5095 Pine Ridge Dr, Chipley, FL 32428
Property image
Property image
SOLD
JUL 29, 2026

5095 Pine Ridge Dr
Chipley, FL 32428

  • 1 Bed
  • 1 Bath
  • 1,140 sqft (on 1.55 acres)

$255,000

Last Sold: Jul 29, 2026
6% below list $270K
$224/sqft
Est. Refi. Payment $1,680/mo*
Refinance Your Home

$255,000

Last Sold: Jul 29, 2026
6% below list $270K
$224/sqft
Est. Refi. Payment $1,680/mo*
Refinance Your Home
1 Bed
1 Bath
1,140 sqft
(on 1.55 acres)

Local Information

  • Map ViewExplore the area around 5095 Pine Ridge Dr.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2007
Lot Size
1.55 acres
Living Area
1,140 sqft
Price/Sqft
$224/sqft
Parking
Garage

About this House

One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''
5095 Pine Ridge Dr, Chipley, FL 32428 is a 1 bedroom, 1 bathroom, 1,140 sqft single-family home built in 2007. It last sold for $255,000 on Jul 29, 2026 (6% below the $269,999 asking price). It is currently off market. The Trulia Estimate is $251,700, with a rent estimate of $975/month.

Home Details for 5095 Pine Ridge Dr

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 1Number of Bathrooms: 1Number of Bathrooms (full): 1
Appliances & Utilities
Appliances: Electric Range
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,DuctlessHas HeatingHeating Fuel: Central
View
Has a ViewView: Lake

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: BalconyFoundation: Slab
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageNo Attached GarageParking Spaces: 3Parking: Garage
Frontage
WaterfrontWaterfront: Lake, Lake FrontOn Waterfront

Days on Market

Cumulative Days on Market: 135

Property Information

Year Built
Year Built: 2007
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other
Building
Construction Materials: StoneNot a New Construction
Property Information
Parcel Number: 000000000031360219

Price & Status

Price
List Price: $269,999Price Per Sqft: $224/sqft
Status Change & Dates
Off Market Date: Tue Jun 30 2026

Active Status

MLS Status: Closed

Location

Direction & Address
City: ChipleyCommunity: Pine Lake Estates

Building

Building Area
Building Area: 1140 Square Feet

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 1.55 Acres

Rental Terms, Policies & Fees

Are Units Furnished: None

Miscellaneous

Mls Number: 785291Living Area Range Units: Square FeetWater ViewWater View: LakeAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000031360219-R-N
Last check for updates: about 5 hours ago
Listed by Seamus J O'neill, (850) 260-5851
SOUTHERN WAY REALTY, INC.
Bought with: Luisa F Dick, (850) 819-4049, Coldwell Banker Realty
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#785291

Price History for 5095 Pine Ridge Dr

DatePriceEventSource
07/29/2026$255,000Sold
CPAR #785291
06/30/2026$269,999PendingCPAR #785291
05/05/2026$269,999PriceChange
CPAR #785291
02/15/2026$279,999Listed For SaleCPAR #785291
02/24/2005$22,000Sold
N/A

Market trends in Chipley

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
110
14MoM
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Property Tax and Assessment

Year2025
Tax$2,349
Assessment$171,288
Home facts updated by county records

Comparable Sales for 5095 Pine Ridge Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5080 Pine Ridge Dr, Chipley, FL
0.14
Single-Family Home
$434,000
09/17/25
3
2.5
1,831
5192 Pine Ridge Dr, Chipley, FL
0.38
Single-Family Home
$452,900
05/29/26
3
2
1,980
2789 Summer Dr, Chipley, FL
0.67
Single-Family Home
$700,000
05/15/26
3
2.5
2,324
4958 Lake Ridge Rd, Chipley, FL
2.07
Single-Family Home
$350,000
03/31/26
2
2
1,184
3375 Crystal Lake Dr, Chipley, FL
1.72
Single-Family Home
$351,000
09/26/25
3
3
1,572
4812 Derby Dr, Chipley, FL
2.62
Single-Family Home
$340,000
02/17/26
3
2
1,489

Nearby homes

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Assigned Schools

These are the assigned schools for 5095 Pine Ridge Dr.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
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Apartments for Rent

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Homes for sale near 5095 Pine Ridge Dr

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Off Market Homes Near 5095 Pine Ridge Dr

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.