3981 Watergate Dr, Milton, FL 32583
FOR SALE
NEW CONSTRUCTION
QUICK MOVE-IN

3981 Watergate Dr
Milton, FL 32583

  • 3 Beds
  • 2 Baths
  • 2,030 sqft

$386,397

Est. Mortgage $2,436/mo*

$386,397

Est. Mortgage $2,436/mo*
3 Beds
2 Baths
2,030 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Step into your new home and be welcomed by an inviting foyer that flows seamlessly into a versatile guest hall, complete with a private office, an additional bedroom, and a full bath — perfect for visitors or working from home. As you continue inside, the space opens beautifully into a spacious kitchen, great room, and dining area designed in an open-concept layout. This airy combination creates the ideal setting for entertaining family and friends or enjoying everyday living. The oversized primary suite offers a relaxing retreat, featuring two generous walk-in closets and a private ensuite bath for ultimate comfort.
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Home Highlights

Parking
Garage
Outdoor
Yes
View
No Info
HOA
$60/Monthly
Price/Sqft
$190
Listed
113 days ago

Home Details for 3981 Watergate Dr

Interior Features

Heating & Cooling
Heating: Heat Pump, Central, ENERGY STAR Qualified Heat PumpAir ConditioningCooling System: Central Air, ENERGY STAR Qualified EquipmentHeating Fuel: Heat Pump
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Carpet
Interior Details
Number of Rooms: 5Types of Rooms: Master Bedroom, Bedroom, Bedroom 1, Dining Room, Office
Appliances & Utilities
DishwasherDisposalMicrowave

Exterior Features

Exterior Home Features
Roof: ShingleFoundation Type: Slab
Parking & Garage
GarageParking: 2 Car Garage, Garage

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: Single Family HomeArchitecture: Craftsman

Price & Status

Price
Price Per Sqft: $190

Agent Information

Listing Agent
MLS/Source ID: 678195

HOA

HOA Fee: $720/Yearly

Lot Information

Lot Area: 0.00 Acres

Additional Information

Sidewalks
Last check for updates: about 2 hours ago
Listing courtesy of Trish Lohela
HOLIDAY BUILDERS OF THE GULF COAST, LLC
Source: PAR, MLS#678195
Also Listed on PAR, Holiday Builders.

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8972 Gumwood St
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8976 Gumwood St
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4020 Watergate Dr
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1,895 sqft
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4008 Watergate Dr
3bd
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$375,040
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4012 Watergate Dr
4bd
2ba
2,030 sqft
$381,625
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3981 Watergate Dr
3bd
2ba
2,030 sqft
$386,397
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4009 Watergate Dr
3bd
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2,119 sqft
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3993 Watergate Dr
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Quick Move-In Homes provided by PAR,Holiday Builders

Buildable Plans (11)

All (11)
3 bd (6)
4 bd (5)
Destin Plan
3bd
2ba
1,824 sqft
$329,990+
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Crystal Plan
3bd
2ba
2,187 sqft
$347,990+
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Bay Plan
3bd
2ba
1,895 sqft
$352,990+
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Carlton Plan
4bd
3ba
2,261 sqft
$354,990+
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Dora Plan
3bd
2ba
2,260 sqft
$359,990+
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Miramar Plan
3bd
2ba
2,030 sqft
$362,990+
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Panama Plan
3bd
2.5ba
2,119 sqft
$365,990+
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Santa Rosa Plan
4bd
3ba
2,614 sqft
$379,990+
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Navarre Plan
4bd
3ba
2,482 sqft
$387,990+
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Walton Plan
4bd
2.5ba
2,786 sqft
$388,990+
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Osprey Plan
4bd
3ba
2,603 sqft
$390,990+
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Buildable Plans provided by Holiday Builders

