3981 Watergate Dr, Milton, FL 32583
PENDING
NEW CONSTRUCTION
QUICK MOVE-IN

$386,397

  • 3 Beds
  • 2 Baths
  • 2,030 sqft

3981 Watergate Dr, Milton, FL 32583

Est. Mortgage $2,561/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 2026
$190/sqft
Garage
HOA $60/mo

Local Information

  • Map ViewExplore the area around 3981 Watergate Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

MIRAMAR model! Your new MIRAMAR home has everything you need and more! As you enter your new home you'll have 1 bedroom, a formal living room and a full bath on one side and the Owner's retreat will be off to the other side, there you will find two spacious walk-in closets, double sink vanity, and zero entry tile shower. As you continue into the heart of your home two spacious walk-in closets, double sink vanity, and zero entry tile shower. As you continue into the heart of your home to be included in any event going on in the home. In corner of the kitchen is a lovely breakfast nook for those quick morning meal. At the back of the home there is a 4th bedroom adjacent to a large laundry that exits into the garage. Included with this home you'll find a great outdoor covered patio perfect for entertaining.
Contact this Building
Property Website
Last check for updates: about 8 hours ago
Listing courtesy of Trish Lohela
HOLIDAY BUILDERS OF THE GULF COAST, LLC
Source: PAR, MLS#684655
Also Listed on PAR.

Home Details for 3981 Watergate Dr

Interior Features

Heating & Cooling
Heating: CentralAir ConditioningCooling System: Central AirHeating Fuel: Central
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet
Interior Details
Number of Rooms: 4Types of Rooms: Master Bedroom, Bedroom, Bedroom 1, Dining Room
Appliances & Utilities
DishwasherDisposalMicrowave

Exterior Features

Exterior Home Features
Roof: ShingleFoundation Type: Off Grade, Slab
Parking & Garage
GarageParking: 2 Car Garage, Garage

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: Single Family HomeArchitecture: Craftsman

Price & Status

Price
Price Per Sqft: $190

Agent Information

Listing Agent
MLS/Source ID: 684655

HOA

HOA Fee: $720/Yearly

Lot Information

Lot Area: 0.00 Acres

Additional Information

Sidewalks

All New Homes in Yellow River Ranch

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3 bd (2)
4 bd (4)
8972 Gumwood St
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4020 Watergate Dr
4bd
2ba
1,895 sqft
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4008 Watergate Dr
3bd
2ba
1,895 sqft
$375,040
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4012 Watergate Dr
4bd
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2,030 sqft
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8926 Oak Shadow Rd
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3ba
2,603 sqft
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3981 Watergate Dr
3bd
2ba
2,030 sqft
$386,397
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Quick Move-In Homes provided by PAR,Holiday Builders

Buildable Plans (11)

All (11)
3 bd (5)
4 bd (6)
Destin Plan
3bd
2ba
1,824 sqft
$329,990+
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Crystal Plan
3bd
2ba
2,187 sqft
$347,990+
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Bay Plan
3bd
2ba
1,895 sqft
$352,990+
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Carlton Plan
4bd
3ba
2,261 sqft
$354,990+
Check Availability
Dora Plan
3bd
2ba
2,260 sqft
$359,990+
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Miramar Plan
4bd
2ba
2,030 sqft
$362,990+
Check Availability
Panama Plan
3bd
2.5ba
2,119 sqft
$365,990+
Check Availability
Santa Rosa Plan
4bd
3ba
2,614 sqft
$379,990+
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Navarre Plan
4bd
3ba
2,482 sqft
$387,990+
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Walton Plan
4bd
2.5ba
2,786 sqft
$388,990+
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Osprey Plan
4bd
3ba
2,603 sqft
$390,990+
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Buildable Plans provided by Holiday Builders

