10 Locks Rd, Palmyra, VA 22963
Property image
Property image
PENDING
0.37 ACRES

10 Locks Rd
Palmyra, VA 22963

  • 3 Beds
  • 2 Baths
  • 1,613 sqft (on 0.37 acres)

$449,000

Est. Mortgage $2,728/mo*
Get Pre-Qualified

$449,000

Est. Mortgage $2,728/mo*
Get Pre-Qualified
3 Beds
2 Baths
1,613 sqft
(on 0.37 acres)

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Patio
Climate Control
Heating & Cooling
HOA
$121/Monthly
Price/Sqft
$278
Listed
115 days ago

Local Information

  • Map ViewExplore the area around 10 Locks Rd.
  • Schools2 Preschool Schools4 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space—perfect for everyday living and hosting.The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability.Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm.This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.

Home Details for 10 Locks Rd

Active Status

MLS Status: Pending

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Breakfast Room Nook, Foyer, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1613 Square Feet
Appliances & Utilities
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, PropaneAppliances: Dishwasher, Electric Range, Disposal, Microwave, Dryer, WasherDishwasherDisposalDryerMicrowaveWasher
Heating & Cooling
Heating: Central,Heat PumpHas CoolingAir Conditioning: Central Air,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Gas LogHas a Fireplace
Gas & Electric
Electric: Underground
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Hardwood, Vinyl
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Ceramic Tile, Hardwood, Vinyl
View
Has a ViewView: Golf Course, Residential
Security
Security: Gated Community, Security Guard

Exterior Features

Exterior Home Features
Roof: ArchitecturalPatio / Porch: Front Porch, Patio, Porch, ScreenedOther Structures: OtherExterior: Mature Trees/Landscape, PorchFoundation: Block
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Asphalt,Attached,Garage Faces Front,Garage,Garage Door Opener
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1613 Square Feet

Days on Market

Cumulative Days on Market: 93Days on Market: 115

Property Information

Year Built
Year Built: 1998
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Brick, Stick Built, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Not Included in Sale: mantle in officeParcel Number: 18A 4 179

Price & Status

Price
List Price: $449,000Price Per Sqft: $278
Status Change & Dates
Off Market Date: Sun Jul 26 2026Possession Timing: Close Of Escrow

Location

Direction & Address
City: PalmyraCommunity: LAKE MONTICELLO
School Information
Elementary School: Central (Fluvanna)Jr High / Middle School: FluvannaHigh School: Fluvanna

Agent Information

Listing Agent
Listing ID: 676173

Building

Building Details
Builder Name: TAYLOR LYN HOMES, INC
Building Area
Building Area: 2051 Square Feet

Community

Community Features: Dock, Gated

HOA

HOA Fee Includes: Boat Ramp, Clubhouse, Insurance, Playground, Reserve Fund, Snow Removal, Security, TrashAssociation for this Listing: Charlottesville Area Association of RealtorsHas an HOAHOA Fee: $1,450/Annually

Lot Information

Lot Area: 0.37 acres

Documents

Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share.

Miscellaneous

Mls Number: 676173Living Area Range Units: Square FeetProjected Close Date: Mon Aug 31 2026Above Grade Unfinished Area: 1613Above Grade Unfinished Area Source: Public RecordsAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Source: Public RecordsBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-18A 4 179-R-N

Additional Information

HOA Amenities: Basketball Court,Boat Dock,Boat Ramp,Clubhouse,Meeting Room,Sports Fields,Water,Beach RightsDays On Market Replication: 93
Last check for updates: about 7 hours ago
Listing courtesy of IRIS HELFRICH, (434) 981-9956
MONTICELLO COUNTRY REALTY, LLC, (434) 589-3539
Originating MLS: Charlottesville Area Association of Realtors
Source: CAAR, MLS#676173
Also Listed on CAAR.

