$399,900
Original price: $429,900
- 3 Beds
- 3 Baths
- 2,766 sqft (on 0.71 acres)
39512 92nd Ave, Onamia, MN 56359
Est. Mortgage $2,489/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2002
0.71 acre lot
$145/sqft
6 Car Garage
Local Information
-- mins to
About this House
Stunning westerly views of Mille Lacs Lake – Spacious home with exceptional storage!
Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes.
Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons.
The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience.
Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views.
Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles.
Additional highlights include:
New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling,
reinforced concrete storm shelter located in the crawl space,
large corner lot with outstanding lake views and the
public boat access just steps away.
The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation.
Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.
Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes.
Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons.
The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience.
Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views.
Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles.
Additional highlights include:
New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling,
reinforced concrete storm shelter located in the crawl space,
large corner lot with outstanding lake views and the
public boat access just steps away.
The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation.
Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.
Last check for updates: about 6 hours ago
Listing courtesy of Hans Woelfle, (320) 515-1337
Keller Williams Realty Professionals
Source: NorthstarMLS as distributed by MLS GRID, MLS#7103954

Also Listed on NorthstarMLS as distributed by MLS GRID.
Home Details for 39512 92nd Ave
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MLS Status: Active |
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Interior Details Basement: Block,Crawl Space,Drain Tiled,Sump Basket,Sump PumpNumber of Rooms: 11Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Deck, Dining Room, Family Room, Garage, Kitchen, Laundry, Living Room, Patio |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (three quarters): 1 |
Dimensions and Layout Living Area: 2766 Square FeetFoundation Area: 1146 |
Appliances & Utilities Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener OwnedDishwasherDisposalDryerLaundry: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer HookupMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Forced Air,Fireplace(s),Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Brick, Gas, Living RoomHas a Fireplace |
Gas & Electric Electric: Circuit Breakers, 200+ Amp Service, Power Company: Mille Lacs Energy Co-opGas: Natural Gas |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoAccessibility: None |
View Has a ViewView: Lake, Panoramic, West |
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Exterior Home Features Roof: Age 8 Years Or Less Asphalt PitchedPatio / Porch: Deck, PatioFencing: NoneOther Structures: Pole BuildingNo Private Pool |
Parking & Garage Number of Garage Spaces: 6Number of Covered Spaces: 6Other Parking: Garage Dimensions (22x22)No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 6Parking: Attached,Detached Garage,Asphalt,Concrete,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages |
Pool Pool: None |
Frontage Waterfront: Lake ViewRoad Frontage: State Road, Township, HighwayResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront |
Water & Sewer Sewer: Mound Septic, Private Sewer |
Finished Area Finished Area (above surface): 2766 Square Feet |
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Cumulative Days on Market: 184Days on Market: 64 |
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Year Built Year Built: 2002 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family |
Building Construction Materials: FrameNot a New ConstructionNot Attached PropertyNo Additional Parcels |
Property Information Parcel Number: 170153900 |
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Price List Price: $399,900Price Per Sqft: $145 |
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Direction & Address City: Onamia |
School Information High School District: Onamia |
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Listing Agent Listing ID: 7103954 |
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Building Area Building Area: 2766 Square Feet |
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No HOAHOA Fee: No HOA Fee |
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Lot Area: 0.71 acres |
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Contingencies: None |
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BasementMls Number: 7103954Water ViewWater View: LakeAbove Grade Unfinished Area: 2766Activation Date: Fri Jul 10 2026 |
Around this home
What Locals Say about Onamia
At least 2 Trulia users voted on each feature.
