4969 LOYALTY DRIVE, Saint Cloud, FL 34772
Property image
Property image
FOR SALE
NEW - 7 HRS AGO
NEW CONSTRUCTION

$361,000

  • 4 Beds
  • 2.5 Baths
  • 2,038 sqft

4969 LOYALTY DRIVE, Saint Cloud, FL 34772

Est. Mortgage $2,803/mo*
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Home Highlights

Townhouse
Built in 2026
$177/sqft
2 Car Garage
HOA $370/mo

Local Information

  • Map ViewExplore the area around 4969 LOYALTY DRIVE.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Under Construction. New townhome plan by RockWell Homes lot #52 in St. Cloud, Florida with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this thoughtfully designed townhome delivers flexible living space, modern finishes, and exceptional value. The heart of the home features an open concept kitchen, living, and dining area, perfect for entertaining and everyday comfort. The kitchen is beautifully appointed with 42-inch cabinets, solid surface countertops, and stainless-steel appliances including a dishwasher, range, refrigerator, and microwave. Enjoy added style and functionality with a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry. Upgraded flooring enhances the main living areas, while a convenient powder bathroom is located on the first floor for guests. Upstairs, the primary bedroom with en suite primary bathroom offers a relaxing retreat. The bathroom is complete with a ceramic tile shower with glass enclosure, ceramic tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added privacy. Additional bedrooms provide flexibility for guests, a home office, or growing households, each featuring ample closet space. A utility area with ceramic tile flooring and an additional storage closet add everyday convenience. Utility area complete with tile flooring, washing machine and clothes dryer. In addition, this new townhome comes with 2-inch window blinds. On the exterior, the Charlotte townhome showcases impressive curb appeal with a professionally designed landscaping package, large covered front porch, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you're searching for a new construction townhome in St. Cloud, Florida with 4 bedrooms, modern finishes, and open concept living, the Charlotte plan offers the perfect combination of space, style, and functionality for your lifestyle. Read less
Last check for updates: about 7 hours ago
Listing Provided by: Sobeida Dominguez, (407) 341-6063
HOME21 REALTY INC, (646) 403-2471
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5157764
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 4969 LOYALTY DRIVE

Interior Features

Interior Details
Number of Rooms: 6
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2038 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Laundry Room,Upper Level,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: ZonedHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Porcelain Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Porcelain Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleVegetation: Trees/LandscapedExterior: Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 21x21No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: Paved, AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: <1 day on Trulia

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse
Building
Construction Materials: HardiPlank TypeIs a New ConstructionNo Additional Parcels
Property Information
Condition: Under ConstructionParcel Number: 172630095900010520

Price & Status

Price
List Price: $361,000Price Per Sqft: $177
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: ST CLOUDCommunity: WHALEY GROVE
School Information
Elementary School: Neptune ElementaryJr High / Middle School: Neptune Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: S5157764

Building

Building Details
Builder Model: CharlotteBuilder Name: RockWell Homes
Building Area
Building Area: 2658 Square Feet

Community

Community Features: Community Mailbox, Dog ParkNot Senior Community

HOA

HOA Fee Includes: Community Pool, Reserve Fund, Maintenance Structure, Maintenance Grounds, Pool MaintenanceHOA Name: Joey ArroyoHOA Phone: 904-502-1298Association for this Listing: OsceolaHas an HOAHOA Fee: $370/Monthly

Lot Information

Lot Area: 2486 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5157764Showing Considerations: Under ConstructionShowing Requirements: Appointment Only, Call Listing AgentUniversal Property Id: US-12097-N-172630095900010520-R-N

