4049 Cobia Dr, Hernando Beach, FL 34607
FOR SALE

4049 Cobia Dr
Hernando Beach, FL 34607

  • 3 Beds
  • 2.5 Baths
  • 2,017 sqft

$585,000

Est. Mortgage $3,667/mo*

$585,000

Est. Mortgage $3,667/mo*
3 Beds
2.5 Baths
2,017 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Nestled along the tranquil shores of a picturesque water canal, this stunning three-story residence offers an unparalleled blend of coastal charm and luxurious living. With indirect access to the Gulf, indulge in the ultimate waterfront lifestyle where every day feels like a vacation. The first floor crowns this coastal oasis with a versatile space ideal for an office, home theater room, or guest suite. Step outside to the terrace and behold panoramic vistas stretching across the canal and towards the Gulf horizon. Whether hosting gatherings under the stars or unwinding in solitude, this sanctuary promises moments of tranquility and inspiration. Upon entering the second floor, you're greeted by an elegant foyer that sets the tone for the home's ambiance. It boasts expansive living areas seamlessly flowing from room to room, each adorned with tasteful finishes and panoramic views of the canal. A gourmet kitchen, complete with top-of-the-line appliances and custom cabinetry, serves as the heart of the home, perfect for culinary enthusiasts and entertaining alike. Two guest bedrooms, media space, and laundry room complete the home for a comfortable living lifestyle. Ascend to the third floor where relaxation meets indulgence. Here, the primary suite awaits, featuring a private balcony overlooking the shimmering waters, a bathroom retreat, and ample closet space. It offers comfort and privacy, each thoughtfully designed to capture natural light and serene views. Outside, the property is located on 75 Feet of spring-fed saltwater canal frontage creating a private haven for outdoor activities. A private dock awaits boating enthusiasts, providing easy access to the Gulf of Mexico for fishing, leisurely cruises, or exploring nearby coastal treasures. This Home features hurricane-impact windows, an alarm system, and a house generator hookup.

Home Highlights

Parking
Garage
Outdoor
Porch, Deck
View
Gulf
HOA
$20/Monthly
Price/Sqft
$290
Listed
180+ days ago

Home Details for 4049 Cobia Dr

Interior Features

Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2017 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Water ConnectedAppliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Water Softener OwnedDishwasherDisposalLaundry: Electric Dryer Hookup,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Impact Windows, Storm ShuttersFlooring: Tile, Wood
Levels, Entrance, & Accessibility
Stories: 3Levels: Three Or MoreFloors: Tile, Wood
View
Has a ViewView: Gulf

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Deck, Rear Porch, ScreenedFencing: Back Yard, WoodExterior: Boat Ramp - Private, Boat Slip, DockNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Circular Driveway,Garage,Garage Door Opener
Frontage
WaterfrontWaterfront: Canal Front, Indirect Gulf AccessRoad Surface Type: AsphaltOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Concrete, Stucco, Vinyl SidingNot a New Construction
Property Information
Parcel Number: R24 223 16 2370 0135 0030

Price & Status

Price
List Price: $585,000Price Per Sqft: $290
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: Hernando BeachCommunity: Hernando Beach Unit 13-B
School Information
Elementary School: WestsideJr High / Middle School: Fox ChapelHigh School: Weeki Wachee

Agent Information

Listing Agent
Listing ID: 2251792

Building

Building Area
Building Area: 2017

Community

Not Senior Community

HOA

HOA Name: Coastal HOAHOA Phone: 727-859-9734Has an HOAHOA Fee: $245/Annually

Lot Information

Lot Area: 8712 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 2251792Water ViewWater View: Gulf

Additional Information

HOA Amenities: Boat Dock,Boat Launch
Last check for updates: about 4 hours ago
Listing courtesy of PAID RECIPROCAL
Paid Reciprocal Office
Source: HCMLS, MLS#2251792

Price History for 4049 Cobia Dr

DatePriceEventSource
03/31/2026$585,000PendingStellar MLS #O6260216
12/08/2025$585,000PriceChange
Stellar MLS #O6260216
04/25/2025$599,000PriceChange
Stellar MLS #O6260216
02/28/2025$615,000PriceChange
Stellar MLS #O6260216
11/27/2024$650,000Listed For SaleStellar MLS #O6260216
09/27/2024$685,000ListingRemovedStellar MLS #O6151606
07/15/2024$685,000PriceChange
Stellar MLS #O6151606
06/03/2024$699,900PriceChange
Stellar MLS #O6151606
03/20/2024$723,000PriceChange
Stellar MLS #O6151606
10/26/2023$725,000Listed For SaleStellar MLS #O6151606
09/08/2003$247,400Sold
N/A
02/18/1997$13,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$3,663
Assessment$470,928
Home facts updated by county records

Comparable Sales for 4049 Cobia Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Single-Family Home
$265,000
04/16/26
4
3
2,496
0.16
Single-Family Home
$414,900
09/12/25
3
2
1,638
0.47
Single-Family Home
$240,000
12/09/25
3
2
1,640
0.25
Single-Family Home
$625,000
02/13/26
3
3
2,197
0.26
Single-Family Home
$535,000
12/23/25
3
2
1,630
0.31
Single-Family Home
$495,000
06/30/25
3
3
1,432
0.35
Single-Family Home
$645,000
09/25/25
3
2
2,050
0.18
Single-Family Home
$799,000
03/23/26
4
3
2,150
0.22
Single-Family Home
$500,000
12/01/25
3
2
1,750

Assigned Schools

These are the assigned schools for 4049 Cobia Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Hernando Beach

At least 4 Trulia users voted on each feature.
  • 100 % Say yards are well-kept

  • 100 % Say it's dog friendly

  • 100 % Say car is needed

  • 100 % Say there's holiday spirit

  • 88 % Say it's walkable to restaurants

  • 83 % Say they plan to stay for at least 5 years

  • 81 % Say neighbors are friendly

  • 75 % Say it's quiet

  • 67 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 50 % Say parking is easy

  • 50 % Say there are community events

  • 43 % Say kids play outside

  • 27 % Say it's walkable to grocery stores

  • 13 % Say streets are well-lit

  • 13 % Say there are sidewalks

Learn more about our methodology.
  • Suzette S
    "Lots of music at local establishments..nice Christmas boat parade, five k run i preserve. people watch out for each other and can join a neighborhood watch group. "
  • Divinegrl20
    "I grew up here and have lived her for 30 plus years. Safe place to live unless a hurricane flies by. The Gulf breeze is the best."
  • Jimmy V.
    "Fishermans Dream.Flats and Gulf fishing right at your door. Only a short drive to "Big Box" stores, Chain restaurants, Medical help. A slightly longer drive to all the Central Florida attractions (Disney) etc. Yet..Hernando Beach has an old Florida fishing village atmosphere. "
  • Debbie S. H.
    "I lived here for 3 years and loved every minute of it"
  • weekirentals
    "Live and work in area. Water is clean and nature abounds. This is a wonderful area if you enjoy boating, fishing and natural beauty. "
  • Elizabeth
    "Hernando Beach is a charming beach community of waterfront homes on canals with easy access to the Gulf of Mexico"

LGBTQ Local Legal Protections

PAID RECIPROCAL, Paid Reciprocal Office
This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
4049 Cobia Dr, Hernando Beach, FL 34607 is a 3 bedroom, 3 bathroom, 2,017 sqft single-family home built in 2002. This property is currently available for sale and was listed by HCMLS on Feb 25, 2025. The MLS # for this home is MLS# 2251792.