$544,000
14 Beds
4 Baths
4,112 sqft (on 13.58 acres)
440 Tower St, Waterville, NY 13480
Est. Mortgage $3,840/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1893
13.58 acre lot
$132/sqft
Garage
Local Information
- Map ViewExplore the area around 440 Tower St.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Look no further! This one-of-a-kind 13-acre property offers an exceptional investment opportunity with eight rental units across a stately two-family Victorian home and two separate three-unit buildings. Perfect for investors seeking reliable cash flow or owner-occupants who want spacious living with built-in rental income.
The fully occupied property benefits from long-term tenants and generates strong monthly rental income. While some maintenance and repairs should be considered, the overall scale and income potential make this a standout opportunity in today’s market.
Enjoy manicured grounds on the expansive 13-acre parcel, providing privacy and room for future enjoyment or expansion. Additional features include a wooded lot set back from the road, garage fit for keeping a headquarters on premises and paved driveway connecting all of the houses.
Located in the desirable village of Waterville in Oneida County, this property benefits from a peaceful setting with convenient access to local amenities, schools, and major routes. It’s just minutes from Hamilton College, with easy drives to Utica and the greater Syracuse area. Supporting steady rental demand in a charming Upstate New York community.
This rare multi-family compound combines historic Victorian character, immediate income production, and long-term upside. Full rent roll, financial details, and showing instructions available upon request.
The fully occupied property benefits from long-term tenants and generates strong monthly rental income. While some maintenance and repairs should be considered, the overall scale and income potential make this a standout opportunity in today’s market.
Enjoy manicured grounds on the expansive 13-acre parcel, providing privacy and room for future enjoyment or expansion. Additional features include a wooded lot set back from the road, garage fit for keeping a headquarters on premises and paved driveway connecting all of the houses.
Located in the desirable village of Waterville in Oneida County, this property benefits from a peaceful setting with convenient access to local amenities, schools, and major routes. It’s just minutes from Hamilton College, with easy drives to Utica and the greater Syracuse area. Supporting steady rental demand in a charming Upstate New York community.
This rare multi-family compound combines historic Victorian character, immediate income production, and long-term upside. Full rent roll, financial details, and showing instructions available upon request.
Last check for updates: about 13 hours ago
Listing by: River Hills Properties LLC Lf, (315) 508-5268
Brandon Mosher, (315) 868-4596
River Hills Properties LLC Lf, (315) 508-5268
Tyler James Kehl, (315) 868-8976
Originating MLS: Mohawk Valley
Source: NYSAMLSs, MLS#S1688800
Also Listed on NYSAMLSs.
Home Details for 440 Tower St
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MLS Status: Pending |
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Interior Details Basement: FullNumber of Rooms: 34 |
Beds & Baths Number of Bedrooms: 14Main Level Bedrooms: 6Number of Bathrooms: 6Number of Bathrooms (full): 2Number of Bathrooms (half): 4Number of Bathrooms (main level): 3 |
Dimensions and Layout Living Area: 4112 Square Feet |
Appliances & Utilities Utilities: Sewer Connected, Water ConnectedAppliances: Appliances Negotiable, Gas Water Heater |
Heating & Cooling Heating: Gas,Forced Air,Radiator(s)Has HeatingHeating Fuel: Gas |
Fireplace & Spa No Fireplace |
Windows, Doors, Floors & Walls Flooring: Hardwood, Laminate, Tile, Varies, Vinyl |
Levels, Entrance, & Accessibility Number of Stories: 2Floors: Hardwood, Laminate, Tile, Varies, Vinyl |
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Exterior Home Features Exterior: Blacktop DrivewayFoundation: Other, See Remarks |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage |
Frontage Not on Waterfront |
Water & Sewer Sewer: Connected |
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Cumulative Days on Market: 36Days on Market: 98 |
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Year Built Year Built: 1893 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other,See Remarks,Victorian |
Building Construction Materials: Aluminum Siding, Other, Vinyl Siding |
Property Information Condition: ResaleParcel Number: 30540139201000010010010000 |
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Price List Price: $544,000Price Per Sqft: $132 |
Status Change & Dates Off Market Date: Wed Jul 15 2026Possession Timing: Closing |
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Direction & Address City: Sangerfield |
School Information Elementary School District: WatervilleJr High / Middle School District: WatervilleHigh School District: Waterville |
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Listing Agent Listing ID: S1688800 |
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Building Area Building Area: 4112 Square Feet |
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Not Senior Community |
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Association for this Listing: Mohawk Valley |
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Lot Area: 13.58 Acres |
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Special Conditions: Standard |
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Listing Terms: Cash |
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BasementMls Number: S1688800Living Area Range Units: Square FeetUniversal Property Id: US-36065-N-30540139201000010010010000-R-N |
Around this home
What Locals Say about Waterville
At least 14 Trulia users voted on each feature.
