45 E Lake Dr, Annapolis, MD 21403
Property image
Property image
SOLD
JUL 13, 2026

45 E Lake Dr
Annapolis, MD 21403

  • 4 Beds
  • 3.5 Baths
  • 4,169 sqft (on 0.45 acres)

$2,538,000

Last Sold: Jul 13, 2026
$609/sqft
Est. Refi. Payment $14,600/mo*
Refinance Your Home

$2,538,000

Last Sold: Jul 13, 2026
$609/sqft
Est. Refi. Payment $14,600/mo*
Refinance Your Home
4 Beds
3.5 Baths
4,169 sqft
(on 0.45 acres)

Local Information

  • Map ViewExplore the area around 45 E Lake Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

New Construction in desirable Bay Ridge. Lot is prepped and construction is ready to start. This coastal cottage has sweeping views of the Chesapeake Bay from the rear and serene lake views from the front, an unparalleled setting for your custom designed home. This stunning 4-bedroom, 3.5-bathroom residence has been thoughtfully designed to maximize the views, featuring expansive front and rear porches perfect for enjoying breathtaking sunrises and sunsets. The home showcases exceptional craftsmanship and luxury finishes throughout, including Hardiplank siding, wide-plank luxury vinyl flooring, a gourmet kitchen with quartz countertops and backsplash, upgraded stainless steel appliances, a spacious island, soaring 10-foot main level ceilings, and spa-inspired ceramic and porcelain baths. Bay Ridge is a community unlike any other, steeped in history and cherished for its vibrant spirit and unmatched amenities. Residents enjoy a bayfront pool and newly renovated clubhouse, sandy beaches, scenic waterfront areas, a large community marina, basketball and pickleball courts, a children’s playground, and year-round events that bring neighbors together. Ideally located just minutes from downtown Annapolis and Eastport, Bay Ridge offers the rare combination of a private, resort-style lifestyle within easy reach of city conveniences. This is more than just a luxury new home, it’s where every day feels like a vacation and every view inspires.
45 E Lake Dr, Annapolis, MD 21403 is a 4 bedroom, 4 bathroom, 4,169 sqft single-family home built in 2026. It last sold for the $2,538,000 asking price on Jul 13, 2026. It is currently off market. The Trulia Estimate is $1,068,700, with a rent estimate of $4,570/month.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
$25/Monthly
Price/Sqft
$609/sqft
Listed
8 days ago

Home Details for 45 E Lake Dr

Interior Features

Interior Details
Basement: Full,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Concrete,Rear Entrance,Space For Rooms,Sump Pump,WindowsNumber of Rooms: 15Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Dining Room, Family Room, Full Bath, Half Bath, Kitchen, Laundry, Office, Recreation Room, Utility Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 4169 Square Feet
Appliances & Utilities
Appliances: Electric Water HeaterLaundry: Has Laundry,Hookup,Upper Level,Laundry Room
Heating & Cooling
Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas/PropaneHas a Fireplace
Levels, Entrance, & Accessibility
Stories: 3Levels: ThreeAccessibility: None
View
Has a ViewView: Lake, Bay

Exterior Features

Exterior Home Features
Other Structures: Above Grade, Below GradeExterior: Private BeachFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Open Parking Spaces: 4No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 6Parking: Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Attached,Driveway
Pool
Pool: Community
Frontage
Waterfront: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, LakeNot on Waterfront
Water & Sewer
Sewer: Public SewerWater Body: Lake Ogelton
Farm & Range
Not Allowed to Raise Horses
Finished Area
Finished Area (above surface): 3363 Square FeetFinished Area (below surface): 806 Square Feet

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Coastal
Building
Construction Materials: HardiPlank TypeIs a New ConstructionHas Additional Parcels
Property Information
Condition: ExcellentParcel Number: 020204711699800

Price & Status

Price
List Price: $2,538,000Price Per Sqft: $609/sqft
Status Change & Dates
Off Market Date: Mon Jul 13 2026Possession Timing: Negotiable

