3905 Neches Cir, Temple, TX 76504
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Property image
FORECLOSURE
BANK OWNED
3D VIEW

$199,900

  • 3 Beds
  • 2 Baths
  • 1,607 sqft

3905 Neches Cir, Temple, TX 76504

Est. Mortgage $1,354/mo*
Get Pre-Qualified
We estimate this home will sell faster than 97% nearby.

Home Highlights

Single-Family Home
Built in 1998
$124/sqft
Garage

Local Information

  • Map ViewExplore the area around 3905 Neches Cir.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to 3905 Neches Circle. Three bedrooms, two bathrooms popular split floor plan. Vaulted ceilings , vinyl flooring, ceiling fans in every room. Some updated light fixtures. Warm hues, chair rails in the formal dining room.Needs some TLC well worth the effort
Contact this Building
View our Foreclosure Guides
Last check for updates: about 7 hours ago
Listing courtesy of Cathy Allen, (254) 933-2222
Apex Texas Realty
Originating MLS: Temple Belton Board of REALTORS
Source: Central Texas MLS, MLS#623645
We estimate this home will sell faster than 97% nearby.

Home Details for 3905 Neches Cir

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 1Types of Rooms: Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1607 Square Feet
Appliances & Utilities
Utilities: Above Ground Utilities, Electricity Available, High Speed Internet Available, Water AvailableAppliances: Dishwasher, Electric Water Heater, Disposal, Oven, Refrigerator, Water Heater, Some Electric Appliances, MicrowaveDishwasherDisposalLaundry: Electric Dryer Hookup,Inside,Laundry ClosetMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Electric,Fireplace(s)Has CoolingAir Conditioning: Central Air,Electric,1 UnitHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living Room, Wood BurningHas a FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet Free, Ceramic Tile, Luxury Vinyl Plank
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: NoneFloors: Carpet Free, Ceramic Tile, Luxury Vinyl Plank
View
No ViewView: None

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Covered, PorchFencing: NoneExterior: Porch, Rain GuttersFoundation: Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a CarportHas a GarageParking Spaces: 2Parking: Attached Carport,Garage Faces Front
Pool
Pool: None
Frontage
Road Frontage: City StreetRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Not Connected (at lot), Public SewerWater Body: None
Farm & Range
Not Allowed to Raise Horses

Days on Market

Days on Market: 4

Property Information

Year Built
Year Built: 1998
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Masonry
Property Information
Parcel Number: 69289

Price & Status

Price
List Price: $199,900Price Per Sqft: $124
Status Change & Dates
Possession Timing: Closing & Funding, Closing

Media

Location

Direction & Address
City: TempleCommunity: Western Hills 8th Ext
School Information
Elementary School District: Temple ISDJr High / Middle School District: Temple ISDHigh School District: Temple ISD

Agent Information

Listing Agent
Listing ID: 623645

Community

Community Features: None, Curbs

HOA

Association for this Listing: Temple Belton Board of REALTORSNo HOA

Lot Information

Lot Area: 9487.368 sqft

Listing Info

Special Conditions: Real Estate Owned

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional

Miscellaneous

Mls Number: 623645Living Area Range Units: Square FeetAttic: Access OnlyAttribution Contact: 254-933-2222Above Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-48027-N-69289-R-N

Additional Information

NoneCurbsDays On Market Replication: 0

Around this home

What Locals Say about Temple

At least 618 Trulia users voted on each feature.

