Are yards well-kept in Effingham, IL?

As of early 2026, 92% of users say yards are well-kept

Is parking easy in Effingham, IL?

As of early 2026, 86% of users say parking is easy

Is Effingham, IL dog-friendly?

As of early 2026, 85% of users say it's dog friendly

Is a car needed in Effingham, IL?

As of early 2026, 80% of users say car is needed

Does Effingham, IL show holiday spirit?

As of early 2026, 78% of users say there's holiday spirit

Would people walk alone at night in Effingham, IL?

As of early 2026, 77% of users say people would walk alone at night

Do residents of Effingham, IL plan to stay at least 5 years?

As of early 2026, 73% of users say they plan to stay for at least 5 years

Does Effingham, IL have sidewalks?

As of early 2026, 72% of users say there are sidewalks

Do kids play outside in Effingham, IL?

As of early 2026, 67% of users say kids play outside

Are the streets well-lit in Effingham, IL?

As of early 2026, 64% of users say streets are well-lit

Is Effingham, IL quiet?

As of early 2026, 60% of users say it's quiet

Is Effingham, IL walkable to grocery stores?

As of early 2026, 55% of users say it's walkable to grocery stores

Is Effingham, IL walkable to restaurants?

As of early 2026, 45% of users say it's walkable to restaurants

Are neighbors friendly in Effingham, IL?

As of early 2026, 40% of users say neighbors are friendly

Is there wildlife in Effingham, IL?

As of early 2026, 40% of users say there's wildlife

Are there community events in Effingham, IL?

As of early 2026, 27% of users say there are community events

What is 413 S 3rd St estimated to be worth?

Trulia's estimated value for 413 S 3rd St in Effingham, IL is $230,000 .

What is the price history for 413 S 3rd St?

413 S 3rd St in Effingham, IL last sold for $172,000 in June 2025.

Is Effingham a buyer's or seller's market?

Effingham is currently a balanced market, based on recent for-sale activity.

What do residents say about Effingham?

Residents describe Effingham, IL as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Effingham, IL .

Does 413 S 3rd St have air conditioning?

Yes, 413 S 3rd St in Effingham, IL has air conditioning.

Does 413 S 3rd St have laundry facilities?

Yes, 413 S 3rd St in Effingham, IL has laundry facilities.

OFF MARKET

$230,000

Trulia Estimate

2 Beds
2.5 Baths
1,929 sqft (on 0.38 acres)

413 S 3rd St, Effingham, IL 62401

Est. Refi. Payment $1,598/mo*

Refinance Your Home

Currently Off Market - Sold Jun 13, 2025 for $172,000

Home Value

Trulia Estimate

$230K

Since last month

$4K (-1.6%)

Since last year

$75K (+47.2%)

Since last sale

$62K (+36.2%)

Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +206% in the last 10 years

Month	Estimated value
2026
September 2026	$234K
August 2026	$238K
July 2026	$245K
June 2026	$244K
May 2026	$238K
April 2026	$239K
March 2026	$230K
February 2026	$239K
January 2026	$233K
2025
December 2025	$224K
November 2025	$159K
October 2025	$159K
September 2025	$159K
August 2025	$159K
July 2025	$160K
June 2025	$173K
May 2025	$160K
2024
June 2024	$130K
May 2024	$130K
2021
August 2021	$87K
July 2021	$78K
June 2021	$81K
May 2021	$97K
April 2021	$95K
March 2021	$91K
2016
December 2016	$76K
November 2016	$76K
October 2016	$76K
September 2016	$77K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
511 S 5th St, Effingham, IL	0.13	Single-Family Home	$175,000	07/28/26	3	1.5	1,938
1005 S 3rd St, Effingham, IL	0.34	Single-Family Home	$165,000	04/03/26	3	2.5	1,868
508 E Brentwood Ave, Effingham, IL	0.33	Single-Family Home	$147,000	11/17/25	2	2	1,556
1010 E Grove Ave, Effingham, IL	0.47	Single-Family Home	$170,200	12/08/25	3	2	1,824
515 E Grove Ave, Effingham, IL	0.33	Single-Family Home	$200,000	07/27/26	3	2	1,888
307 W Crawford Ave, Effingham, IL	0.32	Single-Family Home	$171,400	06/05/26	3	1.5	1,568
1108 S 3rd St, Effingham, IL	0.42	Single-Family Home	$240,000	07/31/26	3	1.5	1,964
405 S 4th St, Effingham, IL	0.07	Single-Family Home	$55,000	09/08/26	4	2	2,268
902 S 4th St, Effingham, IL	0.27	Single-Family Home	$160,000	08/07/26	3	2	1,504
703 E Jefferson Ave, Effingham, IL	0.38	Single-Family Home	$250,000	05/29/26	3	2	1,701

