | Multi-Family Home | $625,000 | 02/26/26 | 3 | 2 | 1,362 | |
0.06 | Multi-Family Home | $850,000 | 04/22/26 | 3 | 2 | 1,455 | |
0.34 | Multi-Family Home | $1,025,000 | 05/29/26 | 2 | 2 | 1,552 | |
4.72 | Multi-Family Home | $660,000 | 10/14/25 | 5 | 5 | 2,580 | |
4.70 | Multi-Family Home | $1,050,000 | 12/05/25 | 8 | 5 | 6,820 | |
6.09 | Multi-Family Home | $430,000 | 10/10/25 | 4 | 4 | 2,520 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $856,800 | 3 | 3 | 1,588 | Off Market | |
0.03 | $937,600 | 3 | 3 | 1,786 | Off Market | |
0.09 | $995,000 | 2 | 2.5 | 1,459 | For Sale | |
0.05 | $881,100 | 3 | 3 | 1,679 | Off Market | |
0.06 | $850,000 | 3 | 2 | 1,455 | Recently Sold | |
0.07 | $625,000 | 3 | 2 | 1,362 | Recently Sold | |
0.08 | $885,900 | 3 | 3 | 1,609 | Off Market | |
0.15 | $1,900,000 | 5 | 3.5 | 2,992 | Recently Sold | |
0.15 | $1,900,000 | 5 | 3.5 | 2,992 | Recently Sold | |
0.15 | $790,000 | - | - | - | For Sale | |
0.16 | $850,000 | - | - | - | For Sale |
Price and Tax history
| Date | Event | Price |
|---|---|---|
May 26, 2026 Source: Florida Gulf Coast MLS #2026022591 | Listed For Sale | $1,260,000 |
Jul 12, 2019 Source: Agent Provided | ListingRemoved | $580,000 |
Jun 17, 2019 Source: Agent Provided | Pending | $580,000 |
May 9, 2019 Source: Agent Provided | Listed For Sale | $580,000 |
May 19, 2017 Source: Florida Gulf Coast MLS #216022199 | Sold | $425,000 |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Rogan White, Century 21 Sunbelt Realty
Agent Phone: (239) 671-1710

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Frequently asked questions about 515 Useppa Is
- What is the estimated monthly payment for 515 Useppa Is?Based on a $1,260,000 list price with 20% down at today's rates, the estimated monthly payment for 515 Useppa Is in Captiva, FL is approximately $8,394 (about $6,849 principal & interest, $1,470 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 515 Useppa Is?The closest schools to 515 Useppa Is in Captiva, FL are Cape Coral High School (rated 5/10), Ida S. Baker High School (rated 3/10), Island Coast High School (rated 2/10).
- What is 515 Useppa Is estimated to be worth?Trulia's estimated value for 515 Useppa Is in Captiva, FL is $776,000.
- Does 515 Useppa Is have air conditioning?Yes, 515 Useppa Is in Captiva, FL has air conditioning.
- Does 515 Useppa Is have a pool?Yes, 515 Useppa Is in Captiva, FL has a pool.
- Does 515 Useppa Is have laundry facilities?Yes, 515 Useppa Is in Captiva, FL has in-unit laundry.
515 Useppa Is, Captiva, FL 33924 is a 3 bedroom, 2 bathroom, 1,708 sqft multi-family built in 1980. 515 Useppa Is is located in Useppa Island, Captiva. This property is currently available for sale and was listed by Florida Gulf Coast MLS on May 26, 2026. The MLS # for this home is MLS# 2026022591.

