433 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769
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Property image
FOR SALE
3D VIEW

$179,450

Original price: $185,000
  • 2 Beds
  • 1 Bath
  • 940 sqft

433 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769

Est. Mortgage $1,230/mo*
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Home Highlights

Single-Family Home
Built in 1925
$191/sqft

Local Information

  • Map ViewExplore the area around 433 PENNSYLVANIA AVENUE.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.
Last check for updates: about 4 hours ago
Listing Provided by: Naomi Embleton, (407) 709-6020
MY REALTY GROUP, LLC., (786) 847-7421
Virginia Rodriguez, (321) 503-9706
EXP REALTY LLC, (888) 883-8509
Originating MLS: Osceola
Source: Stellar MLS, MLS#O6341936
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 433 PENNSYLVANIA AVENUE

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 940 Square Feet
Appliances & Utilities
Utilities: Electricity Available, Water AvailableAppliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherLaundry: OtherMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Laminate
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Private MailboxFoundation: CrawlspaceNo Private Pool
Parking & Garage
No CarportNo Garage
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 362Days on Market: 180+

Property Information

Year Built
Year Built: 1925
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood FrameNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Parcel Number: 012630000103730065

Price & Status

Price
List Price: $179,450Price Per Sqft: $191
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: ST CLOUD 2ND TOWN OF

Agent Information

Listing Agent
Listing ID: O6341936

Building

Building Area
Building Area: 1300 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: OsceolaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 7492 sqft

Listing Info

Special Conditions: Short Sale

Offer

Listing Terms: Cash

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6341936Showing Requirements: Call Before Showing, Combination Lock BoxUniversal Property Id: US-12097-N-012630000103730065-R-N

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
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  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
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  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
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  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$173K
Since last month
$0 (0%)
Since last year
Increased$25K (+16.8%)
Since last sale
Decreased$102K (-37.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +52% in the last 10 years
MonthEstimated value
2026
August 2026$173K
August 2026$173K
July 2026$173K
June 2026$172K
May 2026$171K
April 2026$171K
March 2026$171K
February 2026$176K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
437 NEW YORK AVE, Saint Cloud, FL
0.07
Single-Family Home
$175,000
05/14/26
2
1
1,161
419 OHIO AVENUE, Saint Cloud, FL
0.14
Single-Family Home
$225,000
09/29/25
2
1
996
515 NEW YORK AVENUE, Saint Cloud, FL
0.09
Single-Family Home
$154,000
11/12/25
2
1
1,095
514 MASSACHUSETTS AVENUE, Saint Cloud, FL
0.18
Single-Family Home
$215,000
10/22/25
2
1
1,192
325 FLORIDA AVENUE, Saint Cloud, FL
0.13
Single-Family Home
$200,000
05/21/26
3
2
1,256
324 INDIANA AVENUE, Saint Cloud, FL
0.22
Single-Family Home
$261,000
11/25/25
2
1
940
707 VIRGINIA AVENUE, Saint Cloud, FL
0.45
Single-Family Home
$267,500
06/26/26
2
1
800

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
430 FLORIDA AVENUE, Saint Cloud, FL 34769
0.03
$461,800
4
2.5
2,244
Off Market
435 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769
0.01
$444,000
3
2
1,900
Off Market
500 FLORIDA AVENUE, Saint Cloud, FL 34769
0.04
$392,700
3
3
2,111
Off Market
410 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769
0.07
$365,400
3
2
2,053
Off Market
500 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769
0.05
$258,300
2
1
944
Off Market
511 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769
0.05
$351,700
3
2.5
1,440
Off Market
429 NEW YORK AVENUE, Saint Cloud, FL 34769
0.07
$411,700
4
3
1,560
Off Market
415 FLORIDA AVENUE, Saint Cloud, FL 34769
0.09
$280,000
3
2
1,459
Off Market
437 NEW YORK AVE, Saint Cloud, FL 34769
0.07
$175,000
2
1
1,161
Recently Sold
340 FLORIDA AVENUE, Saint Cloud, FL 34769
0.10
$355,700
4
3
2,498
Off Market
524 FLORIDA AVENUE, Saint Cloud, FL 34769
0.08
$214,200
2
1
960
Off Market

Price and Tax history

DateEventPrice
Mar 18, 2026
Source: eXp Realty #O6341936
PriceChange
$179,450
Price decreased by 3%
Feb 10, 2026
Source: Stellar MLS #O6341936
PriceChange
$185,000
Price increased by 9%
Sep 8, 2025
Source: Stellar MLS #O6341936
Listed For Sale
$170,000
Aug 20, 2025
Source: Stellar MLS #O6333486
ListingRemoved
$150,000
Aug 9, 2025
Source: Stellar MLS #O6333486
Pending
$150,000

LGBTQ Local Legal Protections

Naomi Embleton, MY REALTY GROUP, LLC., (786) 847-7421
Agent Phone: (407) 709-6020

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Frequently asked questions about 433 PENNSYLVANIA AVENUE

  • What is the estimated monthly payment for 433 PENNSYLVANIA AVENUE?
    Based on a $179,450 list price with 20% down at today's rates, the estimated monthly payment for 433 PENNSYLVANIA AVENUE in Saint Cloud, FL is approximately $1,247 (about $949 principal & interest, $223 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 433 PENNSYLVANIA AVENUE compare to homes in Saint Cloud?
    433 PENNSYLVANIA AVENUE in Saint Cloud, FL is listed at $179,450, about 54% below the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 433 PENNSYLVANIA AVENUE?
    The closest schools to 433 PENNSYLVANIA AVENUE in Saint Cloud, FL are Michigan Avenue Elementary School (Pre-K, rated 6/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 433 PENNSYLVANIA AVENUE have air conditioning?
    Yes, 433 PENNSYLVANIA AVENUE in Saint Cloud, FL has air conditioning.
  • Does 433 PENNSYLVANIA AVENUE have laundry facilities?
    Yes, 433 PENNSYLVANIA AVENUE in Saint Cloud, FL has laundry facilities.
433 PENNSYLVANIA AVENUE, Saint Cloud, FL 34769 is a 2 bedroom, 1 bathroom, 940 sqft single-family home built in 1925. This property is currently available for sale and was listed by Stellar MLS on Sep 8, 2025. The MLS # for this home is MLS# O6341936.