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
W National Ave, Effingham, IL 62401	0.06	-	-	-	-	Off Market
600 S 3rd St, Effingham, IL 62401	0.08	$123,100	3	1	1,030	Off Market
405 S 4th St, Effingham, IL 62401	0.07	$55,000	4	2	2,268	Recently Sold
610 S 4th St, Effingham, IL 62401	0.11	$116,800	2	1	600	Off Market
609 S 2nd St, Effingham, IL 62401	0.12	$125,800	2	1	844	Off Market
500 S 5th St, Effingham, IL 62401	0.09	-	Studio	-	-	Off Market
406 S 5th St, Effingham, IL 62401	0.09	$67,900	3	1.5	2,182	Off Market
404 S 5th St, Effingham, IL 62401	0.10	$229,200	3	3	-	Off Market
606 S 5th St, Effingham, IL 62401	0.13	$209,000	4	2.5	1,562	Off Market
501-507 S 5th St, Effingham, IL 62401	0.12	$423,900	24	12	-	Off Market
511 S 5th St, Effingham, IL 62401	0.13	$175,000	3	1.5	1,938	Recently Sold

Local Information

Map ViewExplore the area around 413 S 3rd St.
Schools3 Elementary Schools1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Single-Family Home

Built in 1940

0.38 acre lot

1,929 sqft

$119/sqft

1 Parking Spaces

About this House

Here is a 'Cute as Button' 2 bed 2.5 bath House in Central Effingham! This home sits on 3 lots, with a pretty white picket fence surrounding a nicely landscaped yard! Step inside to an inviting foyer with coat closet, into the living room with fireplace and built-in's, into the sunroom with newer windows! To the Dining Room attached to the Kitchen nicely remodeled and includes solid counters and appliances! A 1/2 bath and pantry finish out this level. Upstairs you have two nice bedrooms with built-in dresser and walk-in closets, and a Full Bathroom. The basement is finished for more space, a family room, a bathroom, laundry room, and storage. Walk-out door to get outside and enjoy this spacious yard with a 23x19 wood deck with hot tub. Firepit area! Shed with workshop and storage! Carport on the house! Water Heater 2022, HVAC 2023! 100amp Breaker Panel! Move-Right-In!

413 S 3rd St, Effingham, IL 62401 is a 2 bedroom, 3 bathroom, 1,929 sqft single-family home built in 1940. It last sold for $172,000 on Jun 13, 2025 (8% above the $159,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $230,000, with a rent estimate of $1,835/month.

Last check for updates: about 17 hours ago

Listed by Brian Henning, (217) 821-3338

Full Circle Realty

Bought with: Stacy Nelson, (217) 821-9572, Benchmark Realty

Originating MLS: Central Illinois Board Of REALTORS

Source: CIBR, MLS#6252152

Home Details for 413 S 3rd St

Interior Features
Interior Details Basement: Finished,Walk-Up Access,FullNumber of Rooms: 9Types of Rooms: Bedroom, Bathroom, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Sunroom
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Appliances & Utilities Appliances: Dishwasher, Disposal, Gas Water Heater, Range, RefrigeratorDishwasherDisposalRefrigerator
Heating & Cooling Heating: Forced Air,GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa Number of Fireplaces: 1Fireplace: Family/Living/Great RoomHas a FireplaceHas a Spa
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: Two

