401 Stone St, Oneida, NY 13421
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Property image
PENDING
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$154,900

  • 3 Beds
  • 2 Baths
  • 1,579 sqft

401 Stone St, Oneida, NY 13421

Est. Mortgage $1,123/mo*
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Home Highlights

Property Type
Multi-Family
Year Built
1874
Price/Sqft
$98
Parking
Garage

Local Information

  • Map ViewExplore the area around 401 Stone St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Well maintained Two Family home situated on a 0.19 acre lot in the City of Oneida, offering a great opportunity for owner occupants or investors seeking rental income. Both units are thoughtfully laid out and include appliances and separate laundry areas for added convenience. The lower unit features a welcoming covered front porch, spacious living room, eat-in kitchen with appliances, two bedrooms, a full bath and an in-unit laundry area complete with washer and dryer. The upper unit has its own private entrance and offers a comfortable living room, eat-in kitchen with appliances, one bedroom, a full bath and dedicated laundry in the basement with washer and dryer. Outside, you'll find a nice size yard and a fenced area. Plus a 1.5 car detached garage providing additional storage and plenty of parking. Numerous updates and meticulous maintenance make this property truly move in ready. Conveniently located close to shopping, dining, schools and other local amenities, this is a fantastic opportunity to add to your investment portfolio or offset your mortgage with rental income and live here inexpensively!
Last check for updates: about 19 hours ago
Listing by: Kay Real Estate, (315) 363-9191
Janet Mautner, (315) 363-9191
Originating MLS: Syracuse
Source: NYSAMLSs, MLS#S1693876
Also Listed on NYSAMLSs.

Home Details for 401 Stone St

Active Status

MLS Status: Pending

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1579 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Gas Water Heater
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Thermal WindowsFlooring: Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Luxury Vinyl

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Covered, Deck, Open, PorchFencing: PartialExterior: Deck, FenceFoundation: Stone
Parking & Garage
Number of Garage Spaces: 1.5Number of Covered Spaces: 1.5Has a GarageParking Spaces: 1.5Parking: Paved
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected
Finished Area
Finished Area (below surface): 158 Square Feet

Days on Market

Cumulative Days on Market: 6Days on Market: 66

Property Information

Year Built
Year Built: 1874
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Multi FamilyArchitecture: Duplex
Building
Construction Materials: Vinyl Siding, Wood Siding, Copper Plumbing
Property Information
Condition: ResaleParcel Number: 25120103803000020140000000

Price & Status

Price
List Price: $154,900Price Per Sqft: $98
Status Change & Dates
Off Market Date: Thu Jul 02 2026Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Oneida
School Information
Elementary School District: OneidaJr High / Middle School District: OneidaHigh School District: Oneida

Agent Information

Listing Agent
Listing ID: S1693876

Building

Building Area
Building Area: 1579 Square Feet

Community

Not Senior CommunityUnits in Building: 2

HOA

Association for this Listing: Syracuse

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Rental Terms, Policies & Fees

Rent Includes: All UtilitiesOwner Pays: All Utilities

Miscellaneous

BasementMls Number: S1693876Living Area Range Units: Square FeetUniversal Property Id: US-36053-N-25120103803000020140000000-R-N

Around this home

What Locals Say about Oneida

At least 55 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 87 % Say yards are well-kept

  • 79 % Say parking is easy

  • 79 % Say it's dog friendly

  • 72 % Say there's holiday spirit

  • 70 % Say there are sidewalks

  • 61 % Say people would walk alone at night

  • 59 % Say kids play outside

  • 56 % Say it's quiet

  • 55 % Say there's wildlife

  • 51 % Say neighbors are friendly

  • 46 % Say streets are well-lit

  • 45 % Say it's walkable to grocery stores

  • 41 % Say it's walkable to restaurants

  • 40 % Say they plan to stay for at least 5 years

  • 17 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Sebrenafromey
    "fire department has a field day in august. there's always chicken bbq's and Friday fish fry dinners from Feb to April"
    0
    Flag
  • Clementine S. F.
    "Far. Most jobs near Utica or Syracuse. If you work in or near Oneida, your commute will be very easy."
    0
    Flag
  • Clementine S. F.
    "It is conveniently located between Utica and Syracuse. People are pretty nice. It is a laid back area. "
    0
    Flag
  • Karen T
    "I drive an hour each way to work and back. So too far for me. Want to live in Clinton, New Hartford, or other areas. "
    0
    Flag
  • Suzy F.
    "Quiet, well cared for homes and lawns. Very small town feel. Close to bigger cities and entertainment. "
    0
    Flag
  • Trulia User
    "Plenty of sidewalks and several other neighbors own dogs. You’ll be right at home here because most people are dog lovers!"
    0
    Flag
  • Ekwaylan
    "Dogs are very welcome. Most people in my neighborhood have dogs and walk them frequently. They are friendly and very welcoming. "
    0
    Flag
  • Nick L.
    "Lovely trees throughout the city and nice parks to visit. We love to bicycle with the kids around town in the summers. "
    1
    Flag
  • a46ersgurl
    "Quiet neighborhood and fairly pleasant neighbors but traffic can be unsafe on this road. Some wild animals like foxes, skunks, deer, groundhogs, etc to watch for regarding children. "
    0
    Flag
  • Ashley S.
    "I see people walking dogs in my area all the time. Dogs always welcome with open arms. Not a lot of noise in my neighborhood. Most"
    0
    Flag
  • Courtney B. R.
    "Four karaoke machines trying to overpower each other every Sunday night. Clean most of the time and lots of kiddos. "
    0
    Flag
  • Susan o.
    "Oneida is a great small town. There are lovely parks, reliable city servies and great schools. "
    0
    Flag
  • Susan o.
    "Quiet area with friendly neighbors. Good elementary school, City pool and ball fields nearby. excellent city services. "
    0
    Flag
  • Andrea_d_disalvo
    "Cleveland Ave. in Oneida, NY is known to be one of the nicest streets within the city limits. This information is absolutely correct! Cleveland Ave has some gorgeous homes, friendly neighbors and is very well taken care of by the city. The street is close to Seneca St. elementary and Oneida High School, excellent for families of school aged children! Also close to shopping, hospital and downtown work district. My family and I do not regret one bit purchasing a home on Cleveland Ave.!! "
    1
    Flag