100 % Say there's holiday spirit
100 % Say parking is easy
100 % Say it's dog friendly
100 % Say car is needed
100 % Say people would walk alone at night
100 % Say it's quiet
75 % Say kids play outside
50 % Say it's walkable to restaurants
50 % Say there's wildlife
40 % Say there are sidewalks
40 % Say they plan to stay for at least 5 years
37 % Say neighbors are friendly
33 % Say yards are well-kept
33 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
Market trends in Onamia
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
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Price per sq ft
—
Available listings
31
4MoM
Home Value
Trulia Estimate
$396KSince last month
Decreased$30K (-7%)Since last year
Decreased$38K (-8.8%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +92% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $396K |
| August 2026 | $392K |
| July 2026 | $426K |
| June 2026 | $410K |
| May 2026 | $408K |
| April 2026 | $409K |
| March 2026 | $439K |
| February 2026 | $436K |
| January 2026 | $434K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.41 | Single-Family Home | $375,000 | 06/08/26 | 3 | 1 | 1,400 | |
1.11 | Single-Family Home | $219,777 | 12/05/25 | 2 | 2 | 1,086 | |
1.19 | Single-Family Home | $225,000 | 09/25/25 | 3 | 1 | 996 | |
1.16 | Single-Family Home | $357,000 | 06/22/26 | 3 | 2 | 1,872 | |
2.05 | Single-Family Home | $540,000 | 09/26/25 | 2 | 3 | 1,266 | |
2.55 | Single-Family Home | $739,000 | 12/12/25 | 2 | 2 | 3,248 | |
2.64 | Single-Family Home | $805,000 | 03/20/26 | 3 | 2 | 1,714 | |
2.02 | Single-Family Home | $360,000 | 04/10/26 | 1 | 1 | 688 | |
2.43 | Single-Family Home | $420,000 | 07/16/26 | 5 | 4 | 3,222 | |
2.25 | Single-Family Home | $697,500 | 10/24/25 | 1 | 3 | 3,538 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.25 | $285,000 | 2 | 2 | 1,286 | For Sale | |
0.27 | - | - | - | - | Off Market | |
0.35 | - | - | - | - | Off Market | |
0.36 | $1,367,500 | 6 | 4 | 4,856 | Off Market | |
0.44 | $249,600 | 2 | 2 | 1,352 | Off Market | |
0.44 | $149,500 | 4 | 1 | 1,000 | Off Market | |
0.41 | $375,000 | 3 | 1 | 1,400 | Recently Sold | |
0.50 | $49,900 | - | - | - | For Sale | |
0.50 | - | - | - | - | Off Market | |
0.52 | $218,800 | 3 | 2 | 1,204 | Off Market | |
0.57 | $413,800 | 4 | 1.5 | 1,088 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 11, 2026 Source: NorthstarMLS as distributed by MLS GRID #7103954 | PriceChange | $399,900 Price decreased by 7% |
Jul 10, 2026 Source: NorthstarMLS as distributed by MLS GRID #7103954 | Listed For Sale | $429,900 |
Oct 10, 2025 Source: NorthstarMLS as distributed by MLS GRID #6699907 | ListingRemoved | $447,900 |
Aug 26, 2025 Source: NorthstarMLS as distributed by MLS GRID #6699907 | PriceChange | $447,900 Price decreased by 0% |
May 31, 2025 Source: NorthstarMLS as distributed by MLS GRID #6699907 | PriceChange | $449,900 Price decreased by 4% |
Apr 18, 2025 Source: NorthstarMLS as distributed by MLS GRID #6699907 | PriceChange | $469,900 Price decreased by 1% |
Apr 10, 2025 Source: NorthstarMLS as distributed by MLS GRID #6699907 | Listed For Sale | $474,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $4,130 | $422,400 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Hans Woelfle, Keller Williams Realty Professionals
Agent Phone: (320) 515-1337

Based on information submitted to the MLS GRID as of 2026-09-08 19:08:06 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 39512 92nd Ave
- What is the estimated monthly payment for 39512 92nd Ave?Based on a $399,900 list price with 20% down at today's rates, the estimated monthly payment for 39512 92nd Ave in Onamia, MN is approximately $2,537 (about $2,115 principal & interest, $347 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 39512 92nd Ave?The closest schools to 39512 92nd Ave in Onamia, MN are Onamia High School (Middle, rated 3/10), Onamia Intermediate School (Elementary, rated 3/10), Onamia Primary School (Pre-K).
- What is 39512 92nd Ave estimated to be worth?Trulia's estimated value for 39512 92nd Ave in Onamia, MN is $396,000.
- Does 39512 92nd Ave have air conditioning?Yes, 39512 92nd Ave in Onamia, MN has air conditioning.
- Does 39512 92nd Ave have laundry facilities?Yes, 39512 92nd Ave in Onamia, MN has in-unit laundry.
- How big is the lot at 39512 92nd Ave?The lot at 39512 92nd Ave in Onamia, MN is about 0.71 acres (30,928 sq ft).
39512 92nd Ave, Onamia, MN 56359 is a 3 bedroom, 3 bathroom, 2,766 sqft single-family home built in 2002. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Jul 6, 2026. The MLS # for this home is MLS# 7103954.