Exterior Features
Exterior Home Features Roof: ShinglePatio / Porch: Front Porch, DeckFencing: Yard FencedOther Structures: Shed(s)Exterior: Deck, Fence, Hot Tub/Spa, Shed, WorkshopFoundation: Basement
Parking & Garage Number of Carport Spaces: 1Number of Covered Spaces: 1No GarageParking Spaces: 1Parking: Carport
Frontage Road Surface Type: GravelNot on Waterfront
Water & Sewer Sewer: Public Sewer
Finished Area Finished Area (above surface): 1199 Square FeetFinished Area (below surface): 730 Square Feet

Days on Market
Cumulative Days on Market: 2

Property Information
Year Built Year Built: 1940
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building Construction Materials: Masonite
Property Information Parcel Number: 0316037025 & 026

Price & Status
Price List Price: $159,900
Status Change & Dates Off Market Date: Thu May 29 2025Possession Timing: Closing

Active Status
MLS Status: Closed

Location
Direction & Address City: EffinghamCommunity: Gillenwater Add
School Information Elementary School District: Effingham Dist. 40Jr High / Middle School District: Effingham Dist. 40High School District: Effingham Dist. 40

Building
Building Area Building Area: 1929 Square Feet

HOA
Association for this Listing: Central Illinois Board Of REALTORS

Lot Information
Lot Area: 0.38 acres

Listing Info
Special Conditions: None

Miscellaneous
BasementMls Number: 6252152Living Area Range Units: Square FeetAbove Grade Unfinished Area: 1199

Price and Tax history

Date	Event	Price
Jun 13, 2025 Source: CIBR #6252152	Sold	$172,000
May 29, 2025 Source: CIBR #6252152	Pending	$159,900
May 27, 2025 Source: CIBR #6252152	Listed For Sale	$159,900

Year	Property tax	Tax assessment
2024	$146	$6,480

Additional Cost

Market trends in Effingham

Last updated August 2026

Avg. sale price

—

Sale-to-List Price

—

Price per sq ft

—

Available listings

2MoM

Around this home

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Effingham

At least 38 Trulia users voted on each feature.

92 % Say yards are well-kept
86 % Say parking is easy
85 % Say it's dog friendly
80 % Say car is needed
78 % Say there's holiday spirit
77 % Say people would walk alone at night
73 % Say they plan to stay for at least 5 years
72 % Say there are sidewalks
67 % Say kids play outside
64 % Say streets are well-lit
60 % Say it's quiet
55 % Say it's walkable to grocery stores
45 % Say it's walkable to restaurants
40 % Say neighbors are friendly
40 % Say there's wildlife
27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Laynetyler18
Prev. Resident
3mo ago
"It’s been about 10 years since I lived here but I remember everybody was real nice and neighborly. And the city employees do a great job maintaining the community "
0
Flag
Kathy V. D.
Resident
6y ago
"Christ church, AMCTheater, schools, park, skate park, edge of town, shopping, minutes from down town."
2
Flag
Kathleen T.
Resident
6y ago
"Farmers market! And just so many alcohol in the courtyard events. I mean, there’s the artisan fair with the craft beer, craft wine, and craft whiskey as the big event. Then there’s the food events featuring spirits as the main event. And also, of course, the craft beer and craft liquor events."
2
Flag
Kathleen W.
Resident
7y ago
"Public and private schools are excellent. There’s a surprising amount of predators in such a small town."
1
Flag
Lee.querubin
Resident
7y ago
"Area has limited public transportation. Mostly residents use private vehicles but roads are not crowded."
1
Flag

LGBTQ Local Legal Protections

Frequently asked questions about 413 S 3rd St

What is 413 S 3rd St estimated to be worth?
Trulia's estimated value for 413 S 3rd St in Effingham, IL is $230,000.
What is the price history for 413 S 3rd St?
413 S 3rd St in Effingham, IL last sold for $172,000 in June 2025.
Is Effingham a buyer's or seller's market?
Effingham is currently a balanced market, based on recent for-sale activity.
What do residents say about Effingham?
Residents describe Effingham, IL as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Effingham, IL.
Does 413 S 3rd St have air conditioning?
Yes, 413 S 3rd St in Effingham, IL has air conditioning.
Does 413 S 3rd St have laundry facilities?
Yes, 413 S 3rd St in Effingham, IL has laundry facilities.