3927 Memory Ln, Waterloo, IA 50702
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FOR SALE
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3927 Memory Ln
Waterloo, IA 50702

  • 2 Beds
  • 2 Baths
  • 1,494 sqft

$169,900

Est. Mortgage $1,296/mo*
Get Pre-Qualified

$169,900

Est. Mortgage $1,296/mo*
Get Pre-Qualified
2 Beds
2 Baths
1,494 sqft
We estimate this home will sell faster than 93% nearby.

Home Highlights

Parking
1 Car Garage
Outdoor
Deck
Climate Control
Forced Air, Natural Gas & Central Air
HOA
$150/Monthly
Price/Sqft
$114
Listed
12 days ago

Local Information

  • Map ViewExplore the area around 3927 Memory Ln.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home to this move-in ready, end-unit condo! The side entrance offers extra privacy with a composite deck perfect for relaxation or entertainment. Step inside to a bright and inviting living room filled with natural light. The open-concept layout flows effortlessly into the kitchen with a large center island. Additionally, the main floor offers two spacious bedrooms with generous closet space and a full bathroom. Downstairs, you’ll find even more room to spread out with a large second living area, a non-conforming third bedroom/office space, a convenient three-quarter bathroom, laundry area and access to the attached one-stall garage. This well-designed condo offers comfort, space, and convenience in a fantastic Waterloo location. Schedule your showing today!
We estimate this home will sell faster than 93% nearby.

Home Details for 3927 Memory Ln

Interior Features

Interior Details
Basement: FinishedNumber of Rooms: 3
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1494 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Disposal, Free-Standing Range, Refrigerator, Washer, Gas Water HeaterDishwasherDisposalDryerLaundry: Laundry Room,Lower LevelRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: NoneNo Fireplace
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck
Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1GarageHas an Attached GarageParking Spaces: 1Parking: 1 Stall,Tuckunder Garage
Frontage
Road Surface Type: Concrete
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 630 Square Feet

Days on Market

Cumulative Days on Market: 9Days on Market: 12

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Condominium
Building
Construction Materials: Vinyl SidingNo Additional Parcels
Property Information
Parcel Number: 881218328005

Price & Status

Price
List Price: $169,900Price Per Sqft: $114

Active Status

MLS Status: ACTIVE

Media

Location

Direction & Address
City: WaterlooCommunity: CEDAR HILLS LAKESIDE ONE CONDO
School Information
Elementary School: Orange ElementaryJr High / Middle School: Hoover IntermediateHigh School: West High - Waterloo

Agent Information

Listing Agent
Listing ID: 20263656

HOA

Has an HOAHOA Fee: $150/Monthly

Lot Information

Lot Area: 5227.2 sqft

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 20263656
Last check for updates: about 2 hours ago
Listing courtesy of Laurie E Lynch, (319) 310-8374
Oakridge Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20263656
Also Listed on Northeast Iowa Regional BOR as distributed by MLS GRID.

Market trends in Waterloo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$194K
$6KMoM
Sale-to-List Price
99.1%
0.1%MoM
Price per sq ft
$126
$0MoM
Available listings
242
5MoM

Price and Tax history

DateEventPrice
Aug 6, 2026
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263656
Listed For Sale
$169,900
Jul 25, 2025
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20251881
Sold
$152,500
Jul 1, 2025
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20251881
Pending
$159,900
Jun 23, 2025
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20251881
PriceChange
$159,900
Price decreased by 3%
Jun 19, 2025
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20251881
Pending
$165,000