94 % Say there's holiday spirit
94 % Say yards are well-kept
93 % Say it's dog friendly
89 % Say people would walk alone at night
86 % Say car is needed
81 % Say it's walkable to restaurants
79 % Say kids play outside
76 % Say parking is easy
75 % Say they plan to stay for at least 5 years
73 % Say there are sidewalks
72 % Say there's wildlife
71 % Say streets are well-lit
70 % Say there are community events
69 % Say neighbors are friendly
56 % Say it's quiet
10 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Waterville
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
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Price per sq ft
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Available listings
10
1MoM
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.31 | Single-Family Home | $497,000 | 05/11/26 | 4 | 2.5 | 2,446 | |
0.34 | Single-Family Home | $300,000 | 09/17/25 | 4 | 2 | 2,752 | |
0.27 | Single-Family Home | $344,300 | 06/04/26 | 4 | 2 | 3,075 | |
0.38 | Single-Family Home | $285,000 | 07/15/26 | 4 | 2 | 2,702 | |
0.82 | Single-Family Home | $510,000 | 06/08/26 | 4 | 3 | 4,670 | |
0.39 | Single-Family Home | $180,000 | 11/10/25 | 4 | 2 | 1,647 | |
0.17 | Single-Family Home | $200,000 | 06/24/26 | 2 | 1 | 936 | |
0.81 | Single-Family Home | $275,000 | 08/21/26 | 4 | 2.5 | 1,852 | |
1.03 | Single-Family Home | $212,000 | 11/14/25 | 4 | 2 | 2,044 | |
0.90 | Single-Family Home | $120,000 | 12/08/25 | 3 | 1.5 | 1,564 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.16 | $261,400 | 3 | 2 | 1,256 | Off Market | |
0.17 | $200,000 | 2 | 1 | 936 | Recently Sold | |
0.18 | $263,200 | 3 | 2 | 1,984 | Off Market | |
0.20 | $339,700 | 3 | 2 | 1,450 | Off Market | |
0.25 | $213,500 | 3 | 1 | 960 | Off Market | |
0.27 | $344,300 | 4 | 2 | 3,075 | Recently Sold | |
0.29 | $187,200 | 3 | 2 | 1,600 | Off Market | |
0.29 | $219,300 | 3 | 2.5 | 1,636 | Off Market | |
0.30 | $173,800 | 5 | 1 | 3,600 | Off Market | |
0.31 | $497,000 | 4 | 2.5 | 2,446 | Recently Sold | |
0.31 | $212,100 | 5 | 1.5 | 2,592 | Off Market | |
0.34 | $305,500 | 4 | 2 | 2,752 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 2, 2026 Source: NYSAMLSs #S1688800 | Pending | $544,000 |
Jul 27, 2026 Source: NYSAMLSs #S1688800 | Contingent | $544,000 |
Jun 10, 2026 Source: NYSAMLSs #S1688800 | Listed For Sale | $544,000 |
Mar 4, 2022 Source: NYSAMLSs #S1367041 | ListingRemoved | |
Sep 21, 2021 Source: NYSAMLSs #S1367041 | Listed For Sale | $550,000 |
Mar 6, 2017 Source: NYSAMLSs #1600297 | Sold | $455,000 |
Nov 9, 2016 Source: N/A | Sold | $136,450 |
Apr 29, 2016 Source: Agent Provided | PriceChange | $499,000 Price decreased by 13% |
Jan 22, 2016 Source: Agent Provided | Listed For Sale | $575,000 |
Nov 26, 2014 Source: Agent Provided | ListingRemoved | $499,000 |
Aug 25, 2014 Source: Agent Provided | PriceChange | $499,000 Price decreased by 16% |
Sep 18, 2012 Source: Agent Provided | PriceChange | $595,000 Price decreased by 14% |
May 16, 2012 Source: Agent Provided | Listed For Sale | $695,000 |
Jul 27, 2011 Source: Agent Provided | ListingRemoved | $1,475,000 |
Nov 21, 2010 Source: Agent Provided | Listed For Sale | $1,475,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2016 | Unavailable | $487,446 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Brandon Mosher, River Hills Properties LLC Lf, (315) 508-5268
Agent Phone: (315) 868-4596
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of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with
the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-15 13:22:39 PDT.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties
are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
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Frequently asked questions about 440 Tower St
- What is the estimated monthly payment for 440 Tower St?Based on a $544,000 list price with 20% down at today's rates, the estimated monthly payment for 440 Tower St in Waterville, NY is approximately $3,904 (about $2,927 principal & interest, $902 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Waterville?Residents describe Waterville, NY as well-kept, dog-friendly, and walkable to restaurants. See homes for sale in Waterville, NY.
- What are the closest schools to 440 Tower St?The closest schools to 440 Tower St in Waterville, NY are Memorial Park Elementary School (Pre-K, rated 2/10), Waterville Jr Sr High School (Middle, rated 6/10).
- How big is the lot at 440 Tower St?The lot at 440 Tower St in Waterville, NY is about 13.6 acres.
- Does 440 Tower St have a garage?Yes, 440 Tower St in Waterville, NY has a garage.
- Is there a virtual tour of 440 Tower St?Yes, a virtual tour of 440 Tower St in Waterville, NY is available.
440 Tower St, Waterville, NY 13480 is a 14 bedroom, 6 bathroom, 4,112 sqft single-family home built in 1893. This property is currently available for sale and was listed by NYSAMLSs on Jun 10, 2026. The MLS # for this home is MLS# S1688800.