4317 BISCAYNE DRIVE, Hernando Beach, FL 34607
Property image
Property image
FOR SALE
3D VIEW

$478,000

Original price: $485,000
  • 3 Beds
  • 3 Baths
  • 1,680 sqft

4317 BISCAYNE DRIVE, Hernando Beach, FL 34607

Est. Mortgage $3,218/mo*
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Home Highlights

Single-Family Home
Built in 1966
$285/sqft
1 Car Garage

Local Information

  • Map ViewExplore the area around 4317 BISCAYNE DRIVE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Additional floating dockWest-facing block homeGarbage disposalSeparate fenced side-yard areaSoft-close cabinetry and drawersTerrazzo flooring throughout
VA ASSUMABLE MORTGAGE 3.5% ! Welcome to 4317 Biscayne Drive, a completely remodeled 1,680-square-foot, 3-bedroom, 3-bathroom property where true waterfront living meets flexibility, thoughtful upgrades and one of Hernando Beach’s most distinctive boating setups. Located on the Catalina Canal with direct access to the Gulf of Mexico, this west-facing block home offers the opportunity to enjoy boating, fishing, kayaking and unforgettable Florida sunsets right from your own backyard. The centerpiece of the property is its exceptionally rare, fully functioning enclosed boathouse—reported to be the only functioning boathouse of its kind remaining in Hernando Beach. Designed to accommodate two pontoon boats, it features two boat lifts: one rated for up to approximately 5,000 pounds and a second rated for up to approximately 2,500 pounds. A Jet Ski floating dock is conveniently located inside the boathouse, while an additional floating dock provides even more space for launching, tying up or enjoying the waterfront. The outdoor space was created for enjoying the Florida lifestyle. The fully fenced yard includes low-maintenance vinyl fencing, a separate fenced side-yard area and enough space to accommodate a boat trailer or additional recreational equipment. A private entrance leads directly toward the boathouse and attached guest quarters, offering convenience and privacy. Full-width pavers extend across the front of the property from property line to property line, creating an impressive amount of off-street parking for residents, guests, boats and trailers. Along the waterfront, a charming private beach-style area with a firepit creates the perfect setting for evenings beside the canal. A spacious approximately 10-by-20-foot gazebo provides a shaded location for outdoor dining, entertaining or relaxing after a day on the water. An approximately 110-square-foot wooden storage shed supplies additional room for boating equipment, fishing gear, tools and outdoor necessities. Inside, the home has been cosmetically remodeled while preserving its classic Florida character, including terrazzo flooring throughout. The updated kitchen features newer appliances approximately two years old, soft-close cabinetry and drawers, a garbage disposal and a recently replaced under-sink water-filtration system. Smart-home technology allows the living-room and kitchen lighting to be controlled through an app, adding everyday convenience. The separate mother-in-law suite or studio-style guest quarters expands the property’s possibilities. Complete with a private entrance and dedicated mini-split air-conditioning system, the space is ideal for extended-stay guests, a home office, hobby room or additional private living area. Important improvements have already been addressed. The flat-roof was replaced in 2022 with an industrial-strength roofing system represented as having a 20-year service life. The main roof is represented as having approximately seven years of remaining useful life. The home is equipped with storm-rated windows, upgraded electrical components and an exterior meter box brought up to current code. The electrical system has been inspected, with no aluminum or cloth-covered wiring reported. The plumbing has also been inspected, and the sewer lines have been professionally drained and serviced. VA ASSUMABLE MORTGAGE 3.5%
Last check for updates: about 23 hours ago
Listing Provided by: Lucy Derosa, (352) 345-6892
PEOPLE'S TRUST REALTY, (727) 946-0904
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8551589
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 4317 BISCAYNE DRIVE

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Primary Bedroom, Primary Bathroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1680 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Street Lights, Water ConnectedAppliances: Dishwasher, Disposal, Freezer, Microwave, RangeDishwasherDisposalLaundry: Laundry RoomMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Terrazzo
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Terrazzo
View
No ViewView: Canal

Exterior Features

Exterior Home Features
Roof: ShingleOther Structures: Boat HouseExterior: Private Mailbox, Rain Gutters, StorageFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageParking Spaces: 1Parking: Garage Attached
Frontage
WaterfrontWaterfront: Canal - Saltwater, Saltwater Canal Access, SeawallRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 39Days on Market: 43

Property Information

Year Built
Year Built: 1966
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BrickNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: R1222316202006900080