  • 88 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say it's dog friendly

  • 79 % Say yards are well-kept

  • 77 % Say there's holiday spirit

  • 71 % Say kids play outside

  • 65 % Say it's quiet

  • 54 % Say people would walk alone at night

  • 46 % Say neighbors are friendly

  • 45 % Say they plan to stay for at least 5 years

  • 43 % Say there are sidewalks

  • 40 % Say there's wildlife

  • 40 % Say streets are well-lit

  • 28 % Say it's walkable to restaurants

  • 23 % Say it's walkable to grocery stores

  • 21 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Melissa Reese
    "Many have their dogs on walks and it is very dog friendly"
    0
    Flag
  • Traci Fulmer
    "Quiet, dark, trees, deer. Great community. Perfect for walks anytime. Friendly neighbors. Great place for kids and families"
    0
    Flag
  • Trulia User
    "No public transportation but everything is short driving distance so as long as you have a car it’s not a problem. "
    0
    Flag
  • David o Onyango
    "We are growing community with a lot of things to look forward to. They are many investments comming."
    0
    Flag
  • Mary Blades
    "This is a family oriented neighborhood. Almost everyone decorated for the holidays and my family feels safe and comfortable. Everyone is friendly here and the schools are amazing! "
    9
    Flag
  • Ashley Kabler Realtor
    "Neighborhood BBQs help with each other’s kids watch out for everyone and their homes when out of town. "
    1
    Flag
  • Kaye W.
    "People walk their dogs and seem to keep them well controlled there can be a lot of barking at times though. Yards are not overly large for a dog to have lots of room to run."
    4
    Flag
  • Basja69
    "Dog walkers are frequently present. Lease law enforced. Stray pets are put on web to identify owners. "
    2
    Flag
  • Misti
    "eh. not really any dog parks around but there are quite a few dog friendly hiking trails. I take mine all the time when I can"
    10
    Flag
  • Jessica R.
    "Fourth of July is the best in temple. There are different food vendors as well as games and moon walks for the kids. All types of food trucks with different types of food. "
    4
    Flag
  • Marc L.
    "Area is quiet and safe, commute from Fort Hood everyday. It's worth the 25 minute drive to live here versus living in Killeen."
    0
    Flag
  • Joycetwo
    "Nice quiet neighborhood with other dogs that cause no threat when going on walks. City ordinance require owners to leash their dogs. The neighborhood is dog friendly. "
    0
    Flag
  • Lorra T.
    "NOT LIKE. Unfortunately there are no sidewalks or street lights in our neighborhood LIKE generally quite area and friendly people "
    0
    Flag
  • Sarah E.
    "everyone walks their dogs every day. super welcoming and fur-friendly............................... "
    5
    Flag
  • Kaye W.
    "Lots of kids in the area! Family oriented neighborhood. Yards are small lots of bike riders but lots of cars parked on the street. "
    0
    Flag
  • Susandarron
    "friendly schools activities public transportation youth centers playgrounds water park colleges and University"
    9
    Flag
  • Felicialeggett39
    "The area is very dog friendly with many walking trails and sidewalks. The apartment complex has a dog walk park on the grounds with dog stations with poop bags. Their is also a close by walking trail that many dog owners and families frequently visit "
    0
    Flag
  • David S.
    "None that we've seen. After 2 yrs here this area has been very quiet. Most neighbors are elderly and hardly exit their homes but to check their mailboxes "
    0
    Flag
  • Trulia User
    "I have lived here one year. Great prices on rentals and for sale. Good selection, something for everyone. Plenty of shopping. Slower pace, good options for active life. Started as an experiment now I love it. "
    0
    Flag
  • Shalena M.
    "schools are not the best here maybe a good plave to retire or good for bussiness but not the best for family fun. they really need to build another highschool because temple high is crazy crowded which doesnt alow as much time per student. "
    8
    Flag
  • Angel P.
    "They do not have side walks so play time outside should be supervised if in the front. The places are somewhat close."
    0
    Flag
  • Mary J. W.
    "Need a car to go anywhere. Not heard of Uber here and have not seen a cab in years! Fortunately I work from home "
    0
    Flag
  • Aaron C.
    "Lots of parks close by. It seems to be a good place for kids to be able to go out and play with friends."
    4
    Flag
  • Kyle C.
    "this area is full of crime, stay away from here unless you like stuff being stolen from you. also the amount of people moving here has driven prices up and crime up. thanks everyone "
    0
    Flag
  • Golightly91
    "veteran friendly neighborhoods, police patrol frequently and have great response times. close to belton for special events "
    0
    Flag
  • Dominique F. G.
    "It's very quiet and everything is near by. neighbors are very friendly and helpful. I've been her for a few years now and dont have any complaints. "
    0
    Flag
  • Cheri W.
    "Ready to move in the country. Temple is growing too fast and can't keep up with the growth. the homes are too close together and people aren't very friendly "
    0
    Flag
  • Kandice N.
    "Halloween is amazing here tons of neighbors are out and about. Kids are walking the streets in costume and all houses have candy. Christmas lights on almost every house. Very holiday friendly neighborhoods. "
    0
    Flag
  • Mznetta
    "New to the area from Midwest. Love the sun, residential space is good, plenty of amenities nearby, friendly neighbors. "
    0
    Flag
  • Wilsongeneva98
    "I just moved into the neighborhood and it’s nice and friendly and just a wonderful place to live and to raise a family. "
    4
    Flag
  • Ingramtrevor10
    "We have a semi gated community and everyone is generally very nice. Some neighbors are stuck up about the “gated” aspect of the community but you’ll have those people anywhere."
    0
    Flag
  • Michelle K.
    "Must driving there is nothing within walking distance except a seven eleven and dollar general......"
    5
    Flag
  • Ingramtrevor10
    "There are always bad apples but the general population is very kind and courteous. People often waive if you waive. The community definitely looks out for each other."
    0
    Flag
  • Trulia User
    "my commute is fairly short. you have easy access to the highway to reach where you are going faster. "
    3
    Flag
  • Jenna L.
    "My neighborhood is close to 35 which is great for my husband who works in Austin, although terrible for noise. I work at Scott and White and the commute is only 5 minutes "
    0
    Flag
  • YWood
    "Easy access to grocery store, Walmart, hospital, schools, church, playground. Nice homes. Quiet, well kept."
    4
    Flag
  • Eric H.
    "we have friendly people and safe neighbours.We have parks and walking trails and can keep your children safe from harm "
    0
    Flag
  • Keilan A.
    "Depending on the area Temple is a nice place to live. Very family oriented and the people are very friendly. I’d stay here if I didn’t go to school in Killeen. So if you looking for a homely heart felt town temple is the place. "
    3
    Flag
  • Patricia R.
    "I know my neighbors I know they kids we look after one another when someone's leaving their home we watch our neighborhood friendly Neighbors walking their pets"
    0
    Flag

