431 Stone St, Oneida, NY 13421
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Property image
FOR SALE
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$189,500

Original price: $199,500
  • 5 Beds
  • 3.5 Baths
  • 3,042 sqft

431 Stone St, Oneida, NY 13421

Est. Mortgage $1,392/mo*
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Home Highlights

Multi-Family
Built in 1901
$62/sqft
Garage

Local Information

  • Map ViewExplore the area around 431 Stone St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Forced-air heatPartially fenced yardFormal dining roomGenerous layoutPlenty of storageSeparate laundry hookups
Welcome to 431 Stone Street in the City of Oneida! Whether you're looking to expand your investment portfolio or take advantage of an owner-occupant opportunity, this spacious two-family property offers tremendous versatility, existing rental income and over 3,000 square feet of living space.The larger unit features 4 bedrooms and 2 full bathrooms with a generous layout including an eat-in kitchen, formal dining room, living room and porch. This unit is currently occupied and rented for $1,550 per month, providing immediate income for the next owner.The second apartment is a comfortable 1-bedroom, 1-bath unit featuring an eat-in kitchen and its own porch. Currently vacant, this unit was previously rented for $900 per month, giving the flexibility to place your own tenant or potentially occupy the unit while collecting rent from the larger apartment. At the previous rental amounts, the property generates $2,450 per month, or $29,400 annually, when fully occupied.The property is already configured with two electric meters, two gas meters and two heating units—valuable features for a multi-family property. Additional amenities include separate laundry hookups, plenty of storage,forced-air heat,and public water and sewer.Outside you'll find a partially fenced yard, blacktop parking for multiple vehicles and a two-car garage offering additional parking and storage. Situated on a 60' x 137' lot, the property provides a nice combination of indoor and outdoor space. With over 3,000 square feet, two apartments, separate utilities, a two-car garage and income potential,431 Stone Street offers an exciting and versatile multi-family opportunity!
Last check for updates: about 2 hours ago
Listing by: Acropolis Realty Group LLC, (315) 396-0493
Jeremy Allen, (315) 396-0493
Originating MLS: Syracuse
Source: NYSAMLSs, MLS#S1702067
Also Listed on NYSAMLSs.

Home Details for 431 Stone St

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3042 Square Feet
Appliances & Utilities
Utilities: Sewer Connected, Water ConnectedAppliances: Gas Water HeaterLaundry: Washer Hookup
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Marble, Tile, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile, Hardwood, Laminate, Marble, Tile, Varies, Vinyl

Exterior Features

Exterior Home Features
Roof: AsphaltFencing: PartialExterior: FenceFoundation: Block, Stone
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 2Parking: Paved,Two or More Spaces
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Days on Market: 41

Property Information

Year Built
Year Built: 1901
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Multi FamilyStructure Type: DuplexArchitecture: Duplex
Building
Construction Materials: Composite Siding
Property Information
Condition: ResaleParcel Number: 25120103803000020060000000

Price & Status

Price
List Price: $189,500Price Per Sqft: $62
Status Change & Dates
Possession Timing: Closing

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: OneidaCommunity: Oneida Purchase
School Information
Elementary School District: OneidaJr High / Middle School District: OneidaHigh School District: Oneida

Agent Information

Listing Agent
Listing ID: S1702067

Building

Building Area
Building Area: 3042 Square Feet

Community

Not Senior CommunityUnits in Building: 2

HOA

Association for this Listing: Syracuse

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA

Rental Terms, Policies & Fees

Rent Includes: WaterOwner Pays: Water

Miscellaneous

BasementMls Number: S1702067Living Area Range Units: Square FeetUniversal Property Id: US-36053-N-25120103803000020060000000-R-N

Around this home

What Locals Say about Oneida

At least 55 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 87 % Say yards are well-kept

  • 79 % Say parking is easy

  • 79 % Say it's dog friendly

  • 72 % Say there's holiday spirit

  • 70 % Say there are sidewalks

  • 61 % Say people would walk alone at night

  • 59 % Say kids play outside

  • 56 % Say it's quiet

  • 55 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 46 % Say streets are well-lit

