440 Summit Ave, Waterloo, IA 50701
Property image
Property image
OFF MARKET

$130,200

Trulia Estimate
as of Sep 2, 2026
  • 2 Beds
  • 1 Bath
  • 1,020 sqft
  • 2 Beds
  • 1 Bath
  • 1,020 sqft

440 Summit Ave, Waterloo, IA 50701

Home Highlights

Property Type
Single-Family Home
Living Area
1,020 sqft
Price/Sqft
$128

Local Information

  • Map ViewExplore the area around 440 Summit Ave.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

This is a fully furnished home in Waterloo, Iowa with 2 bedrooms and 1 bathroom. The property includes an enclosed garage with a fenced in backyard, perfect for kids or pets! The home is cozy with all appliances included, the home to yourself, and everything you would need to settle into a home! The neighborhood is quiet and the backyard provides a great space to relax. The property is in close proximity to downtown Waterloo and Cedar Falls!
440 Summit Ave, Waterloo, IA 50701 is a 2 bedroom, 1 bathroom, 1,020 sqft single-family home. It last sold for $109,000 on Jul 6, 2021 (6,312% above the $1,700 asking price). More recently, it was listed as a rental in November 2025 with an asking price of $1,700 per month. That rental listing was removed on November 21, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $130,200, with a rent estimate of $1,157/month.

Home Details for 440 Summit Ave

Interior Features

Heating & Cooling
Heating: BaseboardAir ConditioningCooling System: Central AirHeating Fuel: Baseboard
Appliances & Utilities
DishwasherDryerMicrowaveRefrigeratorWasher
Levels, Entrance, & Accessibility
Floors: Hardwood

Property Information

Property Type / Style
Property Type: Single Family Home

Rental Terms, Policies & Fees

Lease Term: 1 YearAvailable: now

Exterior Features

Parking & Garage
Parking: Detached, On Site

Comparable Sales for 440 Summit Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.12
Single-Family Home
$117,000
12/12/25
2
1.5
792 sqft
0.26
Single-Family Home
$112,500
12/04/25
2
1.5
1,047 sqft
0.20
Single-Family Home
$103,000
03/09/26
3
1
960 sqft
0.23
Single-Family Home
$75,000
04/17/26
2
1
1,166 sqft
0.36
Single-Family Home
$90,000
01/21/26
2
1
1,062 sqft
0.10
Single-Family Home
$144,000
09/16/25
3
2
1,536 sqft
0.23
Single-Family Home
$55,000
10/01/25
2
1
1,042 sqft
0.32
Single-Family Home
$92,500
05/22/26
2
1.5
1,420 sqft
0.09
Single-Family Home
$50,000
02/27/26
3
1
1,152 sqft
0.25
Single-Family Home
$97,125
07/13/26
3
1
1,359 sqft

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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  • 134 Chicago St, Waterloo, IA 50701
    OFF MARKET
    Est. $163,300
    2 bd
    2 ba
    1,536 sqft
    134 Chicago St,
    Waterloo, IA 50701
    Julie Elliott, Carl Luze Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 107 Chicago St, Waterloo, IA 50701
    OFF MARKET
    Est. $147,900
    3 bd
    2 ba
    1,536 sqft
    107 Chicago St,
    Waterloo, IA 50701
    Alissa-Peyton Botts, Century 21 Signature Real Estate - Cedar Falls, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 303 Euclid Ave, Waterloo, IA 50701
    OFF MARKET
    Est. $174,100
    4 bd
    1.5 ba
    1,567 sqft
    303 Euclid Ave,
    Waterloo, IA 50701
    Tiffany J Junker, Fusion, REALTORS, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 103 Chicago St, Waterloo, IA 50701
    OFF MARKET
    Est. $141,000
    3 bd
    1 ba
    1,663 sqft
    103 Chicago St,
    Waterloo, IA 50701
    Kirsten Hart, Snowy Owl Realty, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 132 Moir St, Waterloo, IA 50701
    SOLD
    FEB 2, 2026
    $80,000
    3 bd
    2 ba
    1,322 sqft
    132 Moir St,
    Waterloo, IA 50701
    Amy Wienands, AWRE, EXP Realty, LLC, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 115 W  Vegas Ct, Waterloo, IA 50701
    OFF MARKET
    Est. $102,400
    3 bd
    1 ba
    912 sqft
    115 W Vegas Ct,
    Waterloo, IA 50701
    Brad Hanes, Brad Hanes Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 200 Moir St, Waterloo, IA 50701
    SOLD
    FEB 27, 2026
    $50,000
    3 bd
    1 ba
    1,152 sqft
    200 Moir St,
    Waterloo, IA 50701
    Kara Bartels, RE/MAX Alliance, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 104 Moir St, Waterloo, IA 50701
    SOLD
    DEC 12, 2025
    $117,000
    2 bd
    1.5 ba
    792 sqft
    104 Moir St,
    Waterloo, IA 50701
    Justin Finn, Four Seasons Realtors Inc, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 308 Euclid Ave, Waterloo, IA 50701
    OFF MARKET
    Est. $123,900
    2 bd
    1 ba
    1,256 sqft
    308 Euclid Ave,
    Waterloo, IA 50701
    Amy Wienands, AWRE, EXP Realty, LLC, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 121 Moir St, Waterloo, IA 50701
    OFF MARKET
    Est. $99,900
    2 bd
    1 ba
    864 sqft
    121 Moir St,
    Waterloo, IA 50701
    Michael Taylor, Lockard Realty Company, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 438 Reber Ave, Waterloo, IA 50701
    OFF MARKET
    Est. $101,600
    4 bd
    2 ba
    2,012 sqft
    438 Reber Ave,
    Waterloo, IA 50701
    Kurt Clements, ListWithFreedom.com, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 412 Reber Ave, Waterloo, IA 50701
    OFF MARKET
    Est. $169,200
    4 bd
    1.5 ba
    1,496 sqft
    412 Reber Ave,
    Waterloo, IA 50701
    Joshua Bey, Oakridge Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
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Rental Market Trends in Waterloo

Last updated Sep 2026
Trulia Rent Estimate$1,157/mo
Average rent
$850
Available listings
211
View rental market trends in Waterloo, IA

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.
  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 42 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "

LGBTQ Local Legal Protections

Price and Tax history

DateEventPrice
Nov 21, 2025
Source: Zillow Rentals
ListingRemoved
$1,700
Nov 6, 2025
Source: Zillow Rentals
Listed For Rent
$1,700
Apr 30, 2025
Source: Zillow Rentals
ListingRemoved
$1,650
Mar 31, 2025
Source: Zillow Rentals
Listed For Rent
$1,650
Jul 6, 2021
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20211731
Sold
$109,000

Frequently asked questions about 440 Summit Ave

  • What is 440 Summit Ave estimated to be worth?
    Trulia's estimated value for 440 Summit Ave in Waterloo, IA is $130,200.
  • What is the price history for 440 Summit Ave?
    440 Summit Ave in Waterloo, IA last sold for $109,000 in July 2021.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $194K. That is up $6K from the prior month.
  • Does 440 Summit Ave have air conditioning?
    Yes, 440 Summit Ave in Waterloo, IA has air conditioning.
  • Does 440 Summit Ave have laundry facilities?
    Yes, 440 Summit Ave in Waterloo, IA has in-unit laundry.

Homes for rent near 440 Summit Ave

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Affordability

TIP:Try to keep your rent within a third of your gross household income. Learn why in our Renter's Guide.
For this property
PER YEAR
is the suggested income
Win over prospective landlords with your smart budgeting. As a good rule of thumb, ideally you would have at least three times your monthly rent in combined household income.
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