Market trends in Temple

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$265K
$3.67KMoM
Sale-to-List Price
99.4%
0.3%MoM
Price per sq ft
$153
$4MoM
Available listings
661
27MoM

Home Value

Trulia Estimate
$200K
Since last month
Increased$9K (+4%)
Since last year
$0 (0%)
Learn more about this home's value by checking out its Trulia Estimate and the value of nearby homes.

Trulia Estimate

The of this home's value increased by +83% in the last 10 years
MonthEstimated value
2026
August 2026$235K
August 2026$200K
July 2026$226K
June 2026$228K
May 2026$232K
April 2026$234K
March 2026$229K
February 2026$233K
January 2026$231K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
906 Erie Dr, Temple, TX 76504
0.05
$247,500
3
2.5
1,682
Off Market
3906 Neches Cir, Temple, TX 76504
0.04
$251,400
3
2
1,578
Off Market
3812 Poteet Ct, Temple, TX 76504
0.03
-
-
-
-
Off Market
3816 Poteet Ct, Temple, TX 76504
0.04
-
-
-
-
Off Market
916 Filly Ln, Temple, TX 76504
0.08
$166,700
3
2.5
1,194
Off Market
817 Erie Dr, Temple, TX 76504
0.06
$239,700
4
2
1,507
Off Market
901 Filly Ln, Temple, TX 76504
0.10
$208,400
3
2
1,367
Off Market
906 Filly Ln, Temple, TX 76504
0.10
$213,900
3
2
1,566
Off Market
3813 Poteet Ct, Temple, TX 76504
0.06
$298,000
4
2
1,750
Off Market
813 Erie Dr, Temple, TX 76504
0.08
$283,600
3
2
1,719
Off Market
939 Campbelton Dr, Temple, TX 76504
0.12
$242,999
4
2
1,676
For Sale

Price and Tax history

DateEventPrice
Aug 1, 2023
Source: N/A
Sold
--

LGBTQ Local Legal Protections

Cathy Allen, Apex Texas Realty
Agent Phone: (254) 933-2222
Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026 Central Texas MLS, All Rights Reserved.

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Frequently asked questions about 3905 Neches Cir

  • What is the estimated monthly payment for 3905 Neches Cir?
    Based on a $199,900 list price with 20% down at today's rates, the estimated monthly payment for 3905 Neches Cir in Temple, TX is approximately $1,367 (about $1,052 principal & interest, $240 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3905 Neches Cir compare to homes in Temple?
    3905 Neches Cir in Temple, TX is listed at $199,900, about 25% below the $265K median sale price in Temple.
  • What do residents say about Temple?
    Residents describe Temple, TX as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Temple, TX.
  • What are the closest schools to 3905 Neches Cir?
    The closest schools to 3905 Neches Cir in Temple, TX are Bonham Middle School (rated 6/10), Temple High School (rated 3/10), Western Hills Elementary School (Pre-K, rated 5/10).
  • Does 3905 Neches Cir have air conditioning?
    Yes, 3905 Neches Cir in Temple, TX has air conditioning.
  • Does 3905 Neches Cir have laundry facilities?
    Yes, 3905 Neches Cir in Temple, TX has laundry facilities.
3905 Neches Cir, Temple, TX 76504 is a 3 bedroom, 2 bathroom, 1,607 sqft single-family home built in 1998. This property is currently available for sale and was listed by Central Texas MLS on Aug 30, 2026. The MLS # for this home is MLS# 623645.