Community Description

New Homes in Yellow River Ranch, Milton, Florida
New Homes Surrounded by Nature
Searching for new homes in Milton, Florida? Yellow River Ranch offers a unique opportunity to enjoy new construction in one of Northwest Florida's most impressive master-planned communities. Spanning approximately 1,400 acres, Yellow River Ranch was thoughtfully designed to preserve the area's natural beauty while providing residents with exceptional amenities, recreational opportunities, and convenient access to major employers and Gulf Coast destinations.
Holiday Builders offers homes from the Cornerstone Collection, allowing homebuyers to personalize select design features and upgrades while creating a home that fits their lifestyle and needs. Whether you're building from the ground up or exploring available move-in ready homes, Yellow River Ranch provides options for a variety of buyers seeking a balance between nature, recreation, and modern living.
With hundreds of acres preserved for open space, wetlands, lakes, and recreation, Yellow River Ranch offers a setting that feels connected to the natural landscape while remaining close to everyday conveniences.
Resort-Style Community Amenities
Life at Yellow River Ranch extends far beyond your front door.
Residents enjoy access to:
Community swimming pool,
Pickleball courts,
Tennis courts,
Basketball courts,
Playground,
Miles of walking and jogging trails,
Lakes and natural open spaces,
Community gathering areas,
and more!
The extensive trail system and preserved natural areas create opportunities for walking, biking, wildlife viewing, and enjoying the outdoors year-round.
The Milton Lifestyle
Milton offers a relaxed pace of life surrounded by rivers, forests, and outdoor recreation while remaining conveniently located near Pensacola, major military installations, and Florida's Gulf Coast beaches.
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Office Hours

Sales Office
4172 Lazy Breeze Lane
Milton, FL 32583
(850) 750-5445
Mon – Sat: 10:00 am – 6:00 pm Sun: 12:00 pm – 5:00 pm

Market trends in Milton

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$262K
$6.48K
MoM
Sale-to-List Price
99.4%
0.5%
MoM
Price per sq ft
$166
$3
MoM
Available listings
332
1
MoM

Price History for 3981 Watergate Dr

DatePriceEventSource
02/21/2026$386,397Listed For SaleHoliday Builders

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Comparable Sales for 3981 Watergate Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.00
Single-Family Home
$351,990
02/26/26
4
2
2,030
0.06
Single-Family Home
$324,900
04/10/26
3
2.5
2,119
0.21
Single-Family Home
$387,579
10/04/25
3
2
2,187
0.06
Single-Family Home
$419,990
03/31/26
4
3
2,261
0.14
Single-Family Home
$378,977
08/28/25
3
3
2,260
0.19
Single-Family Home
$405,000
12/19/25
4
2
2,015
0.24
Single-Family Home
$363,000
08/28/25
3
2
1,858
0.11
Single-Family Home
$415,000
01/23/26
4
2.5
2,300
0.30
Single-Family Home
$339,000
09/08/25
3
2
1,773
0.14
Single-Family Home
$425,695
10/20/25
4
2.5
2,786

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 3981 Watergate Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Milton

At least 263 Trulia users voted on each feature.
  • 91 % Say parking is easy

  • 91 % Say car is needed

  • 85 % Say yards are well-kept

  • 80 % Say it's dog friendly

  • 77 % Say there's holiday spirit

  • 71 % Say it's quiet

  • 65 % Say kids play outside

  • 61 % Say people would walk alone at night

  • 55 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 47 % Say there's wildlife