Community Description

New Homes in Yellow River Ranch, Milton, Florida
Searching for new homes in Milton, Florida? Yellow River Ranch offers a unique opportunity to enjoy new construction in one of Northwest Florida's most impressive master-planned communities. Spanning approximately 1,400 acres, Yellow River Ranch was thoughtfully designed to preserve the area's natural beauty while providing residents with exceptional amenities, recreational opportunities, and convenient access to major employers and Gulf Coast destinations.
Holiday Builders offers homes from the Cornerstone Collection, allowing homebuyers to personalize select design features and upgrades while creating a home that fits their lifestyle and needs. Whether you're building from the ground up or exploring available move-in ready homes, Yellow River Ranch provides options for a variety of buyers seeking a balance between nature, recreation, and modern living.
With hundreds of acres preserved for open space, wetlands, lakes, and recreation, Yellow River Ranch offers a setting that feels connected to the natural landscape while remaining close to everyday conveniences.
Resort-Style Community Amenities
Life at Yellow River Ranch extends far beyond your front door.
Residents enjoy access to:
Community swimming pool,
Pickleball courts,
Tennis courts,
Basketball courts,
Playground,
Miles of walking and jogging trails,
Lakes and natural open spaces,
Community gathering areas,
and more!
The extensive trail system and preserved natural areas create opportunities for walking, biking, wildlife viewing, and enjoying the outdoors year-round.
The Milton Lifestyle
Milton offers a relaxed pace of life surrounded by rivers, forests, and outdoor recreation while remaining conveniently located near Pensacola, major military installations, and Florida's Gulf Coast beaches.
Contact this Building
Learn more about this community

Office Hours

Sales Office
4172 Lazy Breeze Lane
Milton, FL 32583
Mon – Sat: 10:00 am – 6:00 pm Sun: 12:00 pm – 5:00 pm

Around this home

What Locals Say about Milton

At least 264 Trulia users voted on each feature.

  • 91 % Say parking is easy

  • 91 % Say car is needed

  • 85 % Say yards are well-kept

  • 80 % Say it's dog friendly

  • 77 % Say there's holiday spirit

  • 71 % Say it's quiet

  • 65 % Say kids play outside

  • 61 % Say people would walk alone at night

  • 55 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 47 % Say there's wildlife

