399 Allen Loop Dr, Santa Rosa Beach, FL 32459
Property image
Property image
FOR SALE
3D VIEW
1.38 ACRES

$2,490,000

Original price: $2,700,000
  • 5 Beds
  • 4 Baths
  • 3,156 sqft (on 1.38 acres)

399 Allen Loop Dr, Santa Rosa Beach, FL 32459

Est. Mortgage $15,244/mo*
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Home Highlights

Single-Family Home
Built in 1994
1.38 acre lot
$789/sqft
Garage

Local Information

  • Map ViewExplore the area around 399 Allen Loop Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Exceptional parking capacityWater viewsStunning sunsets each eveningSunset-facing exposureViews are protected
Featuring the largest single-family homesite on Oyster Lake, one of South Walton's rare coastal dune lakes, this 1.38-acre property offers a level of privacy and space unrivaled on the lake. With water views, sunset-facing exposure, and exceptional parking capacity, this is a 30A opportunity unlikely to be replicated.
Originally built in 1994 and updated over time, the residence offers over 3,000 square feet with 5 bedrooms and 4 full bathrooms, along with a versatile bonus room ideal for a game room, media space or additional living area. The layout is both comfortable and functional, ready to enjoy as-is or tailor to your vision.
Perfectly positioned to embrace its surroundings, the home captures expansive views across Oyster Lake with the Gulf shimmering beyond, setting the stage for stunning sunsets each evening. Whether relaxing on the deck or in the heated, saltwater pool overlooking the lake, the setting feels immersive and serene. Inside, the primary suite, kitchen, living, and dining areas are all thoughtfully oriented to the water, creating a seamless connection between indoor and outdoor living.
What further distinguishes this property is how effortlessly it blends lifestyle and functionality. A private dock on Oyster Lake invites easy days on the water, from paddleboarding at sunrise to kayaking at sunset. The residence itself sits high and dry in Flood Zone X, while the 1.38-acre homesite provides a level of privacy rarely found along 30A. A 3-car garage, parking for 11+ additional vehicles, and an RV pad with electric, water, and sewer hookups offer exceptional flexibility.
Just a 6-minute walk to the beach, this home allows you to enjoy the 30A lifestyle without the hassle of public parking. Spend the morning on the sand, return home for lunch, and head back with ease. With three convenient access points to Highway 98, you'll also benefit from smooth connectivity without the typical traffic challenges.
The views are protected, the setting is peaceful, and the combination of acreage, waterfront, and proximity to the Gulf is truly exceptional.
Last check for updates: about 3 hours ago
Listing courtesy of Julie S Smith, (828) 773-0028
Christies International Real Estate Emerald Coast
Source: ECAOR, MLS#999335
Also Listed on ECAOR, ECAOR, ECAOR.

Open House

Wednesday, September 23
12:00 PM to 2:00 PM

Home Details for 399 Allen Loop Dr

Interior Features

Interior Details
Basement: FinishedNumber of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Bonus Room, Dining Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 4Number of Bathrooms (full): 4
Dimensions and Layout
Living Area: 3156 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowave
Heating & Cooling
Heating: Central,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: GasHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Floors: Tile
View
Has a ViewView: Gulf, Lake

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Deck, Patio, PorchExterior: Outdoor Grill, Balcony, Dock, Outdoor Shower, Sprinkler SystemSprinkler System
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageParking Spaces: 14Parking: Garage Door Opener,Oversized,RV Access/Parking,Garage
Pool
Pool: Heated, In GroundPool
Frontage
Waterfront: Coastal Dune LakesRoad Frontage: County RoadRoad Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 159

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Other
Building
Construction Materials: Concrete, StuccoNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 033S20341500000230

Price & Status

Price
List Price: $2,490,000Price Per Sqft: $789

Active Status

MLS Status: Active

Location

Direction & Address
City: Santa Rosa BeachCommunity: DUNE ALLEN
School Information
Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 999335