Market trends in Oneida

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
42
8MoM

Home Value

Trulia Estimate
$154K
Since last month
Decreased$1K (-0.8%)
Since last year
Increased$11K (+7.4%)
Since last sale
Increased$91K (+147.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +108% in the last 10 years
MonthEstimated value
2026
August 2026$153K
August 2026$153K
July 2026$154K
May 2026$162K
April 2026$154K
March 2026$164K
February 2026$159K
January 2026$157K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
451 Stone St, Oneida, NY
0.13
Multi-Family Home
$59,900
03/27/26
6
2
2,699
209 Chappell St, Oneida, NY
0.44
Multi-Family Home
$75,000
02/27/26
3
2
1,770
509 Lenox Ave, Oneida, NY
0.18
Multi-Family Home
$148,500
12/17/25
4
2
1,776
362 Washington Ave, Oneida, NY
0.12
Multi-Family Home
$253,000
09/09/25
4
2
1,976
358 Washington Ave, Oneida, NY
0.13
Multi-Family Home
$295,000
10/29/25
4
2
2,296
326 Lenox Ave, Oneida, NY
0.23
Multi-Family Home
$201,000
11/25/25
2
2
2,009
348 Lenox Ave, Oneida, NY
0.19
Multi-Family Home
$120,000
08/21/26
4
2.5
2,210
512 Elizabeth St, Oneida, NY
0.78
Multi-Family Home
$119,000
06/29/26
3
2
1,652

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
229 Loucks St, Oneida, NY 13421
0.04
$141,900
Studio
1
1,278
Off Market
387 Washington Ave, Oneida, NY 13421
0.06
-
3
1
1,600
Off Market
403 Washington Ave, Oneida, NY 13421
0.06
$141,400
5
2
1,964
Off Market
371 Washington Ave, Oneida, NY 13421
0.08
$251,900
5
4
3,312
Off Market
362 Leonard St, Oneida, NY 13421
0.06
$238,500
4
3
1,490
Off Market
369 Stone St, Oneida, NY 13421
0.09
$203,100
3
1.5
1,592
Off Market
423 Stone St, Oneida, NY 13421
0.06
$179,400
3
1
1,602
Off Market
362 Washington Ave, Oneida, NY 13421
0.12
$261,700
4
2
1,976
Off Market
358 Washington Ave, Oneida, NY 13421
0.13
$301,300
4
2
2,296
Off Market
369 Lenox Ave, Oneida, NY 13421
0.13
$139,600
4
1.5
2,016
Off Market
431-433 Stone St, Oneida, NY 13421
0.08
$230,000
5
3.5
3,042
Off Market
346 Leonard St, Oneida, NY 13421
0.11
$158,800
4
-
2,079
Off Market

Price and Tax history

DateEventPrice
Jul 2, 2026
Source: NYSAMLSs #S1693876
Pending
$154,900
Jun 26, 2026
Source: NYSAMLSs #S1693876
Listed For Sale
$154,900
Jun 17, 2011
Source: N/A
Sold
$62,000
May 2, 2007
Source: N/A
Sold
$60,000
Oct 21, 2003
Source: N/A
Sold
$58,750

LGBTQ Local Legal Protections

Janet Mautner, Kay Real Estate, (315) 363-9191
Agent Phone: (315) 363-9191
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-08-31 16:01:40 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

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Frequently asked questions about 401 Stone St

  • What is the estimated monthly payment for 401 Stone St?
    Based on a $154,900 list price with 20% down at today's rates, the estimated monthly payment for 401 Stone St in Oneida, NY is approximately $1,135 (about $803 principal & interest, $257 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Oneida?
    Residents describe Oneida, NY as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Oneida, NY.
  • What are the closest schools to 401 Stone St?
    The closest schools to 401 Stone St in Oneida, NY are Durhamville School (Elementary, rated 3/10), Oneida Senior High School (rated 5/10), Otto L Shortell Middle School (rated 2/10).
  • What is 401 Stone St estimated to be worth?
    Trulia's estimated value for 401 Stone St in Oneida, NY is $153,500.
  • Is there a virtual tour of 401 Stone St?
    Yes, a virtual tour of 401 Stone St in Oneida, NY is available.
401 Stone St, Oneida, NY 13421 is a 3 bedroom, 2 bathroom, 1,579 sqft multi-family built in 1874. This property is currently available for sale and was listed by NYSAMLSs on Jun 26, 2026. The MLS # for this home is MLS# S1693876.