405 Monterey Ave, Capitola, CA 95010
OFF MARKET

$1,646,200

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 1,424 sqft

405 Monterey Ave, Capitola, CA 95010

Est. Refi. Payment $10,372/mo*
Refinance Your Home
Currently Off Market - Sold May 14, 2025 for $1,625,000

Home Value

Trulia Estimate
$1.65M
Since last month
Increased$40K (+2.5%)
Since last year
Increased$17K (+1%)
Since last sale
Increased$16K (+1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +99% in the last 10 years
MonthEstimated value
2026
September 2026$1.64M
August 2026$1.6M
July 2026$1.61M
June 2026$1.61M
May 2026$1.62M
April 2026$1.61M
March 2026$1.63M
February 2026$1.6M
January 2026$1.57M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
203 Washburn Ave, Capitola, CA
0.11
Single-Family Home
$1,980,000
06/29/26
3
2.5
1,755
319 McCormick Ave, Capitola, CA
0.11
Single-Family Home
$1,275,000
10/06/25
3
2
1,392
315 McCormick Ave, Capitola, CA
0.12
Single-Family Home
$1,725,000
07/22/26
3
2
1,577
513 Hill St, Capitola, CA
0.27
Single-Family Home
$1,725,000
10/10/25
3
2.5
2,199
105 Wesley St, Capitola, CA
0.30
Single-Family Home
$1,649,000
06/10/26
3
2
1,472
145 Wesley St, Capitola, CA
0.25
Single-Family Home
$1,449,000
11/05/25
3
2
1,312
318 Park Ave, Capitola, CA
0.14
Single-Family Home
$1,700,000
03/25/26
3
2
712
420 Pilgrim Dr, Capitola, CA
0.23
Single-Family Home
$1,730,000
10/01/25
2
2
1,193
106 Wesley St, Capitola, CA
0.32
Single-Family Home
$1,780,000
10/09/25
3
2
1,558

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
410 Monterey Ave, Capitola, CA 95010
0.03
$1,634,700
3
2
1,705
Off Market
404 Monterey Ave, Capitola, CA 95010
0.05
$1,550,000
4
2
2,370
Recently Sold
203 Washburn Ave, Capitola, CA 95010
0.11
$1,980,000
3
2.5
1,755
Recently Sold
319 McCormick Ave, Capitola, CA 95010
0.11
$1,295,700
3
2
1,392
Off Market
315 McCormick Ave, Capitola, CA 95010
0.12
$1,725,000
3
2
1,577
Recently Sold
702 Rosedale Ave, Capitola, CA 95010
0.12
$1,952,400
3
2
1,350
Off Market
310 McCormick Ave, Capitola, CA 95010
0.14
$1,739,100
3
2
1,585
Off Market
318 Park Ave, Capitola, CA 95010
0.14
$1,700,000
3
2
712
Recently Sold
426 Rosedale Ct, Capitola, CA 95010
0.13
$2,541,700
3
2.5
2,934
Off Market
511 Pilgrim Dr, Capitola, CA 95010
0.19
$2,094,600
3
2
1,494
Off Market
510 Escalona Dr, Capitola, CA 95010
0.20
$1,544,600
2
1
1,101
Off Market

Local Information

  • Map ViewExplore the area around 405 Monterey Ave.
  • Schools1 Elementary School1 Middle School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1958
1,424 sqft
$1,156/sqft
4 Parking Spaces

About this House

Live the ultimate Capitola Beach lifestyle, less than a 10-minute walk to Capitola Beach & Village! This renovated home features 2 self-contained units totaling 1,424 sq. ft. The main home is a 2-bed, 2-bath, all on the ground level with no stairs, perfect for easy accessibility. The second unit is a 1-bed, 1-bath with kitchen and living space, accessed via a private staircase. Enjoy a shared ground level laundry and office space .

Just steps from Gayles Bakery & Capitola Village, this home offers prime walkability to dining, shops, and entertainment. The private backyard has a spacious lawn and patio with greenbelt views. The brand-new driveway provides 4+ car spots. The garage fits bikes, surfboards, mower, and more.