Building

Building Area
Building Area: 3156 Square Feet

Community

Community Features: Pool, Waterfront, Short Term Rental - Allowed

Lot Information

Lot Area: 1.38 Acres

Listing Info

Special Conditions: Accept Backup Offers

Miscellaneous

BasementMls Number: 999335Water ViewWater View: Gulf, Lake

Additional Information

PoolWaterfrontShort Term Rental - Allowed

What Locals Say about Santa Rosa Beach

At least 197 Trulia users voted on each feature.
  • 89 % Say it's dog friendly

  • 86 % Say car is needed

  • 79 % Say it's quiet

  • 77 % Say there's holiday spirit

  • 74 % Say yards are well-kept

  • 73 % Say people would walk alone at night

  • 73 % Say parking is easy

  • 72 % Say kids play outside

  • 62 % Say there's wildlife

  • 58 % Say they plan to stay for at least 5 years

  • 55 % Say there are sidewalks

  • 54 % Say neighbors are friendly

  • 44 % Say it's walkable to restaurants

  • 43 % Say streets are well-lit

  • 40 % Say there are community events

  • 27 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Christa Helms Wilks
    "Best neighborhood "
  • Jkuribe
    "My neighbors are very friendly.The landscaping is always very well attended to. I wish that there were more street lights I also would like local businesses to consider the locals more. The visitors are here for mb a week yet we contribute all year long. Plus we have established friendships."
  • Jkuribe
    "Beautiful beaches. Kind neighbors. Great restaurants. A fun place to vacation and live. Safe for children to ride there bikes. 30 A is the place to be. Everything is at your fingertips."
  • Angelica Torres
    "I've lived in this neighborhood for 9 years. I love living here. It's a very quiet, beautiful place. The beach is gorgeous, and I think it's a perfect place to raise our children."
  • R
    "What a wonderful neighborhood! Everyone is so friendly and nice it feels like a quint little village where neighbors are your friends not just people who live next door!"
  • Larryorville
    "yes we have a quite pleasant neighborhood .Very safe and our neighbors are respectful in every way.We didn’t move here for the beach But a safe and quiet the beach is a plus "
  • Trulia User
    "The people are all super friendly. We have a nice path to walk on or ride a bike. We have lots of streets leading to the beach. "
  • Trulia User
    "This is a great place with a curfew for underage kids , lots of family friendly activities and adult activities as well great restaurants, a church , seaside school, and plenty of shops!"
  • Trulia User
    "Very dog friendly area. They bring water bowls to your table at an outdoor restaurant for the dogs. The only real problem I see with the dogs is that a lot of people do not pick up after them. They even provide doggy poo bags and a place to put it. Very disturbing. "
  • Trulia User
    "There are a lot of places you can walk to or bike to. Restaurants, ice cream, General Store, beach. People are super nice and friendly. There is a lot of musical entertainment around. People always ask where the name comes from since there are no mountains. I pull out my phone and show them the beautiful pictures I have of the blue flowers all over the area 😁"
  • Trulia User
    "Pros: There is green space and plenty of pick up points. There are a lot of dogs out on leash. Cons: Too many people and horrendous traffic. "
  • Trulia User
    "VERY dog friendly, some let their dogs off leash in the neighborhood which does cause some issues, walk/bike path gets seasonally crowded making dog walking difficult at times but is a great place to walk dogs at night "
  • Trulia User
    "Bonfires on the beach, block parties celebrating local restaurants and retail, strong year round local population leads to “happy hour” walking the neighborhood at sunset time "
  • Trulia User
    "We live in a condo and the people that live here full time are like a family. We have cookouts together and hang by the pool. There are Art Festivals, music festivals and wine festivals. There is always something fun going on. "
  • Jaz0391.jg
    "I love Santa rosa beach!! the schools are the best in the walton county , very safe place, the 30a is very nice to go for a walk or ride bike"
  • Chazh.chandler
    " I love dogs dogs are awesome they’re great to walk around town everybody’s friendly everybody’s great except for everyone tries to steal your dog. I can’t keep up with my dog a lot of times"
  • Joypetty
    "I just moved here because we vacationed here and fell in love with the area. It feels like you live in the country but you’re just steps from the beach. "
  • Chazh.chandler
    "Some strays most animals are contained though. Lot of dog walkers and bicycling and walkers around. Love it"
  • Deck T. W. S. S.
    "Beautiful area with the best beaches in the country! Wonderful high quality dining! Living in Paradise!"
  • Shy H.
    "They would love the dog park but hate that it is not maintained properly. The grass needs to be cut and equipment cleaned "
  • Yschlicht
    "the bay is near by the kids love it, a small beach is near too. very quit here, people are friendly, but keep to themself."
  • Maryna A.
    "Love the nature and opportunity to go for a stroll in State Forest in our neighborhood. Quiet and friendly people."
  • Donna B.
    "I drive a car to work leads than five miles away. No public transportation. No buses, trains, trolleys, or bicycles "
  • Paola V.
    "A lot of neighbors like to do Barbecues, bonfires and fishing so is common in this area, also kids play basketball, people ride a bike and run with their dogs."
  • Thaddeus H.
    "Live living in this neighborhood. Most people are extremely friendly. Probably because we all are aware how lucky we are to live in such a beautiful place. "
  • Sassy_fran
    "We don’t commute around here, this is a beach town and there is no downtown or anywhere but 30A and 98 Hiway"
  • Taybear73195
    "lots of people have dogs here and there's lots of places people can take their dogs and neighbors are nice"
  • Tpsrml1@hotmail.com
    "people walk there dog if they would pick up the debris it wouldn't be bad some dog owners do show respect for the neighbors yards"
  • Kelly J.
    "Traffic through Destin and/or 30A is nightmare with traffic. If you can stay away from those areas, you are golden!"
  • Cadena8098
    "Nice neighborhood seems that it’s growing quickly. Also the beach is beautiful and the sand is clean. The water is warm as well. "
  • Sassy_fran
    "Art Festival, wine Festival, songwriters Festival to just name a few. I love that the people that live here are taking care of the reefs. I think that is so important "
  • Karen
    "This is a very safe and friendly neighborhood! 5 minutes to the beautiful beach. Publix’s, UPS, cleaners... all 5 minutes away!"
  • David N.
    "We have wine festivals, gumbo festivals, seafood festivals. We like to eat really great food. Beaches are beautiful white sand and the gulf is an emerald green on a sunny day. The best time to visit is April and October."
  • Surfmore94
    "We live close to Butler Elementary School and in walking distance to the Gulf of Mexico the neighborhood has nice homes with nice people "