Additional Information

Community MailboxDog Park

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5102 CLAY WHALEY ROAD, Saint Cloud, FL
0.26
Townhouse
$324,200
07/02/26
4
2.5
2,088
5140 CLAY WHALEY ROAD, Saint Cloud, FL
0.29
Townhouse
$348,000
07/30/26
4
2.5
2,088
5170 CLAY WHALEY ROAD, Saint Cloud, FL
0.33
Townhouse
$326,000
05/27/26
4
2.5
2,088
5190 CLAY WHALEY ROAD, Saint Cloud, FL
0.36
Townhouse
$355,000
05/21/26
4
2.5
2,088
5096 CLAY WHALEY ROAD, Saint Cloud, FL
0.22
Townhouse
$294,500
05/26/26
3
2.5
1,664
5120 CLAY WHALEY ROAD, Saint Cloud, FL
0.26
Townhouse
$327,000
06/29/26
3
2.5
1,823
5100 CLAY WHALEY ROAD, Saint Cloud, FL
0.27
Townhouse
$348,600
04/17/26
3
2.5
1,823
4473 ELLIOTS ASTOR BOULEVARD, Saint Cloud, FL
0.39
Townhouse
$348,500
08/06/26
4
2.5
2,088
5116 CLAY WHALEY ROAD, Saint Cloud, FL
0.25
Townhouse
$301,000
06/22/26
3
2.5
1,664
5118 CLAY WHALEY ROAD, Saint Cloud, FL
0.25
Townhouse
$300,000
06/26/26
3
2.5
1,664

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
Avalon, Saint Cloud, FL 34772
0.00
$339,990+
3
2.5
1,834
-
St Andrews, Saint Cloud, FL 34772
0.00
$319,990+
3
2.5
1,687
-
Charlotte, Saint Cloud, FL 34772
0.00
$354,990+
3
2.5
2,038
-
4963 Loyalty Dr, Saint Cloud, FL 34772
0.01
$324,000
3
2.5
1,687
For Sale
4961 Loyalty Dr, Saint Cloud, FL 34772
0.01
$344,000
3
2.5
1,834
For Sale
4965 Loyalty Dr, Saint Cloud, FL 34772
0.01
$324,000
3
2.5
1,687
For Sale
4967 Loyalty Dr, Saint Cloud, FL 34772
0.01
$344,000
3
2.5
1,834
For Sale
4969 Loyalty Dr, Saint Cloud, FL 74722
0.03
$361,000
4
2.5
2,038
For Sale
2680 CLAY WHALEY RD, Saint Cloud, FL 34772
0.17
$497,200
4
2
1,575
Off Market
4437 VIBERNUM AVE, Saint Cloud, FL 34772
0.19
$478,990
4
3
2,366
Recently Sold
4431 VIBERNUM AVENUE, Saint Cloud, FL 34772
0.19
$452,216
4
2
2,175
Recently Sold

Price and Tax history

DateEventPrice
Sep 17, 2026
Source: Stellar MLS #S5157764
Listed For Sale
$361,000

LGBTQ Local Legal Protections

Sobeida Dominguez, HOME21 REALTY INC, (646) 403-2471
Agent Phone: (407) 341-6063

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Frequently asked questions about 4969 LOYALTY DRIVE

  • What is the estimated monthly payment for 4969 LOYALTY DRIVE?
    Based on a $361,000 list price with 20% down at today's rates, the estimated monthly payment for 4969 LOYALTY DRIVE in Saint Cloud, FL is approximately $2,477 (about $1,954 principal & interest, $448 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4969 LOYALTY DRIVE compare to homes in Saint Cloud?
    4969 LOYALTY DRIVE in Saint Cloud, FL is listed at $361,000, about 5% below the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 4969 LOYALTY DRIVE?
    The closest schools to 4969 LOYALTY DRIVE in Saint Cloud, FL are Neptune Elementary School (Pre-K, rated 4/10), Neptune Middle School (rated 7/10), St. Cloud High School (Pre-K, rated 4/10).
  • Does 4969 LOYALTY DRIVE have air conditioning?
    Yes, 4969 LOYALTY DRIVE in Saint Cloud, FL has air conditioning.
  • Does 4969 LOYALTY DRIVE have a pool?
    Yes, 4969 LOYALTY DRIVE in Saint Cloud, FL has a pool.
4969 LOYALTY DRIVE, Saint Cloud, FL 34772 is a 4 bedroom, 3 bathroom, 2,038 sqft townhouse built in 2026. This property is currently available for sale and was listed by Stellar MLS on Sep 17, 2026. The MLS # for this home is MLS# S5157764.