  • 45 % Say it's walkable to grocery stores

  • 41 % Say it's walkable to restaurants

  • 40 % Say they plan to stay for at least 5 years

  • 17 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Sebrenafromey
    "fire department has a field day in august. there's always chicken bbq's and Friday fish fry dinners from Feb to April"
    0
    Flag
  • Clementine S. F.
    "Far. Most jobs near Utica or Syracuse. If you work in or near Oneida, your commute will be very easy."
    0
    Flag
  • Clementine S. F.
    "It is conveniently located between Utica and Syracuse. People are pretty nice. It is a laid back area. "
    0
    Flag
  • Karen T
    "I drive an hour each way to work and back. So too far for me. Want to live in Clinton, New Hartford, or other areas. "
    0
    Flag
  • Suzy F.
    "Quiet, well cared for homes and lawns. Very small town feel. Close to bigger cities and entertainment. "
    0
    Flag
  • Trulia User
    "Plenty of sidewalks and several other neighbors own dogs. You’ll be right at home here because most people are dog lovers!"
    0
    Flag
  • Ekwaylan
    "Dogs are very welcome. Most people in my neighborhood have dogs and walk them frequently. They are friendly and very welcoming. "
    0
    Flag
  • Nick L.
    "Lovely trees throughout the city and nice parks to visit. We love to bicycle with the kids around town in the summers. "
    1
    Flag
  • a46ersgurl
    "Quiet neighborhood and fairly pleasant neighbors but traffic can be unsafe on this road. Some wild animals like foxes, skunks, deer, groundhogs, etc to watch for regarding children. "
    0
    Flag
  • Ashley S.
    "I see people walking dogs in my area all the time. Dogs always welcome with open arms. Not a lot of noise in my neighborhood. Most"
    0
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  • Courtney B. R.
    "Four karaoke machines trying to overpower each other every Sunday night. Clean most of the time and lots of kiddos. "
    0
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  • Susan o.
    "Oneida is a great small town. There are lovely parks, reliable city servies and great schools. "
    0
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  • Susan o.
    "Quiet area with friendly neighbors. Good elementary school, City pool and ball fields nearby. excellent city services. "
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  • Andrea_d_disalvo
    "Cleveland Ave. in Oneida, NY is known to be one of the nicest streets within the city limits. This information is absolutely correct! Cleveland Ave has some gorgeous homes, friendly neighbors and is very well taken care of by the city. The street is close to Seneca St. elementary and Oneida High School, excellent for families of school aged children! Also close to shopping, hospital and downtown work district. My family and I do not regret one bit purchasing a home on Cleveland Ave.!! "
    1
    Flag

Market trends in Oneida

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
39
3MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
451 Stone St, Oneida, NY
0.05
Multi-Family Home
$59,900
03/27/26
6
2
2,699
509 Lenox Ave, Oneida, NY
0.14
Multi-Family Home
$148,500
12/17/25
4
2
1,776
348 Lenox Ave, Oneida, NY
0.25
Multi-Family Home
$120,000
08/21/26
4
2.5
2,210
358 Washington Ave, Oneida, NY
0.20
Multi-Family Home
$295,000
10/29/25
4
2
2,296
209 Chappell St, Oneida, NY
0.49
Multi-Family Home
$75,000
02/27/26
3
2
1,770
502 Broad St, Oneida, NY
0.67
Multi-Family Home
$250,000
08/31/26
6
2.5
3,192
326 Lenox Ave, Oneida, NY
0.30
Multi-Family Home
$201,000
11/25/25
2
2
2,009

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
431-433 Stone St, Oneida, NY 13421
0.01
$226,200
5
3.5
3,042
Off Market
451 Stone St, Oneida, NY 13421
0.05
$59,900
6
2
2,699
Recently Sold
424 Leonard St, Oneida, NY 13421
0.03
$189,800
2
1
978
Off Market
423 Stone St, Oneida, NY 13421
0.02
$182,600
3
1
1,602
Off Market
423 Leonard St, Oneida, NY 13421
0.05
$152,100
2
1
714
Off Market
429 Earl Ave, Oneida, NY 13421
0.09
$93,500
1
1
630
Off Market
426 Washington Ave, Oneida, NY 13421
0.09
$180,400
3
1
1,440
Off Market
305 Carpenter St, Oneida, NY 13421
0.13
$196,700
2
2
1,134
Off Market
403 Washington Ave, Oneida, NY 13421
0.10
$139,100
5
2
1,964
Off Market
428 Cleveland Ave, Oneida, NY 13421
0.11
$193,400
2
1.5
1,129
Off Market
422 Cleveland Ave, Oneida, NY 13421
0.11
$191,800
2
1.5
828
Off Market

Price and Tax history

DateEventPrice
Sep 5, 2026
Source: NYSAMLSs #S1702067
PriceChange
$189,500
Price decreased by 5%
Aug 13, 2026
Source: NYSAMLSs #S1702067
Listed For Sale
$199,500
Oct 15, 1996
Source: N/A
Sold
$45,000

LGBTQ Local Legal Protections

Jeremy Allen, Acropolis Realty Group LLC, (315) 396-0493
Agent Phone: (315) 396-0493
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-23 10:57:41 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

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Frequently asked questions about 431 Stone St

  • What is the estimated monthly payment for 431 Stone St?
    Based on a $189,500 list price with 20% down at today's rates, the estimated monthly payment for 431 Stone St in Oneida, NY is approximately $1,409 (about $1,020 principal & interest, $314 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Oneida?
    Residents describe Oneida, NY as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Oneida, NY.
  • What are the closest schools to 431 Stone St?
    The closest schools to 431 Stone St in Oneida, NY are Durhamville School (Elementary, rated 3/10), Oneida Senior High School (rated 5/10), Otto L Shortell Middle School (rated 2/10).
  • Does 431 Stone St have laundry facilities?
    Yes, 431 Stone St in Oneida, NY has laundry facilities.
  • Is there a virtual tour of 431 Stone St?
    Yes, a virtual tour of 431 Stone St in Oneida, NY is available.
431 Stone St, Oneida, NY 13421 is a 5 bedroom, 4 bathroom, 3,042 sqft multi-family built in 1901. This property is currently available for sale and was listed by NYSAMLSs on Aug 13, 2026. The MLS # for this home is MLS# S1702067.