Are yards well-kept in Effingham, IL?

As of early 2026, 92% of users say yards are well-kept

Is parking easy in Effingham, IL?

As of early 2026, 86% of users say parking is easy

Is Effingham, IL dog-friendly?

As of early 2026, 85% of users say it's dog friendly

Is a car needed in Effingham, IL?

As of early 2026, 80% of users say car is needed

Does Effingham, IL show holiday spirit?

As of early 2026, 78% of users say there's holiday spirit

Would people walk alone at night in Effingham, IL?

As of early 2026, 77% of users say people would walk alone at night

Do residents of Effingham, IL plan to stay at least 5 years?

As of early 2026, 73% of users say they plan to stay for at least 5 years

Does Effingham, IL have sidewalks?

As of early 2026, 72% of users say there are sidewalks

Do kids play outside in Effingham, IL?

As of early 2026, 67% of users say kids play outside

Are the streets well-lit in Effingham, IL?

As of early 2026, 64% of users say streets are well-lit

Is Effingham, IL quiet?

As of early 2026, 60% of users say it's quiet

Is Effingham, IL walkable to grocery stores?

As of early 2026, 55% of users say it's walkable to grocery stores

Is Effingham, IL walkable to restaurants?

As of early 2026, 45% of users say it's walkable to restaurants

Are neighbors friendly in Effingham, IL?

As of early 2026, 40% of users say neighbors are friendly

Is there wildlife in Effingham, IL?

As of early 2026, 40% of users say there's wildlife

Are there community events in Effingham, IL?

As of early 2026, 27% of users say there are community events

What is 401 S 3rd St estimated to be worth?

Trulia's estimated value for 401 S 3rd St in Effingham, IL is $110,700 .

What is the price history for 401 S 3rd St?

401 S 3rd St in Effingham, IL last sold for $57,500 in April 2020.

Is Effingham a buyer's or seller's market?

Effingham is currently a balanced market, based on recent for-sale activity.

What do residents say about Effingham?

Residents describe Effingham, IL as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Effingham, IL .

Does 401 S 3rd St have air conditioning?

Yes, 401 S 3rd St in Effingham, IL has air conditioning.

How big is the lot at 401 S 3rd St?

The lot at 401 S 3rd St in Effingham, IL is about 0.13 acres (5,663 sq ft).

OFF MARKET

$110,700

Trulia Estimate

2 Beds
1 Bath
988 sqft

401 S 3rd St, Effingham, IL 62401

Est. Refi. Payment $792/mo*

Refinance Your Home

Currently Off Market - Sold Apr 24, 2020 for $57,500

Home Value

Trulia Estimate

$111K

Since last month

$3K (-2.4%)

Since last year

$5K (+5%)

Since last sale

$53K (+92.7%)

Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +67% in the last 10 years

Month	Estimated value
2026
August 2026	$111K
August 2026	$111K
July 2026	$114K
June 2026	$112K
May 2026	$111K
April 2026	$107K
March 2026	$103K
February 2026	$100K
January 2026	$101K
2025
December 2025	$103K
November 2025	$103K
October 2025	$105K
September 2025	$107K
August 2025	$106K
July 2025	$106K
June 2025	$108K
May 2025	$111K
April 2025	$113K
March 2025	$105K
February 2025	$104K
January 2025	$103K
2024
December 2024	$104K
November 2024	$109K
October 2024	$101K
September 2024	$102K
August 2024	$107K
July 2024	$105K
June 2024	$107K
May 2024	$105K
April 2024	$102K
March 2024	$97K
February 2024	$95K
January 2024	$94K
2023
December 2023	$93K
November 2023	$93K
October 2023	$96K
September 2023	$95K
August 2023	$95K
July 2023	$96K
June 2023	$97K
May 2023	$90K
April 2023	$88K
March 2023	$88K
February 2023	$91K
January 2023	$94K
2022
December 2022	$95K
November 2022	$94K
October 2022	$95K
September 2022	$96K
August 2022	$96K
July 2022	$96K
June 2022	$95K
May 2022	$93K
April 2022	$91K
March 2022	$90K
February 2022	$90K
January 2022	$88K
2021
December 2021	$82K
November 2021	$73K
October 2021	$65K
September 2021	$64K
August 2021	$61K
July 2021	$60K
June 2021	$60K
May 2021	$60K
April 2021	$60K
March 2021	$60K
February 2021	$60K
January 2021	$59K
2020
December 2020	$59K
November 2020	$59K
October 2020	$58K
September 2020	$58K
August 2020	$58K
July 2020	$58K
June 2020	$58K
May 2020	$58K
April 2020	$58K
March 2020	$56K
2016
December 2016	$67K
November 2016	$67K
October 2016	$66K
September 2016	$66K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
507 E Jefferson Ave, Effingham, IL	0.29	Single-Family Home	$107,500	03/05/26	2	1	1,495
309 W Lawrence Ave, Effingham, IL	0.46	Single-Family Home	$92,000	07/29/26	2	1	1,008
304 N 1st St, Effingham, IL	0.39	Single-Family Home	$70,000	10/02/25	2	1	1,230
401 S Walnut St, Effingham, IL	0.36	Single-Family Home	$160,000	03/13/26	2	1	1,100
516 E Dogwood Ave, Effingham, IL	0.42	Single-Family Home	$122,175	08/05/26	2	1	864
406 S 5th St, Effingham, IL	0.10	Single-Family Home	$65,000	10/03/25	3	1.5	2,182
102 Southeastern Ave, Effingham, IL	0.20	Single-Family Home	$134,000	02/11/26	2	1.5	982
1401 S 4th St, Effingham, IL	0.63	Single-Family Home	$99,000	07/17/26	2	1	848
707 W Shelby Ave, Effingham, IL	0.54	Single-Family Home	$105,000	04/24/26	2	1	1,107
812 S 4th St, Effingham, IL	0.30	Single-Family Home	$100,000	12/16/25	3	1	1,405

