406 Garden Dr, Spencer, IN 47460
OFF MARKET

406 Garden Dr
Spencer, IN 47460

  • 2 Beds
  • 2.5 Baths
  • 1,296 sqft

$287,700

Trulia Estimate
as of May 15, 2026
Est. Refi. Payment $1,658/mo*

$287,700

Trulia Estimate
as of May 15, 2026
Est. Refi. Payment $1,658/mo*
2 Beds
2.5 Baths
1,296 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Charming bungalow in town that offers high end finishes on the interior as well as on the exterior. 2 bedrooms, full bath and laundry on main level and full bath and sauna in lower level. Enclosed front porch, hardwood flooring and cozy wood stove in living room, formal dining area and the kitchen packs a punch with stone counter tops, beautiful wood grained custom cabinetry, stainless steel appliances, wolf gas range and breakfast bar. Patio doors off kitchen leads to screened in back patio over looking the outside entertaining area and garden. Detached garage is currently being used as a billiard recreational space but could certainly house a vehicle. Lovely established landscaping.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from July 27, 2023

Home Highlights

Parking
Garage
Outdoor
Yes
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 406 Garden Dr

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Walk-Out Access,BlockNumber of Rooms: 6Types of Rooms: Bedroom 1, Bedroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1296 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Refrigerator, Washer, Dryer-Electric, Gas RangeDishwasherLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Fireplace: Wood Burning StoveNo Fireplace
Windows, Doors, Floors & Walls
Flooring: Hardwood, Carpet, Tile, Other
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Hardwood, Carpet, Tile, Other

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Enclosed, Screened
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageParking Spaces: 1Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: City
Finished Area
Finished Area (above surface): 864 Square FeetFinished Area (below surface): 432 Square Feet

Property Information

Year Built
Year Built: 1930
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 601021200400.036028

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Mon Jul 17 2023

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: SpencerElementary School District: Spencer-Owen Community SchoolsJr High / Middle School: Owen ValleyJr High / Middle School District: Spencer-Owen Community SchoolsHigh School: Owen ValleyHigh School District: Spencer-Owen Community Schools

Building

Building Area
Building Area: 1728 Square Feet

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

BasementMls Number: 202315756Attribution Contact: Cell: 812-585-0420Above Grade Unfinished Area: 864
Last check for updates: about 10 hours ago
Listed by Rene West, (812) 585-0420
West & Co., REALTORS
Bought with: Dan Rarey, (812) 325-2547, Dan Rarey Real Estate
Source: IRMLS, MLS#202315756

Price History for 406 Garden Dr

DatePriceEventSource
07/27/2023$280,000Sold
IRMLS #202315756
07/17/2023$299,900PendingIRMLS #202315756
06/14/2023$299,900PriceChange
IRMLS #202315756
05/31/2023$295,000PriceChange
IRMLS #202315756
05/15/2023$320,000Listed For SaleIRMLS #202315756
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Property Tax and Assessment

Year2025
Tax$1,424
Assessment$185,900
Home facts updated by county records

Comparable Sales for 406 Garden Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.27
Single-Family Home
$280,000
06/19/25
3
2
1,590
0.12
Single-Family Home
$166,500
06/30/25
2
1
838
0.23
Single-Family Home
$190,000
01/23/26
2
1
1,160
0.37
Single-Family Home
$185,000
12/22/25
2
1
952
0.24
Single-Family Home
$250,000
12/11/25
3
1
2,584
0.37
Single-Family Home
$180,000
12/18/25
2
2
2,346
0.54
Single-Family Home
$120,000
07/31/25
2
3
1,764
0.30
Single-Family Home
$260,000
04/02/26
3
1
1,300
0.47
Single-Family Home
$148,500
12/01/25
2
1
864

Assigned Schools

These are the assigned schools for 406 Garden Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 18 Trulia users voted on each feature.
  • 95 % Say parking is easy

  • 92 % Say car is needed

  • 92 % Say there's holiday spirit

  • 85 % Say yards are well-kept

  • 72 % Say it's quiet

  • 64 % Say it's walkable to grocery stores

  • 61 % Say kids play outside

  • 61 % Say it's walkable to restaurants

  • 59 % Say there are sidewalks

  • 59 % Say people would walk alone at night

  • 58 % Say there's wildlife

  • 57 % Say they plan to stay for at least 5 years

  • 56 % Say neighbors are friendly

  • 54 % Say it's dog friendly

  • 45 % Say streets are well-lit

  • 39 % Say there are community events

Learn more about our methodology.
  • Jenny R.
    "I have lived here for 16 years. It’s a quiet, safe area to call home. More in the country and that is why there is it much trick-or-treating in my area."
  • Emily G.
    "We love the Pride festivities! The best parade in the area! Really a sight to see. Beautiful country side, as well. "
  • Jenniferdyson69
    "I haven't lived here long looking to find a place for my family near by. so far spencer is a nice place and I would love my blended family to start a life here. "
  • Dawn O.
    "I find this area to be peaceful where I can be left alone as I wish yet the community is friendly. I always see a familar face when I go somewhere. Its a small quaint town, exactly what I wanted to raise my children in. My 13 yo son is thriving in the Middle School and the Elementary has amazing programs for my 3 yo son with special needs. Although I live in the country, surrounded by trees, nature, birds,deer and racoon, I can be in town and the stores, restaurants within a 5 minute drive. My son has even ridden his bike."
  • Eldar U.
    "Only 25 minutes from Bloomington and other larger towsn, but enjoy country living with spectacular views of McCormick's Creek Park."
  • Milton M.
    "We are retired and have been here eight years. Summers are wonderful,fall is beautiful,winters are mild. The terrain is very hilly with good roads. This part of owen county is just like brown county which is fameous for it's beauty."

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Apartments for Rent

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Homes for sale near 406 Garden Dr

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Homes for rent near 406 Garden Dr

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Off Market Homes Near 406 Garden Dr

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406 Garden Dr, Spencer, IN 47460 is a 2 bedroom, 3 bathroom, 1,296 sqft single-family home built in 1930. This property is not currently available for sale. 406 Garden Dr was last sold on Jul 27, 2023 for $280,000 (7% lower than the asking price of $299,900). The current Trulia Estimate for 406 Garden Dr is $287,700.