41 Ruby Cir, Mary Esther, FL 32569
Property image
Property image
FOR SALE

$299,000

Original price: $320,000
  • 4 Beds
  • 2 Baths
  • 1,415 sqft

41 Ruby Cir, Mary Esther, FL 32569

Est. Mortgage $2,019/mo*
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Home Highlights

Single-Family Home
Built in 1994
$211/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 41 Ruby Cir.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:All new windowsAll new flooring
Huge price drop on this FOUR bedroom one story home with 2 car garage, ALL NEW windows (Aug '26), and all new flooring (July '26) except tile in wet areas! Sellers to pay $3,500 toward buyer CCs & PPDs and $500 toward blinds for the new windows throughout the home! You also benefit from the complete interior having been newly painted, including removing popcorn and now has flat finish in July '26!! The sliding glass backdoor to the yard is new in July '26, too, and the hot water heater was new in '24! With 4 bedrooms, you can have your special office / hobby room or give the kids some personal space. The floorplan provides a great room that is open to the dining area and kitchen! The 2 car garage has a work bench for your tinkering improver! This little known location is a very private enclave that is in the heart of Mary Esther, close to shopping and restaurants! Schools are top notch in Okaloosa County with most getting A's! You are never far from the white sandy beaches of the Emerald Coast, so make your appointment to see this fabulous home, and make your offer! Cheers!
Last check for updates: about 4 hours ago
Listing courtesy of Lyndon E Clifton, (850) 865-5675
Go Coastal Real Estate
Source: ECAOR, MLS#1007858
Also Listed on ECAOR.

Home Details for 41 Ruby Cir

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom, Dining Area, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1415 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Refrigerator, Gas Water HeaterDishwasherDisposalLaundry: Washer/Dryer HookupRefrigerator
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Flooring: Laminate, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Floors: Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PorchFencing: PrivacyExterior: Private Yard
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Door Opener,Garage
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 78

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Concrete, Frame, Vinyl Siding, Trim VinylNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 162S24120A00000150

Price & Status

Price
List Price: $299,000Price Per Sqft: $211

Active Status

MLS Status: Active

Location

Direction & Address
City: Mary EstherCommunity: EMERALD ESTATES
School Information
Elementary School: FlorosaJr High / Middle School: BrunerHigh School: Fort Walton Beach

Agent Information

Listing Agent
Listing ID: 1007858

Building

Building Area
Building Area: 1415 Square Feet

Lot Information

Lot Area: 4356 sqft

Miscellaneous

Mls Number: 1007858

Around this home

What Locals Say about Mary Esther

At least 92 Trulia users voted on each feature.

  • 87 % Say car is needed

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 73 % Say yards are well-kept

  • 68 % Say kids play outside

  • 67 % Say it's quiet

  • 65 % Say there's holiday spirit

  • 59 % Say people would walk alone at night

  • 50 % Say they plan to stay for at least 5 years

  • 49 % Say streets are well-lit

  • 47 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 44 % Say there are sidewalks