Market trends in Santa Rosa Beach

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$988K
$23.33K
MoM
Sale-to-List Price
95.7%
0.3%
MoM
Price per sq ft
$497
$28
MoM
Available listings
996
12
MoM

Home Value

Trulia Estimate
$2.33M
Since last month
Decreased$4K (-0.2%)
Since last year
Increased$252K (+12.7%)
Since last sale
Increased$1M (+181.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +150% in the last 10 years
MonthEstimated value
2026
September 2026$2.24M
August 2026$2.24M
July 2026$2.45M
June 2026$2.45M
May 2026$2.76M
April 2026$2.81M
March 2026$2.03M
February 2026$1.98M
January 2026$1.94M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.12
Single-Family Home
$1,115,000
08/13/26
4
4
2,601
0.08
Single-Family Home
$750,000
03/17/26
4
4
2,507
0.07
Single-Family Home
$790,000
07/27/26
3
3
2,605
0.15
Single-Family Home
$1,000,000
07/29/26
3
3
2,574
0.19
Single-Family Home
$2,150,000
05/28/26
5
4
3,028
0.33
Single-Family Home
$2,400,000
06/26/26
3
3.5
2,887
0.29
Single-Family Home
$3,700,000
05/13/26
5
5
4,006

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.03
$1,890,000
4
3
3,121
For Sale
0.04
$789,000
3
2
1,113
For Sale
0.04
$4,950,000
8
9
6,111
For Sale
0.05
$1,375,000
-
-
-
Recently Sold
0.05
$839,000
3
2
1,208
For Sale
0.06
$799,000
3
2
1,135
Recently Sold
0.06
$791,900
3
2
1,135
Off Market
0.06
$760,000
3
2
1,113
Recently Sold
0.06
$370,000
3
2
1,135
Recently Sold
0.06
$750,000
3
2
1,113
Recently Sold
0.06
$762,200
3
2
1,135
Recently Sold

Price and Tax history

DateEventPrice
Aug 17, 2026
Source: ECAOR #999335
PriceChange
$2,490,000
Price decreased by 8%
Jun 2, 2026
Source: ECAOR #1002211
PriceChange
$2,700,000
Price decreased by 10%
Apr 17, 2026
Source: ECAOR #999335
Listed For Sale
$2,999,000
May 31, 2017
Source: ECAOR #762429
Sold
$795,000
Oct 13, 2016
Source: Agent Provided
Listed For Sale
$849,000

LGBTQ Local Legal Protections

Julie S Smith, Christies International Real Estate Emerald Coast
Agent Phone: (828) 773-0028
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 399 Allen Loop Dr

  • What is the estimated monthly payment for 399 Allen Loop Dr?
    Based on a $2,490,000 list price with 20% down at today's rates, the estimated monthly payment for 399 Allen Loop Dr in Santa Rosa Beach, FL is approximately $15,540 (about $13,535 principal & interest, $1,930 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 399 Allen Loop Dr compare to homes in Santa Rosa Beach?
    399 Allen Loop Dr in Santa Rosa Beach, FL is listed at $2,490,000, about 152% above the $988K median sale price in Santa Rosa Beach.
  • What do residents say about Santa Rosa Beach?
    Residents describe Santa Rosa Beach, FL as dog-friendly, quiet, and well-kept. Most residents say you need a car. See homes for sale in Santa Rosa Beach, FL.
  • What are the closest schools to 399 Allen Loop Dr?
    The closest schools to 399 Allen Loop Dr in Santa Rosa Beach, FL are Emerald Coast Middle School (rated 8/10), South Walton High School (rated 8/10), Van R. Butler Elementary School (rated 9/10).
  • Does 399 Allen Loop Dr have air conditioning?
    Yes, 399 Allen Loop Dr in Santa Rosa Beach, FL has air conditioning.
  • Does 399 Allen Loop Dr have a pool?
    Yes, 399 Allen Loop Dr in Santa Rosa Beach, FL has a pool.
399 Allen Loop Dr, Santa Rosa Beach, FL 32459 is a 5 bedroom, 4 bathroom, 3,156 sqft single-family home built in 1994. This property is currently available for sale and was listed by ECAOR on Apr 17, 2026. The MLS # for this home is MLS# 999335.