3903 SE 38TH LOOP, Ocala, FL 34480
Property image
Property image
FOR SALE
3D VIEW
0.76 ACRES

3903 SE 38TH LOOP
Ocala, FL 34480

  • 4 Beds
  • 2 Baths
  • 2,347 sqft (on 0.76 acres)

$574,900

Original price: $599,900
Est. Mortgage $3,898/mo*
Get Pre-Qualified

$574,900

Original price: $599,900
Est. Mortgage $3,898/mo*
Get Pre-Qualified
4 Beds
2 Baths
2,347 sqft
(on 0.76 acres)

Home Highlights

Parking
2 Car Garage
Outdoor
Porch
Climate Control
Heating & Cooling
HOA
$125/Monthly
Price/Sqft
$245
Listed
79 days ago

Local Information

  • Map ViewExplore the area around 3903 SE 38TH LOOP.
-- mins to
Commute Destination

About this House

Forget today’s high rates—you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home -- and that changes everything. Before you ever make an offer, a licensed home inspector has already been through this home top to bottom. You get the full report at no cost. No surprises. No guessing. Just confidence. And it doesn't stop there -- your purchase comes with a 12-month Home Warranty AND our 18-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. As an added bonus you also qualify for a 1% lender credit at closing if you use our preferred lender. Welcome to your private sanctuary in The Arbors, one of Southeast Ocala’s most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence—featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts.

Home Details for 3903 SE 38TH LOOP

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2347 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sprinkler Well, Street Lights, Water ConnectedAppliances: Dishwasher, Electric Water Heater, Microwave, Range, RefrigeratorDishwasherLaundry: Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Luxury Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Rear PorchFencing: Fenced, WoodVegetation: Trees/LandscapedExterior: NoneFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Frontage: Private RoadResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 55Days on Market: 79

Property Information

Year Built
Year Built: 2008
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 3136300109

Price & Status

Price
List Price: $574,900Price Per Sqft: $245
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: OCALACommunity: ARBORS
School Information
Elementary School: South Ocala Elementary SchoolJr High / Middle School: Osceola Middle SchoolHigh School: Forest High School

Agent Information

Listing Agent
Listing ID: OM725417

Building

Building Area
Building Area: 3166 Square Feet

Community

Community Features: Deed Restrictions, Gated Community - No GuardNot Senior Community

HOA

HOA Fee Includes: Maintenance GroundsHOA Name: Bosshardt Property ManagementHOA Phone: 352-671-8203Association for this Listing: Ocala - MarionHas an HOAHOA Fee: $125/Monthly

Lot Information

Lot Area: 0.76 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: OM725417Showing Requirements: Appointment Only, Gate Code Required, See Remarks, ShowingTimeUniversal Property Id: US-12083-N-3136300109-R-N

Additional Information

Deed RestrictionsGated Community - No Guard
Last check for updates: about 4 hours ago
Listing Provided by: Scott Coldwell, (352) 209-0000
COLDWELL REALTY SOLD GUARANTEE, (352) 209-0000
Originating MLS: Ocala - Marion
Source: Stellar MLS, MLS#OM725417
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Ocala

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$261K
$6.65KMoM
Sale-to-List Price
97.6%
0.2%MoM
Price per sq ft
$161
$0MoM
Available listings
2459
58MoM

Price and Tax history

DateEventPrice
Jun 25, 2026
Source: Stellar MLS #OM725417
PriceChange
$574,900
Price decreased by 4%
Jun 12, 2026
Source: Stellar MLS #OM725417
PriceChange
$599,900
Price decreased by 1%
May 26, 2026
Source: Stellar MLS #OM725417
Listed For Sale
$609,000
Aug 15, 2022
Source: N/A
Sold
$460,000
Apr 3, 2017
Source: Stellar MLS #OM511561
Sold
$255,000

