39512 92nd Ave, Onamia, MN 56359
Property image
Property image
FOR SALE
0.71 ACRES

$399,900

Original price: $429,900
  • 3 Beds
  • 3 Baths
  • 2,766 sqft (on 0.71 acres)

39512 92nd Ave, Onamia, MN 56359

Est. Mortgage $2,489/mo*
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Home Highlights

Single-Family Home
Built in 2002
0.71 acre lot
$145/sqft
6 Car Garage

Local Information

  • Map ViewExplore the area around 39512 92nd Ave.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Stunning westerly views of Mille Lacs Lake – Spacious home with exceptional storage!
Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes.
Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons.
The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience.
Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views.
Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles.
Additional highlights include:
New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling,
reinforced concrete storm shelter located in the crawl space,
large corner lot with outstanding lake views and the
public boat access just steps away.
The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation.
Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.
Last check for updates: about 6 hours ago
Listing courtesy of Hans Woelfle, (320) 515-1337
Keller Williams Realty Professionals
Source: NorthstarMLS as distributed by MLS GRID, MLS#7103954

Home Details for 39512 92nd Ave

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Block,Crawl Space,Drain Tiled,Sump Basket,Sump PumpNumber of Rooms: 11Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Deck, Dining Room, Family Room, Garage, Kitchen, Laundry, Living Room, Patio
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 2766 Square FeetFoundation Area: 1146
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener OwnedDishwasherDisposalDryerLaundry: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Fireplace(s),Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Brick, Gas, Living RoomHas a Fireplace
Gas & Electric
Electric: Circuit Breakers, 200+ Amp Service, Power Company: Mille Lacs Energy Co-opGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: None
View
Has a ViewView: Lake, Panoramic, West

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less Asphalt PitchedPatio / Porch: Deck, PatioFencing: NoneOther Structures: Pole BuildingNo Private Pool
Parking & Garage
Number of Garage Spaces: 6Number of Covered Spaces: 6Other Parking: Garage Dimensions (22x22)No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 6Parking: Attached,Detached Garage,Asphalt,Concrete,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages
Pool
Pool: None
Frontage
Waterfront: Lake ViewRoad Frontage: State Road, Township, HighwayResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: Mound Septic, Private Sewer
Finished Area
Finished Area (above surface): 2766 Square Feet

Days on Market

Cumulative Days on Market: 184Days on Market: 64

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Construction Materials: FrameNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 170153900

Price & Status

Price
List Price: $399,900Price Per Sqft: $145

Location

Direction & Address
City: Onamia
School Information
High School District: Onamia

Agent Information

Listing Agent
Listing ID: 7103954

Building

Building Area
Building Area: 2766 Square Feet

HOA

No HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.71 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 7103954Water ViewWater View: LakeAbove Grade Unfinished Area: 2766Activation Date: Fri Jul 10 2026

Around this home

What Locals Say about Onamia

At least 2 Trulia users voted on each feature.
  • 100 % Say there's holiday spirit

  • 100 % Say parking is easy

  • 100 % Say it's dog friendly

  • 100 % Say car is needed

  • 100 % Say people would walk alone at night

  • 100 % Say it's quiet

  • 75 % Say kids play outside

  • 50 % Say it's walkable to restaurants

  • 50 % Say there's wildlife

  • 40 % Say there are sidewalks

  • 40 % Say they plan to stay for at least 5 years

  • 37 % Say neighbors are friendly

  • 33 % Say yards are well-kept

  • 33 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • Wc6dzf4dym
    "Very friendly and family oriented, you will have a very nice experience here with the locals everyone is nice."
  • Kmskoog
    "people usually stay in the neighborhood for many years unless they outgrow their space. I've been here since 2001."
  • Kmskoog
    "We have Onamia days with all sorts of activities and live bands, and a carnival. It is a special annual event."
  • Kmskoog
    "We have enjoyed our home and neighborhood since 2001. We enjoy walking to restaurants, the library, and local businesses."
  • Kmskoog
    "I'm on a dead end street that feels like I'm out of to town. The neighborhood has kids that climb my trees and we're on a first name basis. I can walk to the post office, drug store, bank, library, and cafe. I'm close to work also. We have a nice bike trail close to us too."