Market trends in Palmyra

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$364K
$24.32KMoM
Sale-to-List Price
100.0%
Price per sq ft
$197
$11MoM
Available listings
129
6MoM

Price and Tax history

DateEventPrice
Jul 26, 2026
Source: CAAR #676173
Pending
$449,000
Jul 23, 2026
Source: CAAR #676173
PriceChange
$449,000
Price decreased by 4%
Apr 24, 2026
Source: CAAR #676173
Listed For Sale
$469,000
Dec 3, 2014
Source: N/A
Sold
$240,000

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 10 Locks Rd

Skip to last item
Skip to first item

Home Value

Trulia Estimate
$438K
Since last month
Decreased$18K (-3.8%)
Since last year
Increased$34K (+8.5%)
Since last sale
Increased$199K (+82.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +74% in the last 10 years
MonthEstimated value
2026
August 2026$439K
July 2026$438K
June 2026$456K
May 2026$459K
April 2026$468K
March 2026$405K
February 2026$398K
January 2026$394K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
7 Spoon Ter, Palmyra, VA
0.17
Single-Family Home
$325,000
01/12/26
3
2
1,424
31 Bunker Blvd, Palmyra, VA
0.17
Single-Family Home
$385,000
12/11/25
3
2
1,880
7 Loving Ter, Palmyra, VA
0.33
Single-Family Home
$315,000
05/12/26
3
2.5
2,047
217 Jefferson Dr, Palmyra, VA
0.42
Single-Family Home
$375,000
05/20/26
3
2
1,676
49 Bunker Blvd, Palmyra, VA
0.34
Single-Family Home
$325,000
12/05/25
3
2.5
1,799
15 Out Of Bounds Rd, Palmyra, VA
0.46
Single-Family Home
$483,000
11/05/25
3
2
2,216
8 Sand Trap Ter, Palmyra, VA
0.34
Single-Family Home
$500,000
10/17/25
4
2
2,460

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
7 Locks Ct, Palmyra, VA 22963
0.04
$481,800
3
3
2,516
Off Market
8 Locks Rd, Palmyra, VA 22963
0.04
$542,500
3
2
2,568
Off Market
11 Bunker Blvd, Palmyra, VA 22963
0.09
$419,400
3
2
2,085
Off Market
13 Bunker Blvd, Palmyra, VA 22963
0.09
$383,600
4
2.5
2,150
Off Market
5 Bunker Blvd, Palmyra, VA 22963
0.11
$374,300
2
2
1,647
Off Market
15 Locks Ct, Palmyra, VA 22963
0.09
$500,400
4
3.5
2,619
Off Market
6 Bunker Blvd, Palmyra, VA 22963
0.15
$318,600
3
2
1,170
Off Market
25 Bunker Blvd, Palmyra, VA 22963
0.14
$373,000
4
3
2,017
For Sale
6 Spoon Ter, Palmyra, VA 22963
0.16
$414,800
3
2.5
2,598
Off Market
7 Spoon Ter, Palmyra, VA 22963
0.17
$325,000
3
2
1,424
Recently Sold
31 Bunker Blvd, Palmyra, VA 22963
0.17
$385,000
3
2
1,880
Recently Sold
S Boston Rd, Palmyra, VA 22963
0.21
-
-
-
-
Off Market

Around this home

What Locals Say about Palmyra

At least 82 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 89 % Say parking is easy

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 76 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 75 % Say it's quiet

