Are yards well-kept in Chipley, FL?

As of early 2026, 92% of users say yards are well-kept

Is a car needed in Chipley, FL?

As of early 2026, 88% of users say car is needed

Is parking easy in Chipley, FL?

As of early 2026, 86% of users say parking is easy

Does Chipley, FL show holiday spirit?

As of early 2026, 86% of users say there's holiday spirit

Is Chipley, FL quiet?

As of early 2026, 83% of users say it's quiet

Would people walk alone at night in Chipley, FL?

As of early 2026, 64% of users say people would walk alone at night

Is Chipley, FL dog-friendly?

As of early 2026, 62% of users say it's dog friendly

Do kids play outside in Chipley, FL?

As of early 2026, 55% of users say kids play outside

Is there wildlife in Chipley, FL?

As of early 2026, 53% of users say there's wildlife

Are neighbors friendly in Chipley, FL?

As of early 2026, 51% of users say neighbors are friendly

Does Chipley, FL have sidewalks?

As of early 2026, 50% of users say there are sidewalks

Do residents of Chipley, FL plan to stay at least 5 years?

As of early 2026, 48% of users say they plan to stay for at least 5 years

Is Chipley, FL walkable to grocery stores?

As of early 2026, 41% of users say it's walkable to grocery stores

Are the streets well-lit in Chipley, FL?

As of early 2026, 34% of users say streets are well-lit

Is Chipley, FL walkable to restaurants?

As of early 2026, 31% of users say it's walkable to restaurants

Are there community events in Chipley, FL?

As of early 2026, 29% of users say there are community events

What is 5095 Pine Ridge Dr estimated to be worth?

Trulia's estimated value for 5095 Pine Ridge Dr in Chipley, FL is $255,000 .

What is the price history for 5095 Pine Ridge Dr?

5095 Pine Ridge Dr in Chipley, FL last sold for $255,000 in July 2026.

Is Chipley a buyer's or seller's market?

Chipley is currently a buyer's market, based on recent for-sale activity.

What do residents say about Chipley?

Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL .

Does 5095 Pine Ridge Dr have air conditioning?

Yes, 5095 Pine Ridge Dr in Chipley, FL has air conditioning.

How big is the lot at 5095 Pine Ridge Dr?

The lot at 5095 Pine Ridge Dr in Chipley, FL is about 1.6 acres .

SOLD

JUL 29, 2026

$255,000

Trulia Estimate

1 Bed
1 Bath
1,140 sqft (on 1.55 acres)

5095 Pine Ridge Dr, Chipley, FL 32428

Est. Refi. Payment $1,729/mo*

Refinance Your Home

Currently Off Market - Sold Jul 29, 2026 for $255,000 (6% below list price)

Home Value

Trulia Estimate

$255K

Since last month

$100 (0%)

Since last year

$43K (+20.2%)

Since last sale

$200 (+0.1%)

Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +74% in the last 10 years

Month	Estimated value
2026
September 2026	$255K
August 2026	$255K
July 2026	$254K
June 2026	$252K
May 2026	$254K
April 2026	$262K
March 2026	$265K
February 2026	$270K
January 2026	$208K
2025
December 2025	$194K
November 2025	$207K
October 2025	$213K
September 2025	$212K
August 2025	$210K
July 2025	$226K
June 2025	$218K
May 2025	$222K
April 2025	$223K
March 2025	$216K
February 2025	$215K
January 2025	$218K
2024
December 2024	$224K
November 2024	$229K
October 2024	$204K
September 2024	$206K
August 2024	$211K
July 2024	$207K
June 2024	$209K
May 2024	$212K
April 2024	$204K
March 2024	$200K
February 2024	$193K
January 2024	$192K
2023
December 2023	$197K
November 2023	$193K
October 2023	$196K
September 2023	$201K
August 2023	$197K
July 2023	$197K
June 2023	$200K
May 2023	$202K
April 2023	$198K
March 2023	$196K
February 2023	$192K
January 2023	$193K
2022
December 2022	$199K
November 2022	$206K
October 2022	$210K
September 2022	$210K
August 2022	$209K
July 2022	$209K
June 2022	$210K
May 2022	$206K
April 2022	$195K
March 2022	$178K
February 2022	$162K
January 2022	$164K
2021
December 2021	$173K
November 2021	$180K
October 2021	$182K
September 2021	$180K
August 2021	$184K
July 2021	$190K
June 2021	$187K
May 2021	$191K
April 2021	$191K
March 2021	$173K
February 2021	$172K
January 2021	$173K
2020
December 2020	$169K
November 2020	$165K
October 2020	$161K
September 2020	$160K
August 2020	$163K
July 2020	$165K
June 2020	$166K
May 2020	$165K
April 2020	$161K
March 2020	$162K
February 2020	$166K
January 2020	$168K
2019
December 2019	$164K
November 2019	$164K
October 2019	$166K
September 2019	$154K
August 2019	$158K
July 2019	$158K
June 2019	$147K
May 2019	$155K
April 2019	$150K
March 2019	$165K
February 2019	$159K
January 2019	$163K
2018
December 2018	$152K
November 2018	$156K
October 2018	$162K
September 2018	$152K
August 2018	$157K
July 2018	$146K
June 2018	$148K
May 2018	$137K
April 2018	$138K
March 2018	$143K
February 2018	$171K
January 2018	$170K
2017
December 2017	$181K
November 2017	$154K
October 2017	$155K
September 2017	$156K
August 2017	$162K
July 2017	$155K
June 2017	$152K
May 2017	$154K
April 2017	$153K
March 2017	$157K
February 2017	$152K
January 2017	$155K
2016
December 2016	$148K
November 2016	$148K
October 2016	$146K
September 2016	$146K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
5192 Pine Ridge Dr, Chipley, FL	0.38	Single-Family Home	$452,900	05/29/26	3	2	1,980
2789 Summer Dr, Chipley, FL	0.67	Single-Family Home	$700,000	05/15/26	3	2.5	2,324
3068 Woodymarion Dr, Chipley, FL	1.41	Single-Family Home	$245,000	07/30/26	3	2	1,650
4958 Lake Ridge Rd, Chipley, FL	2.07	Single-Family Home	$350,000	03/31/26	2	2	1,184
3375 Crystal Lake Dr, Chipley, FL	1.72	Single-Family Home	$351,000	09/26/25	3	3	1,572

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
1 Pine Ridge Dr, Chipley, FL 32428	0.09	$90,000	-	-	-	For Sale
5080 Pine Ridge Dr, Chipley, FL 32428	0.14	$433,900	3	2.5	1,831	Off Market
5147 Pine Ridge Dr, Chipley, FL 32428	0.16	-	-	-	-	Off Market
6355 Highway 77, Chipley, FL 32428	0.26	-	-	-	-	Off Market
Pine Ridge Dr, Chipley, FL 32428	0.27	$63,900	-	-	-	For Sale
5203 Pine Ridge Dr, Chipley, FL 32428	0.28	-	-	-	-	Off Market
2759 Rolling Pines Rd, Chipley, FL 32428	0.32	$125,000	-	-	-	Recently Sold
6405 Highway 77, Chipley, FL 32428	0.34	$79,900	-	-	-	For Sale
Lakin Dr, Chipley, FL 32428	0.38	$349,900	-	-	-	For Sale
5192 Pine Ridge Dr, Chipley, FL 32428	0.38	$452,900	3	2	1,980	Recently Sold
State Highway 77, Chipley, FL 32428	0.50	$300,000	-	-	-	Recently Sold

Local Information

Map ViewExplore the area around 5095 Pine Ridge Dr.
Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Single-Family Home

Built in 2007

1.55 acre lot

1,140 sqft

$224/sqft

Garage

About this House

One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''

5095 Pine Ridge Dr, Chipley, FL 32428 is a 1 bedroom, 1 bathroom, 1,140 sqft single-family home built in 2007. It last sold for $255,000 on Jul 29, 2026 (6% below the $269,999 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $255,000, with a rent estimate of $1,005/month.

Last check for updates: about 20 hours ago

Listed by Seamus J O'neill, (850) 260-5851

SOUTHERN WAY REALTY, INC.