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 3903 SE 38TH LOOP

Skip to last item
Skip to first item

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4037 SE 40TH STREET, Ocala, FL
0.09
Single-Family Home
$545,000
05/27/26
5
3
2,737
4201 SE 31ST PLACE, Ocala, FL
0.53
Single-Family Home
$320,000
02/18/26
4
2
2,326
4083 SE 38TH LOOP, Ocala, FL
0.30
Single-Family Home
$650,000
09/10/25
4
3.5
3,164
3955 SE 43RD CIRCLE, Ocala, FL
0.11
Single-Family Home
$1,050,000
05/18/26
4
3.5
3,478
3986 SE 43RD CIRCLE, Ocala, FL
0.19
Single-Family Home
$789,000
09/24/25
3
3.5
3,185
3235 SE 43RD AVENUE, Ocala, FL
0.42
Single-Family Home
$323,300
12/04/25
4
2
2,332
3911 SE 44TH STREET, Ocala, FL
0.38
Single-Family Home
$549,000
05/18/26
4
2.5
2,624
4331 SE 34TH STREET, Ocala, FL
0.43
Single-Family Home
$330,000
12/09/25
4
2
2,320
3901 SE 43RD CIRCLE, Ocala, FL
0.25
Single-Family Home
$849,900
01/05/26
4
3.5
3,414

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4037 SE 40TH STREET, Ocala, FL 34480
0.09
$545,000
5
3
2,737
Recently Sold
3955 SE 43RD CIRCLE, Ocala, FL 34480
0.11
$1,050,000
4
3.5
3,478
Recently Sold
43RD CIRCLE LOT 22, Ocala, FL 34480
0.15
-
-
-
-
Off Market
3918 SE 40TH STREET, Ocala, FL 34480
0.18
$604,100
3
2
2,325
Off Market
3986 SE 43RD CIRCLE, Ocala, FL 34480
0.19
$1,100,000
3
3.5
3,185
For Sale
4048 SE 38TH LOOP, Ocala, FL 34480
0.21
$562,000
4
3
2,603
Off Market
4008 SE 43RD CIRCLE, Ocala, FL 34480
0.23
$589,100
4
3
2,741
Off Market
3819 SE 38TH LOOP, Ocala, FL 34480
0.20
$672,100
4
3
3,200
Off Market
3840 SE 36TH LANE, Ocala, FL 34480
0.19
$235,990
3
2.5
1,782
For Sale
SE 43 CIRCLE LOT 10, Ocala, FL 34480
0.23
-
-
-
-
Off Market
3669 SE 37th Avenue Rd, Ocala, FL 34480
0.21
$236,200
3
2.5
1,783
Off Market

Around this home

What Locals Say about Ocala

At least 1455 Trulia users voted on each feature.