  • 35 % Say it's walkable to grocery stores

  • 24 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • June Newton
    "This is an ultimate safe area as it is a very large military community. Schools are great!! The children are respectful due to the community. "
    0
    Flag
  • Jtscott0623
    "It’s pretty safe but there are bears somewhat frequently. Be mindful of Hurlburt Air Force Base traffic it’s usually around and before 5pm when it gets bad. "
    1
    Flag
  • Alexandra Ifland
    "People walk there dogs, it’s a very walkable area and pretty and safe. No dog park though but it is by the water"
    1
    Flag
  • June Newton
    "No public transport. But busy when the military base & one elementary school lets out. Traffic is busy approximately 3 to 6 pm. 4 lane highway with some traffic lights causing delays at prime pm time. Otherwise great & fast commute. "
    1
    Flag
  • S.lamb21
    "No how and awesome 4th of July block parties! We’re actually selling our house but wish the insurance wasn’t so much otherwise we’d be keeping it."
    0
    Flag
  • Cornishkc
    "Great neighborhood I think it is a great place. It is a very nice place to live. I am currently living in the best neighborhood in the area. I really think you would enjoy living in this neighborhood. "
    5
    Flag
  • Simplyspecial
    "Traffic across the base can get backed up both in the mornings and evenings. As long as you allow yourself plenty of time you will be just fine. "
    1
    Flag
  • Crystal.hall81
    "There are farmers markets every Saturday, always having fireworks at the landing and at Christmas time Santa goes around the neighborhood on a fire truck blasting music!"
    2
    Flag
  • Lacey W.
    "A lot of people are out walking their dogs. We have one small dog and our only issue is that our fence backs up to our neighbors on both sides. One neighbor two large dogs and they have busted through our fence a couple of times. We just worry about our little dog’s safety in that one instance. In general, it is a very dog friendly area."
    7
    Flag
  • Brian D. M.
    "Friendly neighborhood. Always use a leash. Good way to get exercise. Most people pick up behind their pets. "
    0
    Flag
  • GINNIE L.
    "traffic is bad during base change, school. pickups and tourist time. if we had few more lights it could help. "
    1
    Flag
  • Stunt101966
    "Research all the area prices vary greatly. The father into Navarre the bigger and cheaper you can find homes near very good schools. There aren’t many groups to meet new people but neighbors are friendly "
    3
    Flag
  • Erin.shaffer2016@gmail.com
    "I’ve lived in this neighborhood for four years, as a widowed mother for two and a half years I’ve felt safe with my children while living here and it’s near everything! "
    0
    Flag
  • Cornishkc
    "It's a nice and quiet place. The only thing I don't understand is the unnecessary traffic that goes through our neighborhood. Otherwise, I'm very happy here. "
    0
    Flag
  • Nicholas D. D.
    "We love dogs and own one ourselves so dogs are always welcome around our home and everyone that lives around us has pets as well."
    0
    Flag
  • Songbird120796
    "It’s an okay place to live but there is not a togetherness about the community there are many things that could be done differently one being adding more garbage cans closer to all apartments along with the mailboxes "
    4
    Flag
  • KimBassett
    "This is a great neighborhood. We look out for each other. About 1/4 mile from the sound and gulf, this area has no violence or burgurly"
    4
    Flag
  • Soundsofmercy
    "quiet. military personnel live in area . it's safe. beautiful beaches in every direction. nice neighbors. very down to earth type people. "
    3
    Flag
  • Iluvfrogs1025
    "I lived in this neighborhood for 3 years. neighbors are friendly and look out for one another. There are lots of kids and pets!"
    4
    Flag
  • Bianca H.
    "they would like the Green space, the friendly dog owners but may dislike no sidewalks even though the speed limit is only 15. "
    0
    Flag
  • Megan F.
    "There are bears in the neighborhood so be aware to not leave trash cans where they can get them and don’t let kids play outside too late."
    0
    Flag
  • Savannah N. J.
    "Mary Esther is a very calm, very nice town. Most of the people in our neighborhood know and look out for each other. Children are safe to play outside, noise is minimum. It’s close to base, so you will hear them practicing at night; but you really don’t hear or mind it at all. "
    0
    Flag
  • Cbj c.
    "it seem to be friendly, quiet, and clean. Close enough to the mall, eating places, convenience stores and gas but far enough off the beaten path to be very quiet most times. "
    0
    Flag
  • Gloria1651
    "You are right on the beaches whether you have a home on the gulf or a few blocks inland you can get to the beaches in minutes. Its just a short distance to shopping to include outlets or all the night life you would like."
    0
    Flag
  • Nancy
    "This is a highly sought after area. Large lots, many with Sound View or on the Sound. Listed as Mary Esther, but is actually Wynnehaven Beach. "
    0
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  • Rebelcowgirl55
    "I lived in the area from 1974 to 2010, in the beginning it was a small amount of people mostly mobile homes with livestock in yards, dirt roads, in the 80's houses began to be built around, roads paved in the 90's, more people buying into the area, changes took place on having livestock, rezoning started, crime rate picked up with groups of teens living in area, cars are broken into, houses, cars racing up and down paved streets [speed bumps needed badly] late 90-2000's crowed in with more and more houses, due to the teen gangs I moved away, Bear problem picked up from a joining military range. The area is set to far from town and the traffic on 98 is horrible in mornings and afternoons, hard to get anywhere."
    0
    Flag

Market trends in Mary Esther

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
110
16MoM

Home Value

Trulia Estimate
$299K
Since last month
Decreased$19K (-6%)
Since last year
Increased$23K (+8.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +81% in the last 10 years
MonthEstimated value
2026
October 2026$299K
September 2026$296K
August 2026$318K
July 2026$338K
June 2026$285K
May 2026$287K
April 2026$285K
March 2026$292K
February 2026$286K
January 2026$283K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
94 Ruby Cir, Mary Esther, FL
0.09
Single-Family Home
$365,000
04/21/26
3
2
1,601
88 Ruby Cir, Mary Esther, FL
0.06
Single-Family Home
$349,500
06/01/26
3
2.5
1,439
591 Brian Cir, Mary Esther, FL
0.19
Single-Family Home
$332,000
07/30/26
3
2
1,472
550 Brian Cir, Mary Esther, FL
0.22
Single-Family Home
$340,000
01/13/26
3
2
1,476
531 Brian Cir, Mary Esther, FL
0.23
Single-Family Home
$446,000
08/03/26
3
2
1,531
370 Dawn Ln, Mary Esther, FL
0.24
Single-Family Home
$365,000
02/04/26
3
2
1,696
641 Cornwall Ter, Mary Esther, FL
0.39
Single-Family Home
$290,000
03/25/26
4
2
1,200
390 Angela Ln, Mary Esther, FL
0.34
Single-Family Home
$455,000
08/06/26
4
2
1,902
900 Bryn Mawr Blvd, Mary Esther, FL
0.39
Single-Family Home
$170,000
03/23/26
4
2
1,104