  • 33 % Say streets are well-lit

  • 25 % Say it's walkable to grocery stores

  • 24 % Say there are sidewalks

  • 23 % Say there are community events

  • 16 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • J4vjdh42yc
    "Clean river to hike and let your pup swim in. Nice hiking places. Quiet side roads. Large lots. Good veterinary services. Plentiful pet supply outlets. Large dog park. "
    0
    Flag
  • Pammybarry
    "I would love to see a dog park or walking trail. Sidewalks would have been nice. Speed bump on some of the most traveled roads ."
    0
    Flag
  • Dalena Simmons
    "Trick or treat the streets We have all kinds of things to do near by. I live more in the country part of Milton fl."
    0
    Flag
  • Boyd L.
    "Dog owners are very responsible and take care of their dogs. It’s Very pet friendly neighborhood. There are dog parks in the neighborhood. Restaurants are dog friendly too. "
    1
    Flag
  • Stevenrasberryte
    "Great area! Very homey, perfect for families! Very military friendly! Close to beautiful beaches!!!!"
    4
    Flag
  • Carrie H.
    "Our HOA is community-oriented. It hosts community beautification days, Christmas parties, and fall festivities. "
    0
    Flag
  • Caitfranko
    "It’s safe. We have yard sales frequently. Neighbors are friendly. Kid/family friendly. "
    0
    Flag
  • Rachelnicole123
    "There’s many families in this area. It has great schools, multiple grocery stores, plenty fast food, & an Pensacola Beach is less than an hour away!! "
    0
    Flag
  • Ladwanya H.
    "There could be more for the kids to do around town, but there’s lots of parks,beaches and places to eat ."
    0
    Flag
  • Chctc0122
    "Nice people and a nice community. We have great local businesses here with unique finds. I was raised here and moved away for 15 years. Realized I miss the small town feel and the folks here."
    0
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  • Shillabrand
    "Dogs aren't roaming the neighborhood. There is a leash law. The yards are an acre each and there is plenty of room for dogs to play. Great neighborhood to walk your dogs."
    0
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  • Thedraiss5
    "Bands on the Blackwater and something down town almost every weekend................................................................. "
    0
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  • Pamela S.
    "Very few sidewalks in East Milton though there is a lot of greenspace and a cobblestone trail...biking and boating/ fishing is easy here "
    0
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  • Elaine B.
    "It's a quite neighborhood. Close to stores, Schools and Restaurants. Close to the Dr. office and the Hospital is not a mile away. "
    0
    Flag
  • Pamela S.
    "my neighborhood has great access to a major highway which is well-constructed and mail well-maintained also very well patrolled by state troopers. road ranger availability is good if you should have a problem. the only negative is that if there is a wreck time to clear the road seems extended and traffic backs up for miles and miles since exits are so far apart. "
    0
    Flag
  • Pamela S.
    "I've rented in this neighborhood long enough to know that I want to live here it feels very safe down home country charm close to the interstate with plenty of shopping nearby "
    0
    Flag
  • Zach M.
    "Trick or treating but overall the community is great can’t wait to see what the future has in store for us"
    0
    Flag
  • Tientien0026
    "Been here for two months; so far nothing seems alarming but wish it was a little more diverse in terms of people as well as food"
    0
    Flag
  • Angie P.
    "Milton is classic small town and a really nice place to live. I've been here my whole life and can't fathom leaving."
    0
    Flag
  • Katy F.
    "The schools are great, and the neighbors lookout for each other in Sundial Estates/Windsor Villas. The Bagdad post office is the friendliest, most helpful post office in the county. The are building a really nice park in phases at the Bagdad mill site (with separate boat and kayak launches, and a dock for fishing). Bagdad has the lowest taxes. "
    0
    Flag
  • Jennblane
    "There are no sidewalks around here- or even painted lanes. I miss biking and rollerblading. Definitely needs improvement."
    0
    Flag
  • Angie P.
    "We have a county Fair and tribal powwows, etc for family fun. Also, the City of Milton is only 3 minutes from my home and they have a lot of activities in the city, like gallery nights and Bands on Blackwater (the name of the local river)."
    0
    Flag
  • Bonnie L.
    "Not many inclusive events, most are religious based or geared towards those with certain lifestyles. Not very family friendly."
    0
    Flag
  • Zachary P.
    "lived here for 16 years and always thought it was a nice neighborhood. only complaint is the USPS is really crappy."
    0
    Flag
  • Ellemcalla
    "Yes I see people walking their dogs at all hours of the day. There are lots of dog owners in this neighborhood."
    0
    Flag
  • Trulia User
    "The dog owners in the neighborhood seem to be very considerate of their neighbors by keeping their animals under control and picking up after them."
    0
    Flag
  • Mike L.
    "I drive myself 6 miles to work and would likely not use public transportation if it became available."
    0
    Flag
  • Sere P. M. D.
    "Schools are excellent, very nice and quiet neighborhood, close to everything, highly recommended for all kind of families "
    0
    Flag
  • Panteratime
    "NAS Whiting Field Navy Base and the beautiful wilderness around. everyone has a dog it seems, so I love it around here."
    14
    Flag
  • Travis C
    "I work out of town so most of my commute consists of highway travel. Otherwise finding parking downtown is rarely an issue."
    0
    Flag
  • Trulia User
    "There's a lot of families in the area. People are friendly and the community is nice. We enjoy the events!"
    0
    Flag
  • Cynthia N. W.
    "Lots of military families with children in the neighborhood. And lots of dogs. It’s a good place for children. Must have a car to go anywhere or shop. "
    0
    Flag
  • Cynthia N. W.
    "Lots of school aged children & military families in my neighborhood. Very safe. Must drive everywhere. "
    0
    Flag
  • Candace P.
    "The school in the area are amazing. East Milton is very nice place to live. My neighborhood is very safe. "
    0
    Flag
  • Justine W.
    "I live in historic Downtown Milton and it’s a perfect little small town with everything in walking distance. Friendly community and loads of festivals, boardwalk with the Blackwater river, Imogene Theater with musicians, shows, comedians. Several popular restaurants, Blackwater Heritage Trail runs adjacent to my back yard and is about 9 miles long. Too many things to list. "
    3
    Flag
  • Heather d.
    "We just moved to town, but have met so many wonderful people. Looking forward to settling down in the community."
    4
    Flag
  • David H. G.
    "Love country living. Peaceful. Great schools. Very private"
    0
    Flag

Market trends in Milton

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$297K
$13.08KMoM
Sale-to-List Price
99.1%
0.2%MoM
Price per sq ft
$175
$1MoM
Available listings
335
17MoM

