440 Florida Ave, Saint Cloud, FL 34769
OFF MARKET

440 Florida Ave
Saint Cloud, FL 34769

  • 3 Beds
  • 2.5 Baths
  • 2,217 sqft (on 0.34 acres)

$442,100

Trulia Estimate
as of May 19, 2026
Est. Refi. Payment $2,866/mo*
Refinance Your Home

$442,100

Trulia Estimate
as of May 19, 2026
Est. Refi. Payment $2,866/mo*
Refinance Your Home
3 Beds
2.5 Baths
2,217 sqft
(on 0.34 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to the Heart of St. Cloud's Historical District, where history and charm meet modern comforts in this exquisite Cape Cod home! Situated on a generous corner lot spanning .34 acres, this property offers an idyllic setting for your family's next chapter. As you approach this gem, you'll be greeted by a beautifully landscaped yard adorned with fruit trees, offering a delightful oasis in your own backyard. The roof boasts a sturdy membrane/metal construction, ensuring longevity and protection for years to come. Step inside through the front door and be instantly enamored by the timeless elegance of this 1937 home. The formal living room, complete with a wood-burning fireplace, invites cozy gatherings during chilly evenings, while the adjacent formal dining room sets the scene for unforgettable holiday get-togethers. The heart of the home, the kitchen, leaves nothing to be desired with its natural gas range, stainless steel appliances, spacious pantry, and a charming farm sink. Whether you're a culinary enthusiast or a casual cook, this kitchen is sure to impress. The main floor features an office and a convenient mudroom/utility room for added functionality. The owners' end suite offers a private retreat with all the comfort and space you deserve. Head upstairs to find the remaining two generously-sized bedrooms, each boasting two closets for ample storage. One of the bedrooms also features an extra storage area, perfect for creating a cozy reading nook or a study corner. Modern updates grace the bathrooms, combining style and practicality effortlessly. Enjoy the convenience of the sub pump in the crawling space, ensuring a dry and comfortable environment throughout the home. Entertaining is a breeze with the tile floor back patio area, providing the ideal spot for outdoor gatherings and summer BBQs. Plus, the addition of a firepit adds a touch of enchantment to your evenings. Beyond the enchanting boundaries of the property, the presence of an organic fence ensures privacy and adds to the overall charm of this residence. Venture out and explore the surrounding area, where the new (upcoming) Florida Ave multi-use trail beckons you to lakeside adventures. The nearby Lakefront Park offers endless family fun with its splash pad, picnic shelters, marina, fishing pier, and scenic walking paths. Embrace the allure of this well-preserved historical district, while still enjoying easy access to downtown Orlando, the Orlando Airport, and the stunning beaches of Melbourne. This captivating 3-bedroom, 2.5-bathroom home is waiting for its next loving owners to create cherished memories that will last a lifetime. Don't miss your chance to own a piece of history in this remarkable St. Cloud location. Contact us today for a private showing and experience the magic of this cherished gem firsthand! Please note that while all information in this listing is deemed reliable, it is not guaranteed.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 27, 2024

Home Highlights

Parking
1 Carport Spaces
Outdoor
No Info
View
No Info
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 440 Florida Ave

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Master Bathroom, Bathroom 2, Bonus Room, Dining Room, Kitchen, Living Room, Office, Utility Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2217 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Natural Gas Connected, Water ConnectedAppliances: Dishwasher, Gas Water Heater, Microwave, Range, RefrigeratorDishwasherLaundry: Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Wall Units / Window UnitHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Wood BurningHas a Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile, HardwoodCommon Walls: Corner Unit
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile, Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: MetalFencing: FencedVegetation: Fruit Trees, Mature Landscaping, Trees/LandscapedOther Structures: Shed(s)Exterior: Awning(s), Garden, Lighting, Private Mailbox, SidewalkFoundation: CrawlspaceGardenNo Private Pool
Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageParking Spaces: 1Parking: Carport
Frontage
Waterfront: Lake, Lake PrivilegesRoad Frontage: Street One Way, Private RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 4