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Home Value

Trulia Estimate
$166K
Since last month
Increased$9K (+5.9%)
Since last year
Increased$13K (+8.6%)
Since last sale
Increased$14K (+8.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +18% in the last 10 years
MonthEstimated value
2026
August 2026$166K
July 2026$157K
June 2026$154K
May 2026$152K
April 2026$152K
March 2026$151K
February 2026$151K
January 2026$152K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3919 Memory Ln #3919, Waterloo, IA
0.03
Condo
$134,900
06/05/26
3
1.5
1,584
1910 Winston Pl, Waterloo, IA
1.64
Condo
$299,900
04/03/26
3
3
2,757
822 Grindstone Cir, Waterloo, IA
2.55
Condo
$210,000
09/19/25
2
2.5
1,544
4320 Mourning Dove Dr, Waterloo, IA
2.45
Condo
$203,000
02/27/26
3
2.5
1,516
4310 Mourning Dove Dr, Waterloo, IA
2.46
Condo
$210,000
05/15/26
2
2.5
1,650
4242 Mourning Dove Dr, Waterloo, IA
2.48
Condo
$214,900
06/30/26
2
2.5
1,650
4212 Mourning Dove Dr, Waterloo, IA
2.52
Condo
$209,000
03/02/26
3
2.5
1,516
4408 Nostalgia Ln, Waterloo, IA
2.73
Condo
$230,500
04/10/26
2
2
1,286
814 Grindstone Cir, Waterloo, IA
2.56
Condo
$250,000
07/13/26
3
2.5
1,910

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3919 Memory Ln #3919, Waterloo, IA 50702
0.03
$134,900
3
1.5
1,584
Recently Sold
3929 Memory Ln, Waterloo, IA 50702
0.01
$169,100
2
3.5
1,884
Off Market
3916 Memory Ln, Waterloo, IA 50702
0.07
$272,000
3
2
1,568
Off Market
5599 Washington St, Waterloo, IA 50702
0.15
$1,468,000
Studio
-
-
Recently Sold
5827 Dahlia Blvd, Waterloo, IA 50701
0.34
$210,000
3
2
2,144
Recently Sold
3141 Violet Dr, Waterloo, IA 50701
0.37
$198,000
2
1
1,040
Off Market
3134 Violet Dr, Waterloo, IA 50701
0.39
$259,900
3
2
1,644
Recently Sold
3117 Violet Dr, Waterloo, IA 50701
0.40
$279,000
4
2
1,838
Off Market
3111 Violet Dr, Waterloo, IA 50701
0.41
$286,300
4
3
2,136
Off Market
3117 Larkspur Dr, Waterloo, IA 50701
0.42
$272,700
3
2
1,372
Off Market

Around this home

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 42 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
    0
    Flag
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
    0
    Flag
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
    0
    Flag
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
    0
    Flag
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
    4
    Flag
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
    4
    Flag
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
    8
    Flag
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
    1
    Flag
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
    0
    Flag
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
    0
    Flag
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
    1
    Flag
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
    1
    Flag
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
    4
    Flag
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
    0
    Flag
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
    1
    Flag
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
    0
    Flag
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
    6
    Flag
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
    1
    Flag
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
    3
    Flag
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
    0
    Flag
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
    2
    Flag
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 3927 Memory Ln

  • What is the estimated monthly payment for 3927 Memory Ln?
    Based on a $169,900 list price with 20% down at today's rates, the estimated monthly payment for 3927 Memory Ln in Waterloo, IA is approximately $1,165 (about $893 principal & interest, $197 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3927 Memory Ln compare to homes in Waterloo?
    3927 Memory Ln in Waterloo, IA is listed at $169,900, about 13% below the $194K median sale price in Waterloo.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IA as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Waterloo, IA.
  • What are the closest schools to 3927 Memory Ln?
    The closest schools to 3927 Memory Ln in Waterloo, IA are Hoover Middle School (rated 6/10), Orange Elementary School (Pre-K, rated 8/10), West High School (rated 3/10).
  • Does 3927 Memory Ln have air conditioning?
    Yes, 3927 Memory Ln in Waterloo, IA has air conditioning.
  • Does 3927 Memory Ln have laundry facilities?
    Yes, 3927 Memory Ln in Waterloo, IA has in-unit laundry.
Laurie E Lynch, Oakridge Real Estate
Agent Phone: (319) 310-8374
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-08-18 10:57:25 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
3927 Memory Ln, Waterloo, IA 50702 is a 2 bedroom, 2 bathroom, 1,494 sqft condo built in 2005. This property is currently available for sale and was listed by Northeast Iowa Regional BOR as distributed by MLS GRID on Aug 6, 2026. The MLS # for this home is MLS# 20263656.