2789 Summer Dr, Chipley, FL 32428
Property image
Property image
SOLD
MAY 15, 2026

2789 Summer Dr
Chipley, FL 32428

  • 3 Beds
  • 2.5 Baths
  • 2,324 sqft (on 3.62 acres)

$700,000

Last Sold: May 15, 2026
$301/sqft
Est. Refi. Payment $4,445/mo*
Refinance Your Home

$700,000

Last Sold: May 15, 2026
$301/sqft
Est. Refi. Payment $4,445/mo*
Refinance Your Home
3 Beds
2.5 Baths
2,324 sqft
(on 3.62 acres)

Local Information

  • Map ViewExplore the area around 2789 Summer Dr.
  • Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Description

UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FL
Welcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work.
Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry--perfect for entertaining and additional storage--making this kitchen as functional as it is beautiful.
The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests.
An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop.
Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area--perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water.
The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience.
Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations.
Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
2789 Summer Dr, Chipley, FL 32428 is a 3 bedroom, 3 bathroom, 2,324 sqft single-family home built in 2021. It last sold for the $700,000 asking price on May 15, 2026. It is currently off market. The Trulia Estimate is $699,900, with a rent estimate of $2,869/month.

Home Highlights

Parking
6 Car Garage
Outdoor
Porch, Deck
View
Lake, Other
HOA
None
Price/Sqft
$301/sqft
Listed
180+ days ago

Home Details for 2789 Summer Dr

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bonus Room, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Appliances & Utilities
Utilities: Cable Connected, Electricity Available, Natural Gas Available, High Speed Internet AvailableAppliances: Electric Cooktop, Electric Oven, Electric Water Heater
Heating & Cooling
Heating: Central,Electric,Fireplace(s)Has CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Storm Window(s)Door: Storm Door(s)
View
Has a ViewView: Lake, Other

Exterior Features

Exterior Home Features
Patio / Porch: Deck, Covered, Open, PorchFencing: Chain Link, PartialOther Structures: Kennel/Dog Run, Second Garage, Garage(s), Guest House, Outbuilding, Other, RV/Boat Storage, Shed(s), WorkshopExterior: Covered Patio, Deck, Fire Pit
Parking & Garage
Number of Garage Spaces: 6Number of Covered Spaces: 6Has a CarportHas a GarageHas an Attached GarageParking Spaces: 6Parking: Additional Parking,RV Garage,RV Carport,RV Access/Parking,Unpaved
Pool
Pool: Other, See Remarks
Frontage
WaterfrontWaterfront: Lake, Lake Front, Shoreline - Sand, See RemarksRoad Frontage: Private RoadRoad Surface Type: GravelOn Waterfront
Farm & Range
Frontage Length: 200

Days on Market

Cumulative Days on Market: 293

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Not a New Construction
Property Information
Parcel Number: 000000000031100110

Price & Status

Price
List Price: $700,000Price Per Sqft: $301/sqft
Status Change & Dates
Off Market Date: Wed Feb 18 2026

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: ChipleyCommunity: Chipley
School Information
Elementary School: Vernon ElementaryJr High / Middle School: VernonHigh School: Vernon

Building

Building Area
Building Area: 2324 Square Feet

Community

Community Features: Short Term Rental Allowed

HOA

Association for this Listing: Central Panhandle Association of REALTORSNo HOA

Lot Information

Lot Area: 3.62 Acres

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: 772799Living Area Range Units: Square FeetWater ViewWater View: LakeAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000031100110-R-N

Additional Information

Short Term Rental Allowed
Last check for updates: about 10 hours ago
Listed by Rachel N Warrell, (850) 896-5899
eXp Realty, LLC
Bought with: Tracey Simmons, (334) 389-0641, R Hancock Enterprises Inc
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#772799

Price History for 2789 Summer Dr

DatePriceEventSource
05/15/2026$700,000Sold
CPAR #772799
03/18/2026$700,000PendingCPAR #772799
11/04/2025$700,000PriceChange
CPAR #772799
10/11/2025$725,000PriceChange
CPAR #772799
05/01/2025$750,000Listed For SaleCPAR #772799
09/30/2024$774,900ListingRemovedCPAR #754868
08/09/2024$774,900PriceChange
CPAR #754868
03/27/2024$779,900Listed For SaleCPAR #754868
02/17/2024ListingRemovedCPAR #748429
10/26/2023$800,000PriceChange
CPAR #748429
07/02/2023$830,000Listed For SaleN/A
05/15/2018$41,000Sold
N/A
04/30/2018$50,000PendingAgent Provided
04/03/2018$50,000Listed For SaleAgent Provided
07/09/2013$73,000ListingRemovedAgent Provided
06/27/2013$73,000PriceChange
Agent Provided
01/09/2013$80,000Listed For SaleAgent Provided

Market trends in Chipley

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
96
3MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$367,771
Home facts updated by county records

Comparable Sales for 2789 Summer Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5192 Pine Ridge Dr, Chipley, FL
0.67
Single-Family Home
$452,900
05/29/26
3
2
1,980
5080 Pine Ridge Dr, Chipley, FL
0.69
Single-Family Home
$434,000
09/17/25
3
2.5
1,831
4958 Lake Ridge Rd, Chipley, FL
1.96
Single-Family Home
$350,000
03/31/26
2
2
1,184
3375 Crystal Lake Dr, Chipley, FL
1.94
Single-Family Home
$351,000
09/26/25
3
3
1,572
4427 Leisure Lakes Dr, Chipley, FL
2.26
Single-Family Home
$370,000
06/09/26
3
3
2,124
4812 Derby Dr, Chipley, FL
2.30
Single-Family Home
$340,000
02/17/26
3
2
1,489

Nearby homes

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Assigned Schools

These are the assigned schools for 2789 Summer Dr.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 88 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 55 % Say kids play outside

  • 53 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 48 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
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  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
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  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
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  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
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  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
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  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
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Apartments for Rent

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Homes for sale near 2789 Summer Dr

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Off Market Homes Near 2789 Summer Dr

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.