  • 58 % Say neighbors are friendly

  • 57 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

  • 26 % Say it's walkable to restaurants

  • 24 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jean Shore
    "We have a wonderful newcomers and old friends social club and a fantastic community. Great fun with boat parades (with water gun fights) and great themed car parades. "
    0
    Flag
  • Trulia User
    "Not much diversity here but may improve with new developments. Also the jobs may be limited to Charlottesville and Richmond "
    0
    Flag
  • Vhillsr
    "Great community and wonderful people. This is the best community I’ve seen so far this region to start and grow a family. Truly a community to live work and play in and support the people in this community. "
    0
    Flag
  • Chris N.
    "Quiet neighborhood yet friendly folks. Great for families and retired. Convenient to stores and interstate. Surrounded by beautiful farms and parks. Peaceful "
    0
    Flag
  • Edlawler
    "I have lived here full time for 6 years, part time for 32 years. It is a gated community with its own full time police force. This basically is a retirement community that evolved into a family friendly place to live. You are a walk/bike ride from everything you need."
    0
    Flag
  • Althea B.
    "great place to live very convenient for our children we have gotten along great here ...... wonderful view and areas to have for the kids "
    0
    Flag
  • Briana P.
    "Really great, safe area to raise your children and to grow your loving family. Lots of space to run and live freely, and the schools are pretty nice. "
    1
    Flag
  • Edlawler1
    "The good- It is a quiet, safe friendly place to live. The schools are just OK. There are three pharmacies. The bad- you have to drive everywhere. Internet availability is spotty. There are few local employers that pay a livable wage. "
    0
    Flag
  • Gianni S.
    "You need a car to commute no public transportation. Everything is at least 20minutes the most in distance . "
    0
    Flag
  • Edlawler1
    "While there is a leash law, some owners ignore it. some of those dogs have had the cops called on them."
    0
    Flag
  • Mssrn2005
    "Many dog owners here and it is a dog friendly community with many parks open to dogs. People are walking dogs all throughout the day. "
    0
    Flag
  • Lacrossegirl
    "There are no sidewalks, you have to use the side of the road to walk your dog. "
    0
    Flag
  • Sheri E.
    "Lake Monticello...It’s quiet. I know two of my neighbors, one really well, the other just barely. There are lots of loose cats. Water is super expensive. The HOA can be intrusive. Parks are nice. No sidewalks, no street lights."
    0
    Flag
  • Melissa S.
    "My commute is long, but you can get much more house for your money with decent schools in this area."
    0
    Flag
  • Coeylee
    "We have rented in this area for the last 8 months, and the area is very peaceful, quaint, and the neighbors are very nice. We have enjoyed the beaches."
    1
    Flag
  • Michealashaw
    "The school systems in the area aren’t the best, but there’s a Montessori school about 25 minutes away that is absolutely lovely"
    0
    Flag
  • Liz m.
    "Lots of dog owners in the area. Very nice local dog park. Great pet store with very helpful employees. "
    0
    Flag
  • Kbjafield
    "we have 5 beaches and tons of amenities. I love living here. nice quiet neighborhood and the people here are okay. "
    0
    Flag
  • raul33025
    "trees and no crime close to tge lake monticello and major highways to connect to Richmond and other main attractions "
    0
    Flag
  • Pat P.
    "A wonderful neighborhood for all ages! Love it here! Come check it out for your selves. Lake, golf, pool."
    0
    Flag
  • raul33025
    " lived in the neighborhood for 3years and is ultra friendly and everyone look for the other. love it veey much"
    0
    Flag
  • Josh S.
    "Just the right distance between Charlottesville and Short Pump (Richmond)."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 10 Locks Rd

  • What is the estimated monthly payment for 10 Locks Rd?
    Based on a $449,000 list price with 20% down at today's rates, the estimated monthly payment for 10 Locks Rd in Palmyra, VA is approximately $2,652 (about $2,334 principal & interest, $243 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 10 Locks Rd compare to homes in Palmyra?
    10 Locks Rd in Palmyra, VA is listed at $449,000, about 23% above the $364K median sale price in Palmyra.
  • What do residents say about Palmyra?
    Residents describe Palmyra, VA as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Palmyra, VA.
  • What are the closest schools to 10 Locks Rd?
    The closest schools to 10 Locks Rd in Palmyra, VA are Carrysbrook Elementary (rated 5/10), Central Elementary School (Pre-K, rated 5/10), Fluvanna County High School (Middle, rated 5/10).
  • Does 10 Locks Rd have air conditioning?
    Yes, 10 Locks Rd in Palmyra, VA has air conditioning.
  • Does 10 Locks Rd have laundry facilities?
    Yes, 10 Locks Rd in Palmyra, VA has in-unit laundry.
IRIS HELFRICH, MONTICELLO COUNTRY REALTY, LLC, (434) 589-3539
Agent Phone: (434) 981-9956
10 Locks Rd, Palmyra, VA 22963 is a 3 bedroom, 2 bathroom, 1,613 sqft single-family home built in 1998. This property is currently available for sale and was listed by CAAR on Apr 22, 2026. The MLS # for this home is MLS# 676173.