40 Charter St, Cameron, NC 28326
PENDING
0.25 ACRES

40 Charter St
Cameron, NC 28326

Spout Springs
  • 4 Beds
  • 3.5 Baths
  • 3,406 sqft (on 0.25 acres)

$389,900

Est. Mortgage $2,324/mo*

$389,900

Est. Mortgage $2,324/mo*
4 Beds
3.5 Baths
3,406 sqft
(on 0.25 acres)

Local Information

  • Map ViewExplore the area around 40 Charter St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Offered at $389900, this spacious three-story home delivers over 3,400 square feet, 4 bedrooms plus a large bonus room with a full bath, and 3.5 bathrooms, thoughtfully designed to balance both functionality and refined living on three seperate floors.

The main level offers a well-designed, flowing layout that seamlessly connects the kitchen, breakfast area, and living room—ideal for everyday living and casual gatherings. A separate formal dining room, accessible from both the foyer and kitchen, provides the perfect setting for hosting and more formal occasions.

The fully finished third floor offers a private retreat, featuring a large bonus room with a full bath—perfect for use as an in-law suite, guest quarters, or entertainment space, ideal for multi-generational living or added flexibility.

Freshly painted throughout with brand new carpet in all carpeted areas, along with a kitchen equipped with recently updated, modern appliances—enhancing the home’s move-in ready appeal.

Additional highlights include a rare 3-car garage, offering ample space for vehicles, storage, or a home gym.

Residents of Lexington Plantation enjoy access to two pools, a clubhouse, and a playground, enhancing the overall lifestyle this community provides.

Conveniently located near Fort Bragg, shopping, dining, and major commuting routes.

Unique financing opportunity available: 3% assumable interest rate on a portion of the existing loan (buyer must qualify and obtain lender approval).

BACK ON THE MARKET DUE TO NO FAULT OF THE SELLER

Home Highlights

Parking
3 Car Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
$76/Monthly
Price/Sqft
$114
Listed
89 days ago

Home Details for 40 Charter St

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 10
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3406 Square Feet
Appliances & Utilities
Appliances: Built-In Electric Range, Dishwasher, Electric Oven, Disposal, Ice Maker, MicrowaveDishwasherDisposalLaundry: Washer Hookup,Dryer Hookup,Upper LevelMicrowave
Heating & Cooling
Heating: Electric,Forced Air,Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Factory Built, Gas LogNo Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Luxury Vinyl Plank, Tile
Levels, Entrance, & Accessibility
Stories: 3Levels: Three Or MoreFloors: Carpet, Luxury Vinyl Plank, Tile
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Deck, Front Porch, PorchFencing: Back YardExterior: Deck, Fence, Porch
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Garage
Frontage
Road Surface Type: Paved
Water & Sewer
Sewer: County Sewer
Surface & Elevation
Topography: Sloping

Days on Market

Cumulative Days on Market: 31Days on Market: 89

Property Information

Year Built
Year Built: 2017
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Three Story
Building
Construction Materials: Stone Veneer, Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Condition: Good ConditionNot Included in Sale: NoneIncluded in Sale: FridgeParcel Number: 09956519 0282 01

Price & Status

Price
List Price: $389,900Price Per Sqft: $114
Status Change & Dates
Off Market Date: Sun May 10 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Pending

Location

Direction & Address
City: CameronCommunity: Lexington Plantation (Harnett)
School Information
Jr High / Middle School: Overhills Middle SchoolHigh School: Overhills Senior High

Agent Information

Listing Agent
Listing ID: 759560

Community

Community Features: Clubhouse, Community Pool, Gutter(s), Street Lights

HOA

HOA Name: Little And YoungAssociation for this Listing: Longleaf Pine RealtorsHas an HOAHOA Fee: $76/Monthly

Lot Information

Lot Area: 10890 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: More than a year

Miscellaneous

Mls Number: 759560Living Area Range: 3001-3500Living Area Range Units: Square FeetAttic: Pull Down Stairs

Additional Information

ClubhouseCommunity PoolGutter(s)Street Lights
Last check for updates: about 2 hours ago
Listing courtesy of LISA RIVERA
EXP REALTY LLC
Originating MLS: Longleaf Pine Realtors
Source: LPRMLS, MLS#759560

Market trends in Cameron

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
101
6
MoM

Price History for 40 Charter St

DatePriceEventSource
05/16/2026$389,900PendingLPRMLS #759560
04/30/2026$389,900PriceChange
LPRMLS #759560
04/18/2026$399,999PendingToActiveLPRMLS #759560
04/03/2026$399,999PendingLPRMLS #759560
04/02/2026$399,999Listed For SaleLPRMLS #759560
06/16/2017$270,360Sold
LPRMLS #515178

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 40 Charter St

Skip to last item
Skip to first item

Property Tax and Assessment

Year2025
Tax$2,606
Assessment$354,601
Home facts updated by county records

Comparable Sales for 40 Charter St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.05
Single-Family Home
$368,000
03/10/26
5
3.5
3,014
0.07
Single-Family Home
$350,000
09/08/25
4
2.5
2,424
0.03
Single-Family Home
$249,000
05/28/26
3
2.5
1,774
0.11
Single-Family Home
$369,900
09/15/25
5
2.5
2,939
0.14
Single-Family Home
$330,000
07/02/25
4
2.5
2,169
0.18
Single-Family Home
$353,000
08/21/25
4
3
2,583
0.15
Single-Family Home
$348,000
11/10/25
4
2.5
2,480
0.31
Single-Family Home
$300,000
12/22/25
4
2.5
2,388
0.26
Single-Family Home
$440,100
07/21/25
4
2.5
3,004
0.25
Single-Family Home
$348,000
09/09/25
4
2.5
2,338

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 40 Charter St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Spout Springs

At least 52 Trulia users voted on each feature.
  • 94 % Say car is needed

  • 93 % Say yards are well-kept

  • 91 % Say it's dog friendly

  • 87 % Say parking is easy

  • 85 % Say there's holiday spirit

  • 80 % Say kids play outside

  • 75 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 63 % Say there's wildlife

  • 54 % Say neighbors are friendly

  • 43 % Say they plan to stay for at least 5 years

  • 33 % Say there are community events

  • 22 % Say streets are well-lit

  • 19 % Say it's walkable to restaurants

  • 17 % Say it's walkable to grocery stores

  • 14 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • TrueD
    "Terrible … 20 mins turns into an hour with traffic heading towards the base. God forbid there’s an accident. Might as well just stay home."

LGBTQ Local Legal Protections

LISA RIVERA, EXP REALTY LLC
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
40 Charter St, Cameron, NC 28326 is a 4 bedroom, 4 bathroom, 3,406 sqft single-family home built in 2017. 40 Charter St is located in Spout Springs, Cameron. This property is currently available for sale and was listed by LPRMLS on Mar 25, 2026. The MLS # for this home is MLS# 759560.