Home Value

Trulia Estimate
$386K
Since last month
$100 (0%)
Since last year
$100 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by 0% in the last 10 years
MonthEstimated value
2026
September 2026$386K
August 2026$386K
July 2026$386K
June 2026$386K
May 2026$365K
April 2026$361K
March 2026$366K
February 2026$386K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3993 Watergate Dr, Milton, FL
0.00
Single-Family Home
$384,912
06/15/26
3
2
1,895
3989 Watergate Dr, Milton, FL
0.00
Single-Family Home
$351,990
02/26/26
4
2
2,030
3990 Song Bird Way, Milton, FL
0.06
Single-Family Home
$324,900
04/10/26
3
2.5
2,119
4016 Watergate Dr, Milton, FL
0.11
Single-Family Home
$365,000
08/10/26
3
2.5
2,055
3944 Crooked Tree Ct, Milton, FL
0.21
Single-Family Home
$387,579
10/04/25
3
2
2,187
8957 Gumwood St, Milton, FL
0.10
Single-Family Home
$375,000
07/10/26
3
2.5
2,055
4143 Foggy Bottom Dr, Milton, FL
0.06
Single-Family Home
$419,990
03/31/26
4
3
2,261
3933 Crooked Tree Ct, Milton, FL
0.19
Single-Family Home
$405,000
12/19/25
4
2
2,015
3933 Morning Dew Dr, Milton, FL
0.11
Single-Family Home
$415,000
01/23/26
4
2.5
2,300
3948 Windflower Way, Milton, FL
0.14
Single-Family Home
$425,695
10/20/25
4
2.5
2,786

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3989 Watergate Dr, Milton, FL 32583
0.00
$351,990
4
2
2,030
Recently Sold
3993 Watergate Dr, Milton, FL 32583
0.00
$384,912
3
2
1,895
Recently Sold
4008 Watergate Dr, Milton, FL 32583
0.07
$375,040
3
2
1,895
For Sale
3990 Song Bird Way, Milton, FL 32583
0.06
$324,900
3
2.5
2,119
Recently Sold
3957 Morning Dew Dr, Milton, FL 32583
0.10
$453,100
4
2.5
2,786
Off Market
3975 Morning Dew Dr, Milton, FL 32583
0.10
$378,600
3
2
1,880
Off Market
8957 Gumwood St, Milton, FL 32570
0.10
$375,000
3
2.5
2,055
Recently Sold
3987 Morning Dew Dr, Milton, FL 32583
0.11
$410,100
4
3
2,637
Off Market
8961 Gumwood St, Milton, FL 32583
0.11
$363,200
3
2
2,030
Off Market
3933 Morning Dew Dr, Milton, FL 32583
0.11
$415,000
4
2.5
2,300
Recently Sold
4143 Foggy Bottom Dr, Milton, FL 32583
0.06
$419,990
4
3
2,261
Recently Sold
4016 Watergate Dr, Milton, FL 32583
0.11
$365,000
3
2.5
2,055
Recently Sold

Price and Tax history

DateEventPrice
Jun 26, 2026
Source: PAR #684655
Pending
$386,397
Feb 21, 2026
Source: Holiday Builders
Listed For Sale
$386,397

LGBTQ Local Legal Protections

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Frequently asked questions about 3981 Watergate Dr

  • What is the estimated monthly payment for 3981 Watergate Dr?
    Based on a $386,397 list price with 20% down at today's rates, the estimated monthly payment for 3981 Watergate Dr in Milton, FL is approximately $2,563 (about $2,098 principal & interest, $390 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3981 Watergate Dr compare to homes in Milton?
    3981 Watergate Dr in Milton, FL is listed at $386,397, about 30% above the $297K median sale price in Milton.
  • What do residents say about Milton?
    Residents describe Milton, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Milton, FL.
  • What are the closest schools to 3981 Watergate Dr?
    The closest schools to 3981 Watergate Dr in Milton, FL are East Milton Elementary School (Pre-K, rated 4/10), Martin Luther King Middle School (rated 4/10), Milton High School (rated 4/10).
  • Does 3981 Watergate Dr have air conditioning?
    Yes, 3981 Watergate Dr in Milton, FL has air conditioning.
  • How big is the lot at 3981 Watergate Dr?
    The lot at 3981 Watergate Dr in Milton, FL is about 0.20 acres (8,712 sq ft).
3981 Watergate Dr, Milton, FL 32583 is a 3 bedroom, 2 bathroom, 2,030 sqft single-family home built in 2026. This property is currently available for sale and was listed by PAR on Jun 19, 2026. The MLS # for this home is MLS# 684655.