4190 BULL STREET, Saint Cloud, FL 34772
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FOR SALE
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4190 BULL STREET
Saint Cloud, FL 34772

  • 5 Beds
  • 3.5 Baths
  • 3,266 sqft

$540,000

Original price: $520,000
Est. Mortgage $3,539/mo*
Get Pre-Qualified

$540,000

Original price: $520,000
Est. Mortgage $3,539/mo*
Get Pre-Qualified
5 Beds
3.5 Baths
3,266 sqft

Home Highlights

Parking
3 Car Garage
Climate Control
Heating & Cooling
HOA
$60/Monthly
Price/Sqft
$165
Listed
180+ days ago

Local Information

  • Map ViewExplore the area around 4190 BULL STREET.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

SELLER MOTIVATED! Spacious and inviting home designed for comfortable family living. This property offers generous interior space, a 3-car garage, and a covered patio added by the owner, creating the perfect setting for relaxing and entertaining. The patio faces the community pool, adding extra convenience and enjoyment for the whole family. Ideally located near Lake Nona and major highways, providing easy access to shopping, dining, and everyday essentials. Most importantly, the seller is highly motivated for the new year — the price has been reduced and the owner is open to negotiating and assisting with serious offers. A great opportunity to secure a large home with space, comfort, and a motivated seller.

Home Details for 4190 BULL STREET

Interior Features

Interior Details
Number of Rooms: 13Types of Rooms: Primary Bedroom, Bedroom 1, Bathroom 1, Bathroom 2, Bonus Room, Dining Room, Family Room, Great Room, Kitchen, Laundry, Living Room, Loft
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3266 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Solar, Water Available, Water ConnectedAppliances: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Laundry Closet,Laundry Room,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,SolarHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Ceramic Tile, Concrete, Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile, Concrete, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: CourtyardFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Driveway
Frontage
Road Surface Type: Brick, Concrete, PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 402Days on Market: 180+

Property Information

Year Built
Year Built: 2022
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Concrete, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 132630011700011920

Price & Status

Price
List Price: $540,000Price Per Sqft: $165

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: OLD HICKORY PH 1 & 2
School Information
Elementary School: Michigan Avenue Elem (K 5)Jr High / Middle School: Harmony MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: S5125050

Building

Building Area
Building Area: 1926 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Community PoolHOA Name: Anais SerranoHOA Phone: 407-781-5763HOA Name (second): Old Hickory Community Association, Inc.Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $60/Monthly

Lot Information

Lot Area: 8276 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5125050Back On Market Date: Mon Jan 05 2026Showing Requirements: Lockbox - CodedUniversal Property Id: US-12097-N-132630011700011920-R-N
Last check for updates: about 6 hours ago
Listing Provided by: Maria Castaneda, (407) 760-2577
LPT REALTY, LLC, (877) 366-2213
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#S5125050
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM

Price History for 4190 BULL STREET

DatePriceEventSource
05/30/2026$540,000PriceChange
Stellar MLS #S5125050
04/26/2026$520,000PriceChange
Stellar MLS #S5125050
02/20/2026$560,000PriceChange
Stellar MLS #S5125050
01/05/2026$565,000Listed For SaleStellar MLS #S5125050
12/17/2025$571,000ListingRemovedStellar MLS #S5125050
09/21/2025$571,000PriceChange
Stellar MLS #S5125050
06/05/2025$584,500PriceChange
Stellar MLS #S5125050
05/15/2025$599,000PriceChange
Stellar MLS #S5125050
04/16/2025$608,000Listed For SaleStellar MLS #S5125050
02/24/2022$454,700Sold
N/A

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Property Tax and Assessment

Year2025
Tax$9,867
Assessment$487,700
Home facts updated by county records

Comparable Sales for 4190 BULL STREET

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4191 HOLSTEIN STREET, Saint Cloud, FL
0.09
Single-Family Home
$475,000
02/13/26
5
4
3,168
4491 HOLSTEIN STREET, Saint Cloud, FL
0.24
Single-Family Home
$590,000
10/20/25
5
3.5
3,266
617 HITCH LOOP, Saint Cloud, FL
0.48
Single-Family Home
$450,000
09/24/25
4
2.5
3,165
4226 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.43
Single-Family Home
$490,000
06/30/26
6
3
2,667
799 HITCH LOOP, Saint Cloud, FL
0.56
Single-Family Home
$490,000
06/23/26
4
2.5
3,165
2910 HARLOW AVE, Saint Cloud, FL
0.47
Single-Family Home
$412,000
08/04/25
4
3.5
2,160
3920 SOUTHERN VISTA LOOP, Saint Cloud, FL
0.56
Single-Family Home
$410,000
05/02/26
5
2.5
2,791
729 HITCH LOOP, Saint Cloud, FL
0.57
Single-Family Home
$430,000
10/16/25
4
2.5
2,439
109 PINEYWOODS STREET, Saint Cloud, FL
0.58
Single-Family Home
$425,000
08/11/25
4
3
2,535
4539 CALUMET DRIVE, Saint Cloud, FL
0.57
Single-Family Home
$420,000
11/28/25
4
3
2,339

Nearby homes

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Assigned Schools

These are the assigned schools for 4190 BULL STREET.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 466 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Maria Castaneda, LPT REALTY, LLC, (877) 366-2213
Agent Phone: (407) 760-2577
4190 BULL STREET, Saint Cloud, FL 34772 is a 5 bedroom, 4 bathroom, 3,266 sqft single-family home built in 2022. This property is currently available for sale and was listed by Stellar MLS on Jan 5, 2026. The MLS # for this home is MLS# S5125050.