$204,500
Original price: $209,900
4 Beds
2 Baths
2,034 sqft (on 0.41 acres)
431 E 4th St, Spencerville, OH 45887
Est. Mortgage $1,352/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1920
0.41 acre lot
$101/sqft
Open Parking
Local Information
- Map ViewExplore the area around 431 E 4th St.
- Schools2 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
What's unique:Character and charmShed for storageMain floor laundryFreshly paintedNice size yardNew carpet
Welcome home! Character & charm fill this completely updated home, in the peaceful town of Spencerville, a rare find features a main floor primary w/ on suite, all new. w/ 3 spacious bedrooms on the 2nd floor, main floor laundry, new common bathroom, updated eat in kitchen with granite countertops, stainless steel stove, refrigerator, dish washer, and microwave all included. New gutters & down spouts 26', exterior doors 26' new metal roof on the back 1/2 of home & porch 26', All duct work 26' high efficiency gas furnace & A/C 26' , new luxury vinyl plank in kitchen & bathroom 26', new carpet 26', freshly painted 26', new sump pump 26' in cellar, lots of storage, nice size yard, shed for storage, a must see! Move in Ready!
Last check for updates: about 10 hours ago
Listing courtesy of Renee Smiley, (419) 233-1149
Cowan, Realtors
Source: WCAR OH, MLS#310872
Also Listed on WCAR OH.
Home Details for 431 E 4th St
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Interior Details Number of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Kitchen, Other Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 2034 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Natural Gas Connected, Water ConnectedAppliances: Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Water Heater OwnedDishwasherMicrowaveRefrigerator |
Heating & Cooling Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Flooring: Carpet, Laminate, Vinyl |
Levels, Entrance, & Accessibility Levels: TwoFloors: Carpet, Laminate, Vinyl |
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Exterior Home Features Patio / Porch: PorchOther Structures: Shed(s) |
Parking & Garage No CarportNo GarageNo Attached GarageHas Open ParkingParking: Parking Pad |
Water & Sewer Sewer: Public Sewer |
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Days on Market: 68 |
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Year Built Year Built: 1920 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Vinyl Siding |
Property Information Condition: Updated/RemodeledParcel Number: 44120804005.001 |
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Price List Price: $204,500Price Per Sqft: $101 |
Status Change & Dates Possession Timing: Close Of Escrow, Negotiable |
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MLS Status: Active |
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Direction & Address City: Spencerville |
School Information High School District: Spencerville |
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Listing Agent Listing ID: 310872 |
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Building Area Building Area: 2034 Square Feet |
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No HOA |
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Lot Area: 0.41 acres |
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Special Conditions: Fair Market |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Mls Number: 310872 |
Around this home
- Spencerville Elementary School
- K-4
- Public
- 336 Students
9/10GreatSchools RatingParent Rating AverageSpencerville has spent many years making sure that they are covering all of the requirements set forth by the Sate Department of Education. This shows in the fact that we have consistently passed most or all of our state assessments. We have been listed as an excellent or excellent with distinction school for the past several years.Teacher Review14y ago - Spencerville Middle School
- 5-8
- Public
- 315 Students
7/10GreatSchools RatingParent Rating Average
No reviews available for this school.
What Locals Say about Spencerville
At least 7 Trulia users voted on each feature.