Comes equipped with an owned solar system of 28 panels along with 3 battery storage packs making sure your bill is low and the lights stay on. Central forced air heating & cooling in both units run off solar! EV car charging hookup!

Ideal for multigenerational living, investment, vacation home, or if you want extra space for guests. Many lenders allow buyers to qualify for a higher purchase price by factoring in potential rental income. Live in one unit and rent the other; upper unit previously rented for ~$4,000/month. Furnishings available for both units.
405 Monterey Ave, Capitola, CA 95010 is a 3 bedroom, 3 bathroom, 1,424 sqft single-family home built in 1958. It last sold for $1,625,000 on May 14, 2025 (3% below the $1,675,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $1,646,200, with a rent estimate of $5,397/month.
Last check for updates: 1 day ago
Listed by Josh Kolbo 02249370, (308) 293-7128
Trade-In Real Estate, (831) 334-0890
Bought with: Jennet Kresge 01274752, (831) 345-2427, Strock Real Estate, (831) 688-9800
Source: MLSListings Inc, MLS#ML81996747

Home Details for 405 Monterey Ave

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Bedroom, Bathroom, Dining Room, Family Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1424 Square Feet
Appliances & Utilities
Utilities: Natural Gas Available, Public Utilities, SolarAppliances: Electric Cooktop, Dishwasher, Ice Maker, Microwave, Electric Oven/Range, Refrigerator, Washer/DryerDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Central Forced AirHas CoolingAir Conditioning: Central AirHeating Fuel: Central Forced Air
Gas & Electric
Gas: NaturalGas, PublicUtilities
Windows, Doors, Floors & Walls
Flooring: Wood
Levels, Entrance, & Accessibility
Floors: Wood
View
View: Greenbelt

Exterior Features

Exterior Home Features
Roof: CompositionFencing: WoodOther Structures: GarageExterior: Back Yard, Fenced, CourtyardFoundation: Concrete Perimeter, Crawl Space
Parking & Garage
No CarportNo GarageParking Spaces: 4
Water & Sewer
Sewer: Public Sewer
Farm & Range
Not Allowed to Raise Horses

Property Information

Year Built
Year Built: 1958
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialArchitecture: Cottage
Building
Not a New ConstructionNot Attached Property
Property Information
Parcel Number: 03607216

Price & Status

Price
List Price: $1,675,000

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: Capitola
School Information
Elementary School: MainStreetElementary_1Elementary School District: SoquelUnionElementaryJr High / Middle School: NewBrightonMiddleHigh School: SoquelHighHigh School District: SantaCruzCityHighWalk Score: 79

Building

Building Area
Building Area: 1424

Lot Information

Lot Area: 4922 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: OpenListing Terms: CashorConventionalLoan

Miscellaneous

Mls Number: ML81996747

Price and Tax history

DateEventPrice
May 14, 2025
Source: MLSListings Inc #ML81996747
Sold
$1,625,000
May 8, 2025
Source: MLSListings Inc #ML81996747
Pending
$1,675,000
Apr 25, 2025
Source: MLSListings Inc #ML81996747
Contingent
$1,675,000
Apr 14, 2025
Source: MLSListings Inc #ML81996747
PendingToActive
$1,675,000
Apr 13, 2025
Source: MLSListings Inc #ML81996747
Pending
$1,675,000

Market trends in Capitola

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
39
1MoM

Around this home

What Locals Say about Capitola

At least 66 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 92 % Say it's walkable to restaurants