Bought with: Luisa F Dick, (850) 819-4049, Coldwell Banker Realty

Originating MLS: Central Panhandle Association of REALTORS

Source: CPAR, MLS#785291

Home Details for 5095 Pine Ridge Dr

Interior Features
Interior Details Number of Rooms: 3Types of Rooms: Bedroom, Kitchen, Living Room
Beds & Baths Number of Bedrooms: 1Number of Bathrooms: 1Number of Bathrooms (full): 1
Appliances & Utilities Appliances: Electric Range
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central Air,DuctlessHas HeatingHeating Fuel: Central
View Has a ViewView: Lake

Exterior Features
Exterior Home Features Roof: Composition ShinglePatio / Porch: BalconyFoundation: Slab
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageNo Attached GarageParking Spaces: 3Parking: Garage
Frontage WaterfrontWaterfront: Lake, Lake FrontOn Waterfront

Days on Market
Cumulative Days on Market: 135

Property Information
Year Built Year Built: 2007
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other
Building Construction Materials: StoneNot a New Construction
Property Information Parcel Number: 000000000031360219

Price & Status
Price List Price: $269,999Price Per Sqft: $224/sqft
Status Change & Dates Off Market Date: Tue Jun 30 2026

Active Status
MLS Status: Closed

Location
Direction & Address City: ChipleyCommunity: Pine Lake Estates

Building
Building Area Building Area: 1140 Square Feet

HOA
Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information
Lot Area: 1.55 Acres

Rental Terms, Policies & Fees
Are Units Furnished: None

Miscellaneous
Mls Number: 785291Living Area Range Units: Square FeetWater ViewWater View: LakeAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000031360219-R-N

Price and Tax history

Date	Event	Price
Jul 29, 2026 Source: CPAR #785291	Sold	$255,000
Jun 30, 2026 Source: CPAR #785291	Pending	$269,999
May 5, 2026 Source: CPAR #785291	PriceChange	$269,999 Price decreased by 4%
Feb 15, 2026 Source: CPAR #785291	Listed For Sale	$279,999

Year	Property tax	Tax assessment
2025	$2,349	$171,288

Additional Cost

Market trends in Chipley

Last updated August 2026

Avg. sale price

—

Sale-to-List Price

—

Price per sq ft

—

Available listings

116

5MoM

Around this home

Vernon Elementary School
PK-5
Public
623 Students
Washington County School District
4/10
GreatSchools Rating
Parent Rating Average
DisrespectfulWill not listen to you with your concerns and take them seriously. Don't move your children here not what it seems to be. Very judgemental woman here that wants to talk drama not school or their job. Public schools are supposed to be a safe haven. Not safe here.
Other Review
6mo ago
7 Reviews

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

92 % Say yards are well-kept
88 % Say car is needed
86 % Say parking is easy
86 % Say there's holiday spirit
83 % Say it's quiet
64 % Say people would walk alone at night
62 % Say it's dog friendly
55 % Say kids play outside
53 % Say there's wildlife
51 % Say neighbors are friendly
50 % Say there are sidewalks
48 % Say they plan to stay for at least 5 years
41 % Say it's walkable to grocery stores
34 % Say streets are well-lit
31 % Say it's walkable to restaurants
29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Merissa Woods
Resident
1mo ago
"I don’t have a neighborhood I live out in the woods, but Chipley itself is very good for dogs and walking dogs in the sidewalks and the capabilities of doing that. "
1
Flag
Mandi W.
Resident
6y ago
"golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
0
Flag
Carol
Resident
6y ago
"I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
1
Flag
Tonya G. H.
Resident
6y ago
"if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
0
Flag
Kayla H.
Resident
6y ago
"Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
0
Flag
Dafuss39
Resident
7y ago
"I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
1
Flag
Troyrackley
Resident
7y ago
"This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
0
Flag
Wanda S.
12y ago
"It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
0
Flag
Peaden
16y ago
"Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
0
Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Frequently asked questions about 5095 Pine Ridge Dr

What is 5095 Pine Ridge Dr estimated to be worth?
Trulia's estimated value for 5095 Pine Ridge Dr in Chipley, FL is $255,000.
What is the price history for 5095 Pine Ridge Dr?
5095 Pine Ridge Dr in Chipley, FL last sold for $255,000 in July 2026.
Is Chipley a buyer's or seller's market?
Chipley is currently a buyer's market, based on recent for-sale activity.
What do residents say about Chipley?
Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
Does 5095 Pine Ridge Dr have air conditioning?
Yes, 5095 Pine Ridge Dr in Chipley, FL has air conditioning.
How big is the lot at 5095 Pine Ridge Dr?
The lot at 5095 Pine Ridge Dr in Chipley, FL is about 1.6 acres.