Active Status

MLS Status: CLOSED

Location

Direction & Address
City: ANNAPOLISCommunity: Bay Ridge
School Information
Elementary School District: Anne Arundel County Public SchoolsJr High / Middle School District: Anne Arundel County Public SchoolsHigh School District: Anne Arundel County Public Schools

Building

Building Area
Building Area: 4169 Square Feet

Community

Community Features: PoolNot Senior Community

HOA

HOA Fee Includes: Common Area Maintenance, Pool(s), Pier/Dock MaintenanceHOA Name: BAY RIDGE CIVIC ASSOCIATIONHas an HOAHOA Fee: $300/Annually

Lot Information

Lot Area: 0.45 acres

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: MDAA2150740Water ViewWater View: Lake, BayAbove Grade Unfinished Area: 3363

Additional Information

HOA Amenities: Baseball Field,Basketball Court,Beach Access,Boat Dock/Slip,Boat Ramp,Clubhouse,Common Grounds,Marina/Marina Club,Meeting Room,Mooring Area,Party Room,Pier/Dock,Pool,Security,Water/Lake PrivilegesSource Internet Automated Valuation Display: YSource Internet Consumer Comment: YSource Internet Entire Listing Display: YSource Internet Address Display: Y
Last check for updates: about 8 hours ago
Listed by Colleen Smith, (443) 995-2409
EXP Realty, LLC
Bought with: Jen Schaub, (720) 244-5945, EXP Realty, LLC
Source: Bright MLS, MLS#MDAA2150740

Price History for 45 E Lake Dr

DatePriceEventSource
07/13/2026$2,538,000Sold
Bright MLS #MDAA2150740
03/03/2026$1,100,000Sold
Bright MLS #MDAA2134186
02/22/2026$1,100,000PendingBright MLS #MDAA2134186
01/09/2026$3,250,000Listed For SaleBright MLS #MDAA2134186
01/03/2026$1,299,900ListingRemovedBright MLS #MDAA2132396
12/03/2025$1,299,900Listed For SaleBright MLS #MDAA2132396
12/01/2025$1,299,900ListingRemovedBright MLS #MDAA2130366
11/02/2025$1,299,900Listed For SaleBright MLS #MDAA2130366
11/01/2025$1,299,900ListingRemovedBright MLS #MDAA2124850
08/29/2025$1,299,900Listed For SaleBright MLS #MDAA2124850
08/22/2025$1,498,000ListingRemovedBright MLS #MDAA2122744
07/11/2025$1,498,000Listed For SaleBright MLS #MDAA2120028
06/25/2025ListingRemovedN/A
05/07/2025$1,595,000Listed For SaleN/A
04/30/2025ListingRemovedN/A
03/26/2025$1,650,000Listed For SaleN/A
02/03/2025$2,350,000Sold
N/A

Market trends in Annapolis

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$632K
$6.37KMoM
Sale-to-List Price
100.0%
Price per sq ft
$319
$6MoM
Available listings
357
21MoM
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Property Tax and Assessment

Year2025
Tax$12,279
Assessment$984,233
Home facts updated by county records

Comparable Sales for 45 E Lake Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
90 E Lake Dr, Annapolis, MD
0.22
Single-Family Home
$3,250,000
05/20/26
5
5.5
4,204
22 E Lake Dr, Annapolis, MD
0.14
Single-Family Home
$2,400,000
05/07/26
3
2.5
2,338
80 River Dr, Annapolis, MD
0.04
Single-Family Home
$3,600,000
07/23/25
3
2
2,490
54 River Dr, Annapolis, MD
0.12
Single-Family Home
$3,775,000
10/07/25
4
4.5
3,250
6 E Lake Dr, Annapolis, MD
0.21
Single-Family Home
$1,574,000
11/14/25
4
3
2,812
16 Decatur Ave, Annapolis, MD
0.31
Single-Family Home
$2,290,000
05/20/26
4
4.5
5,069
90 River Dr, Annapolis, MD
0.07
Single-Family Home
$2,000,000
11/21/25
3
4
1,830
18 Bancroft Ave, Annapolis, MD
0.41
Single-Family Home
$1,735,000
08/06/25
4
3.5
2,718