Market trends in Onamia

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
31
4
MoM

Home Value

Trulia Estimate
$396K
Since last month
Decreased$30K (-7%)
Since last year
Decreased$38K (-8.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +92% in the last 10 years
MonthEstimated value
2026
September 2026$396K
August 2026$392K
July 2026$426K
June 2026$410K
May 2026$408K
April 2026$409K
March 2026$439K
February 2026$436K
January 2026$434K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.41
Single-Family Home
$375,000
06/08/26
3
1
1,400
1.11
Single-Family Home
$219,777
12/05/25
2
2
1,086
1.19
Single-Family Home
$225,000
09/25/25
3
1
996
1.16
Single-Family Home
$357,000
06/22/26
3
2
1,872
2.05
Single-Family Home
$540,000
09/26/25
2
3
1,266
2.55
Single-Family Home
$739,000
12/12/25
2
2
3,248
2.64
Single-Family Home
$805,000
03/20/26
3
2
1,714
2.02
Single-Family Home
$360,000
04/10/26
1
1
688
2.43
Single-Family Home
$420,000
07/16/26
5
4
3,222
2.25
Single-Family Home
$697,500
10/24/25
1
3
3,538

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.25
$285,000
2
2
1,286
For Sale
0.27
-
-
-
-
Off Market
0.35
-
-
-
-
Off Market
0.36
$1,367,500
6
4
4,856
Off Market
0.44
$249,600
2
2
1,352
Off Market
0.44
$149,500
4
1
1,000
Off Market
0.41
$375,000
3
1
1,400
Recently Sold
0.50
$49,900
-
-
-
For Sale
0.50
-
-
-
-
Off Market
0.52
$218,800
3
2
1,204
Off Market
0.57
$413,800
4
1.5
1,088
Off Market

Price and Tax history

DateEventPrice
Aug 11, 2026
Source: NorthstarMLS as distributed by MLS GRID #7103954
PriceChange
$399,900
Price decreased by 7%
Jul 10, 2026
Source: NorthstarMLS as distributed by MLS GRID #7103954
Listed For Sale
$429,900
Oct 10, 2025
Source: NorthstarMLS as distributed by MLS GRID #6699907
ListingRemoved
$447,900
Aug 26, 2025
Source: NorthstarMLS as distributed by MLS GRID #6699907
PriceChange
$447,900
Price decreased by 0%
May 31, 2025
Source: NorthstarMLS as distributed by MLS GRID #6699907
PriceChange
$449,900
Price decreased by 4%

LGBTQ Local Legal Protections

Hans Woelfle, Keller Williams Realty Professionals
Agent Phone: (320) 515-1337
Based on information submitted to the MLS GRID as of 2026-09-08 19:08:06 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
By searching NorthstarMLS listings you agree to the NorthstarMLS End User License Agreement

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Frequently asked questions about 39512 92nd Ave

  • What is the estimated monthly payment for 39512 92nd Ave?
    Based on a $399,900 list price with 20% down at today's rates, the estimated monthly payment for 39512 92nd Ave in Onamia, MN is approximately $2,537 (about $2,115 principal & interest, $347 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What are the closest schools to 39512 92nd Ave?
    The closest schools to 39512 92nd Ave in Onamia, MN are Onamia High School (Middle, rated 3/10), Onamia Intermediate School (Elementary, rated 3/10), Onamia Primary School (Pre-K).
  • What is 39512 92nd Ave estimated to be worth?
    Trulia's estimated value for 39512 92nd Ave in Onamia, MN is $396,000.
  • Does 39512 92nd Ave have air conditioning?
    Yes, 39512 92nd Ave in Onamia, MN has air conditioning.
  • Does 39512 92nd Ave have laundry facilities?
    Yes, 39512 92nd Ave in Onamia, MN has in-unit laundry.
  • How big is the lot at 39512 92nd Ave?
    The lot at 39512 92nd Ave in Onamia, MN is about 0.71 acres (30,928 sq ft).
39512 92nd Ave, Onamia, MN 56359 is a 3 bedroom, 3 bathroom, 2,766 sqft single-family home built in 2002. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Jul 6, 2026. The MLS # for this home is MLS# 7103954.