$2,490,000
Original price: $2,700,000
- 5 Beds
- 4 Baths
- 3,156 sqft (on 1.38 acres)
399 Allen Loop Dr, Santa Rosa Beach, FL 32459
Est. Mortgage $15,244/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1994
1.38 acre lot
$789/sqft
Garage
Local Information
-- mins to
About this House
What's unique:Exceptional parking capacityWater viewsStunning sunsets each eveningSunset-facing exposureViews are protected
Featuring the largest single-family homesite on Oyster Lake, one of South Walton's rare coastal dune lakes, this 1.38-acre property offers a level of privacy and space unrivaled on the lake. With water views, sunset-facing exposure, and exceptional parking capacity, this is a 30A opportunity unlikely to be replicated.
Originally built in 1994 and updated over time, the residence offers over 3,000 square feet with 5 bedrooms and 4 full bathrooms, along with a versatile bonus room ideal for a game room, media space or additional living area. The layout is both comfortable and functional, ready to enjoy as-is or tailor to your vision.
Perfectly positioned to embrace its surroundings, the home captures expansive views across Oyster Lake with the Gulf shimmering beyond, setting the stage for stunning sunsets each evening. Whether relaxing on the deck or in the heated, saltwater pool overlooking the lake, the setting feels immersive and serene. Inside, the primary suite, kitchen, living, and dining areas are all thoughtfully oriented to the water, creating a seamless connection between indoor and outdoor living.
What further distinguishes this property is how effortlessly it blends lifestyle and functionality. A private dock on Oyster Lake invites easy days on the water, from paddleboarding at sunrise to kayaking at sunset. The residence itself sits high and dry in Flood Zone X, while the 1.38-acre homesite provides a level of privacy rarely found along 30A. A 3-car garage, parking for 11+ additional vehicles, and an RV pad with electric, water, and sewer hookups offer exceptional flexibility.
Just a 6-minute walk to the beach, this home allows you to enjoy the 30A lifestyle without the hassle of public parking. Spend the morning on the sand, return home for lunch, and head back with ease. With three convenient access points to Highway 98, you'll also benefit from smooth connectivity without the typical traffic challenges.
The views are protected, the setting is peaceful, and the combination of acreage, waterfront, and proximity to the Gulf is truly exceptional.
Originally built in 1994 and updated over time, the residence offers over 3,000 square feet with 5 bedrooms and 4 full bathrooms, along with a versatile bonus room ideal for a game room, media space or additional living area. The layout is both comfortable and functional, ready to enjoy as-is or tailor to your vision.
Perfectly positioned to embrace its surroundings, the home captures expansive views across Oyster Lake with the Gulf shimmering beyond, setting the stage for stunning sunsets each evening. Whether relaxing on the deck or in the heated, saltwater pool overlooking the lake, the setting feels immersive and serene. Inside, the primary suite, kitchen, living, and dining areas are all thoughtfully oriented to the water, creating a seamless connection between indoor and outdoor living.
What further distinguishes this property is how effortlessly it blends lifestyle and functionality. A private dock on Oyster Lake invites easy days on the water, from paddleboarding at sunrise to kayaking at sunset. The residence itself sits high and dry in Flood Zone X, while the 1.38-acre homesite provides a level of privacy rarely found along 30A. A 3-car garage, parking for 11+ additional vehicles, and an RV pad with electric, water, and sewer hookups offer exceptional flexibility.
Just a 6-minute walk to the beach, this home allows you to enjoy the 30A lifestyle without the hassle of public parking. Spend the morning on the sand, return home for lunch, and head back with ease. With three convenient access points to Highway 98, you'll also benefit from smooth connectivity without the typical traffic challenges.
The views are protected, the setting is peaceful, and the combination of acreage, waterfront, and proximity to the Gulf is truly exceptional.
Open House
Wednesday, September 23
12:00 PM to 2:00 PM
Home Details for 399 Allen Loop Dr
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Interior Details Basement: FinishedNumber of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Bonus Room, Dining Room, Kitchen, Living Room, Office |
Beds & Baths Number of Bedrooms: 5Number of Bathrooms: 4Number of Bathrooms (full): 4 |
Dimensions and Layout Living Area: 3156 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowave |
Heating & Cooling Heating: Central,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: GasHas a Fireplace |
Windows, Doors, Floors & Walls Flooring: TileCommon Walls: No Common Walls |
Levels, Entrance, & Accessibility Stories: 2Floors: Tile |
View Has a ViewView: Gulf, Lake |
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Exterior Home Features Roof: ShinglePatio / Porch: Covered, Deck, Patio, PorchExterior: Outdoor Grill, Balcony, Dock, Outdoor Shower, Sprinkler SystemSprinkler System |
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageParking Spaces: 14Parking: Garage Door Opener,Oversized,RV Access/Parking,Garage |
Pool Pool: Heated, In GroundPool |
Frontage Waterfront: Coastal Dune LakesRoad Frontage: County RoadRoad Surface Type: PavedNot on Waterfront |
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Days on Market: 159 |
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Year Built Year Built: 1994 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other |
Building Construction Materials: Concrete, StuccoNot a New ConstructionNot Attached Property |
Property Information Condition: Construction CompleteParcel Number: 033S20341500000230 |
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Price List Price: $2,490,000Price Per Sqft: $789 |
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MLS Status: Active |
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Direction & Address City: Santa Rosa BeachCommunity: DUNE ALLEN |
School Information Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton |
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Listing Agent Listing ID: 999335 |
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Building Area Building Area: 3156 Square Feet |
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Community Features: Pool, Waterfront, Short Term Rental - Allowed |
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Lot Area: 1.38 Acres |
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Special Conditions: Accept Backup Offers |
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BasementMls Number: 999335Water ViewWater View: Gulf, Lake |
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PoolWaterfrontShort Term Rental - Allowed |
Around this home
What Locals Say about Santa Rosa Beach
At least 197 Trulia users voted on each feature.