Price & Status

Price
List Price: $478,000Price Per Sqft: $285

Active Status

MLS Status: Active

Location

Direction & Address
City: HERNANDO BEACHCommunity: GULF COAST RET

Agent Information

Listing Agent
Listing ID: TB8551589

Building

Building Area
Building Area: 1680 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 7879 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8551589Water ViewWater View: CanalShowing Requirements: Lockbox - CodedUniversal Property Id: US-12053-N-1222316202006900080-R-N

Price and Tax history

DateEventPrice
Oct 10, 2026
Source: Stellar MLS #TB8551589
PriceChange
$478,000
Price decreased by 1%
Sep 23, 2026
Source: Stellar MLS #TB8551589
Listed For Sale
$485,000
Jan 20, 2022
Source: Stellar MLS #T3349855
ListingRemoved
Jan 13, 2022
Source: Stellar MLS #T3349855
Listed For Sale
$499,000
Aug 23, 2017
Source: HCMLS #2183357
Sold
$267,000

What Locals Say about Hernando Beach

At least 4 Trulia users voted on each feature.
  • 100 % Say yards are well-kept

  • 100 % Say it's dog friendly

  • 100 % Say car is needed

  • 100 % Say there's holiday spirit

  • 88 % Say it's walkable to restaurants

  • 83 % Say they plan to stay for at least 5 years

  • 81 % Say neighbors are friendly

  • 75 % Say it's quiet

  • 67 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 50 % Say parking is easy

  • 50 % Say there are community events

  • 43 % Say kids play outside

  • 27 % Say it's walkable to grocery stores

  • 13 % Say streets are well-lit

  • 13 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Suzette S
    "Lots of music at local establishments..nice Christmas boat parade, five k run i preserve. people watch out for each other and can join a neighborhood watch group. "
  • Divinegrl20
    "I grew up here and have lived her for 30 plus years. Safe place to live unless a hurricane flies by. The Gulf breeze is the best."
  • Jimmy V.
    "Fishermans Dream.Flats and Gulf fishing right at your door. Only a short drive to "Big Box" stores, Chain restaurants, Medical help. A slightly longer drive to all the Central Florida attractions (Disney) etc. Yet..Hernando Beach has an old Florida fishing village atmosphere. "
  • Debbie S. H.
    "I lived here for 3 years and loved every minute of it"
  • weekirentals
    "Live and work in area. Water is clean and nature abounds. This is a wonderful area if you enjoy boating, fishing and natural beauty. "
  • Elizabeth
    "Hernando Beach is a charming beach community of waterfront homes on canals with easy access to the Gulf of Mexico"

Market trends in Hernando Beach

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
73
3
MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.08
Single-Family Home
$633,450
06/24/26
3
3
2,440
0.16
Single-Family Home
$500,000
06/29/26
3
2
1,980
0.11
Single-Family Home
$590,000
05/01/26
3
2
2,209

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

LGBTQ Local Legal Protections

Lucy Derosa, PEOPLE'S TRUST REALTY, (727) 946-0904
Agent Phone: (352) 345-6892

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Frequently asked questions about 4317 BISCAYNE DRIVE

  • What is the estimated monthly payment for 4317 BISCAYNE DRIVE?
    Based on a $478,000 list price with 20% down at today's rates, the estimated monthly payment for 4317 BISCAYNE DRIVE in Hernando Beach, FL is approximately $3,252 (about $2,576 principal & interest, $601 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 4317 BISCAYNE DRIVE?
    The closest schools to 4317 BISCAYNE DRIVE in Hernando Beach, FL are Fox Chapel Middle School (rated 4/10), Weeki Wachee High School (rated 4/10), Westside Elementary School (Pre-K, rated 4/10).
  • Does 4317 BISCAYNE DRIVE have air conditioning?
    Yes, 4317 BISCAYNE DRIVE in Hernando Beach, FL has air conditioning.
  • Does 4317 BISCAYNE DRIVE have laundry facilities?
    Yes, 4317 BISCAYNE DRIVE in Hernando Beach, FL has laundry facilities.
  • How big is the lot at 4317 BISCAYNE DRIVE?
    The lot at 4317 BISCAYNE DRIVE in Hernando Beach, FL is about 0.18 acres (7,879 sq ft).
  • Does 4317 BISCAYNE DRIVE have a garage?
    Yes, 4317 BISCAYNE DRIVE in Hernando Beach, FL has an attached garage.
4317 BISCAYNE DRIVE, Hernando Beach, FL 34607 is a 3 bedroom, 3 bathroom, 1,680 sqft single-family home built in 1966. This property is currently available for sale and was listed by Stellar MLS on Sep 23, 2026. The MLS # for this home is MLS# TB8551589.