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
39 Ruby Cir, Mary Esther, FL 32569
0.01
-
3
2
1,351
Off Market
43 Ruby Cir, Mary Esther, FL 32569
0.01
$304,100
3
2
1,366
Off Market
37 Ruby Cir, Mary Esther, FL 32569
0.02
$310,600
3
2
1,443
Off Market
45 Ruby Cir, Mary Esther, FL 32569
0.02
$282,300
3
2
1,309
Off Market
40 Ruby Cir, Mary Esther, FL 32569
0.03
$274,200
3
2
1,463
Off Market
35 Ruby Cir, Mary Esther, FL 32569
0.03
$314,200
4
2.5
1,604
Off Market
42 Ruby Cir, Mary Esther, FL 32569
0.03
$277,000
3
2
1,415
Off Market
231 Oxford Ct, Mary Esther, FL 32569
0.03
$193,200
2
1.5
1,050
Off Market
231 Oxford Ct #231, Mary Esther, FL 32569
0.03
-
-
-
-
Off Market
200 Oxford Ct, Mary Esther, FL 32569
0.03
$196,800
Studio
-
-
Off Market
38 Ruby Cir, Mary Esther, FL 32569
0.03
$307,400
3
2
1,453
Off Market
47 Ruby Cir, Mary Esther, FL 32569
0.03
$280,300
3
2
1,274
Off Market
229 Oxford Ct, Mary Esther, FL 32569
0.03
$152,800
2
2
1,000
Off Market
229 Oxford Ct #229, Mary Esther, FL 32569
0.03
$195,900
2
1.5
1,000
Off Market
44 Ruby Cir, Mary Esther, FL 32569
0.03
$327,200
3
2
1,343
Off Market
227 Oxford Ct, Mary Esther, FL 32569
0.03
$190,100
2
2
1,000
Off Market
227 Oxford Ct #227, Mary Esther, FL 32569
0.03
-
-
-
-
Off Market
36 Ruby Cir, Mary Esther, FL 32569
0.03
$320,100
3
2.5
1,725
Off Market
244 Oxford Ct, Mary Esther, FL 32569
0.04
$182,700
2
1.5
1,050
Off Market
246 Oxford Ct, Mary Esther, FL 32569
0.04
$239,100
2
2
1,000
Off Market

Price and Tax history

DateEventPrice
Sep 11, 2026
Source: ECAOR #1007858
PriceChange
$299,000
Price decreased by 7%
Aug 20, 2026
Source: ECAOR #1007858
PriceChange
$320,000
Price decreased by 3%
Aug 10, 2026
Source: ECAOR #1007858
PriceChange
$330,000
Price decreased by 3%
Jul 22, 2026
Source: ECAOR #1007858
PriceChange
$340,000
Price decreased by 3%
Jul 17, 2026
Source: ECAOR #1007858
Listed For Sale
$350,000

LGBTQ Local Legal Protections

Lyndon E Clifton, Go Coastal Real Estate
Agent Phone: (850) 865-5675
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 41 Ruby Cir

  • What is the estimated monthly payment for 41 Ruby Cir?
    Based on a $299,000 list price with 20% down at today's rates, the estimated monthly payment for 41 Ruby Cir in Mary Esther, FL is approximately $2,064 (about $1,683 principal & interest, $306 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Mary Esther?
    Residents describe Mary Esther, FL as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Mary Esther, FL.
  • What are the closest schools to 41 Ruby Cir?
    The closest schools to 41 Ruby Cir in Mary Esther, FL are Fort Walton Beach High School (rated 5/10), Mary Esther Elementary School (Pre-K, rated 6/10), Max Bruner Junior Middle School (rated 7/10).
  • What is 41 Ruby Cir estimated to be worth?
    Trulia's estimated value for 41 Ruby Cir in Mary Esther, FL is $298,600.
  • Does 41 Ruby Cir have air conditioning?
    Yes, 41 Ruby Cir in Mary Esther, FL has air conditioning.
  • Does 41 Ruby Cir have laundry facilities?
    Yes, 41 Ruby Cir in Mary Esther, FL has laundry facilities.
41 Ruby Cir, Mary Esther, FL 32569 is a 4 bedroom, 2 bathroom, 1,415 sqft single-family home built in 1994. This property is currently available for sale and was listed by ECAOR on Jul 17, 2026. The MLS # for this home is MLS# 1007858.