Property Information

Year Built
Year Built: 1937
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Wood FrameNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 012630000103730050

Price & Status

Price
List Price: $425,000
Status Change & Dates
Off Market Date: Fri Jul 21 2023

Active Status

MLS Status: Sold

Location

Direction & Address
City: SAINT CLOUDCommunity: LAKE FRONT ADD
School Information
Elementary School: Michigan Avenue Elem (K 5)Jr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Building

Building Area
Building Area: 2567 Square Feet

Community

Community Features: Fishing, Lake, Public Boat Ramp, Water Access, Restaurant, SidewalksNot Senior Community

HOA

Association for this Listing: OsceolaNo HOA

Lot Information

Lot Area: 0.34 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6126839Showing Requirements: Appointment Only, Lockbox - ElectronicUniversal Property Id: US-12097-N-012630000103730050-R-N

Additional Information

FishingLakePublic Boat RampWater AccessRestaurantSidewalks
Last check for updates: about 4 hours ago
Listed by Jury Hernandez, (321) 697-2426
CORCORAN CONNECT LLC, (407) 953-9118
Bought with: Millie Hernandez Cambrelen, (407) 394-6407, J MARK INTERNATIONAL REALTY LLC, (407) 724-1789
Originating MLS: Osceola
Source: Stellar MLS, MLS#O6126839
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 440 Florida Ave

DatePriceEventSource
08/17/2023$430,000Sold
Stellar MLS #O6126839
07/23/2023$425,000PendingStellar MLS #O6126839
07/17/2023$425,000Listed For SaleStellar MLS #O6126839
12/30/2020$295,000Sold
N/A
11/15/2020$354,900PendingAgent Provided
10/13/2020$354,900PriceChange
Agent Provided
08/28/2020$369,900Listed For SaleAgent Provided
01/09/2015$235,000Sold
N/A
10/13/2014$242,500PriceChange
Agent Provided
09/09/2014$239,000Listed For SaleN/A
09/02/2013$259,000ListingRemovedAgent Provided
08/30/2012$259,000Listed For SaleAgent Provided
03/24/2012$279,000ListingRemovedAgent Provided
09/20/2011$279,000Listed For SaleAgent Provided
08/01/1996$106,400Sold
N/A
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Property Tax and Assessment

Year2024
Tax$7,035
Assessment$393,900
Home facts updated by county records

Comparable Sales for 440 Florida Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
435 Pennsylvania Ave, Saint Cloud, FL
0.03
Single-Family Home
$465,000
08/18/25
3
2
1,900
300 Minnesota Ave, Saint Cloud, FL
0.39
Single-Family Home
$410,000
04/23/26
3
2
1,989
426 Illinois Ave, Saint Cloud, FL
0.21
Single-Family Home
$320,000
10/22/25
3
2
1,532
415 Florida Ave, Saint Cloud, FL
0.07
Single-Family Home
$294,245
06/30/25
3
2
1,459
612 Florida Ave, Saint Cloud, FL
0.12
Single-Family Home
$330,000
08/01/25
3
1.5
1,380
206 Maryland Ave, Saint Cloud, FL
0.49
Single-Family Home
$417,000
03/02/26
3
2
1,739
222 Maryland Ave, Saint Cloud, FL
0.46
Single-Family Home
$475,000
04/17/26
4
2.5
2,230
211 Michigan Ave, Saint Cloud, FL
0.40
Single-Family Home
$382,500
11/04/25
3
3
1,616
1109 Lakeshore Blvd, Saint Cloud, FL
0.30
Single-Family Home
$445,000
06/30/25
4
3
3,750

Assigned Schools

These are the assigned schools for 440 Florida Ave.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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440 Florida Ave, Saint Cloud, FL 34769 is a 3 bedroom, 3 bathroom, 2,217 sqft single-family home built in 1937. This property is not currently available for sale. 440 Florida Ave was last sold on Aug 17, 2023 for $430,000 (1% higher than the asking price of $425,000). The current Trulia Estimate for 440 Florida Ave is $442,100.