100 % Say yards are well-kept
91 % Say it's dog friendly
89 % Say people would walk alone at night
88 % Say kids play outside
86 % Say there are sidewalks
80 % Say parking is easy
80 % Say car is needed
79 % Say neighbors are friendly
78 % Say it's walkable to restaurants
78 % Say they plan to stay for at least 5 years
71 % Say there's holiday spirit
70 % Say streets are well-lit
50 % Say there are community events
45 % Say there's wildlife
36 % Say it's quiet
33 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Spencerville
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
10
2MoM
Home Value
Trulia Estimate
$204KSince last month
Decreased$13K (-5.9%)Since last year
Increased$71K (+53.1%)Since last sale
Increased$154K (+307.6%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +278% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $204K |
| August 2026 | $217K |
| July 2026 | $229K |
| June 2026 | $51K |
| May 2026 | $51K |
| March 2026 | $51K |
| February 2026 | $50K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.18 | Single-Family Home | $184,000 | 06/08/26 | 3 | 2 | 1,311 | |
0.40 | Single-Family Home | $134,900 | 04/30/26 | 4 | 2 | 1,455 | |
0.23 | Single-Family Home | $249,900 | 02/17/26 | 3 | 2 | 1,625 | |
0.53 | Single-Family Home | $40,000 | 04/24/26 | 3 | 1 | 1,358 | |
0.27 | Single-Family Home | $185,000 | 08/12/26 | 3 | 2 | 1,409 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.08 | $173,100 | 3 | 1 | 960 | Off Market | |
0.09 | $192,700 | 3 | 1.5 | 1,248 | Off Market | |
0.14 | $191,400 | 3 | 2 | 1,474 | Off Market | |
0.11 | $127,000 | 3 | 2 | 1,670 | Off Market | |
0.16 | $181,000 | 3 | 2 | 1,630 | Recently Sold | |
0.16 | $70,000 | 3 | 1 | 1,580 | Recently Sold | |
0.22 | $175,000 | 3 | 2 | 1,564 | For Sale | |
0.18 | $184,000 | 3 | 2 | 1,311 | Recently Sold | |
0.23 | $158,300 | 2 | 1 | 1,132 | Off Market | |
0.24 | $94,300 | 2 | 1 | 704 | Off Market | |
0.23 | $249,900 | 3 | 2 | 1,625 | Recently Sold |
Price and Tax history
| Date | Event | Price |
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Sep 17, 2026 Source: WCAR OH #310872 | PriceChange | $204,500 Price decreased by 3% |
Sep 8, 2026 Source: WCAR OH #310872 | PriceChange | $209,900 Price decreased by 4% |
Aug 3, 2026 Source: WCAR OH #310872 | PriceChange | $219,000 Price decreased by 5% |
Jul 16, 2026 Source: WCAR OH #310872 | Listed For Sale | $229,900 |
Jan 28, 2026 Source: WCAR OH #309095 | Sold | $50,000 |
Jan 9, 2026 Source: WCAR OH #309095 | Pending | $71,000 |
Dec 24, 2025 Source: WCAR OH #309095 | Listed For Sale | $71,000 |
Nov 22, 2013 Source: WCAR OH #92337 | Sold | $10,500 |
Oct 27, 2013 Source: Agent Provided | PriceChange | $14,900 Price decreased by 29% |
Sep 26, 2013 Source: Agent Provided | Listed For Sale | $20,900 |
Aug 22, 2013 Source: N/A | Sold | $24,000 |
Aug 7, 2013 Source: Agent Provided | Listed For Sale | $29,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $1,090 | $92,300 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Renee Smiley, Cowan, Realtors
Agent Phone: (419) 233-1149
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Frequently asked questions about 431 E 4th St
- What is the estimated monthly payment for 431 E 4th St?Based on a $204,500 list price with 20% down at today's rates, the estimated monthly payment for 431 E 4th St in Spencerville, OH is approximately $1,374 (about $1,110 principal & interest, $189 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Spencerville?Residents describe Spencerville, OH as well-kept, dog-friendly, and pedestrian-friendly. See homes for sale in Spencerville, OH.
- What are the closest schools to 431 E 4th St?The closest schools to 431 E 4th St in Spencerville, OH are Spencerville Elementary School (rated 9/10), Spencerville High School (rated 7/10), Spencerville Middle School (Elementary, rated 7/10).
- What is 431 E 4th St estimated to be worth?Trulia's estimated value for 431 E 4th St in Spencerville, OH is $203,800.
- Does 431 E 4th St have air conditioning?Yes, 431 E 4th St in Spencerville, OH has air conditioning.
- How big is the lot at 431 E 4th St?The lot at 431 E 4th St in Spencerville, OH is about 0.41 acres (17,860 sq ft).
431 E 4th St, Spencerville, OH 45887 is a 4 bedroom, 2 bathroom, 2,034 sqft single-family home built in 1920. This property is currently available for sale and was listed by WCAR OH on Jul 16, 2026. The MLS # for this home is MLS# 310872.