Nearby homes

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Assigned Schools

These are the assigned schools for 45 E Lake Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Annapolis

At least 469 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 83 % Say car is needed

  • 75 % Say there's holiday spirit

  • 73 % Say parking is easy

  • 73 % Say there are sidewalks

  • 70 % Say yards are well-kept

  • 68 % Say people would walk alone at night

  • 68 % Say kids play outside

  • 66 % Say streets are well-lit

  • 65 % Say it's quiet

  • 63 % Say there's wildlife

  • 57 % Say it's walkable to restaurants

  • 57 % Say neighbors are friendly

  • 52 % Say they plan to stay for at least 5 years

  • 49 % Say there are community events

  • 48 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Shannon Chatlos
    "If you like coastal living and a laid-back lifestyle, and are willing to pay for it, this a wonderful place to live."
    0
    Flag
  • Sylvie Bracke
    "It’s a very dog friendly place - I just can’t help wondering why some people don’t clean up after their pets? It’s a nice neighborhood with high end properties & I don’t get that dissonance."
    0
    Flag
  • Erin
    "Safe. On water. Paths in woods. Friendly. Dog play area. Lots of open spaces. Areas are walkable, clean. "
    0
    Flag
  • Halljanie68
    "Community Pool convenient shopping. Easy access to major routes 50/95 Easy access to downtown Annapolis "
    0
    Flag
  • Sheila Wilson
    "A lot of traffic on forest drive very hard to come onto the street. It need a red light or stop sign. Before a serious accident happens. People speed over 40mph"
    0
    Flag
  • Diana H.
    "I’m not sure, I don’t own a dog. Plenty walk by my dead end street house daily though and the neighborhood seems safe for both dogs and owners. "
    0
    Flag
  • Paul Eric Watson
    "Love the urban feel. Lots of history and near the water is a bonus. Very walkable and always something going on. "
    5
    Flag
  • Trulia User
    "Access to Route 50, the Bay Bridge, and Sandy Point State Park. Thirty minutes to Baltimore. Forty minutes to Washington D.C."
    2
    Flag
  • Trulia User
    "It’s a great neighborhood for kids and dogs Lots of walking areas, parks, water park and boat to downtown Annapolis "
    2
    Flag
  • Trulia User
    "It’s a tad busy commute rush hour traffic is something to consider small town lots of people takes about 10-15 min or so to get from one side of town to the other without traffic "
    1
    Flag
  • Trulia User
    "Great school public and private well maintained parks great public libraries close downtown Annapolis shopping for everything is conveniently close "
    0
    Flag
  • Trulia User
    "Lots of families with dogs. Poop bag stations throughout the neighborhood. Lots of woods to walk thru and sidewalks too. "
    1
    Flag
  • Trulia User
    "Nothing is special about my neighborhood. So quiet and nobody talks to anybody. The play area was demolished so no kids can hang out to play."
    4
    Flag
  • Trulia User
    "This is an excellent neighborhood for families and the neighbors are wonderful. Cape St. John gives you access to everything in Annapolis with the tranquility of living along the river."
    0
    Flag
  • Trulia User
    "While Truxton is dog friendly it would be nice to have a dedicated dog park closer than Quiet Waters. "
    0
    Flag
  • Trulia User
    "Wonderful family neighborhood. This neighborhood is very convenient to Hway 50 and all of the Annapolis area. The people here are terrific neighbors."
    0
    Flag
  • Trulia User
    "Good to walk. And parks are nice to play with kids. Stores are close by. And dog walkers all around. "
    0
    Flag
  • Trulia User
    "Summer beach parties, puppy happy hours, annual sock burning, lots of parks and the people are wonderful!"
    0
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  • Trulia User
    "the history Open napolis is amazing the people around here are kind and friendly and the schools are phenomenal"
    0
    Flag
  • Singletonad
