409 Jefferson Dr, Palmyra, VA 22963
Property image
Property image
SOLD
DEC 24, 2025

$364,500

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 2,144 sqft (on 0.42 acres)

409 Jefferson Dr, Palmyra, VA 22963

Est. Refi. Payment $2,134/mo*
Refinance Your Home
Currently Off Market - Sold Dec 24, 2025 for $369,000 (2% below list price)

Home Value

Trulia Estimate
$365K
Since last month
Increased$200 (+0.1%)
Since last year
Decreased$16K (-4.2%)
Since last sale
Decreased$4K (-1.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +63% in the last 10 years
MonthEstimated value
2026
August 2026$365K
August 2026$365K
July 2026$365K
June 2026$364K
May 2026$364K
April 2026$368K
March 2026$368K
February 2026$372K
January 2026$370K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
8 Rockwood Ln, Palmyra, VA
0.08
Single-Family Home
$405,000
07/21/26
3
2
1,840
15 Smokewood Dr, Palmyra, VA
0.20
Single-Family Home
$359,000
05/20/26
3
2
1,811
399 Jefferson Dr, Palmyra, VA
0.10
Single-Family Home
$449,000
09/30/25
4
2
2,516
14 Fairwood Pl, Palmyra, VA
0.39
Single-Family Home
$353,500
12/22/25
3
2
2,073
426 Jefferson Dr, Palmyra, VA
0.27
Single-Family Home
$341,700
09/17/25
3
2.5
1,750
11 S Bearwood Dr, Palmyra, VA
0.14
Single-Family Home
$320,000
02/12/26
3
2.5
1,332
10 Briarwood Rd, Palmyra, VA
0.29
Single-Family Home
$300,000
06/01/26
4
2
1,780
6 Kingswood Rd, Palmyra, VA
0.21
Single-Family Home
$330,000
04/14/26
3
2.5
1,400

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
399 Jefferson Dr, Palmyra, VA 22963
0.10
$443,800
4
2
2,516
Off Market
412 Jefferson Dr, Palmyra, VA 22963
0.05
$465,900
3
2.5
2,465
Off Market
6 Rockwood Ln, Palmyra, VA 22963
0.06
$265,600
3
1.5
1,008
Off Market
8 Rockwood Ln, Palmyra, VA 22963
0.08
$405,000
3
2
1,840
Recently Sold
11 Rockwood Ln, Palmyra, VA 22963
0.13
$343,600
3
2
1,556
Off Market
394 Jefferson Dr, Palmyra, VA 22963
0.19
$295,400
3
2.5
1,778
Off Market
11 S Bearwood Dr, Palmyra, VA 22963
0.14
$320,000
3
2.5
1,332
Recently Sold
16 Rockwood Ln, Palmyra, VA 22963
0.15
$364,000
3
2
1,634
Off Market
390 Jefferson Dr, Palmyra, VA 22963
0.22
$375,500
4
2.5
1,803
Off Market
503 Garden Ln, Palmyra, VA 22963
0.23
$622,250
-
-
-
For Sale
15 Smokewood Dr, Palmyra, VA 22963
0.20
$359,000
3
2
1,811
Recently Sold

Local Information

  • Map ViewExplore the area around 409 Jefferson Dr.
  • Schools2 Preschool Schools4 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1995
0.42 acre lot
2,144 sqft
$172/sqft
2 Car Garage
HOA $122/mo

