404 E  10th St, Spencer, IA 51301
Property image
Property image
OFF MARKET

404 E 10th St
Spencer, IA 51301

  • 3 Beds
  • 2 Baths
  • 1,425 sqft

$179,100

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $1,159/mo*

$179,100

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $1,159/mo*
3 Beds
2 Baths
1,425 sqft

Local Information

  • Map ViewExplore the area around 404 E 10th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Discover the perfect blend of charm and modern living in this beautiful three-bedroom home! The near new kitchen, equipped with sleek quartz countertops, and stainless appliances is perfect for culinary enthusiasts. Elegant arched doorways and original hardwood floors lead you through the home, highlighting built-in storage features that provide both style and functionality. The partially finished basement offers ample space for an additional family room, and endless potential for customization with the third bedroom and second bathroom, both ready for your finishing touches. Outside, you'll find a private, fenced-in yard, an oversized single car garage, and low-maintenance vinyl siding. This home is a perfect blend of modern updates and timeless features!
404 E 10th St, Spencer, IA 51301 is a 3 bedroom, 2 bathroom, 1,425 sqft single-family home built in 1940. It last sold for the $169,900 asking price on Dec 9, 2024. It is currently off market. The Trulia Estimate is $179,100, with a rent estimate of $1,492/month.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 404 E 10th St

Interior Features

Interior Details
Basement: Finished-Partial,FullNumber of Rooms: 8Types of Rooms: Bedroom 1, Bedroom 2, Bathroom 1, Bathroom 2, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1425 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer, Gas Water HeaterDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageParking Spaces: 1Parking: Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1125 Square FeetFinished Area (below surface): 300 Square Feet

Property Information

Year Built
Year Built: 1940
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl Siding, Stick BuiltNot Attached Property
Property Information
Parcel Number: 963607406002

Price & Status

Price
List Price: $169,900
Status Change & Dates
Off Market Date: Mon Dec 09 2024

Active Status

MLS Status: Closed

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Building

Building Area
Building Area: 1125 Square Feet

Lot Information

Lot Area: 6969.6 sqft

Miscellaneous

BasementMls Number: 241177Attribution Contact: PRIM: 712-580-3948Above Grade Unfinished Area: 1125
Last check for updates: about 7 hours ago
Listed by Nicole Nimke, (712) 580-3948
EXIT Realty Midwest- Spencer/Emmetsburg
Bought with: Sean Kondrath, (712) 331-4140, eXp Realty - Spirit Lake
Source: Iowa Great Lakes BOR, MLS#241177

Price History for 404 E 10th St

DatePriceEventSource
12/09/2024$169,900Sold
Iowa Great Lakes BOR #241177
11/09/2024$169,900ContingentIowa Great Lakes BOR #241177
10/29/2024$169,900PriceChange
Iowa Great Lakes BOR #241177
09/29/2024$174,900Listed For SaleIowa Great Lakes BOR #241177
12/05/2016$74,000Sold
N/A

Market trends in Spencer

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
80
10
MoM
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Property Tax and Assessment

Year2025
Tax$1,524
Assessment$149,490
Home facts updated by county records

Comparable Sales for 404 E 10th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Single-Family Home
$145,900
08/25/25
3
1.5
1,204
0.15
Single-Family Home
$160,000
09/26/25
3
2
1,566
0.24
Single-Family Home
$162,000
04/24/26
3
2
1,250
0.06
Single-Family Home
$107,500
07/23/25
4
1.5
1,329
0.08
Single-Family Home
$155,000
04/24/26
3
1.5
1,331
0.21
Single-Family Home
$170,000
02/06/26
2
2
1,144
0.24
Single-Family Home
$223,000
08/13/25
3
3
1,488
0.25
Single-Family Home
$175,000
09/25/25
4
2
1,752
0.26
Single-Family Home
$154,000
09/02/25
4
2
1,210

Nearby homes

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Assigned Schools

These are the assigned schools for 404 E 10th St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

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Apartments for Rent

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Homes for sale near 404 E 10th St

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Off Market Homes Near 404 E 10th St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.