  • 33 % Say streets are well-lit

  • 25 % Say it's walkable to grocery stores

  • 24 % Say there are sidewalks

  • 22 % Say there are community events

  • 16 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • J4vjdh42yc
    "Clean river to hike and let your pup swim in. Nice hiking places. Quiet side roads. Large lots. Good veterinary services. Plentiful pet supply outlets. Large dog park. "
  • Pammybarry
    "I would love to see a dog park or walking trail. Sidewalks would have been nice. Speed bump on some of the most traveled roads ."
  • Dalena Simmons
    "Trick or treat the streets We have all kinds of things to do near by. I live more in the country part of Milton fl."
  • Boyd L.
    "Dog owners are very responsible and take care of their dogs. It’s Very pet friendly neighborhood. There are dog parks in the neighborhood. Restaurants are dog friendly too. "
  • Stevenrasberryte
    "Great area! Very homey, perfect for families! Very military friendly! Close to beautiful beaches!!!!"
  • Carrie H.
    "Our HOA is community-oriented. It hosts community beautification days, Christmas parties, and fall festivities. "
  • Caitfranko
    "It’s safe. We have yard sales frequently. Neighbors are friendly. Kid/family friendly. "
  • Rachelnicole123
    "There’s many families in this area. It has great schools, multiple grocery stores, plenty fast food, & an Pensacola Beach is less than an hour away!! "
  • Ladwanya H.
    "There could be more for the kids to do around town, but there’s lots of parks,beaches and places to eat ."
  • Chctc0122
    "Nice people and a nice community. We have great local businesses here with unique finds. I was raised here and moved away for 15 years. Realized I miss the small town feel and the folks here."
  • Shillabrand
    "Dogs aren't roaming the neighborhood. There is a leash law. The yards are an acre each and there is plenty of room for dogs to play. Great neighborhood to walk your dogs."
  • Thedraiss5
    "Bands on the Blackwater and something down town almost every weekend................................................................. "
  • Pamela S.
    "Very few sidewalks in East Milton though there is a lot of greenspace and a cobblestone trail...biking and boating/ fishing is easy here "
  • Elaine B.
    "It's a quite neighborhood. Close to stores, Schools and Restaurants. Close to the Dr. office and the Hospital is not a mile away. "
  • Pamela S.
    "my neighborhood has great access to a major highway which is well-constructed and mail well-maintained also very well patrolled by state troopers. road ranger availability is good if you should have a problem. the only negative is that if there is a wreck time to clear the road seems extended and traffic backs up for miles and miles since exits are so far apart. "
  • Pamela S.
    "I've rented in this neighborhood long enough to know that I want to live here it feels very safe down home country charm close to the interstate with plenty of shopping nearby "
  • Zach M.
    "Trick or treating but overall the community is great can’t wait to see what the future has in store for us"
  • Tientien0026
    "Been here for two months; so far nothing seems alarming but wish it was a little more diverse in terms of people as well as food"
  • Angie P.
    "Milton is classic small town and a really nice place to live. I've been here my whole life and can't fathom leaving."
  • Katy F.
    "The schools are great, and the neighbors lookout for each other in Sundial Estates/Windsor Villas. The Bagdad post office is the friendliest, most helpful post office in the county. The are building a really nice park in phases at the Bagdad mill site (with separate boat and kayak launches, and a dock for fishing). Bagdad has the lowest taxes. "
  • Jennblane
    "There are no sidewalks around here- or even painted lanes. I miss biking and rollerblading. Definitely needs improvement."
  • Angie P.
    "We have a county Fair and tribal powwows, etc for family fun. Also, the City of Milton is only 3 minutes from my home and they have a lot of activities in the city, like gallery nights and Bands on Blackwater (the name of the local river)."
  • Bonnie L.
    "Not many inclusive events, most are religious based or geared towards those with certain lifestyles. Not very family friendly."
  • Zachary P.
    "lived here for 16 years and always thought it was a nice neighborhood. only complaint is the USPS is really crappy."
  • Ellemcalla
    "Yes I see people walking their dogs at all hours of the day. There are lots of dog owners in this neighborhood."
  • Trulia User
    "The dog owners in the neighborhood seem to be very considerate of their neighbors by keeping their animals under control and picking up after them."
  • Mike L.
    "I drive myself 6 miles to work and would likely not use public transportation if it became available."
  • Sere P. M. D.
    "Schools are excellent, very nice and quiet neighborhood, close to everything, highly recommended for all kind of families "
  • Panteratime
    "NAS Whiting Field Navy Base and the beautiful wilderness around. everyone has a dog it seems, so I love it around here."
  • Travis C
    "I work out of town so most of my commute consists of highway travel. Otherwise finding parking downtown is rarely an issue."
  • Trulia User
    "There's a lot of families in the area. People are friendly and the community is nice. We enjoy the events!"
  • Cynthia N. W.
    "Lots of military families with children in the neighborhood. And lots of dogs. It’s a good place for children. Must have a car to go anywhere or shop. "
  • Cynthia N. W.
    "Lots of school aged children & military families in my neighborhood. Very safe. Must drive everywhere. "
  • Candace P.
    "The school in the area are amazing. East Milton is very nice place to live. My neighborhood is very safe. "
  • Justine W.
    "I live in historic Downtown Milton and it’s a perfect little small town with everything in walking distance. Friendly community and loads of festivals, boardwalk with the Blackwater river, Imogene Theater with musicians, shows, comedians. Several popular restaurants, Blackwater Heritage Trail runs adjacent to my back yard and is about 9 miles long. Too many things to list. "
  • Heather d.
    "We just moved to town, but have met so many wonderful people. Looking forward to settling down in the community."
  • David H. G.
    "Love country living. Peaceful. Great schools. Very private"

LGBTQ Local Legal Protections

Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
3981 Watergate Dr, Milton, FL 32583 is a 3 bedroom, 2 bathroom, 2,030 sqft single-family home built in 2026. This property is currently available for sale and was listed by PAR on Feb 24, 2026. The MLS # for this home is MLS# 678195.