About this House

Welcome to this beautiful single-family home nestled in the desirable Lake Monticello community. Step inside to a bright and open floorplan featuring a stunning vaulted great room that creates an airy, inviting atmosphere. The spacious eat-in kitchen offers plenty of room for cooking and gathering, while the adjoining sunroom and screened porch provide the perfect space to relax and enjoy peaceful views of the large, private, fenced backyard. The vaulted primary suite is a true retreat, complete with two closets—including a generous walk-in—and an ensuite bath. An attached garage adds everyday convenience, rounding out the home’s thoughtful design. Enjoy all that Lake Monticello living has to offer: beaches, kayaking, boating, golf, playgrounds, a community pool, and a lakeside restaurant with live music. All this, just a quick and easy commute to Charlottesville!
409 Jefferson Dr, Palmyra, VA 22963 is a 3 bedroom, 2 bathroom, 2,144 sqft single-family home built in 1995. It last sold for $369,000 on Dec 24, 2025 (2% below the $375,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $364,500, with a rent estimate of $2,377/month.
Last check for updates: about 20 hours ago
Listed by DIANE MILLER, (434) 960-5856
LONG & FOSTER - LAKE MONTICELLO
Bought with: PATRICIA ARNDT, (434) 981-2650, LONG & FOSTER - LAKE MONTICELLO
Originating MLS: Charlottesville Area Association of Realtors
Source: CAAR, MLS#670908

Home Details for 409 Jefferson Dr

Active Status

MLS Status: Closed

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Breakfast Room Nook, Great Room, Kitchen, Sunroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2144 Square Feet
Appliances & Utilities
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, PropaneAppliances: Dishwasher, Electric Range, Microwave, Refrigerator, Dryer, WasherDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Forced Air,PropaneHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Hardwood
View
Has a ViewView: Residential, Trees/Woods
Security
Security: Gated Community, 24 Hour Security

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Front Porch, PorchFencing: Partial, FencedFoundation: Block
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Asphalt,Attached,Electricity,Garage Faces Front,Garage,Garage Door Opener
Pool
Pool: Association
Frontage
Not on Waterfront
Water & Sewer
Sewer: Community/Coop Sewer
Finished Area
Finished Area (above surface): 2144 Square Feet

Days on Market

Cumulative Days on Market: 2

Property Information

Year Built
Year Built: 1995
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Stick Built, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 00000

Price & Status

Price
List Price: $375,000Price Per Sqft: $172/sqft
Status Change & Dates
Off Market Date: Wed Nov 12 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: PalmyraCommunity: LAKE MONTICELLO
School Information
Elementary School: Central (Fluvanna)Jr High / Middle School: FluvannaHigh School: Fluvanna

Building

Building Area
Building Area: 2610 Square Feet

Community

Community Features: Gated

HOA

HOA Fee Includes: Boat Ramp, Common Area Maintenance, Clubhouse, Playground, Road Maintenance, Security, TrashAssociation for this Listing: Charlottesville Area Association of RealtorsHas an HOAHOA Fee: $1,464/Annually

Lot Information

Lot Area: 0.42 acres

Documents

Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share.

Miscellaneous

Mls Number: 670908Living Area Range Units: Square FeetAbove Grade Unfinished Area: 2144Above Grade Unfinished Area Source: Public RecordsAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Source: Public RecordsBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-00000-R-N

Additional Information

HOA Amenities: Basketball Court,Boat Dock,Boat Ramp,Clubhouse,Sport Court,Golf Course,Picnic Area,Playground,Pool,Sports Fields,Tennis Court(s),Water,Beach RightsDays On Market Replication: 2

Price and Tax history

DateEventPrice
Dec 24, 2025
Source: CAAR #670908
Sold
$369,000
Dec 5, 2025
Source: Long & Foster Broker Feed #670908
Pending
$375,000
Nov 13, 2025
Source: Long & Foster Broker Feed #670908
PendingToActive
$375,000
Nov 13, 2025
Source: CAAR #670908
Pending
$375,000
Nov 10, 2025
Source: CAAR #670908
Listed For Sale
$375,000

Market trends in Palmyra

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$364K
$24.32KMoM
Sale-to-List Price
100.0%
Price per sq ft
$197
$11MoM
Available listings
129
6MoM

Around this home

What Locals Say about Palmyra

At least 82 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 89 % Say parking is easy

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 76 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 75 % Say it's quiet