  • 88 % Say it's walkable to grocery stores

  • 70 % Say there are sidewalks

  • 69 % Say there's holiday spirit

  • 67 % Say car is needed

  • 67 % Say people would walk alone at night

  • 64 % Say yards are well-kept

  • 63 % Say streets are well-lit

  • 61 % Say neighbors are friendly

  • 58 % Say kids play outside

  • 56 % Say it's quiet

  • 54 % Say parking is easy

  • 53 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "The commute in capitola is although there is traffic sometimes. The metro to UCSC is so packed though."
    0
    Flag
  • Ginasantiagorn
    "Dogs are always out with their owners. We have off leash beaches and parks. They are welcome at most stores and coffee shops. "
    0
    Flag
  • Brianna D.
    "Close to many things. Neighbors are kind and quiet. Great for kids and really love living close to friends and connections for my kids "
    0
    Flag
  • Pam4happydays
    "I’ve lived here 10 years I love that it’s so close to everything the beach the mall the freeway the grocery store the people are nice there’s low crime here and I feel safe."
    1
    Flag
  • Renee B.
    "Love my Capitola neighborhood... wish visitors were a little more respectful & quieter overall. But I always feel safe. "
    3
    Flag
  • Carla S.
    "Yes. You see people walking dogs all the time. There’s lots of places to take dogs for a walk and people seem up open to dogs. "
    0
    Flag
  • Mary M.
    "Close to Capitola Village Two blocks to Shadowbrook 1/4 mile to Whole Foods Slightly longer to Mall"
    0
    Flag
  • Devin H.
    "Live music during the summer months in Capitola Village. Fireworks, classic auto show, Wharf to wharf run, art shows, lots of community events most of the year."
    0
    Flag
  • Paden M.
    "jade street park is a place I often see people take there dogs. I like to go there, it's right next to the community center"
    0
    Flag
  • Bainbridge c.
    "They like how friendly other dog owners are to each other and everyone is courteous and picks up after their dog. City parks here have doggy poo bags. "
    0
    Flag
  • Loonyjune
    "My current townhouse is just a few blocks from my son’s, school as well as the Capitola Village. A cute little community with a pool "
    0
    Flag
  • Grace V.
    "We live near the beach and the Village and that is great! Supermarkets, restaurants, the cinema, Capitola Library, and the DMV are also walking distance from our place."
    0
    Flag
  • Siobhan o. k.
    "Proximity to Capitola Village, parks and the beach. Close to the mall and freeways. A little crowded in the summer."
    0
    Flag
  • Siobhan o. k.
    "Capitola is a little gem of Santa Cruz County. It has many shops and restaurants and in the quieter winter months it’s like having them to yourself."
    0
    Flag

LGBTQ Local Legal Protections

Based on information from the MLSListings MLS as of 2026-09-20 23:26:29 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Frequently asked questions about 405 Monterey Ave

  • What is 405 Monterey Ave estimated to be worth?
    Trulia's estimated value for 405 Monterey Ave in Capitola, CA is $1,646,200.
  • What is the price history for 405 Monterey Ave?
    405 Monterey Ave in Capitola, CA last sold for $1,625,000 in May 2025.
  • Is Capitola a buyer's or seller's market?
    Capitola is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Capitola?
    Residents describe Capitola, CA as dog-friendly, walkable to restaurants, and walkable to grocery stores. See recently sold homes in Capitola, CA.
  • Does 405 Monterey Ave have air conditioning?
    Yes, 405 Monterey Ave in Capitola, CA has air conditioning.
  • Does 405 Monterey Ave have laundry facilities?
    Yes, 405 Monterey Ave in Capitola, CA has laundry facilities.

Explore by feature - Pet Friendly

14 pet-friendly rentals in Capitola, CA

Explore by feature - Garage

12 rentals with a garage in Capitola, CA

Explore by feature - Air Conditioning

6 rentals with air conditioning in Capitola, CA

Explore by feature - Pool

16 rentals with a pool in Capitola, CA

Explore by feature - Washer/dryer

37 rentals with a washer/dryer in Capitola, CA

Explore by feature - Outdoor Space

6 rentals with an outdoor space in Capitola, CA

Apartments for Rent

Skip to last item
Skip to first item

Off Market Homes Near 405 Monterey Ave

Skip to last item
Skip to first item

Homes for sale near 405 Monterey Ave

Skip to last item
Skip to first item
Skip to last item
  • Results are loading
Skip to first item