413 S 3rd St, Effingham, IL 62401
Property image
Property image
OFF MARKET

413 S 3rd St
Effingham, IL 62401

  • 2 Beds
  • 2.5 Baths
  • 1,929 sqft (on 0.38 acres)

$244,400

Trulia Estimate
as of Jul 10, 2026
Est. Refi. Payment $1,615/mo*
Refinance Your Home

$244,400

Trulia Estimate
as of Jul 10, 2026
Est. Refi. Payment $1,615/mo*
Refinance Your Home
2 Beds
2.5 Baths
1,929 sqft
(on 0.38 acres)

Local Information

  • Map ViewExplore the area around 413 S 3rd St.
  • Schools3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Here is a 'Cute as Button' 2 bed 2.5 bath House in Central Effingham! This home sits on 3 lots, with a pretty white picket fence surrounding a nicely landscaped yard! Step inside to an inviting foyer with coat closet, into the living room with fireplace and built-in's, into the sunroom with newer windows! To the Dining Room attached to the Kitchen nicely remodeled and includes solid counters and appliances! A 1/2 bath and pantry finish out this level. Upstairs you have two nice bedrooms with built-in dresser and walk-in closets, and a Full Bathroom. The basement is finished for more space, a family room, a bathroom, laundry room, and storage. Walk-out door to get outside and enjoy this spacious yard with a 23x19 wood deck with hot tub. Firepit area! Shed with workshop and storage! Carport on the house! Water Heater 2022, HVAC 2023! 100amp Breaker Panel! Move-Right-In!
413 S 3rd St, Effingham, IL 62401 is a 2 bedroom, 3 bathroom, 1,929 sqft single-family home built in 1940. It last sold for $172,000 on Jun 13, 2025 (8% above the $159,900 asking price). It is currently off market. The Trulia Estimate is $244,400, with a rent estimate of $2,098/month.

Home Highlights

Parking
1 Parking Spaces
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 413 S 3rd St

Interior Features

Interior Details
Basement: Finished,Walk-Up Access,FullNumber of Rooms: 9Types of Rooms: Bedroom, Bathroom, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Sunroom
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Appliances & Utilities
Appliances: Dishwasher, Disposal, Gas Water Heater, Range, RefrigeratorDishwasherDisposalRefrigerator
Heating & Cooling
Heating: Forced Air,GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Family/Living/Great RoomHas a FireplaceHas a Spa
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: Two

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch, DeckFencing: Yard FencedOther Structures: Shed(s)Exterior: Deck, Fence, Hot Tub/Spa, Shed, WorkshopFoundation: Basement
Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1No GarageParking Spaces: 1Parking: Carport
Frontage
Road Surface Type: GravelNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1199 Square FeetFinished Area (below surface): 730 Square Feet

Days on Market

Cumulative Days on Market: 2

Property Information

Year Built
Year Built: 1940
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Masonite
Property Information
Parcel Number: 0316037025 & 026

Price & Status

Price
List Price: $159,900
Status Change & Dates
Off Market Date: Thu May 29 2025Possession Timing: Closing

Active Status

MLS Status: Closed

Location

Direction & Address
City: EffinghamCommunity: Gillenwater Add
School Information
Elementary School District: Effingham Dist. 40Jr High / Middle School District: Effingham Dist. 40High School District: Effingham Dist. 40

Building

Building Area
Building Area: 1929 Square Feet

HOA

Association for this Listing: Central Illinois Board Of REALTORS

Lot Information

Lot Area: 0.38 acres

Listing Info

Special Conditions: None

Miscellaneous

BasementMls Number: 6252152Living Area Range Units: Square FeetAbove Grade Unfinished Area: 1199
Last check for updates: about 3 hours ago
Listed by Brian Henning, (217) 821-3338
Full Circle Realty
Bought with: Stacy Nelson, (217) 821-9572, Benchmark Realty
Originating MLS: Central Illinois Board Of REALTORS
Source: CIBR, MLS#6252152

Price History for 413 S 3rd St

DatePriceEventSource
06/13/2025$172,000Sold
CIBR #6252152
05/29/2025$159,900PendingCIBR #6252152
05/27/2025$159,900Listed For SaleCIBR #6252152

Market trends in Effingham

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
67
2MoM
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Property Tax and Assessment

Year2024
Tax$146
Assessment$6,480
Home facts updated by county records

Comparable Sales for 413 S 3rd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1005 S 3rd St, Effingham, IL
0.34
Single-Family Home
$165,000
04/03/26
3
2.5
1,868
508 E Brentwood Ave, Effingham, IL
0.33
Single-Family Home
$147,000
11/17/25
2
2
1,556
1010 E Grove Ave, Effingham, IL
0.47
Single-Family Home
$170,200
12/08/25
3
2
1,824
1108 S 3rd St, Effingham, IL
0.42
Single-Family Home
$199,900
08/01/25
3
1.5
1,964
903 S 1st St, Effingham, IL
0.31
Single-Family Home
$206,000
08/01/25
3
1.5
2,760
307 W Crawford Ave, Effingham, IL
0.32
Single-Family Home
$171,400
06/05/26
3
1.5
1,568
703 E Jefferson Ave, Effingham, IL
0.38
Single-Family Home
$250,000
05/29/26
3
2
1,701
406 S 5th St, Effingham, IL
0.09
Single-Family Home
$65,000
10/03/25
3
1.5
2,182

Nearby homes

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Assigned Schools

These are the assigned schools for 413 S 3rd St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Effingham

At least 38 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 86 % Say parking is easy

  • 85 % Say it's dog friendly

  • 80 % Say car is needed

  • 78 % Say there's holiday spirit

  • 77 % Say people would walk alone at night

  • 73 % Say they plan to stay for at least 5 years

  • 72 % Say there are sidewalks

  • 67 % Say kids play outside

  • 64 % Say streets are well-lit

  • 60 % Say it's quiet

  • 55 % Say it's walkable to grocery stores

  • 45 % Say it's walkable to restaurants

  • 40 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Laynetyler18
    "It’s been about 10 years since I lived here but I remember everybody was real nice and neighborly. And the city employees do a great job maintaining the community "
    0
    Flag
  • Kathy V. D.
    "Christ church, AMCTheater, schools, park, skate park, edge of town, shopping, minutes from down town."
    2
    Flag
  • Kathleen T.
    "Farmers market! And just so many alcohol in the courtyard events. I mean, there’s the artisan fair with the craft beer, craft wine, and craft whiskey as the big event. Then there’s the food events featuring spirits as the main event. And also, of course, the craft beer and craft liquor events."
    2
    Flag
  • Kathleen W.
    "Public and private schools are excellent. There’s a surprising amount of predators in such a small town."
    1
    Flag
  • Lee.querubin
    "Area has limited public transportation. Mostly residents use private vehicles but roads are not crowded."
    1
    Flag

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Apartments for Rent

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Homes for sale near 413 S 3rd St

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Off Market Homes Near 413 S 3rd St

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Copyright Central Illinois Board of REALTORS® (CIBR). All rights reserved. Information is deemed reliable but not guaranteed.