  • 58 % Say neighbors are friendly

  • 57 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

  • 26 % Say it's walkable to restaurants

  • 24 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jean Shore
    "We have a wonderful newcomers and old friends social club and a fantastic community. Great fun with boat parades (with water gun fights) and great themed car parades. "
    0
    Flag
  • Trulia User
    "Not much diversity here but may improve with new developments. Also the jobs may be limited to Charlottesville and Richmond "
    0
    Flag
  • Vhillsr
    "Great community and wonderful people. This is the best community I’ve seen so far this region to start and grow a family. Truly a community to live work and play in and support the people in this community. "
    0
    Flag
  • Chris N.
    "Quiet neighborhood yet friendly folks. Great for families and retired. Convenient to stores and interstate. Surrounded by beautiful farms and parks. Peaceful "
    0
    Flag
  • Edlawler
    "I have lived here full time for 6 years, part time for 32 years. It is a gated community with its own full time police force. This basically is a retirement community that evolved into a family friendly place to live. You are a walk/bike ride from everything you need."
    0
    Flag
  • Althea B.
    "great place to live very convenient for our children we have gotten along great here ...... wonderful view and areas to have for the kids "
    0
    Flag
  • Briana P.
    "Really great, safe area to raise your children and to grow your loving family. Lots of space to run and live freely, and the schools are pretty nice. "
    1
    Flag
  • Edlawler1
    "The good- It is a quiet, safe friendly place to live. The schools are just OK. There are three pharmacies. The bad- you have to drive everywhere. Internet availability is spotty. There are few local employers that pay a livable wage. "
    0
    Flag
  • Gianni S.
    "You need a car to commute no public transportation. Everything is at least 20minutes the most in distance . "
    0
    Flag
  • Edlawler1
    "While there is a leash law, some owners ignore it. some of those dogs have had the cops called on them."
    0
    Flag
  • Mssrn2005
    "Many dog owners here and it is a dog friendly community with many parks open to dogs. People are walking dogs all throughout the day. "
    0
    Flag
  • Lacrossegirl
    "There are no sidewalks, you have to use the side of the road to walk your dog. "
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    Flag
  • Sheri E.
    "Lake Monticello...It’s quiet. I know two of my neighbors, one really well, the other just barely. There are lots of loose cats. Water is super expensive. The HOA can be intrusive. Parks are nice. No sidewalks, no street lights."
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  • Melissa S.
    "My commute is long, but you can get much more house for your money with decent schools in this area."
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  • Coeylee
    "We have rented in this area for the last 8 months, and the area is very peaceful, quaint, and the neighbors are very nice. We have enjoyed the beaches."
    1
    Flag
  • Michealashaw
    "The school systems in the area aren’t the best, but there’s a Montessori school about 25 minutes away that is absolutely lovely"
    0
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  • Liz m.
    "Lots of dog owners in the area. Very nice local dog park. Great pet store with very helpful employees. "
    0
    Flag
  • Kbjafield
    "we have 5 beaches and tons of amenities. I love living here. nice quiet neighborhood and the people here are okay. "
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  • raul33025
    "trees and no crime close to tge lake monticello and major highways to connect to Richmond and other main attractions "
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  • Pat P.
    "A wonderful neighborhood for all ages! Love it here! Come check it out for your selves. Lake, golf, pool."
    0
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  • raul33025
    " lived in the neighborhood for 3years and is ultra friendly and everyone look for the other. love it veey much"
    0
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  • Josh S.
    "Just the right distance between Charlottesville and Short Pump (Richmond)."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 409 Jefferson Dr

  • What is 409 Jefferson Dr estimated to be worth?
    Trulia's estimated value for 409 Jefferson Dr in Palmyra, VA is $364,500.
  • What is the price history for 409 Jefferson Dr?
    409 Jefferson Dr in Palmyra, VA last sold for $369,000 in December 2025.
  • Is Palmyra a buyer's or seller's market?
    Palmyra is currently a balanced market, based on recent for-sale activity.
  • What's the median sale price in Palmyra?
    The median sale price in Palmyra is $364K. That is up $24.32K from the prior month.
  • Does 409 Jefferson Dr have air conditioning?
    Yes, 409 Jefferson Dr in Palmyra, VA has air conditioning.
  • Does 409 Jefferson Dr have a pool?
    Yes, 409 Jefferson Dr in Palmyra, VA has a pool.

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