    "the public school system in Annapolis needs to get significantly stronger overall. The private school system here is quite reliable."
    0
    Flag
  • Keren_molina
    "Lovely place and definitely good place to live and have a dog and a lot sores to go buy stuff ..........."
    5
    Flag
  • Singletonad
    "There is no community dog run here and no sidewalks so it can feel awkward letting your dog poop in someone else's yard even if you pick it up. The vast majority of neighbors are dog friendly, but not all, and that is their perogative."
    0
    Flag
  • Bgonos7
    "A lot of space to walk and nearby parks. Nice area and everyone is dog friendly for the most part. A lot of Neighbors have dogs "
    0
    Flag
  • Raddisob07
    " N/A school are great parking is great close to everything ppl are friendly and been living in Annapolis all my life "
    4
    Flag
  • Tery_hodges
    "I walk my son to elementary school. We can walk to many restaurants and “tourist” shops but do have to drive to get to a grocery store."
    2
    Flag
  • Stephanie.ward0715
    "I've been around this area for years. People are friendly and always willing to help each other. The restaurant's and shopping are also a plus. Everything you are looking for is 5 minutes away."
    0
    Flag
  • Raddisob07
    "None that I know of. The community should definitely do more collaborative events at least at least Quarterly they are family friendly."
    5
    Flag
  • Stella
    "Feel good living here Parking so easy Location very good Many things nearby Old town and new town "
    3
    Flag
  • Jennifer B.
    "It's super quiet and funny, I've leving here for 1 year and I feel safe my neighbors are nice.. Down town is amazing.. ❤️ "
    0
    Flag
  • Kwisniewski805
    "Holiday events and many boating events. There are street fairs, food markets, holiday markets. Community is very close. "
    0
    Flag
  • Cara M. E.
    "I teach at a school that is less than 10 minutes from my house. But there are times that Forest Dr gets incredibly backed up, or there is an accident that causes the road to be shut down. "
    1
    Flag
  • Beth S.
    "Bad area is close by, so kids need to understand boundaries. Private schools are important here, so save your money. Sports are good here, with lots of good coaching."
    0
    Flag
  • Linda D.
    "I've been visiting a dear close friend - helping them recuperate from serious surgery. traffic is atrocious- I miss living in the rural countryside area!"
    0
    Flag
  • Liza
    "The schools in Annapolis are not as good as they are in Severna Park which is where I grew up originally. But Annapolis has many great amenities including local places to eat and shop."
    0
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  • Rodwellsantos6
    "I like it this community is pretty good as so matters fact for elders we looking to buy in this areas I don’t know frankly about this gorgeous homes we will see."
    0
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  • Jeffrey H.
    "Lived here for 4 years. Loved the area, including the park across the street. Hate the maintenance of the building including the attention to detail of maintenance of property. "
    0
    Flag
  • jfh4k0
    "Local traffic is not too bad. Beach traffic and rush hour traffic to DC and Baltimore is pretty terrible. "
    2
    Flag
  • Nadja Maril
    "I lived in this neighborhood over 20 years and walk downtown with my dog every morning for coffee. On pretty days we visit City Dock and admire the views and the boats."
    1
    Flag
  • Markkimethanmolly
    "We’ve lived here for 18 years, and everyone is very friendly. Our neighborhood is very safe and quiet."
    0
    Flag
  • Debwill64
    "There is a bus stop close enough to walk to but I have to drive to DC. The bus only goes to Annapolis and maybe Baltimore, not sure though."
    0
    Flag

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Explore by feature - Pet Friendly

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Homes for sale near 45 E Lake Dr

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Off Market Homes Near 45 E Lake Dr

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information