  • 88 % Say car is needed

  • 82 % Say parking is easy

  • 82 % Say yards are well-kept

  • 78 % Say it's dog friendly

  • 73 % Say there's holiday spirit

  • 69 % Say it's quiet

  • 56 % Say kids play outside

  • 51 % Say people would walk alone at night

  • 50 % Say there's wildlife

  • 50 % Say they plan to stay for at least 5 years

  • 48 % Say neighbors are friendly

  • 39 % Say streets are well-lit

  • 36 % Say there are sidewalks

  • 36 % Say it's walkable to grocery stores

  • 28 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Shirley Lewis
    "It's like a big cul-de-sac all roads connected in a circle only one way in and out. Large mature trees very safe and quiet neighborhood. "
    0
    Flag
  • Deloris B.
    ""My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district. Also a safe area."
    2
    Flag
  • Deloris B.
    "I've lived in this neighborhood going on 3 years. My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district. But mostly I feel safe, the neighbors look out fot each other and cameras everywhere ( lol)."
    0
    Flag
  • Deloris B.
    "My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district." I've lived here for the past 3 years it's been great."
    0
    Flag
  • Nurseleemy
    "Children park and water pad close by. Plenty of hiking trails. Club house offers a variety of activities."
    1
    Flag
  • Darthwolf65
    "People need to be cautious and watching their pets more. To many cats and dogs getting out of the yards roaming around. This contributes to animal attacking people the pet does not know."
    1
    Flag
  • Tgray74
    "Horses and lots of animal lovers , very beautiful trails parks recreation for kids schools are awesome"
    1
    Flag
  • Latorya Katiba
    "Liberty park always has events for children. This is a great part of Ocala to reside. It is very peaceful."
    0
    Flag
  • Flcracker0216
    "Need to choose your schools. Looking around will definitely help your kids out in the classroom …….."
    0
    Flag
  • Meiryn Gracia
    "Amazing and calm place to live. Around nature and peaceful. Nice people and friendly. Good neighbors "
    1
    Flag
  • Trulia User
    "People walk dogs all the time and if any go missing it seems like the community works together in saving stray animals and finding the owners . I feel like animals a pretty welcome here .. everyone has animals here. "
    1
    Flag
  • Mary Mcginnis
    "Traffic is bad. Poor infrastructure and rampant development. Great horse country. Never see kids playing outdoors."
    0
    Flag
  • Trulia User
    "Getting around anywhere from here is great, im close by alot of stores only takes me 6-12 minutes publix, walmart, target, dollar store ! And my sons bus stop is practically in front of our house ! I love the convenience "
    1
    Flag
  • Felipe Gomez
    "The peaceful living you’ve been looking for laid back and relax…………………….. great place to raise a family "
    1
    Flag
  • Jessie Khalawan
    "Some people let their dogs run wild in the front of their homes but thankfully they tend to stay there. "
    1
    Flag
  • Tammie Young
    "They would like it but they all keep their dogs on a leash or in a dog house or in the backyard or in the yard or in the house or in the back of the yard "
    1
    Flag
  • Julie Ellis
    "Too much traffic too many other dogs being walked so you keep having to reroute yourself all the time because other dogs are coming at you and there’s just other cars coming down the road and it’s just a lot sometimes for dogs"
    1
    Flag
  • Maria Gonzalez
    "The neighborhood is pretty quiet. It does get really dark. Not enough street lights. With all the land being destroyed around us there are more and more sightings of bears etc. Always keep your pets on a leash and carry a blow horn, pepper spray and maybe even a taser. You never know is when you might have to try to rescue your fur baby. Better safe than sorry. "
    1
    Flag
  • Kjames81
    "I’ve lived in this neighborhood for about 15 years. I have only had my packages stolen once. It’s pretty clean and the neighbors are friendly."
    0
    Flag
  • Jethele
    "The area is beautiful with all the horse farms and all the agriculture in the surrounding areas. It is close to everything; beaches and theme parks."
    0
    Flag
  • Theegreenhuman
    "Down to Ocala in the parks and libraries put on many events for families and their children to attend all the time there’s always something happening and almost every store. You can see many of the vents advertise somewhere."
    0
    Flag
  • Oasis T.
    "Quiet neighborhood in the fastest growing area in the country. Peaceful street absent of traffic, crime, and rental properties. The residents of this neighborhood take pride, maintain, and upgrade their homes accordingly. Unlike the Shores or Marion Oaks where you will find an abundance of homes for sale, the turnover rate in this neighborhood is rare and the residents have all lived here for years."
    0
    Flag
  • Emmanuel Roman
    "My neighborhood has great access to public transportation, has many public parks, national parks and hidden treasures that provide lively activities in Ocala. From its lakes, secret beaches, springs, nature spots, museums, and downtown district."
    18
    Flag
  • Trulia User
    "Great place to live and this has to be the nicest weather in the entire country. It’s an affordable place to live in Florida "
    6
    Flag
  • Nick
    "Too many people have moved here and the traffic is awful!! DOT has not updated any roads or lights and a once 15 minute commute is now 45. "
    14
    Flag
  • Diane Perez
    "There are Not many sidewalks to walk on. There are a lot of grassy areas which is good, lots of dog friendly places too. "
    7
    Flag
  • Trulia User
    "What a great neighborhood to raise kids in plus the houses are affordable their sidewalks everywhere"
    3
    Flag
  • Amelia Secki
    "I’ve lived here my entire life. I was born in 2000 and am turning 24 in October. Ocala has some things for little children, but it mainly caters to the adult and wealthy populations (ie, downtown & WEC). There is little to nothing to do as a teenager/young adult, or a poor person, for free or low cost. Ocala’s refusal to cater to the young adult and poor population has been a very direct contributor to the rise of drug use and violent crime. "
    11
    Flag
  • Bolofamily
    "We have a community recreation center that has a gym, billiards, pickleball, basketball and tennis courts along with outdoor trail."
    3
    Flag
  • Modsires
    "Very neighborly area with great parks and convenient shopping. Safe area low crime. Very quiet and peaceful. Area is well liked by residents. Lots of pride of ownership. "
    2
    Flag
  • Trulia User
    "Lots for fur parents around here and lots of areas to walk them. There is also the 49th Trailhead hiking trails, there are paved walking trails. I ride my E-Trike from my house to the trailhead. "
    3
    Flag
  • Trulia User
    "There are friendly neighbors in our neighborhood and the parks are nice. The restaurants are 15-25 minutes away."
    0
    Flag
  • Trulia User
    "The weather here is amazing! The Neighborhood is a diverse area with many friendly people. Lots of people walk on the long sidewalk that rust along Marion Oaks Trail. There is also endless paved/dirt trails to ride on the Green Way. I ride my E-trike to the trailhead on 49th ave, it’s 10 minutes from my house, there is another trailhead near by as well. There’s a 2 story Publix, 711, hair place, nail place and a Walmart within 5 miles from here. Plus the Beach is 45 minutes away. The Rainbow River is 20 minutes away And they are all super easy to find. "
    1
    Flag
  • Shannonlamarche
    "There is public transportation if you are in to that sort of thing. There are many sidewalks and the neighborhood is also golf cart friendly."
    1
    Flag
  • Kim Martin
    "I love my neighborhood I have lived here six years and everyone is friendly and looks out for each other."
    1
    Flag
  • Janmorin
    "It’s a planned unit development that is well managed and great for 55+ residents. Many activities are available for folks to take part in. It’s one of the largest such communities in central Florida. "
    0
    Flag
  • Angelfury3
    "you need a car to get around there’s not shops close by. Bus route is close within walking distance "
    0
    Flag
  • Denise N.
    "peaceful and easy. nothing is far. and we have the new world equestrian center opening soon. it will be a amazing place to live. "
    0
    Flag
  • Trulia User
    "I've lived in this neighborhood for 12yrs and I love it The people here are very friendly and looks out for one another "
    0
    Flag
  • Sonyayyoung
    "Live close to the drive in theater, walking track within a mile. And close to Publix and shops. Love the convenience. "
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 3903 SE 38TH LOOP