89 % Say it's dog friendly
86 % Say car is needed
79 % Say it's quiet
77 % Say there's holiday spirit
74 % Say yards are well-kept
73 % Say people would walk alone at night
73 % Say parking is easy
72 % Say kids play outside
62 % Say there's wildlife
58 % Say they plan to stay for at least 5 years
55 % Say there are sidewalks
54 % Say neighbors are friendly
44 % Say it's walkable to restaurants
43 % Say streets are well-lit
40 % Say there are community events
27 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Santa Rosa Beach
Last updated August 2026
Avg. sale price
$988K
$23.33KMoM
Sale-to-List Price
95.7%
0.3%MoM
Price per sq ft
$497
$28MoM
Available listings
996
12MoM
Home Value
Trulia Estimate
$2.33MSince last month
Decreased$1K (-0.1%)Since last year
Increased$255K (+12.8%)Since last sale
Increased$1M (+181.9%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +151% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $2.24M |
| August 2026 | $2.24M |
| July 2026 | $2.45M |
| June 2026 | $2.45M |
| May 2026 | $2.76M |
| April 2026 | $2.81M |
| March 2026 | $2.03M |
| February 2026 | $1.98M |
| January 2026 | $1.94M |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.12 | Single-Family Home | $1,115,000 | 08/13/26 | 4 | 4 | 2,601 | |
0.08 | Single-Family Home | $750,000 | 03/17/26 | 4 | 4 | 2,507 | |
0.07 | Single-Family Home | $790,000 | 07/27/26 | 3 | 3 | 2,605 | |
0.15 | Single-Family Home | $1,000,000 | 07/29/26 | 3 | 3 | 2,574 | |
0.19 | Single-Family Home | $2,150,000 | 05/28/26 | 5 | 4 | 3,028 | |
0.33 | Single-Family Home | $2,400,000 | 06/26/26 | 3 | 3.5 | 2,887 | |
0.29 | Single-Family Home | $3,700,000 | 05/13/26 | 5 | 5 | 4,006 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $1,890,000 | 4 | 3 | 3,121 | For Sale | |
0.04 | $789,000 | 3 | 2 | 1,113 | For Sale | |
0.04 | $4,950,000 | 8 | 9 | 6,111 | For Sale | |
0.05 | $1,375,000 | - | - | - | Recently Sold | |
0.05 | $839,000 | 3 | 2 | 1,208 | For Sale | |
0.06 | $799,000 | 3 | 2 | 1,135 | Recently Sold | |
0.06 | $791,900 | 3 | 2 | 1,135 | Off Market | |
0.06 | $760,000 | 3 | 2 | 1,113 | Recently Sold | |
0.06 | $370,000 | 3 | 2 | 1,135 | Recently Sold | |
0.06 | $750,000 | 3 | 2 | 1,113 | Recently Sold | |
0.06 | $762,200 | 3 | 2 | 1,135 | Recently Sold |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 17, 2026 Source: ECAOR #999335 | PriceChange | $2,490,000 Price decreased by 8% |
Jun 2, 2026 Source: ECAOR #1002211 | PriceChange | $2,700,000 Price decreased by 10% |
Apr 17, 2026 Source: ECAOR #999335 | Listed For Sale | $2,999,000 |
May 31, 2017 Source: ECAOR #762429 | Sold | $795,000 |
Oct 13, 2016 Source: Agent Provided | Listed For Sale | $849,000 |
Dec 25, 2015 Source: Agent Provided | ListingRemoved | $795,000 |
Oct 24, 2015 Source: Agent Provided | Listed For Sale | $795,000 |
Jun 18, 2003 Source: N/A | Sold | $465,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $10,232 | $2,188,659 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Julie S Smith, Christies International Real Estate Emerald Coast
Agent Phone: (828) 773-0028

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Member number: 28189
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Frequently asked questions about 399 Allen Loop Dr
- What is the estimated monthly payment for 399 Allen Loop Dr?Based on a $2,490,000 list price with 20% down at today's rates, the estimated monthly payment for 399 Allen Loop Dr in Santa Rosa Beach, FL is approximately $15,702 (about $13,697 principal & interest, $1,930 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 399 Allen Loop Dr compare to homes in Santa Rosa Beach?399 Allen Loop Dr in Santa Rosa Beach, FL is listed at $2,490,000, about 152% above the $988K median sale price in Santa Rosa Beach.
- What do residents say about Santa Rosa Beach?Residents describe Santa Rosa Beach, FL as dog-friendly, quiet, and well-kept. Most residents say you need a car. See homes for sale in Santa Rosa Beach, FL.
- What are the closest schools to 399 Allen Loop Dr?The closest schools to 399 Allen Loop Dr in Santa Rosa Beach, FL are Emerald Coast Middle School (rated 8/10), South Walton High School (rated 8/10), Van R. Butler Elementary School (rated 9/10).
- Does 399 Allen Loop Dr have air conditioning?Yes, 399 Allen Loop Dr in Santa Rosa Beach, FL has air conditioning.
- Does 399 Allen Loop Dr have a pool?Yes, 399 Allen Loop Dr in Santa Rosa Beach, FL has a pool.
399 Allen Loop Dr, Santa Rosa Beach, FL 32459 is a 5 bedroom, 4 bathroom, 3,156 sqft single-family home built in 1994. This property is currently available for sale and was listed by ECAOR on Apr 17, 2026. The MLS # for this home is MLS# 999335.