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
413 S 3rd St, Effingham, IL 62401	0.06	$238,000	2	2.5	1,929	Off Market
W National Ave, Effingham, IL 62401	0.07	-	-	-	-	Off Market
404 S 5th St, Effingham, IL 62401	0.10	$232,000	3	3	-	Off Market
406 S 5th St, Effingham, IL 62401	0.10	$67,900	3	1.5	2,182	Off Market
500 S 5th St, Effingham, IL 62401	0.11	$90,800	Studio	-	-	Off Market
600 S 3rd St, Effingham, IL 62401	0.13	$127,500	3	1	1,030	Off Market
501-507 S 5th St, Effingham, IL 62401	0.15	$423,900	24	12	-	Off Market
511 S 5th St, Effingham, IL 62401	0.16	$175,000	3	1.5	1,938	Recently Sold
609 S 2nd St, Effingham, IL 62401	0.17	$125,200	2	1	844	Off Market
610 S 4th St, Effingham, IL 62401	0.16	$115,900	2	1	600	Off Market
606 S 5th St, Effingham, IL 62401	0.18	$207,300	4	2.5	1,562	Off Market
109 S Willow St, Effingham, IL 62401	0.22	$174,400	3	1	1,512	Off Market

Local Information

Map ViewExplore the area around 401 S 3rd St.
Schools3 Elementary Schools1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Single-Family Home

Built in 1925

988 sqft

$112/sqft

Garage

About this House

2 Bedroom 1 Bath home close to downtown. The home has a metal roof, newer furnace, replacement windows, large detached garage and an unfinished basement. The owner is selling the property AS/IS. Make an appointment to see this home today!

401 S 3rd St, Effingham, IL 62401 is a 2 bedroom, 1 bathroom, 988 sqft single-family home built in 1925. It last sold for $57,500 on Apr 24, 2020. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $110,700, with a rent estimate of $1,088/month.

Home Details for 401 S 3rd St

Interior Features
Interior Details Basement
Heating & Cooling Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility Stories: 1
Appliances & Utilities DishwasherRefrigerator

Exterior Features
Exterior Home Features Roof: MetalPorch
Parking & Garage GarageParking Spaces: 2Parking: Garage Detached

Property Information
Year Built Year Built: 1925
Property Type / Style Property Type: Single Family Home

Lot Information
Lot Area: 5662 sqft

Price and Tax history

Date	Event	Price
Apr 24, 2020 Source: CIBR #6199512	Sold	$57,500
Apr 6, 2020 Source: Agent Provided	Pending	$59,900
Mar 3, 2020 Source: Agent Provided	Listed For Sale	$59,900
May 25, 2007 Source: N/A	Sold	$59,500

Year	Property tax	Tax assessment
2024	$1,594	$88,770

Additional Cost

Market trends in Effingham

Last updated August 2026

Avg. sale price

—

Sale-to-List Price

—

Price per sq ft

—

Available listings

2MoM

Around this home

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Effingham

At least 38 Trulia users voted on each feature.

92 % Say yards are well-kept
86 % Say parking is easy
85 % Say it's dog friendly
80 % Say car is needed
78 % Say there's holiday spirit
77 % Say people would walk alone at night
73 % Say they plan to stay for at least 5 years
72 % Say there are sidewalks
67 % Say kids play outside
64 % Say streets are well-lit
60 % Say it's quiet
55 % Say it's walkable to grocery stores
45 % Say it's walkable to restaurants
40 % Say neighbors are friendly
40 % Say there's wildlife
27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Laynetyler18
Prev. Resident
3mo ago
"It’s been about 10 years since I lived here but I remember everybody was real nice and neighborly. And the city employees do a great job maintaining the community "
0
Flag
Kathy V. D.
Resident
6y ago
"Christ church, AMCTheater, schools, park, skate park, edge of town, shopping, minutes from down town."
2
Flag
Kathleen T.
Resident
6y ago
"Farmers market! And just so many alcohol in the courtyard events. I mean, there’s the artisan fair with the craft beer, craft wine, and craft whiskey as the big event. Then there’s the food events featuring spirits as the main event. And also, of course, the craft beer and craft liquor events."
2
Flag
Kathleen W.
Resident
7y ago
"Public and private schools are excellent. There’s a surprising amount of predators in such a small town."
1
Flag
Lee.querubin
Resident
7y ago
"Area has limited public transportation. Mostly residents use private vehicles but roads are not crowded."
1
Flag

LGBTQ Local Legal Protections

Frequently asked questions about 401 S 3rd St

What is 401 S 3rd St estimated to be worth?
Trulia's estimated value for 401 S 3rd St in Effingham, IL is $110,700.
What is the price history for 401 S 3rd St?
401 S 3rd St in Effingham, IL last sold for $57,500 in April 2020.
Is Effingham a buyer's or seller's market?
Effingham is currently a balanced market, based on recent for-sale activity.
What do residents say about Effingham?
Residents describe Effingham, IL as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Effingham, IL.
Does 401 S 3rd St have air conditioning?
Yes, 401 S 3rd St in Effingham, IL has air conditioning.
How big is the lot at 401 S 3rd St?
The lot at 401 S 3rd St in Effingham, IL is about 0.13 acres (5,663 sq ft).