  • What is the estimated monthly payment for 3903 SE 38TH LOOP?
    Based on a $574,900 list price with 20% down at today's rates, the estimated monthly payment for 3903 SE 38TH LOOP in Ocala, FL is approximately $3,830 (about $2,979 principal & interest, $776 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3903 SE 38TH LOOP compare to homes in Ocala?
    3903 SE 38TH LOOP in Ocala, FL is listed at $574,900, about 121% above the $261K median sale price in Ocala.
  • What do residents say about Ocala?
    Residents describe Ocala, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Ocala, FL.
  • What are the closest schools to 3903 SE 38TH LOOP?
    The closest schools to 3903 SE 38TH LOOP in Ocala, FL are Forest High School (rated 5/10), Osceola Middle School (rated 8/10), South Ocala Elementary School (Pre-K, rated 3/10).
  • Does 3903 SE 38TH LOOP have air conditioning?
    Yes, 3903 SE 38TH LOOP in Ocala, FL has air conditioning.
  • Does 3903 SE 38TH LOOP have laundry facilities?
    Yes, 3903 SE 38TH LOOP in Ocala, FL has laundry facilities.
Scott Coldwell, COLDWELL REALTY SOLD GUARANTEE, (352) 209-0000
Agent Phone: (352) 209-0000
3903 SE 38TH LOOP, Ocala, FL 34480 is a 4 bedroom, 2 bathroom, 2,347 sqft single-family home built in 2008. This property is currently available for sale and was listed by Stellar MLS on May 26, 2026. The MLS # for this home is MLS# OM725417.