431 E  4th St, Spencerville, OH 45887
Property image
Property image
FOR SALE
3D VIEW
0.41 ACRES

431 E 4th St
Spencerville, OH 45887

  • 4 Beds
  • 2 Baths
  • 2,034 sqft (on 0.41 acres)

$219,000

Original price: $229,900
Est. Mortgage $1,391/mo*

$219,000

Original price: $229,900
Est. Mortgage $1,391/mo*
4 Beds
2 Baths
2,034 sqft
(on 0.41 acres)
We estimate this home will sell faster than 84% nearby.

Home Highlights

Parking
Open Parking
Outdoor
Porch
Climate Control
Heating & Cooling
Price/Sqft
$108
Listed
23 days ago

Local Information

  • Map ViewExplore the area around 431 E 4th St.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home! Character & charm fill this completely updated home, in the peaceful town of Spencerville, a rare find features a main floor primary w/ on suite, all new. w/ 3 spacious bedrooms on the 2nd floor, main floor laundry, new common bathroom, updated eat in kitchen with granite countertops, stainless steel stove, refrigerator, dish washer, and microwave all included. New gutters & down spouts 26', exterior doors 26' new metal roof on the back 1/2 of home & porch 26', All duct work 26' high efficiency gas furnace & A/C 26' , new luxury vinyl plank in kitchen & bathroom 26', new carpet 26', freshly painted 26', new sump pump 26' in cellar, lots of storage, nice size yard, shed for storage, a must see! Move in Ready!
We estimate this home will sell faster than 84% nearby.

Home Details for 431 E 4th St

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Kitchen, Other Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2034 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Natural Gas Connected, Water ConnectedAppliances: Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Water Heater OwnedDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Laminate, Vinyl
Levels, Entrance, & Accessibility
Levels: TwoFloors: Carpet, Laminate, Vinyl

Exterior Features

Exterior Home Features
Patio / Porch: PorchOther Structures: Shed(s)
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Parking Pad
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 23

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl Siding
Property Information
Condition: Updated/RemodeledParcel Number: 44120804005.001

Price & Status

Price
List Price: $219,000Price Per Sqft: $108
Status Change & Dates
Possession Timing: Close Of Escrow, Negotiable

Active Status

MLS Status: Active

Location

Direction & Address
City: Spencerville
School Information
High School District: Spencerville

Agent Information

Listing Agent
Listing ID: 310872

Building

Building Area
Building Area: 2034 Square Feet

HOA

No HOA

Lot Information

Lot Area: 0.41 acres

Listing Info

Special Conditions: Fair Market

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: 310872
Last check for updates: about 21 hours ago
Listing courtesy of Renee Smiley, (419) 233-1149
Cowan, Realtors
Source: WCAR OH, MLS#310872
Also Listed on WCAR OH.

Market trends in Spencerville

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
8

Price History for 431 E 4th St

DatePriceEventSource
08/03/2026$219,000PriceChange
WCAR OH #310872
07/16/2026$229,900Listed For SaleWCAR OH #310872
01/28/2026$50,000Sold
WCAR OH #309095
01/09/2026$71,000PendingWCAR OH #309095
12/24/2025$71,000Listed For SaleWCAR OH #309095
11/22/2013$10,500Sold
WCAR OH #92337
10/27/2013$14,900PriceChange
Agent Provided
09/26/2013$20,900Listed For SaleAgent Provided
08/22/2013$24,000Sold
N/A
08/07/2013$29,900Listed For SaleAgent Provided

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Property Tax and Assessment

Year2024
Tax$1,747
Assessment$92,300
Home facts updated by county records

Comparable Sales for 431 E 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.18
Single-Family Home
$184,000
06/08/26
3
2
1,311
0.40
Single-Family Home
$134,900
04/30/26
4
2
1,455
0.23
Single-Family Home
$249,900
02/17/26
3
2
1,625
0.53
Single-Family Home
$40,000
04/24/26
3
1
1,358
0.43
Single-Family Home
$238,900
09/15/25
4
2
1,872

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 431 E 4th St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencerville

At least 7 Trulia users voted on each feature.
  • 100 % Say yards are well-kept

  • 91 % Say it's dog friendly

  • 89 % Say people would walk alone at night

  • 88 % Say kids play outside

  • 86 % Say there are sidewalks

  • 80 % Say parking is easy

  • 80 % Say car is needed

  • 79 % Say neighbors are friendly

  • 78 % Say it's walkable to restaurants

  • 78 % Say they plan to stay for at least 5 years

  • 71 % Say there's holiday spirit

  • 70 % Say streets are well-lit

  • 50 % Say there are community events

  • 45 % Say there's wildlife

  • 36 % Say it's quiet

  • 33 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Aleesha W.
    "Its a great town to live and raise children because of the awesome school system. Plus a lot of parks"
  • kate
    "I grew up here as a child, always walked or rode our bikes everywhere. Not much for fast food or groceries but you can get what you need food wise close by."

LGBTQ Local Legal Protections

Frequently asked questions about 431 E 4th St

  • What is the estimated monthly payment for 431 E 4th St?
    Based on a $219,000 list price with 20% down at today's rates, the estimated monthly payment for 431 E 4th St in Spencerville, OH is approximately $1,421 (about $1,143 principal & interest, $203 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Spencerville?
    Residents describe Spencerville, OH as well-kept, dog-friendly, and pedestrian-friendly. See homes for sale in Spencerville, OH.
  • What are the closest schools to 431 E 4th St?
    The closest schools to 431 E 4th St in Spencerville, OH are Spencerville Elementary School (rated 9/10), Spencerville High School (rated 7/10), Spencerville Middle School (Elementary, rated 7/10).
  • What is 431 E 4th St estimated to be worth?
    Trulia's estimated value for 431 E 4th St in Spencerville, OH is $212,700.
  • Does 431 E 4th St have air conditioning?
    Yes, 431 E 4th St in Spencerville, OH has air conditioning.
  • How big is the lot at 431 E 4th St?
    The lot at 431 E 4th St in Spencerville, OH is about 0.41 acres (17,860 sq ft).
Renee Smiley, Cowan, Realtors
Agent Phone: (419) 233-1149
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
431 E 4th St, Spencerville, OH 45887 is a 4 bedroom, 2 bathroom, 2,034 sqft single-family home built in 1920. This property is currently available for sale and was listed by WCAR OH on Jul 16, 2026. The MLS # for this home is MLS# 310872.